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    Documents Required To Be Produced Along With The Housing Loan Application

    Uploaded by

    Gajendra Audichya
    The document outlines the documents required for a housing loan application for salaried and self-employed individuals. For salaried applicants, documents required include identity proof, address proof, proof of income such as salary slips and tax documents, and property documents. For self-employed applicants, in addition to the same documents, proof of business such as trade licenses and tax registrations are required.

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    © All Rights Reserved
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    Documents Required To Be Produced Along With The Housing Loan Application

    Uploaded by

    Gajendra Audichya
    55 views5 pages
    The document outlines the documents required for a housing loan application for salaried and self-employed individuals. For salaried applicants, documents required include identity proof, address proof, proof of income such as salary slips and tax documents, and property documents. For self-employed applicants, in addition to the same documents, proof of business such as trade licenses and tax registrations are required.

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    The document outlines the documents required for a housing loan application for salaried and self-employed individuals. For salaried applicants, documents required include identity proof, address proof, proof of income such as salary slips and tax documents, and property documents. For self-employed applicants, in addition to the same documents, proof of business such as trade licenses and tax registrations are required.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    55 views5 pages

    Documents Required To Be Produced Along With The Housing Loan Application

    Uploaded by

    Gajendra Audichya
    The document outlines the documents required for a housing loan application for salaried and self-employed individuals. For salaried applicants, documents required include identity proof, address proof, proof of income such as salary slips and tax documents, and property documents. For self-employed applicants, in addition to the same documents, proof of business such as trade licenses and tax registrations are required.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    Documents required to be produced along with the Housing Loan Application

    Salaried

    A. Identity Proof
    1. PAN Card (mandatory) and any one of the below documents
    2. Voter Card
    3. Aadhar Card
    4. Valid Passport
    5. Driving License
    6. Photo Credit Card
    7. Photo Identity card issued by Govt. body
    8. Letter from recognized public authority or public servant verifying the identity of the customer
    with photograph (not more than 30 days old)
    B. Address Proof

    Any one of the below documents:

    1. Voter Card
    2. Aadhar Card
    3. Valid Passport
    4. Letter from a recognized public authority or public servant verifying the identity and residence
    of the customer
    5. Latest Utility bill
    6. Rent agreement on stamp Paper
    7. Bank Statements reflecting address of borrowers of any commercial nationalized bank
    8. Credit Card Statement not older than 3 months
    9. Life Insurance Policy
    10. Residence address Certificate /letter by employer on company letterhead
    11. Copy of Sale Deed of the property (residence), if owned
    12. Municipal or property tax receipt
    13. Post office saving bank account statement
    14. Pension or family pension payment orders (PPOs) issued to retired employees by Govt.
    departments or Public Sector Undertakings, if they contain the address
    15. Letter of allotment of accommodation from employer issued by State or Central Govt.
    departments, statutory or regulatory bodies, and public sector undertakings, scheduled
    commercial banks, financial institutions, and listed companies. Similarly, leave and license
    agreements with such employers allotting official accommodation
    16. Documents issued by Govt. departments of foreign jurisdiction and letter issued by Foreign
    Embassy or Mission in India
    C. Proof of income

    All the documents given below:

    1. Last 6 months salary slip


    2. Last 6 months bank statement of salaried account
    3. Latest Form 16 / ITR
    4. Salary Certificate.
    5. Pension Certificate if applicable
    6. Employment Contract / Appointment Letter in case current employment is less than 1 year old

    D. Other documents
     Documents related to running loans along with 6 months repayment bank statements.

    E. Property Documents

    All the documents given below :

    1. Copy of complete chain documents of the property (as applicable)


    2. Copy of Agreement to Sell (if executed)
    3. Copy of the Allotment Letter / Buyer Agreement(if applicable)
    4. Copy of Receipt/(s) of payment/(s) made to the developer (if applicable).
    5. Sanctioned and approved plan copy of Corporation/Grampanchayat/any recognized authority.
    Self Employed/Professionals
    A. Identity Proof
    1. PAN Card (mandatory) and any one of the below documents
    2. Voter Card
    3. Aadhar Card
    4. Valid Passport
    5. Driving License
    6. Photo Credit Card
    7. Photo Identity card issued by Govt. body
    8. Letter from recognized public authority or public servant verifying the identity of the customer
    with photograph (not more than 30 days old)
    B. Address Proof

    Any one of the below documents:

    1. Voter Card
    2. Aadhar Card
    3. Valid Passport
    4. Letter from a recognized public authority or public servant verifying the identity and residence
    of the customer
    5. Latest Utility bill
    6. Rent agreement on stamp Paper
    7. Bank Statements reflecting address of borrowers of any commercial nationalized bank
    8. Credit Card Statement not older than 3 months
    9. Life Insurance Policy
    10. Residence address Certificate /letter by employer on company letterhead
    11. Copy of Sale Deed of the property (residence), if owned
    12. Municipal or property tax receipt
    13. Post office saving bank account statement
    14. Pension or family pension payment orders (PPOs) issued to retired employees by Govt.
    departments or Public Sector Undertakings, if they contain the address
    15. Letter of allotment of accommodation from employer issued by State or Central Govt.
    departments, statutory or regulatory bodies, and public sector undertakings, scheduled
    commercial banks, financial institutions, and listed companies. Similarly, leave and license
    agreements with such employers allotting official accommodation
    16. Documents issued by Govt. departments of foreign jurisdiction and letter issued by Foreign
    Embassy or Mission in India
    C. Address Proof for Business Entities

    Any one of the below documents:


    1. Shops & Establishment Certificate
    2. Trade License Certificate
    3. SSI Registration Certificate
    4. PAN Card/Sales Tax/ VAT Registration Certificate
    5. Partnership Deed (for firms) / Memorandum of Association (MOA) for companies
    6. Export-Import Code Certificate/Factory Registration Certificate
    7. Professional qualification Certificate and Degree Certificate for Professionals
    8. SEBI Registration Certificate
    9. Registration No issued by ROC

    D. Proof of income

    All the documents given below:

    1. Income Tax Returns along with computation for last 2 financials years
    2. Balance Sheet and Profit & Loss account along with all annexures (duly CA certified and audited
    if applicable)
    3. Last six months current account statement of the business entity and saving account statement
    of individual
    E. Other documents

    All the documents given below:

    1. Documents related to running loans along with 6 months repayment bank statements
    2. Latest List of share holding pattern (duly CA/CS certified)
    3. Business profile
    4. MOA (for private Limited companies)
    5. Partnership deed (for partnership firms)

    F. Property Documents

    All the documents given below:

    1. Copy of complete chain documents of the property (as applicable)


    2. Copy of Agreement to Sell (if executed)
    3. Copy of the Allotment Letter / Buyer Agreement(if applicable)
    4. Copy of Receipt/(s) of payment/(s) made to the developer (if applicable)
    5. Sanctioned and approved plan copy of Corporation/Grampanchayat/any recognized authority.

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