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OC 94A - Addendum

This document provides an addendum to guidelines for allowing third-party application providers (TPAPs) to route transactions through secondary unified payment interface (UPI) IDs when the primary UPI ID is unavailable. Specifically, it outlines requirements for TPAPs and payment service providers (PSPs) to transparently route transactions and restore the primary UPI ID once available. TPAPs must also submit incident reports to the primary PSP and notify PSPs and NPCI when implementing the secondary UPI ID functionality. Member banks are requested to communicate these guidelines to their TPAPs.

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100 views1 page

OC 94A - Addendum

This document provides an addendum to guidelines for allowing third-party application providers (TPAPs) to route transactions through secondary unified payment interface (UPI) IDs when the primary UPI ID is unavailable. Specifically, it outlines requirements for TPAPs and payment service providers (PSPs) to transparently route transactions and restore the primary UPI ID once available. TPAPs must also submit incident reports to the primary PSP and notify PSPs and NPCI when implementing the secondary UPI ID functionality. Member banks are requested to communicate these guidelines to their TPAPs.

Uploaded by

Gaurav Yadav
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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NPCI/UPI/OC No.

94A/2020-21 7th October, 2020


To,

All Member Banks - Unified Payments Interface (UPI)

Dear Sir/Madam

Addendum to OC 94

In addition to the procedures and guidelines stated in NPCI/UPI/OC No. 94/2020-21 for allowing
TPAP to route transactions through the secondary UPI ID.

2. The TPAP and PSP have to:

a. Ensure transparent routing of transactions through the secondary UPI ID. The TPAP shall use
code ‘10’ in the ref Category tag while initiating the payment through the back up UPI ID.
b. Ensure transaction routing through the secondary UPI ID is valid only till the time primary PSP
is unavailable. As soon as the primary PSP is available, the user will be restored back to the
primary UPI ID for all UPI transactions.
c. In the event the customer of the said TPAP is initiating a transaction, using the “Invoice in the
Inbox” functionality and the given transaction is eligible for routing through the secondary UPI
ID, the TPAP will populate the following code in the Ref Category
a. Code 11 if the functionality is used for Invoice
b. Code 12 if the functionality is used for Advertisement
d. The PSP bank may ask the TPAP to submit the incident related report pertaining to transaction
routing via the secondary PSPs. The TPAP shall send a report within 7 days of the incident to
the Primary PSP only.
e. TPAPs to inform their PSP banks and NPCI when they go live on this functionality.

Member banks are requested to communicate the same to their respective TPAP.

With Regards,

Sd.

Praveena Rai,

Chief Operating Officer

1001A, B wing, 10th Floor, The Capital, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051
CIN: U74990MH2008NPL189067

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