Social Project On Mahila Housing Sewa Trust

Social Project – Mahila Housing Trust (MHT), A Sister Organization Of SEWA
SOCIAL PROJECT
ON
“Mahila Housing Trust”
(SEWA)
Prepared by:
 Gurjar Pankaj(34)
 Jadav Akshay(38)
 Kharpate swapnil(47)
 Modi Dhara (59)
Submitted to:
 Prof. Sonu V Gupta
SKPIMCS, MBA-1, Trimester-2 1

TABLE OF CONTENTS
Preface
Acknowledgement
Introduction
Research Methodology
Objective
Data Collection
Findings
Results
Impact
Summary and Conclusion
Bibliography
Appendices

Preface
There are number of NGOs working around us but we hardly

know about them. They are providing a facilities for the upliftment of poors.
They are contributing themselves as social responsibility. There are millions
of people who are not able to get a cup of tea. As a social responsibility
NGOs and government make efforts for the upliftment of those people.
Mahila Housing Trust is also a part of these wonderful efforts
MHT is sister organization of SEWA(Self Employed Women’s
Association ).in this report we have mentioned the projects of MHT and it’s
results and impact in the society. From these project we can know how MHT
works ,from where it is funded, how many people have been benefited.

Acknowledgement
We are feeling great pleasure in submitting this report and it is

our great opportunity to convey thanks to all of them who have helped us in
completing this report. There are many people who play a very vital role in
our achievements but giving a vote of thanks to that great people is also one
achievement. And this opportunity I have got at a time of submitting this
report.
We are thankful to my college authority and especially my

project guide Prof. Sonu Vijayshankar Gupta for continuous encouragement
and guidance.
And lastly, We are thankful to all my friends and others who
have helped us in completing this report.
Thanking you.

INTRODUCTION
SEWA:
The Self Employed Women's Association (SEWA) is a trade union of women

workers in the informal sector. Established in 1972, SEWA's main goals are to
organise women workers for full employment and self-reliance by working with
them and helping them to own and manage their own institutions. Practically, the
strategy is carried out through the joint action of trade unions and co-operatives.
Full employment means employment whereby workers obtain work security,
income security, food security and social security (health care, child care and
shelter).
At SEWA we organize workers to achieve their goals of full employment and self
reliance through the strategy of struggled and development. The struggle is against

the many constraints and limitations imposed on them by society and the economy,
while development activities strengthen women’s bargaining power and offer them
new alternatives. Practically, the strategy is carried out through the joint action of
union and cooperatives.
SEWA is both an organisation and a movement. The SEWA movement is

enhanced by its being a sangam or confluence of three movements: the labour
movement, the cooperative movement and the women’s movement. But it is also a
movement of self-employed workers: their own, home-grown movement with
women as the leaders. Through their own movement women become strong and
visible.
Gujarat Mahila Housing SEWA Trust (MHT)
• Preparing and finalizing house designs in consultation with

communities and expert consultants
• Helping the district federations in getting the designs / plans
and cost estimates approved by the government
• Technical identification and training of masons, housing
construction teams
• Procurement of raw material supply
• Technical inputs, supervision and monitoring of construction, and
• Linking with other technical agencies as and when needed

• MHT has total 2 branches. The head office is in Ahmedabad and the 2
branches are in Vadodara and Surat..
Goals of MHT SEWA
• To improve the housing and infrastructure conditions and overall living

environment of SEWA members;
• To create improved access to important services such as shelter finance,

legal advice, technical assistance, information on housing market and
shelter related income opportunities for poor working women; and
• To influence housing and infrastructure related urban and rural development

policies and programmes and bring the benefits of these policies within the reach

MAHILA HOUSING SEWA TRUST: KEY ACTIVITIES
Facilitating Access to housing, infrastructure and Environment

Upgradation.
 Construction related advice and supervision of new houses, cattle sheds,

roof rain water harvesting tanks and house up-gradations;
 Grass root community members and government agencies to facilitate

access to housing and infrastructure schemes of the state and central
governments;
 Setting up of city wide-waste management systems through mobilizing poor

women in the informal sector;
 Co-ordination, institutional partnership development and capacity

government for integrated slum development ;
 Planning underway to set up a “habitat resource center”
Facilitating Access to housing and infrastructure finance
 Member of he national taskforce on ‘housing finance for the informal sector’

convened by HUDCOin 2000
 Development of viable housing and infrastructure micro finance delivery and
repayment system for rural and urban areas ,aimed at increasing efficiency.

cy and outreach.
Reseach training and documentation.
 Training development and overall capacity building of community based

organization in slum pockets of ahmedabad city, to procure and maintain
improved infrastructure services;
 Regular training of construction women workers to upgrade their skills;
 Training of housing finance and technical teams for better delivery of
housing credit and technical construction related advice in urban and rural
Gujarat;
 Development of a capacity building training module for micro finance
institutions, to facilitate access to improved infrastructure and housing;
 Preparation of various research publications videos and documentation of
local and national field based learning related to improve shelter for poor
women in the informal sector.
Advocacy and Networking
 Organizing of national workshops on topical shelter related issues such as

“housing Finance for poor women in the informal sector ,to inform and
influence sector reform;
 Liaiso and interface with government to effect policy change in the sector ;
and
 Development of a national “CBO Network” connecting people’s community
based organizations working towards facilitating improved access to shelter,
across India.


Board of Trustees
Co-ordinator (technical)
IT Team Administrative
Project Members Accounts
Community Technical
Consulta Team
Mobilization Team IT Team
nt
(4) Team Members Consultant (4)
(17) Members (Engineers) /IT In Members
charge (1)
Spearhead Data Entry Financial
Team Operators
(6) Members (1) Consultant
Electrical Engineer (1) Civil Engineers
(1)
Mechanical Engineer (1) (9)

Fund sources
Foreign private parties like US AID, donors.
Fund allocation process
Fund are allocated as per the need of the project , but they are
mainly bifurcated in four ways
1. Personal expenses:
 Project in charge
 Supervisor
 Civil engineer
 Accountant
 Computer operator
 Spearhead leader
2. Training expenses:
 Raw material
 Tools
 Conveyance charges
 Seminars
 Initial infrastructure setup exposes
3. Administrative expenses:
 Office expenses

 Documentation
 Electricity ,water

SEWA Bank
SEWA Bank will:

• Facilitate in linking up with the Housing Finance Institutions, in mobilizing
needed financial resources, and
• Develop financial management and monitoring systems for the district
federations, SEWA and MHT.
• Saving accounts compulsory for all beneficiaries
• Minimam saving account starts with 50/rs
• Loan is provided till the limit of 50000.
• Loan is granted on the recommendation of spearhead and on past record.
Projects Undertaken By MHT
SEWA has undertaken various projects under its wings for slum upliftment. It
carries out these projects as middlemen between the government and the slum
dwellers.
The various projects that it has undertaken are:
• Ujala Yojna: This is a slum electrification project. It carries out this project
in co-ordination with AEC.
• Parivartan Yojna: This project is carried out for the development of slum
areas by providing them with basic amenities.

• Karmika Project: Under this project, MHT has undertaken to train the
women laborers so that they become skilled workers and are able to
improve their standard of living.
• Reconstruction Project: This project was undertaken by MHT devastating

earthquake of 2001. it reconstructed thousands of houses in Kucth & Bhuj
for people who had lost their houses in the natural calamity. This project is
now over & no more work is carried out in it now.
• Aawas Yojna: Under this project MHT undertook to construct house for
people living under poverty line & in villages by charging minimal amount
from them. This project is also over now, but is soon to restart.

RESEARCH METHODOLOGY
Our topic for Social Project was Mahila Housing SEWA Trust (MHT).
We were required to study everything about MHT i.e. its structure, working,
projects undertaken by them and the satisfaction level of beneficiary of
“MHT” etc. To get the basic idea about the organization we first searched
about it in the internet. We found out what SEWA as a whole stood for and
in which areas it worked. Then we decided to visit the main office of MHT so
that we can interact with them and get a clear idea about their working.
For paying a visit to them and knowing about their working we first
prepared a questionnaire in our group. We prepared questions such as:
• What is the basic role of MHT?

• What are the various projects undertaken by you?
• From where do you arrange funds for various projects?
• In which cities do you have your branches?
So on and so forth.
We interacted with the people who were actually carrying out the various
projects for MHT. They gave us the clear idea about the role they were playing as
a mediator between the government and the slum dwellers for whose
development they were working.

OBJECTIVES
Our basic objectives to choose MHT as a study for our social project were:
• To study how MHT functions.

• To understand the contribution of MHT in development of the society.
• To study the satisfaction level of beneficiary of “MHT”.

DATA COLLECTION
For the purpose of data collection for our study, we personally visited the Mahila
Housing Trust office situated on Gujarat College Road, Ahmedabad. We had
prepared a questionnaire for the purpose of asking them. However, new questions
automatically emerged in our mind once we started interacting with them. We
asked them various questions related to the projects undertaken by them, which
are still continuing and which have closed. The project authorities were generous
enough to give their time to us and answer our questions patiently.
The various questions asked by us to the project authorities of MHT are as follows:
o What is SEWA as a whole?
o What is the role played by MHT?
o Which are the various projects undertaken by MHT?
o How and where are these projects carried out?
o Where are the various branches of MHT located in Gujarat?
o Which areas are covered by MHT for development purpose?
o How has MHT contributed to the development of society as a whole?

FINDINGS
We found various things after we completed our research in MHT. The research
gave us a clear idea about how MHT works and what work it does. We were also
able to look clearly at various projects undertaken by MHT and how work is carried
out in them.
Here we discuss about the various projects undertaken by Mahila Housing Trust.
 Parivartan Yojna
Objectives: The main objectives of carrying out this project by MHT are
 To help the government in slum upgradation.
 To provide basic amenities to the slum dwellers.

 To motivate the slum dwellers to become a part of the project carried out by
the government for their up gradation.
Activities:
 To give shape to this project MHT has joined hands with Ahmedabad
Municipal Corporation (AMC), SEWA bank and the community where the
transformation is to take place.
 The MHT plays the role of middlemen between the AMC and the slum
dwellers under the Parivartan Yojna.
 It motivates the slum dwellers to become a part of the project and help the
government in their upgradation.
 To start with, a survey of the area is carried out where the upgradation is to
take place.
 The survey is carried out to find out which basic amenities such as gutter
connection, drinking water, street lights, are used by the slum people and
whether they are using it ‘legally’ or not.
 The data such collected is then analyzed and then given to the AMC who
then decide how much development is to be done in the area.
 The actual cost of the development of the area comes out to be Rs. 16500
but the slum dwellers are charged the minimal cost of Rs. 2100 for the
same. The rest of the amount is provided by the AMC.
 For this purpose, all the slum dwellers are required to open an account with
the SEWA bank. The slum dwellers do not require paying the entire amount
in lump sum but can pay the same in installments when ever they have he
money.
 The seven infrastructure services provided to slum dwellers include:
• Individual sewage

• Individual toilets
• Paved roads
• Street lights
• Basic solid waste management
• Storm water drainage
 MHT also carries out the awareness and training programs related to
maintenance of the basic amenities provided to them.
 Apart from ahmedabad, this project is also carried out in Surat and
Vadodara.
Following is the contribution made by various sources for carrying out Parivartan
Yojna successfully.
Component Comm Indu NGO AMC
Physical 2000 2000 --- 2000

Development
Community --- --- 300 700
Development
Networking with --- --- --- 3000

existing main
system
Community 100 --- --- ---
corpus
Individual toilet 4500 --- --- ---
TOTAL 2100 2000 300 10200
 Ujala Yojana
Objectives: The objectives of carrying out this project by MHT are as follows.
 To ensure availability of safe and legal electricity supply to slum residents

with the help of AMC, AEC and NGOs.
 To minimize process time for new connection, organize and operate a

proper bill recovery system

 To eliminate unauthorized use of electricity, regularize connections and

minimize techno commercial losses.
 To involve slum dwellers in the supply and payment of dues through CBOs.
 To develop strategies for up scaling the programme at all levels.
Activities:
The successful partnership of the Parivartan slum upgradation programme
reinforced and enhanced trust of the community in the approach (public-private
partnership) for service delivery. They realized that paying for the services would
ensure delivery of quality services at their door step. The informal tenure
compromising of non eviction for 10 years provided by the AMC’s Slum
Networking Program (SNP) increased their readiness to invest in their houses in
the slum. Almost 90% of the residents in the slum networking programme voiced
their demands for the legal supply of electricity. The Ahmedabad Electricity
Company (AEC) had very stringent norms for electrification. Following documents
were must for legal electrification. Their names in “7/12 records” (records
demonstrating legal ownership of land).The latest copy of tariff bill Rationing cards
in their names (proof of residence). With a background of the existing problems
and the success
of Slum Networking Project, AEC took up a pilot initiative funded by USAID, to

provide electric connections to slum households.
The normal rate for providing electric connection varies from Rs 4,000-6,000 (91-
136 US$) per household. Through this initiative, AEC gave connections at the rate
of Rs 2,170 (49 US$) per household, the remaining amount being subsidized by
USAID. As in the SNP, the facilitation for this initiative was done by the NGOs.
With a background of the existing problems and the success of Slum Networking

Project, AEC took up a pilot initiative funded by USAID, to provide electric

connections to slum households. The normal rate for providing electric connection
varies from Rs 4,000-6,000 (91-136 US$) per household. Through this initiative,
AEC gave connections at the rate of Rs 2,170 (49 US$) per household, the
remaining amount being subsidized by USAID. As in the SNP, the facilitation for
this initiative was done by the NGOs. The pilot project turned out to be a win-win
situation for all partners. The slum residents were able to access regular (legal)
electric connections at affordable rates. The AMC’s purpose that more number of
citizens could lead a better quality of life was furthered through this initiative. For
the AEC, the electricity theft rate decreased and simultaneously, the regular
electricity usage rate increased. The project helped NGOs move further ahead in
achieving their mission of making initiatives for equity in development. Both, Saath
and MHT facilitated loans for payment of one time connection costs by the slum
dwellers
The One time connection cost have been phase wise downscaled from Rs. 6000
(136 US$) to Rs. 2300 (52 US$). Slum residents are willing to pay provided that
electricity is affordable and accessible. Conducive conditions have to be created
for electricity to be affordable to the economically vulnerable section of the society.
AEC realized that a large portion of their customer base was slum residents. Slum
residents can afford to pay for the services provided to them. Irregular suppliers
were meeting the demand
resulting in loss to the utility company. Dangers associated with irregular electricity
supply
can be done away with. Profit margins of the utility company also increased.
Today, the partners have been working proactively to ensure that maximum
number of legal electric

connections are provided, in the slums of Ahmedabad. A total of 94786

households have been electrified. The slum dwellers have paid Rs. 40,000,000
(909,091 US$) as a one
time connection cost to the AEC. Considering an average consumption of two units
a day the people are paying monthly revenue of Rs.18600000 (422727 US$) to the
AEC. Unrestricted and regularized power supply has made their life easier. Overall
there is improvement in the quality of life and regular electricity supply has also
increased the
overall productivity level of the slum residents. There has been a positive impact on
the health status of slum residents at large. Children are able to study without
fearing power cut. Access to more electrical appliances has made them more
informative. Now they have a proper residential proof by paying their bimonthly
electricity bill. Most significantly, the self worth of the slum residents has increased
manifold and this also paves a way towards integration of the slum residents into
the social and economic fabric of the city.
Before the Pilot Project

Difference in estimates for the connection in households of the same slum ranging
between Rs.6000-9000 (136– 204 US$) Issuance of bimonthly consumption bills
was a
high costs for the slum dwellers.
After the Pilot Project

Uniform costs for all households in the slum i.e. Rs. 5200 (118.18 US$). AEC
commissioned changes in their operational structure to facilitate issuance of bills.

 Sardar Aawas Yojana
Objectives:
 To analyze the availability of existing national and international sources of

housing finance for the poor and report on the current status of housing
finance flows to the poor.
 To review and make recommendations on housing finance needs, as well
as on support systems and services necessary for communities and
households to maximize access to and utilization of housing loans.
 To develop an integrated working system for housing micro-finance at the
grassroots level that would be capable of replication throughout the country.
 To undertake an analysis of barriers to accessing funding for housing and
develop recommendations for overcoming them.
MHT has implemented the Aawas Yojana of the Government of Gujarat for
providing a pucca house to the rural poor. Over 1000 houses have been
constructed in the district of Patan, Surendranagar, Kutch and Kheda. MHT has
linked the participant community with other infrastructure scheme of the
government to provide water connection and electricity.
Activities:
 Provision of basic infrastructure in slums and low income areas in

partnership with Urban Local Bodies (ULBs).

 Developing slum up gradation plans with urban local bodies to plan and
design basic infrastructure in slums.
 Electrification for low income households.
 Karmika School for construction workers.
 Planning and construction of low income housing.
 Technical assistance for disaster resistant housing in rural areas.
 Training awareness and capacity building of community based organization

(CBO) and Urban Local Bodies.
 Facilitating access to housing and infrastructure finance with technical
support.
 Action, research and documentation.
 Policy influence, advocacy and networking.

Process :
Land Allocation &
beneficiary
Selection
District
Development
Officer
 Reconstruction Project:
Allotment of
This project was undertaken by MHT during the devastating earthquake of 2001. It
reconstructed thousands of houses in Kucth & Bhuj for people who had lost their
villages &
SKPIMCS, MBA-1, Trimester-2
beneficiaries 28
houses in the natural calamity. This project is now over & no more work is carried
out in it now.
Gujarat Earthquake – 26 January 2001:
Following the major earthquake (7.9 on the Richter scale) that hit Gujarat on 26
January 2001, the most severely affected districts of Gujarat were:
1. Kutch
2. Patan
3. Surendranagar
Post Earthquake Survey Results: Damage to Housing:
Following no. of houses were damaged in the earthquake:
Sr. No. District Talukas No. of No. of Houses

Villages Damaged
Totally Partially
1. Kutch Abdasa 26 1416 2216
Nakhatrana 23 1503 1926
Lakhpat 16 915 246
2. Patan Santalpur 44 7000 4000
Radhanpur 21 500 2000
3. Surendranagar Dhrangadhra 10 2500 800

Halvad 9 2500 700
Patadi 13 600 450
c Total : 162 16,934 12,338
MHT’s Proposed Housing Reconstruction:
As far as building reconstruction – housing was considered MHT covered161

villages in the three districts – Kutch, Surendranagar and Patan. The total number
of completely damaged houses in these 161 villages in three districts was around

16,000. The no. of houses, that were severely damaged, and which were
inhabitable were around 12,000. Totally around 28,000 houses were rebuilt in 161
villages.
Activities:
a. The entire housing reconstruction programme was participatory and owner

driven.
b. There are 10 major communities in these 3 districts. Each community has its
own housing design and style
c. In consultation with the different communities, MHT developed community-
specific housing models. The draft model was finalized in consultation with
expert panel of architects and engineers.
d. Meanwhile SEWA’s district association’s field teams conducted "Sandesh
Yatras" in the selected 30 villages. The main objective of "Sandesh Yatra"
was to orient the villagers on safety and scientific building practices.

Process :
Lan d Alloc ati on Beneficiary Partici patory Imple men ting
Selection A ppr oach
O wn Beneficiar y Govt. P ackages Design: e vol ve d with

Land. bas e d on c ateg ory be neficiar y & l ocal nee ds
Li mitations in Community c apacity buil ding

categor y list–no. of through technic al & sys tem
re-s urve ys relate d Tr ainings
Fund Flow
Unclear category In vol ve me nt of loc al
selection Policy community in wh ole pr oces s
Total Gr ant Village Head Committee
dis burse d initially Result in n on- members
to N GOs pr ovis ion of s che me
to re ally affecte d Liasoning with Purchas e &
pe ople Govt. & recor58
d
beneficiary k eeping
selection

 Karmika Yojna:
Objectives:
 To provide skills training for various trades in construction industry to all

construction workers with a focus on women workers.
 To provide basic functional literacy to construction workers.
 Testing, evaluation and certification of skilled construction workers.
 Development and promotion of alternative and low cost construction
methods and material.
 To carry out distance learning and refresher courses.
Activities:
Construct industries is the second largest employment providing
industry after the Agriculture industry in un-organized sector. Also
93% of working labors are women.
 Mahila Housing Trust (MHT) initiated a construction women workers skill
upgradation program in 1999 based on the demand from over 20000
women construction workers organized by SEWA.
 MHT established a training center providing skill upgradation training like
masonry, plaster pointing and tiling.
 It partnered with the Construction Industry Development Council (CIDC) to
undertake testing and certification of trained workers.

 Later with collaborative effort of MHT and CIDC, Karmika School for
Construction Workers was established in March 2004 near Krishna hart
institute Manipur village.
 It provided training like masonry; plaster pointing, tiling, carpentry, plumbing
and lab technician to unskilled and semi-skilled women construction
workers.
 The testing and certification was jointly carried out by CIDC and IGNOU

Fund Procurement:
Every organization requires funds for carrying out its various activities. MHT gets
its funds from the following sources for the purpose of carrying out various projects
and for meeting its various needs.
o SEWA Bank
o From government – it has joined hands with AMC & AEC for carrying out
various projects and a part of fund is provided by them.
o Donations
o Grants from government
o Funding agencies like US Aid
The following is the data of SEWA bank which is the core fund for various
projects carried out by MHT.
Particulars
2000-2001 2001- 02 2002- 03 2003-04 2004-05 2005-06

No. of 25,464 26,793 29,595 34,834 44,938 44,909
members
Share 1,10,19,000 1,17,77,000 1,48,72,000 1,79,53,000 2,05,98,000 2,57,83,000
Capital
(Rs.)
No. of 1,13,583 1,72,010 2,02,706 2,56,617 2,76,684 2,91,535
Accounts

Total 26,81,22,000 46,43,91,000 62,39,28,000 61,96,99,000 62,47,66,000 66,57,94,000

Deposits
(Rs.)
Working 38,99,79,000 62,54,26,000 84,90,95,000 87,23,62,000 89,14,47,000 94,12,07,000
Capital
(Rs.)
No. of 39,284 44,187 50,849 53,472 64,326 76,857
loans &
Advances
Accounts
Loans & 8,97,26,000 10,67,49,000 13,35,85,000 16,69,44,,000 18,41,72,000 24,37,47,000
Advances
(Rs.)
Profit (Rs.) 18,22,000 35,70,000 51,76,000 88,59,000 62,20,000 61,38,000
An Interview with the Beneficiary and the

spearhead leader of MHT
Name : Savitaben Sindhav

As ; spearhead leader and Head of the slums
Area: Talavdi na chaapra Amraivadi ,
Swastika char rasta.
Work experience: Since 7 years with MHT
Task: To collect the installment from slums , to work as
the cementing factor between Bank and Slum dwellers,
appointing the Garbage pickers etc.
Facts we got: Is on the payroll of MHT of Rs. 120/day
Problems like liquor barrens and their sell and
production in their area.
No co-operation from MHT or any other admin bodies
People are less interested in the activities of Karmika
as less stipend is provided (Rs. 90/day).

Constant harassment by the contractor.
Karmika School:
Building Capacity of
Construction Workers
80%
70%
60%
For trained women there has been increase in the number of days
of work. After training 40% of women reported working for 21 to
30 days in a month as compared to only 26% before training.
I
90%
80%
70%
SKPIMCS, MBA-1, Trimester-2

60% 36
e
Eighty percent trained women reported rise in their income after

training.
III. Total Dai

80%
70%
60%
There has been a very substantial increase in the income of
trained women. Seventy percent of the women reported earning
between Rs. 70 to 100 per day after training as compared to only
50% 48%
20% before training.
Percentage
30%
40%
30% 26%
25%
20%
20%
The income of trained women rose from Rs. 10 to Rs. 50 per day.
Nearly 42% reported rise of between Rs. 21 to Rs. 50 per day in their
income. While 13% reported a rise of more than Rs. 50/- a day.

120%
100%
100%
80%
As is well known women in construction work were only manual
laborers. After training 30% of the women reported getting the work of
helper to the karigar and 20% reported doing Karigar work such as
Percentage
masonary and laying of tiles, toilets, bathrooms and even overhead

water tanks. Four women trained by us have become independent
contractors besides nearly 10% doing minor works independently.
60%
Karmika School for Construction Workers now employ five trained
women as trainers in Masonry, Tiling and Carpentry while one woman
assists the trainer in electrical training.
50%
40%
20%
VI.
10
18%
Increase in Women’s ability to do skilled work after training
80%
70%
60% 25%
50%
ge
Sixty eight percent of the trained women reported that their confidence
in doing more skilled construction work has gone up. Among them forty
five percent said they have now the confidence of doing any skilled
construction work. Four percent women reported that they have now
developed courage to go alone for the work. Post training some women
told us that their bargaining power has now increased. Their status
within the family and the community as well as at work had decidedly
gone up. Their own perception suggested that their confidence levels
in their work as well as in general had substantially gone up. Training
gave them literacy, numeric and capacity to take even precise and
minutiae measurements. On the whole they had better work and home
life.
VII.
90% 85%
80%
70%
64%
60%
A very common complaint of women construction workers was the
behaviour of the contractor and Karigars towards them. Rude and
insulting behaviour and sexual harassment was frequently and
commonly reported by women during training. Usually women will go in
ercentage
group for work to avoid sexual harassment and if on any day they could
50%
40%
not find anybody to go with them for work then they would rather not
go. After training some women developed confidence and could go
alone for work. Eighty five percent of the trained women reported that
contractor talked nicely and with respect. Also only 7% of the trained
women reported sexual and verbal abuse as compared to nearly one
fourth of the sample before training.
Results Achieved
As of May 2008, 45 slum communities/projects covering 8,348 households

benefiting 39,045People have been completed. At present 4 slum communities
covering 1124 household &5620 people is in advanced stage of completion.
Additional 5 slum communities covering 588household & 2940 people is proposed
for infrastructure development in year 2008 – 2009.
So far the community members have paid a total of US $ 3,80,600 to the AMC as
their
contribution towards the services, something never done by slum dwellers
anywhere else inIndia.
Health and hygiene interventions are carried out in all SNP slums that help families
utilize
health advisory and referral services to improve their quality of life.
- Organized over 275 training programs conducted separately for men, women,
girls and
boys for giving them basic health and hygiene awareness
- Organized over 115 camps (General camps, TB camps and Eye camps) with the
help of
medical experts.
- Distributed low cost generic medicines worth over INR 1, 35,000 to poor patients.
- 18000 children immunized in 45 SNP slums.
- Generating awareness for TB and AIDS by conducting Role Plays in the slum
communities.
- Operation of 9 child care centres in the slum communities in partnership with

Government’s Integrated Child Care Development Scheme (ICDS) and other

private
contributions. Through these services the programme provides child care services
to over
402 children. Additional 4 slums are linked to nearby child care centres benefiting
79+
children.
Impact
- By May 2008, 45 slum communities covering 8348 households benefiting 39045

people
had been successfully upgraded.
- The slum communities in Ahmedabad have access to water, sanitation,

electricity, streetlighting and paved footpaths.
- Renewed infrastructure: 18057 sq.mt. concrete and 14814 sq.mt. stone

pavements havebeen made, 832 electric poles have been erected, 4868 bib cocks
and 30499 m water lineshave been put in place, 300 garbage bins have been
strategically placed, 27380 m sewagelines, 4860 gully traps, 955 inspection
chambers, 421 man holes and 4150 private toiletshave been built.
- The community members had paid a total of US$ 380,600 to the AMC as their
contributions towards the services, something that has never been done by slum
dwellers
anywhere else in India.
- Over 275 training sessions for men, women, girls and boys have been conducted.

- Over 115 medical camps held and generic drugs worth over US$ 2,988 have
been
distributed.
- Over 18000 children have been immunized, while 9 child care centers are in
operation,
providing services to over 402 children.
CONCLUSION
MHT as a sister organization of SEWA is working on various projects whose main

aim is development of lower income group of the society.
It works for their upiftment and to improve their standard of living in the society as
a whole.
It has improved the housing and infrastructure conditions and overall living
environment of SEWA members;

It has provided safe and legal electricity supply to slum residents with the help of
AMC, AEC and NGOs through its Ujala Yojna. It also involves slum dwellers in
the supply and payment of dues through CBOs.
It motivates the slum dwellers to become a part of the project carried out by the
government for their up gradation through Parivartan Yojna.
The seven infrastructure services provided to slum dwellers under this project
include
• Individual sewage
• Individual toilets
• Paved roads
• Street lights
• Basic solid waste management
• Storm water drainage
BIBLIOGRAPHY
- Asnani P. U., Slum Networking Project – Ahmedabad Good Urban Governance
Campaign – India Launch; Learning from One Another, Page # 308 – 331,
September
2001
- Bhatt Bijal, Ahmedabad Parivartan Programme, Good Urban Governance

Campaign –
India Launch; Learning from One Another, Page # 285 – 290, September 2001
- Wealth Creation & Well Being Impacts of Slum Up gradation & Improved Service
Delivery to the poor – WSP – SA

- Bhatt Bijal, Good Governance Through Partnership: Ahmedabad – Parivartan

Programme
Shelter – Volume IV, No. 2, Page # 22 – 27, April 2001,
- Parivartan & Its Impact: A Partnership Programme of Infrastructure Development

in
Slums of Ahmedabad City – Gujarat Mahila Housing SEWA Trust
www.sewa.org
www.sewahousing.org
www.sewabank.com
Annual report of SEWA
Brouchers published by SEWA for various projects undertaken by them.
APPENDICES
PARIVARTAN PROJECT

BEFORE
AFTER

KARMIKA PROJECT
UJALA YOJNA

SARDAR AAWAS YOJNA


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Social Project – Mahila Housing Trust (MHT), A Sister Organization Of SEWA

SKPIMCS, MBA-1, Trimester-2 1

SKPIMCS, MBA-1, Trimester-2 2

There are number of NGOs working around us but we hardly

SKPIMCS, MBA-1, Trimester-2 3

We are feeling great pleasure in submitting this report and it is

We are thankful to my college authority and especially my

SKPIMCS, MBA-1, Trimester-2 4

The Self Employed Women's Association (SEWA) is a trade union of women

SKPIMCS, MBA-1, Trimester-2 5

SEWA is both an organisation and a movement. The SEWA movement is

Gujarat Mahila Housing SEWA Trust (MHT)

• Preparing and finalizing house designs in consultation with

SKPIMCS, MBA-1, Trimester-2 6

Goals of MHT SEWA

• To improve the housing and infrastructure conditions and overall living

• To create improved access to important services such as shelter finance,

• To influence housing and infrastructure related urban and rural development

SKPIMCS, MBA-1, Trimester-2 7

MAHILA HOUSING SEWA TRUST: KEY ACTIVITIES

Facilitating Access to housing, infrastructure and Environment

 Construction related advice and supervision of new houses, cattle sheds,

 Grass root community members and government agencies to facilitate

 Setting up of city wide-waste management systems through mobilizing poor

 Co-ordination, institutional partnership development and capacity

Facilitating Access to housing and infrastructure finance

 Member of he national taskforce on ‘housing finance for the informal sector’

SKPIMCS, MBA-1, Trimester-2 8

Reseach training and documentation.

 Training development and overall capacity building of community based

Advocacy and Networking

 Organizing of national workshops on topical shelter related issues such as

SKPIMCS, MBA-1, Trimester-2 9

SKPIMCS, MBA-1, Trimester-2 10

SKPIMCS, MBA-1, Trimester-2 11

Foreign private parties like US AID, donors.

Fund allocation process

SKPIMCS, MBA-1, Trimester-2 12

SKPIMCS, MBA-1, Trimester-2 13

SEWA Bank will:

Projects Undertaken By MHT

SKPIMCS, MBA-1, Trimester-2 14

• Reconstruction Project: This project was undertaken by MHT devastating

SKPIMCS, MBA-1, Trimester-2 15

• What is the basic role of MHT?

SKPIMCS, MBA-1, Trimester-2 16

• To study how MHT functions.

SKPIMCS, MBA-1, Trimester-2 17

SKPIMCS, MBA-1, Trimester-2 18

 To help the government in slum upgradation.

 To provide basic amenities to the slum dwellers.

SKPIMCS, MBA-1, Trimester-2 19

SKPIMCS, MBA-1, Trimester-2 20

Component Comm Indu NGO AMC

Physical 2000 2000 --- 2000

SKPIMCS, MBA-1, Trimester-2 21

 To ensure availability of safe and legal electricity supply to slum residents

 To minimize process time for new connection, organize and operate a