Transaction Details Amount in PKR Closing Balance Date

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Statement Date 02-Jul-2020 Billing Period June 01, 2020 till June 30, 2020

Customer's Name ATHAR ALI Re-Payment Account 0023-2002862606

Principal Account 0023-2002862541 Total Credit Limit 300,000.00 Line Renewal Date 29-Jan-2021

Minimum Payment Due 113,666.43 Overdue Amount 100,154.19 Due Date IMMEDIATE

Last Payment Received Date 31-Jan-2020 Last Amount Paid 13,500.00

Principal 4,167.02 Markup 7,763.22 Insurance 0.00

Fee & Other Charges 1,582.00 Available Credit Limit 22,199

Date Transaction Details Amount in PKR Closing Balance

01-Jun-2020 Opening Balance 277,801.34Dr

30-Jun-2020 Closing Balance 277,801.34 Dr

Dear customer, win double the spend this Eid with Silkbank Ready Line
. Spend Rs.10,000 or more & become one of the100 lucky winners to win Rs. 20,000 as Eidi. Ofer valid tll 10 Aug
2020.
.

113,666.43

0023-2002862606
IMMEDIATE

ATHAR ALI

HOUSE B 69 BLOCK 12 GULISTAN E


JOHAR KARACHI

02148503830/03343016202

0017-RC000557 / 0017-RC000557102

Please detach along perforated line & return this portion along with your payment.
Thank you for choosing Silkbank Ready Line Facility. You are our esteemed customer and we strive to ensure a smooth and
delighted experience for you. Kindly take care of the following important notes with regards to your monthly activity and payments:

Monthly Statement IBFT through ATM


Kindly examine your Ready Line statement carefully. In case of any You can transfer up to Rs. 250,000 per day using IBFT facility through ATM
discrepancy, please inform the Bank immediately. In case of any disputes, of any bank on our network to any account . A fee of Rs. 50 or else 0.1% of
the final settlement will be according to the Bank's internal rules and transferred amount (whichever is higher) will be charged in addition to FED.
regulations and the authenticity of the evidence.

Your payment is due on the 1st of every month. For your convenience, SilkDirect Internet Banking
Silkbank Ready Line gives you the flexibility to make minimum due payment You can pay and transfer up to Rs . 250,000 per day using Silkbank direct
within 15 days of the statement date. In case, if no payment is received internet banking . The transfer can be made in your line account or else in
within the aforementioned timeline, the Bank reserves the right to send a your re-payment account or even to any third party account for instant
representative for collecting the outstanding amount. realization of funds for immediate effect . A charge of Rs. 50 or else 0.1% of
amount (whichever is higher) will be levied along with FED . Please
remember that monthly bill due is to be paid in re-payment account. Else,
Minimum Monthly Payment you will be charged LPC.
You are required to pay at least your minimum monthly payment by the due
date in order to avoid Late Payment Charges (LPC).Kindly pay your
monthly dues in your re-payment account to avoid delinquency. Payment through Cheque
Please write your cheque in favour of your Silkbank Ready Line re-payment
Your minimum monthly payment comprises the following items: account and cross it “A/c Payee Only” . You can submit the cheque in any of
· 1.5% principal of the utilized amount Silkbank Branches or else drop it in our dropboxes available in the
· Mark-up as calculated on daily basis on utilization branches. Kindly ensure that you place your cheque at least 3 working days
· Other charges (if any) before the due date and 5 working days for outstation cheques to avoid
· Credit protector Late Payment Charges (LPC).
· Overdue amount (if any)

Payment through Cash


Mark-up Calculation
Please fill out the deposit slip in favour of your Ready Line re-payment
Mark-up is calculated on the daily outstanding balance and becomes
account with at least the minimum payment amount as appearing on your
due in full by the date specified on the statement .
bill at any of our Silkbank Branches . Kindly note that the regular Branch
Mark-up can be calculated as per follows:
Banking Charges will be applied as mentioned in SOC. Any extra amount
after knocking off your dues will be transferred back in your line account .
Markup paid for the period 365
--------------------------------------- x ----------------------- x 100
Outstanding Principal Amount Utilized No. of days Additional Information
On renewal of your Ready Line facility , a fee will be applicable as per the
How to operate Silkbank Schedule of Charges .

You can operate your Silkbank Ready Line account through ATM
For chnage of address, phone contact Silkbank Phone Banking or our Regional
Chequebook, SilkDirect Internet Banking and SilkMobile Mobile
offices.
Banking. Your account can also be used to make payments through
Demand Drafts/Pay Orders .
In case you want to terminate your Ready Line facility, kindly submit a
termination request along with copy of CNIC, cut Debit Card and cut
chequebook to one of the below Regional Asset Help Desks :
Modes of Payment
You can pay your bill through any of the following means : • Kalma Heights, 27 - Tipu Block, Lahore.
• Through Inter-Bank Funds Transfer (IBFT) using ATM, Internet
Banking, Mobile Banking , including our *partner banks and get
• 2nd Floor, Hussain Centre, Shahrah-e Faisal, Karachi.

the same day credit


• 13-L, F7 Markaz, Islamabad

• Through crossed cheque and get the credit on realization of In case of any information or queries, please dial Silkbank Call Centre
cheque 111-100-777
• Through Cash
* Partner banks include Allied Bank , Askari Bank, Bank Al-Habib,
Bank Alfalah, Bank Islami, Bank of Punjab , Dawood Islamic
Bank,
Faysal Bank, Habib Bank, JS Bank, KASB Bank, NIB Bank, Soneri
Bank, SCB, Summit Bank, Tameer Microfinance Bank and UBL.

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