STANDARD CHARTERED BANK (PAKISTAN) LIMITED

BOARD OF DIRECTORS

MR. SHAZAD DADA CEO/ EXECUTIVE DIRECTOR

MR. IAN ANDERSON BRYDEN NON EXECUTIVE DIRECTOR &

CHAIRPERSON OF THE BOARD OF DIRECTORS

MR. TOWFIQ HABIB CHINOY NON EXECUTIVE DIRECTOR &

CHAIRPERSON BOARD RISK COMMITTEE

MR. FERDINAND PIETERSE NON EXECUTIVE DIRECTOR

MR. MOHAMED ABDELBARY NON EXECUTIVE DIRECTOR

MRS. SPENTA KANDAWALLA INDEPENDENT NON EXECUTIVE DIRECTOR &

CHAIRPERSON HR & REMUNERATION COMMITTEE

MR. WAQAR AHMED MALIK INDEPENDENT NON EXECUTIVE DIRECTOR &

CHAIRPERSON AUDIT COMMITTEE
SHAZAD DADA
CEO/ EXECUTIVE DIRECTOR

Shazad is the Chief Executive Officer and member of the Board of Directors of Standard
Chartered Bank (Pakistan) Ltd.

Shazad is a graduate with honours from University of Pennsylvania with Bachelors of

Science and Bachelors of Arts degrees, and also has an MBA from the Wharton
Business School, University of Pennsylvania. He is a seasoned banker and a prominent
capital markets professional, with over 25 years of diverse experience with renowned
financial institutions in the United States and Pakistan.

Prior to joining Standard Chartered, he was the Chief Executive Officer and Managing
Director of Barclays Pakistan. His experience at Barclays was spread across Corporate,
Investment and Retail Banking. Shazad was additionally the Head of Regional
Transaction Services Steering Committee for Asia and India, UAE & Pakistan.

Shazad has also worked at the Deutsche Bank Securities Inc in New York for over 15
years in various capacities; last as the Managing Director in the Mergers, Acquisitions,
and Corporate Advisory Group and was Head of Media M&A practice in the Americas.
Moving back to Pakistan in late 2005 to head Deutsche Bank AG Pakistan as the
Managing Director, Chief Country Officer and Head of Global Banking, Shazad has
played an instrumental role in leading the turnaround of their Pakistan franchise.

Shazad is the Chairman of the Board of Trustee of Developments in Literacy (DIL)

Pakistan, member of Board of Directors British Business Centre Pakistan and is Vice
President of Overseas Investors Chamber of Commerce and Industry (OICCI) which is
the largest & oldest chamber operating in Pakistan. Shazad is also a Council member of
Institute of Banker Pakistan. He has also held various senior non-executive level
positions in the past including Chairman of Pakistan Mercantile Exchange, Chairman
Pakistan Banks Association where he played a key role in shaping the overall banking
industry in Pakistan to its current prominence. Furthermore, Shazad has also served as
an Independent Director of the Pakistan Stock Exchange (PSX). He has been the
member of the Board of Directors of Sui Southern Gas Company Limited and the
Karachi Stock Exchange, Member Board of Governors of British Overseas School as
well as on Board of Trustees for British Overseas Educational Trust and member of the
Board of Advisors at AISEC Pakistan. Besides this, Shazad is also associated with
various reputed charitable organisations.

He is an avid golfer with a keen interest in a number of sports including tennis and
chess.
IAN ANDERSON BRYDEN
CHAIRPERSON & NON-EXECUTIVE DIRECTOR

Ian has been the Regional Chief Risk Officer for Africa & Middle East based in Dubai
since November 2015. He is currently a member of the Board of Directors at Standard
Chartered Bank Kenya Limited and Standard Chartered Bank Angola Limited.

He was previously the Chief Risk Officer, South Asia and the Country Chief Risk Officer,
India, based in Mumbai with overall responsibility for implementing and monitoring the
Risk Governance Framework in South Asia. He was also an Alternate Director on the
Standard Chartered Nepal Board for four years.

Prior to February 2013, Ian was the Regional Credit Officer for South Asia overseeing
the credit risk of the Wholesale Bank portfolios for India, Bangladesh, Sri Lanka and
Nepal. He has worked at Standard Chartered for 23 years based in Hong Kong, Dubai
and London. His Risk roles have included Chief Credit Officer, Hong Kong & Japan;
Regional Credit Officer, Africa; and Regional Credit Officer, UK & Europe. During his
time as the Regional Credit Officer, Africa, he also served on the Board of Standard
Chartered Mauritius. He joined the bank as a Corporate Banking Relationship Manager
and had a number of roles in the business before moving to Risk.

Before joining Standard Chartered, Ian worked at Chase Manhattan Bank and Bear
Stearns in various Corporate and Investment Banking roles. He also served in the British
Army for 5 years after leaving Oxford University where he studied Law.

Ian is married and has two daughters. His hobbies include travel and trekking.
TOWFIQ HABIB CHINOY
NON-EXECUTIVE DIRECTOR & CHAIRPERSON RISK COMMITTEE

Towfiq, is an Advisor/ Director with extensive professional experience and significant

executive leadership accomplishments in business and philanthropy and is also known
as a pioneer in the steel industry and has been associated with International Industries
Limited (IIL), since 1964 from where he retired in August 2011, after having served as its
Managing Director for thirty-seven (37) years, thus, laying a strong foundation and
impeccable ethical reputation for IlL in the steel industry. He founded International Steel
Limited (ISL) in 2007, where he served as Managing Director until 2015, which is a state
of the art modern automated factory and is currently serving as an Executive Director on
ISL’s board since 22nd November 2011 and as Advisor to both, IIL & ISL.

His contribution to all companies on whose boards he serves is that lie possesses strong
diplomatic skills and a natural affinity for cultivating relationships and persuading
convening facilitating and building consensus among diverse individuals.

Over his long career has applied qualities of integrity credibility and a passion for
progress to strategic governance efforts. He is currently serving as a non-executive
Chairman of both Jubilee General Insurance Company Ltd., and Packages Ltd. He is
also a director of the Pakistan Business Council and National Foods Limited.

Mr. Chinoy has served on the Advisory Boards of the Ministry of Communications,
Engineering Development Board and Port Qasim Authority -Government of Pakistan. He
has also been Chairman of Pakistan Cables Ltd and PICIC Commercial Bank Ltd and a
Director of National Refinery Ltd., Linde Pakistan Ltd and Jubilee Life Insurance Co. Ltd
and Pakistan Centre for Philanthropy. He continues to remain a Trustee of the Mohatta
Palace Gallery Trust and Habib University Foundation and the President of Beaumont
Plaza Owners/ Occupants Welfare Association.
FERDINAND PIETERSE
NON-EXECUTIVE DIRECTOR

Ferdie is a Managing Director of Standard Chartered Bank in the Africa and Middle East
Region and has been with Standard Chartered Bank for 6 years. He joined from The
Kelly Group Ltd. in 2013 where he was initially the Chief Financial Officer and diversified
to become the Chief Operating Officer whilst holding office as an Executive Director, a
position he held for over three years.

He is a Chartered Accountant and has spent most of his working life in banking, initially
at NedBank, where he progressed to hold senior positions in Internal Audit at NedBank
Africa.

He expanded his financial services experience by joining large multinational

organisations where he held office as Chief Executive of Louis Dreyfus Commodities
(Southern Africa) and Chief Financial officer of Citigroup Africa.

He is a member of the Board of Directors at Standard Chartered Bank Zimbabwe Limited

and Standard Chartered Bank Cameroon SA.
MOHAMED ABDELBARY
NON-EXECUTIVE DIRECTOR

Mohamed is the Chief Financial Officer for Africa & Middle East and has been with
Standard Chartered Bank since 2012.

Mohamed is a strategic partner and advisor to the CEO and RMT in delivering financial
targets with effective Balance Sheet management in a controlled environment,
identifying business risks and opportunities and participant in driving and executing the
business development agenda.

In addition he is also responsible for shaping and proactively managing the impact of
financial and regulatory requirements, ensuring the integrity of financial accounts as well
as establishing and monitoring reliable control systems to strengthen the risk and control
environment.

Before joining SCB in 2012, Mohamed was with Barclays Bank UK based in London
where he was most recently their International Financial Controller. Previously based in
Barclays’ Emerging Market Regional Office in Dubai, his coverage included Africa,
MENA, India and Indian Oceans (Mauritius and Seychelles), Pakistan, Indonesia and
Russia.

Mohamed joined Barclays from Citigroup, where he held the position of Chief Financial
Officer for their Egypt and Algeria business.

At SCB, Mohamed spent two years as the Regional Head of Wholesale Banking
Business Finance, MENAP & UAE and two years as the Regional Head of Business
Finance, MENAP & UAE for the combined business.

He is a commerce graduate from Helwan University, Cairo, Egypt and a CFA charter
holder.
SPENTA CAPTAIN KANDAWALLA
INDEPENDENT NON-EXECUTIVE DIRECTOR & CHAIRPERSON HR &
REMUNERATION COMMITTEE

Spenta is Director of Captain Chemical Industries, the leading manufacturer of silicates

in Pakistan. Concurrently she has been Managing Director of Kandex Sales Pvt. Ltd,
which successfully introduced Honda automobiles into Pakistan. From 2000-2010 she
served on the Board of State Life Insurance Corporation of Pakistan, one of the
country’s largest state owned enterprises and was the first woman in the long history of
the corporation to hold this position. From 2004-2011, Spenta served on the Board of
Engro Foods Ltd and during her tenure saw the company grow from inception to a highly
successful public company with global operations.

Spenta is an active member of civil society. She is Founding Trustee of the i-Care
Foundation, Pakistan’s first Donor Advised Fund. She is Trustee of the Layton
Rehmatullah Benevolent Trust, a renowned chain of 18 eye hospitals across Pakistan,
which has to date treated over 40 million patients completely free of charge. She is
Managing Trustee of the Captain Foundation, Vice President of Patients Aid Foundation
and is on the Board of Governors of Liaquat National Hospital and the Jinnah Society.
She is a Trustee of the Parsi General Hospital and is a Founder Trustee of Al Mehrab
Tibbi Imdad Cancer Hospice. Until recently she has also served on the Pakistan Boards
of the World Wildlife Fund and United World Colleges. Spenta is also a ‘Certified
Director’.

Spenta is a founder member of the Business Leadership Council of Wellesley College,

and has served as International Chair. She is a member of the Alumnae Leadership
Council of Wellesley College, and a member of the President’s Advisory Council on
Global Education of Wellesley College. She has also served on the Advisory Council,
Pakistan Scholars Program, Woodrow Wilson Institute.

Spenta attended Karachi Grammar School following which she received a B.A. in
Political Science from Wellesley College.

She was married to (Late) Darius Kandawalla and has two daughters and four
grandchildren.
WAQAR AHMED MALIK
INDEPENDENT NON-EXECUTIVE DIRECTOR & CHAIRPERSON AUDIT
COMMITTEE

Waqar is serving as Director and Co-founder of Adira Capitals Holdings (Pvt.) Limited
(‘ACHPL’) which is an investment holding company with objective to make acquisitions
of running businesses and setting up green field projects. Its first successful acquisition
has been the Linde Pakistan Limited, a subsidiary of Linde AG, which is now operating
as Pakistan Oxygen Limited.

Prior to joining ACHPL, he spent over 27 years with ICI Group where his last
assignments were as Chief Executive, ICI Pakistan Limited and Chairman, Pakistan PTA
Limited (now Lotte Chemical Pakistan Limited). During his association with the large
multinational group, Waqar served in multiple markets and undertook different positions
including Chief Executive, Pakistan PTA Limited, and Vice President, Polyester Fiber
Business & Head of North, and Chief Financial Officer at ICI Pakistan Limited.

Waqar is a fellow of the Institute of Chartered Accountants from England & Wales and
an Alumnus of the Harvard Business School and INSEAD. He is also a faculty member
at Pakistan Institute of Corporate Governance.

He is founder Chairman of Noesis (Private) Limited besides being a director at Engro

Corporation Limited, TPL Insurance Limited, TPL Life Insurance Limited, Pakistan
Oxygen Limited and Sarmaya-e-Pakistan Limited. He is also a trustee of I-Care Pakistan
and a member of Advisory Board of Institute of Business Administration.

His previous engagements included; Board director, Chairman Audit Committee, and
member of Human Resource Committee at State Bank of Pakistan, President of the
Overseas Chamber of Commerce & Industry, President of Management Association of
Pakistan, director at Pakistan Business Council, director at IGI Insurance Limited,
member of Board of Governors at Lahore University of Management Sciences, trustee at
Duke of Edinburgh Trust, Pakistan and member of Board at Indus Valley School of Art.

He was awarded Prince of Wales medal as a Trustee of the Prince of Wales Pakistan
Recovery Fund for the flood victims in 2010.

He is married with a daughter and a son, and is an avid art collector and fond of
gardening.