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    Mediclaim Insurance Working and Retired Employee

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    Arun Rs
    The bank has renewed its Top up Medical Insurance Scheme for serving and retired employees starting April 1, 2017. The scheme provides additional coverage of Rs. 6 lakhs for hospitalization expenses after the limits of the primary United India Insurance policy are exhausted. National Insurance Company will implement the Top up policy. Heritage Health Insurance is the appointed Third Party Administrator. The Top up policy is initially for 6 months for employees and 7 months for retirees, and may be extended further. Key benefits of the Top up policy include Rs. 6 lakh coverage with cashless facility for enrolled employees and retirees.

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    Mediclaim Insurance Working and Retired Employee

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    Arun Rs
    30 views2 pages
    The bank has renewed its Top up Medical Insurance Scheme for serving and retired employees starting April 1, 2017. The scheme provides additional coverage of Rs. 6 lakhs for hospitalization expenses after the limits of the primary United India Insurance policy are exhausted. National Insurance Company will implement the Top up policy. Heritage Health Insurance is the appointed Third Party Administrator. The Top up policy is initially for 6 months for employees and 7 months for retirees, and may be extended further. Key benefits of the Top up policy include Rs. 6 lakh coverage with cashless facility for enrolled employees and retirees.

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    The bank has renewed its Top up Medical Insurance Scheme for serving and retired employees starting April 1, 2017. The scheme provides additional coverage of Rs. 6 lakhs for hospitalization expenses after the limits of the primary United India Insurance policy are exhausted. National Insurance Company will implement the Top up policy. Heritage Health Insurance is the appointed Third Party Administrator. The Top up policy is initially for 6 months for employees and 7 months for retirees, and may be extended further. Key benefits of the Top up policy include Rs. 6 lakh coverage with cashless facility for enrolled employees and retirees.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    30 views2 pages

    Mediclaim Insurance Working and Retired Employee

    Uploaded by

    Arun Rs
    The bank has renewed its Top up Medical Insurance Scheme for serving and retired employees starting April 1, 2017. The scheme provides additional coverage of Rs. 6 lakhs for hospitalization expenses after the limits of the primary United India Insurance policy are exhausted. National Insurance Company will implement the Top up policy. Heritage Health Insurance is the appointed Third Party Administrator. The Top up policy is initially for 6 months for employees and 7 months for retirees, and may be extended further. Key benefits of the Top up policy include Rs. 6 lakh coverage with cashless facility for enrolled employees and retirees.

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    of 2

    ई-प%रप& /e-circular

    अनशु ासन और औ यो गक संबध ं वभाग पीडी(डीआईआर) म सं 2 ओ एंड एम सं. 29 /17-18


    Disciplinary & Industrial Relations Department PD(DIR)’s Sl No: 2 O&M No. 29 /17-18
    Circular No. PD(DIR)/MEDI/ 2 / OM-29 / 17-18 12-April-2017

    ALL BRANCHES/OFFICES

    Subject : Top up Medical Insurance Scheme for Working Employees and Retired
    Employees of the Bank.

    The Bank has renewed the Top up Medical policy for serving and retired employees wef
    01.04.2017. As per the scheme, after exhausting the coverage under the primary policy of
    United India Insurance Company Limited, all the working employees and retired employees
    (enrolled as on 31.03.2017 under primary policy) will be eligible for additional coverage of Rs.
    6.00 Lacs under “Top up Medical Insurance Scheme for reimbursement of Hospitalization
    Expenses for the year 2017-18 with Cashless facility”. In this connection the Bank has
    appointed National Insurance Company Ltd. who has emerged as the lowest bidder to
    implement the Top up Medical Insurance Scheme for all working employees and enrolled retired
    employees.

    M/s Heritage Health Insurance (TPA) Pvt Limited has been appointed as Third Party
    Administrator (TPA) to provide the necessary services under the primary policy as well as Top
    up policy Medical Insurance Policies.

    The Top up Policy will be operational initially for 06 months starting from 01.04.2017 up to
    30.09.2017 for working employees and for 07 months starting from 01.04.2017 up to 31.10.2017
    for retired employees. The Top up policy may be extended for further 12 months provided the
    primary mediclaim (IBA) policy is renewed w.ef 01.10.2017 for working employees and wef
    01.11.2017 for retired employees. Through this measure, parity in commencement of both
    primary and supplementary policies has been ensured.

    The Salient features of the new “ Top up Medical Insurance Scheme” is follows:-

    a. The coverage under Top-up Medical Insurance will be of Rs. 6.00 lacs for the
    reimbursement of hospitalization expenses with cashless facility.

    b. The coverage through Top up mediclaim scheme will be extended to all serving
    employees and their dependents as well as retired employees and their spouse who
    have enrolled in the primary policy being administered by United India Insurance
    Company Limited under terms of Industry level settlement through Joint Note / 10th
    Bipartite Settlement with benefit of cashless treatment under Group Mediclaim Policy,
    provided coverage limit is exhausted under the primary policy.
    c. The entire premium amount for the Top-up policy has been borne by the Bank under
    Staff Welfare Measure.

    d. All eligible benefits under the primary policy will also be available in the supplementary
    policy for serving and retired employees. However, domiciliary hospitalization coverage
    is not applicable to retired employees under Top up Medical Insurance Policy.

    e. Claim under the Top up policy can be lodged only after exhausting coverage of the
    primary policy.

    f. Separate health card citing the Top up Mediclaim Coverage will be issued by National
    Insurance Company Ltd. in due course. All retired employees (enrolled up to 31.03.2017
    under Primary Policy) and existing employees are automatically covered from
    01.04.2017.

    g. The details of working employees and retired employees enrolled under primary policy
    will be provided to National Insurance Company Ltd. initially by the Establishment
    Department Head Office. Subsequent addition and deletions of members will be done by
    HRMS Cell Head Office.

    h. M/S Heritage Health Insurance TPA Pvt Ltd Kolkata will be TPA for the Top up
    Mediclaim Policy. The details of mediclaim cards and other update can be downloaded
    from the website of the TPA, the process of which will be circulated shortly.

    Heads of the branches are advised to bring the contents of the Circular to the knowledge of all
    working employees and retired employees having accounts/transactions and/or drawing
    pension from their branches. This apart, a copy of this circular is to be displayed at a prominent
    place in the branches/offices of the bank. A copy is also uploaded in Bank’s website.

    General Manager (HR)

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