CENTRAL PROVIDENT FUND BOARD
,
# %
%,
CPF NOMINATION
MS FIKRIAH BINTE SAMANI
767 WOODLANDS CIRCLE You have not made a CPF nomination. You should
#07 - 338 make a CPF nomination if you want to distribute
SINGAPORE 730767 your CPF savings according to your wishes when you
(730767N) pass on. From Feb 2020, you can login to CPF
00020207 website ( cpf.gov.sg ) using your SingPass to make
a nomination.
For more information, visit cpf.gov.sg/nomination.
Total Balance across
Dear MS FIKRIAH BINTE SAMANI
Here is a personalised summary of all
all CPF accounts
(as at 31 December 2019) $138,954.47
your CPF transactions from January to
December 2019. Ordinary + Special + MediSave + Retirement
Account (OA) Account (SA) Account (MA) Account (RA)
$13,354.31 $67,085.90 $58,514.26 N.A.
BUILDING YOUR CPF SAVINGS
Total interest credited:
$5,587.18
$21,940.18 - Up to 3.5% p.a.* on OA
- Up to 5.0% p.a.* on SA, MA & RA
was credited^ to your CPF accounts in 2019.
Inclusive of extra interest given by the Government,
to enhance your retirement savings.
Employment $ 16,353.00 Interest $ 5,587.18
Working contributions from Ordinary Account $ 276.91
you and/or your employer(s) Special Account $ 3,086.61
Did you know? Based on your age group, the total CPF MediSave Account $ 2,223.66
working contribution is 37% of your salary. This includes Retirement Account N.A.
20% from you and 17% from your employer(s).*
Government support $ 0.00 Voluntary top-ups $ 0.00
E.g. GST Voucher – MediSave,
Housing Grant, Pioneer Generation
MediSave, Merdeka Generation
MediSave, Workfare
Refund $ 0.00 Others $ 0.00
^
Excludes transfers within your CPF accounts
Information is correct as at 31 December 2019. *
For more information, visit .
T.STMA07B.OPTE.05JAN2020.221416.TXT / 110306
PROVIDING FOR LIFE'S IMPORTANT NEEDS
$ 9,087.16
was debited^ from your CPF accounts in 2019 for your following needs:
^
Excludes transfers within your CPF accounts
HOUSING RETIREMENT
$6,411.00 $0.00
EXAMPLE EXAMPLE
• Downpayment • Monthly payouts from Retirement Account
• Monthly housing instalments • CPF LIFE annuity premiums
• Stamp duties and legal fees • Top-up to your loved ones' CPF accounts
• Home Protection Scheme premiums • Withdrawal of CPF retirement savings
HEALTHCARE OTHERS
$2,592.16 $84.00
EXAMPLE
• Personal medical expenses • Dependants' Protection Scheme premiums
• Immediate family members medical expenses
• MediShield Life premiums
• ElderShield premiums
FINANCIAL TIP
With every $1,000 you transfer now
from your Ordinary Account (OA) to
your Special Account (SA), you will
earn an additional interest of: Interest earned
in OA: $638
$553 by age 65.
Interest earned
in SA: $1,191
$553
more interest
The transfer is subject to terms and conditions, and is irreversible.*
Interest earned is estimated based on current OA interest rate of 2.5%
p.a. and SA interest rate of 4% p.a., and assuming the transfer is done
in January 2020.
Information is correct as at 31 December 2019. * For more information, visit
CENTRAL PROVIDENT FUND BOARD
CPF Statement of Account
Statement Period : Jan to Dec 2019
Name : MS FIKRIAH BINTE SAMANI
Account No. : S7529676B
YOUR TRANSACTIONS
DATE CODE FOR MTH/YR REF ORDINARY SPECIAL MEDISAVE
OF ACCOUNT ACCOUNT ACCOUNT
(OA) (SA) (MA)
$ $ $
01 JAN BAL 10,766.73 58,701.13 56,633.59
01 JAN TFR 2,133.59 -2,133.59
06 JAN HSE -523.00
14 JAN CON JAN 2019 A 573.95 191.18 245.87
14 JAN CON JAN 2019 B 55.00
08 FEB CON FEB 2019 A 573.95 191.18 245.87
08 FEB CON FEB 2019 B 55.00
10 FEB HSE -523.00
18 FEB DPS -84.00
10 MAR HSE -523.00
20 MAR CON MAR 2019 A 1,280.17 426.42 548.41
20 MAR CON MAR 2019 B 122.00
07 APR HSE -523.00
10 MAY CON APR 2019 C 573.95 191.18 245.87
10 MAY CON APR 2019 D 55.00
12 MAY HSE -523.00
22 MAY CON MAY 2019 C 573.95 191.18 245.87
22 MAY CON MAY 2019 D 55.00
09 JUN HSE -523.00
28 JUN CON JUN 2019 C 573.95 191.18 245.87
28 JUN CON JUN 2019 D 55.00
06 JUL HPS -135.00
07 JUL HSE -523.00
30 JUL CON JUL 2019 C 870.29 289.89 372.82
30 JUL CON JUL 2019 D 83.00
11 AUG HSE -523.00
19 AUG CON AUG 2019 C 573.95 367.63 69.42
19 AUG CON AUG 2019 D 55.00
08 SEP HSE -523.00
09 SEP MSL -88.00
Please contact CPF Board immediately if any information printed in this statement is incorrect. Page 1 of 4
T.STMA07B.OPTE.05JAN2020.221416.TXT / 110308
CENTRAL PROVIDENT FUND BOARD
CPF Statement of Account
Statement Period : Jan to Dec 2019
Name : MS FIKRIAH BINTE SAMANI
Account No. : S7529676B
DATE CODE FOR MTH/YR REF ORDINARY SPECIAL MEDISAVE
OF ACCOUNT ACCOUNT ACCOUNT
(OA) (SA) (MA)
$ $ $
09 SEP PMI -93.00
09 SEP MSL -287.60
09 SEP PMI -298.00
18 SEP CON SEP 2019 C 573.95 191.18 245.87
18 SEP CON SEP 2019 D 55.00
28 SEP MED -1,607.80
06 OCT HSE -523.00
29 OCT CON OCT 2019 C 573.95 191.18 245.87
29 OCT CON OCT 2019 D 55.00
10 NOV HSE -523.00
20 NOV ESH -217.76
21 NOV CON NOV 2019 C 573.95 191.18 245.87
21 NOV CON NOV 2019 D 55.00
08 DEC HSE -523.00
26 DEC CON DEC 2019 C 1,489.66 496.19 638.15
26 DEC CON DEC 2019 D 142.00
31 DEC INT 276.91 3,086.61 2,223.66
31 DEC BAL 13,354.31 67,085.90 58,514.26
REF A : AGRI-FOOD/VETERINARY AUTHORITY
B : AGRI-FOOD/VETERINARY AUTHORITY
C : SINGAPORE FOOD AGENCY
D : SINGAPORE FOOD AGENCY (MSO)
MESSAGES FOR YOU
You have not made a CPF nomination. You should make a CPF nomination if you want to
distribute your CPF savings according to your wishes when you pass on. From Feb 2020, you can
login to CPF website (cpf.gov.sg) using your SingPass to make a nomination.
NOMINATION
Please contact CPF Board immediately if any information printed in this statement is incorrect. Page 2 of 4
T.STMA07B.OPTE.05JAN2020.221416.TXT / 110309
CENTRAL PROVIDENT FUND BOARD
CPF Statement of Account
Statement Period : Jan to Dec 2019
Name : MS FIKRIAH BINTE SAMANI
Account No. : S7529676B
Without a nomination, your CPF savings will be distributed by the Public Trustee's Office to the
legally entitled beneficiaries (who are usually family members and next-of-kin) according to existing
intestacy or Muslim inheritance laws. The Public Trustee's Office charges a fee for the distribution
of your un-nominated CPF savings. Please visit www.mlaw.gov.sg/pto for more information.
You are covered under the Home Protection Scheme for $134,751.56 based on your share of
cover of 100%.
HOUSING Property address:
767 WOODLANDS CIRCLE
#07 - 338
SINGAPORE 730767
Amount that all owner(s) have used for this property: $190,595.00
Total amount of CPF savings allowed for this property: $310,000.00
Therefore, remaining amount of CPF savings from all owner(s) allowed for this property:
$119,405.00
You are covered under an Integrated Shield plan. For more details, please contact your insurer,
AIA Singapore Private Ltd
HEALTHCARE
You are using your MediSave savings to pay the Integrated Shield plan premiums for 01
dependant(s). For more details, please log in to the CPF website and visit "My Messages".
You are covered under Basic ElderShield. For more details, please contact your insurer, Aviva
Limited.
You are covered under the Dependants' Protection Scheme. For details, please contact your insurer,
NTUC Income Insurance Cooperative Limited.
OTHERS
Please contact CPF Board immediately if any information printed in this statement is incorrect. Page 3 of 4
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CENTRAL PROVIDENT FUND BOARD
CPF Statement of Account
Statement Period : Jan to Dec 2019
Name : MS FIKRIAH BINTE SAMANI
Account No. : S7529676B
ABBREVIATION CODES
ADJ Adjustment / Interest on recovered HRF Withdrawal from balance of housing refund
CPF contributions HSE HDB flats and other residential properties
AMP Additional Monthly Payout INT Interest for the whole year
BAL Balance INV CPF Investment Scheme
BCT Bicentennial Bonus CPF Top-up MED MediSave
CLA CPF LIFE Annuity Premium MGS Medical Grounds Scheme
CLB CPF LIFE Bonus (L-Bonus) MSH MediShield
CLC CPF LIFE Change of plan MSL MediShield Life
CLI CPF LIFE Payout PMI Private Medical Insurance / Additional private insurance
CLR Refund from CPF LIFE coverage portion of an Integrated Shield Plan
CLS CPF LIFE Switch of plan PTY Non-residential property
CON Contributions / Government Cash Grant / Government RFD Refund of overpaid contributions to employers /
Top-up employees / self-employed
DPC Dependants’ Protection Scheme – return of premium RSS Retirement Sum Scheme
refund given to member earlier RST Top-ups under CPF Retirement Sum Topping-Up Scheme
DPR Dependants’ Protection Scheme – premium refund due SDS Dividends / proceeds / adjustments under the Special
to decrease in annual premiums from $360 to $260 Discounted Shares Scheme (e.g. Singtel shares)
DPS Dependants’ Protection Scheme SE Payment by self-employed person
DVB Deferment and/or Voluntary Deferment Bonus SNS Special Needs Savings Scheme
EDN Education Scheme TFR Transfer between accounts
ESH ElderShield WDL Withdrawal of CPF savings (e.g. on attaining age 55 /
HPC Home Protection Scheme Claim medical grounds / leaving Singapore permanently)
HPS Home Protection Scheme
CONTACT US
CPF Board MediShield Life
Monday - Friday 0800 - 1730hrs Monday - Friday 0830 - 1730hrs
1800-227-1188 local 1800-222-3399 local
+65-6227-1188 overseas +65-6222-3399 overseas
Our Insurance Partners
AIA Singapore Private Limited
Aviva Ltd
AXA Insurance Private Limited
Great Eastern Life Assurance Co Ltd
NTUC Income Insurance Co-Operative Ltd
Prudential Assurance Company Singapore Pte Limited
Raffles Health Insurance Private Limited
Please contact CPF Board immediately if any information printed in this statement is incorrect. Page 4 of 4
T.STMA07B.OPTE.05JAN2020.221416.TXT / 110311
