 New I-Bank Applicant (complete all information)

 Add a Business Account (list account numbers p.2 Requests of Services)

 Business Mobile Capture (list and check account numbers to add p.2 Requests of
Services)

By executing this Application the i-bankforBusiness Applicant (referred to as "you" or "yours"} agrees to the following terms and
conditions of enrollment in the i-bankforBusiness Cash Management network maintained by The Bank of Fincastle:
You will allow The Bank of Fincastle a reasonable time in which to complete your enrollment once your
application is approved and you read and sign this i-bankforBusiness Cash Management Agreement and
Disclosure Statement, the i-bankforBusiness Cash Management Resolution and Company Administrator
Appointment Form and any additional forms: Automated Clearing House (ACH) Agreement (Credits) and/or
Automated Clearing House (ACH) Agreement (Debits) and/or The Bank of Fincastle EFTPS Agreement,
should you choose these features of the i-bankforBusiness Cash Management Service. You will allow The
Bank of Fincastle a reasonable time in which to process any service requests you make through the
i·bankforBusiness Cash Management Service.

Once your application is approved and you have completed alI necessary forms, you will be given a
password/personal identification number (PIN) for access to the i•bankforBuslness Cash Management network.
**The password/personal identification will be sent to you through a secure ShareFile email. This will require an
email address and temporary password to access. You will be solely responsible for the use by anyone of the
i·bankforBusiness Cash Management network who utilizes your correct password. The Bank of Fincastle will have
no duty to further verify the identity of any i·bankforBusiness Cash Management network user with a valid
password. The Bank of Fincastle will act on instructions received under your password.

Complete Terms and Conditions are outlined in The Bank of Fincastle's i·bankforBusiness Cash Management
Agreement and Disclosure Statement which will be mailed to you upon acceptance of this application by The Bank
of Fincastle.

i-bankforBusiness Cash Management Requirements

i-bankforBusiness Cash Management Service is a fee based secure service which provides business customers a
24-hour secure, efficient, and easy way to manage accounts via the Internet. Businesses can view account information,
transfer money between Bank of Fincastle accounts, initiate Automated Clearing House (ACH) transactions and initiate
wire transfers. The Bank of Fincastle will provide i•bankforBusiness Cash Management Service to applicants who
meet the following requirements:

· Applicant must be one of the following business types with a Tax ID number: Proprietorship,
Partnership, LLP, C Corporation, S Corporation or LLC.
· Applicant must be a Principle Owner and must sign a statement of liability, Resolution and Signature
Guaranty and must assume all liabilities of the Company Administrator. IMPORTANT NOTICE: The
Company Administrator has the ability to determine which employees can access cash management
features and add, modify and delete end users and determine the features they can access. This
option contains a full suite of customer administrative functions including end-user maintenance,
activity reporting, balance alerts, account maintenance, password modification, and the inactivity
timeout setting. The company administrator has access to all of the Administration options. The
Change User Password feature is the only option available to end-users.
· Applicant must have at least one of the following Bank of Fincastle account types: Checking,
Money Market, Savings, Certificates of Deposit, Mortgage, Line of Credit, and/or Loan.
· Applicant must have an e-mail address for which The Bank of Fincastle will use for contact.
· Computer: We recommend at least a 486 processor (Pentium preferred) or a Macintosh computer. A
faster processor will give a better Internet Banking experience.
· Modem: A connection to the Internet that provides throughput of 28.8 Kbps (or higher) ls sufficient.
· Internet Service Provider (i.e., Lumos Internet, Comcast, Cox Cable, Verizon)
· Browser: Browsers such as Microsoft® Internet Explorer version 7 or Mozilla Firefox 12 or later are
required in order to accommodate 128-bit encryption security requirements. In addition, Java Script and
cookies must be enabled on the browser used.
· i-bankforBusiness applicants may be required to maintain compensating balances.
· i-bankforBusiness applications subject to approval
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Business Profile

Legal Business Name ______Business Telephone, _ DBA Name (if applicable)

Mailing Address City State Zip_______________________

Physical Address. City State Zip _

Current Owner of Business How Long? Tax ID Number (if applicable)

Date Established ________________Number of Employees Gross: Annual Revenues

Type of Organization: Retail Wholesale Manufacturer Service Other. ___

Ownership Structure: Proprietorship Partnership LLP C. Corp S Corp LLC Other:

Business Type: Standard (SB) Church (CH) Nonprofit (NP) New Venture (NV) FD/Rescue Squad (VF)

** Email address Password/Personal Identification will be sent to you through a secure ShareFile emai

Credit Information Required - Attach additional sheet if necessary.

Business Deposit Accounts:

Bank Name Account Name

Type of Account Current Balance

Bank Name Account Name

Type of Account Current Balance

Bank Name Account Name

Type of Account Current Balance

Name & Address of Creditor:

Creditor Address Balance Monthly Payment

Creditor Address Balance Monthly Payment

Creditor Address Balance Monthly Payment

Profile of Principle Owners of Business/Guarantor Attach additional sheets as necessary for additional principal owners.
Name Title

Social Security Number Telephone Percent of Ownership

Home Address City State Zip

Name Title

Social Security Number Telephone Percent of Ownership

Home Address City State Zip

Name Title

Social Security Number Telephone Percent of Ownership

Home Address City State Zip

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Requested Services

 Cash Management Access FREE

Account #1 Mobile Capture

Account #2 Mobile Capture

Account #3 Mobile Capture

Account #4 Mobile Capture

Account #5 Mobile Capture

 Transfers Between Accounts FREE

 Monthly ACH Capability Fee- $10.00 i-bank Monthly Fee and $5.00 Per File Fee and $.06 Per ACH Fee. Tokens- 1st one FREE
($10 each additional)

Requested Daily Limit ________________________ Approved Daily Limit ______________________

All i-bankforBusiness Applicants requesting monthly ACH capability must complete and agree to the terms and conditions set forth in The
Bank of Fincastle Electronic Funds Transfer agreement (Credits) and/or The Bank of Fincastle Electronic Funds Transfer (Debit), and the
ACH Authorization Signature Form.
 Monthly Wire Transfer Capability Fee- $10.00 i-bank Monthly Fee and $10 Per Wire Fee (International Wires $40.00) Tokens-1 st one
FREE ($10 each additional)

Requested Daily Limit ________________________ Approved Daily Limit ______________________

 Online Services
Bill Pay- FREE
Email Communication- FREE
Photocopy Request: Copy of one transaction (i.e. copy of the front and back of one check) - FREE
Research Fee: Copies of previous statements or Copies of actual Checks (if available) - $15.00 per hour and $1.00 per page

Signature(s)
PLEASE READ THE FOLLOWING CAREFULLY BEFORE SIGNING: The undersigned individuals hereby certify that they
are authorized on behalf of the applicant to sign this application. This statement is submitted to obtain i-bankforBusiness
Cash Management Services and I/we certify that all information herein is true, correct, and complete. I / We agree that
inquiries may be made to verify information and that credit references or verification may be given based on inquiries
from other parties. I / We agree to be bound by the terms and conditions of The Bank of Fincastle's
i-bankforBusiness Cash Management Disclosure Statement and Agreement, a copy of which will be mailed to the
applicant if this application is granted, receipt of such agreement and acceptance of such terms to be conclusively
presumed by the applicant's use of the i-bankforBusiness Cash Management Services. The applicant and each of the
undersigned hereby release The Bank of Fincastle and agree to indemnify it and save The Bank of Fincastle
harmless from any and all claims, demands, losses, damages and expenses, including attorney's fees, as a result of
The Bank of Fincastle's reliance on the foregoing. Additional information may be required for consideration. This
application is submitted by or on behalf of:

Signature/ Title_______________________________________________ Date ____________________________

Signature/ Title_______________________________________________ Date ____________________________

Signature/ Title_______________________________________________ Date ____________________________

CSR/Manager Signature ______________________________________________________ Date ____________________________

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