Rajesh Resume - FCC-1
Rajesh Resume - FCC-1
Rajesh Resume - FCC-1
L Rajesh Kumar
Tel.: (Res.) +919940174660 (Mobile) +919940228513 ~ E-Mail: [email protected]
PROFESSIONAL SYNOPSIS
Certified Anti-Money Laundering Specialist (CAMS) with nearly 11 years of experience in Risk
Management, Retail Banking Operations, KYC and Anti Money Laundering Operations across banking
domain.
Currently associated with Standard Chartered GBS, Chennai as Associate Manager (Financial Crime
Compliance/Compliance Due Diligence).
A strategist with proven skills in implementing risk policies under Financial Crime Compliance and lead a team of 40
members and conducting Root Cause Analysis at operational level.
Demonstrated abilities in spearheading operations & service aspects with an exposure to Retail Banking Operations
and process migrations for Financial Crime Compliance.
Gained extensive knowledge about the anti money laundering laws, KYC procedures and practices across multiple
geographies including United States, South East Asia and South Asian Countries.
A thorough professional with a proactive attitude, capable of thinking in and out of the box, generating new design
solutions and ideas.
Possess excellent interpersonal, communication and analytical skills.
DOMAIN EXPOSURE
Conduct due diligence to identify business risks and devising measures to mitigate the same across the Financial
Crime Compliance domain for the bank at multiple locations.
Possessing knowledge of gathering requirements from various sources and performing Quality Assurance.
Making use of available information and interacting with different LOB’s and country Heads for precise reporting as
per AML norms.
Product knowledge on Financial Crime Compliance systems like Cards 400, Ebbs, Erams, RLS, Norkom, Detica,
World Check, Accuity.
International AML exposure.
CORE COMPETENCIES
Operations Management
Ascertaining that systems and Anti Money Laundering (AML) processes meet the requirements of Compliance and
KYC regulatory.
Domain Expertise in Personal Loan, Auto Loan, Business Instalment Loan
Document check for personal loan, Auto Loan, Business Instalment Loan and Account Opening request.
Ensure KYC Checks on New Accounts that need to be opened.
Complete End to end knowledge of Alert and Case Management Process of Detica.
Risk Management
Identify suspicious activities which would be potential SAR/STR.
Implementing the risk policies and effective mechanisms to mitigate them.
Framing guidelines for fraud control and checking segmentation of cases & briefing risk about dangerous segment
of sourcing.
Monitoring client’s profile and conduct due diligence for mitigation of any risks.
Identifying new typologies with regard to Money laundering.
Follow up on the risks identified during the BAU and liaise with Technology.
Team Management
Leading a team of 15 Team Members.
Monitoring the performance of team members to ensure efficiency in operations and meeting of group targets.
Close process gaps across new migrations.
Streamlining efforts for attainment of goals of the company, taking care the mission & vision.
Supporting various analysts in the team with the assessment & analysis of cases.
Making sure of no breaches on SLA and QA levels within the threshold.
CAREER CONTOUR
Key Deliverables
Process migration from South Asian countries.
Identify Suspicious Transaction Reporting.
Identify Clients for surveillance.
Internal surveillance of Staff transactions and escalation to Country Heads.
Liaise with Higher Management (Country Heads) in terms of training and knowledge sharing sessions.
Complete knowledge in transaction surveillance systems (Norkom, Detica, World Check, Accuity.)
Alert and Case management within Turn Around Time and as per the Service Level Agreement.
Preparation of Monthly metrics for multiple stakeholders including CEO, Country Heads, Units Heads, Internal Risk
Teams.
Capacity Planning and threshold analysis on what if results prior production.
Handled Business Continuity exercises for Unit.
Draft Addendums as and when required.
Liaising in setting up different HUB’s for the Bank.
Maintains watch list customers and investigates for continued suspicious activity.
Analysis AML risks based model for monitoring trade transactions for various products viz Import/Export.
Significant Highlights
Identification of STR for Singapore.
Initially responsible for 4 nations and Transaction Surveillance Unit Singapore, now handle Transaction Surveillance
Unit India reporting to Unit Head.
Take sessions on Process flows for new hires apart from normal BAU.
During 2013 was part of the Malaysia SECONDMENT with regard to back log clearing and Knowledge Sharing
process for the staffs working from KL (Malaysia)
Travelled to United Arab Emirates twice for performing Unit Acceptance Testing (UAT) testing on Retail Loan
System (RLS Project) and Erams Clean Up
o Successful completion of the RLS Project, UAT Testing and Erams Clean up activity.
Appreciation from Operations Head for Successful Completion of the RLS Project.
Trained on Products, Systems and Detection Scenarios.
Significant Highlights
Suggested process improvement and process simplification against the current process.
Effective tracking of Loan applications and customer complaints in the excel file to avoid miss outs of any
complaints/Loan applications and share the excel file with CPC.
Received business champ award from Chennai operations head.
Preparing financial vouchers for the reversal entries and other corrective transactions and handed over to financials
team for posting.
Reconciling the transactions between RLS and Ebbs and posting corrective transactions in case of any disparity
identified in the recon.
Significant Highlights
Drafted process notes for customer complaints process and sent it to country for sign off.
Suggested process improvement and process simplification against the current process.
Received Mentorship award from Chennai operations head.
Handling customer complaint with nil processing errors.
Appreciation from Head of Operations Dubai for better performance.
TRAININGS ATTENDED
SCHOLASTICS
BBA (Business Administration) from Guru Nanak College, (Madras University), 2005.
H.S.C passed out with 69% from Government Boys Higher Secondary School, 2002.
S.S.L.C passed out with 54% from Government Boys Higher Secondary School, 2000.
EXTRAMURAL ENGAGEMENTS
PERSONAL DOSSIER
DECLARATION
I hereby declare that the above information is true up to my knowledge and belief.
(RAJESH KUMAR.A.L)