Scribd
Upload
154 views3 pages

Fee Information Document PDF

This document provides a summary of fees for services associated with the Santander Everyday Current Account. Key services like maintaining the account and domestic payments incur no fees. Notable fees include £25 for CHAPS payments within the UK, £25 for international payments, and £10 for foreign currency transactions or cash withdrawals. The document also outlines changes to overdraft fees effective April 2020 to comply with new regulations, with arranged overdrafts charged 39.9% APR and unarranged overdrafts incurring no fee.

Uploaded by

Yulyana Stoian
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
154 views3 pages

Fee Information Document PDF

This document provides a summary of fees for services associated with the Santander Everyday Current Account. Key services like maintaining the account and domestic payments incur no fees. Notable fees include £25 for CHAPS payments within the UK, £25 for international payments, and £10 for foreign currency transactions or cash withdrawals. The document also outlines changes to overdraft fees effective April 2020 to comply with new regulations, with arranged overdrafts charged 39.9% APR and unarranged overdrafts incurring no fee.

Uploaded by

Yulyana Stoian
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 3

Fee Information Document

Name of the account provider: Santander UK Plc


Account name: Everyday Current Account
Date: Effective from 14 January 2020

• This document informs you about the fees for using the main services linked to the payment account.
It will help you to compare these fees with those of other accounts.
• Fees may also apply for using services linked to the account which are not listed here.
Full information is available in our General Terms and Conditions and Key Facts Documents.
• A glossary of the terms used in this document is available free of charge.
• From 6 April 2020, we’re changing the way we charge for overdrafts to reflect new regulations.
Details of the changes can be found in the Overdrafts and related services section of this
document, as well as at santander.co.uk/uk/account-changes

Service Fee
General account services
Maintaining the account Fee not charged

Payments (excluding cards)


Direct Debit Fee not charged

Standing Order Fee not charged

Sending money within the UK


Faster Payment (pounds) Fee not charged
CHAPS (same day payment) £25
Banker’s draft £10
Counter cheque fee (you must withdraw over £1,000) £10
Cheque payment (in pounds) Fee not charged

Sending money outside the UK


SEPA (Single Euro Payments Area) Fee not charged
International Payment £25
Issuing a foreign currency cheque £10

Receiving money from outside the UK


Foreign currency cheque deposit £10
Foreign currency electronic payment Fee not charged

1
Cards and Cash
Cash withdrawal in pounds
Withdrawals in the UK Fee not charged
Withdrawals outside the UK Fee not charged
Cash withdrawal in foreign currency
Foreign currency cash withdrawal fee (including cash
machines, purchase of traveller’s cheque or foreign
currency at another bank, bureau de change or other
outlet displaying the Visa or Mastercard sign abroad) Fee not charged

Foreign currency conversion fee for withdrawals Percentage of total transaction value 2.75%
From 5 May 2020 Percentage of total transaction value 2.95%

Withdrawals from Santander cash machines in Spain


using a debit card Fee not charged
Debit card payment in pounds Fee not charged

Debit card payment in a foreign currency


Foreign currency purchase fee for debit card payment Fee not charged
Foreign currency conversion fee for debit card payment Percentage of total transaction value 2.75%
From 5 May 2020 Percentage of total transaction value 2.95%

Overdrafts and related services


Arranged overdraft
Below £2,000 Per day £1
£2,000 to £2,999.99 Per day £2
£3,000 and over Per day £3

From 6 April 2020 Arranged overdraft usage 39.9% APR*/EAR**


(variable)
Unarranged overdraft Per day £6
(The monthly cap on unarranged overdraft charges
for the Everyday Current Account is £50. Further
details can be found online at www.santander.co.uk)

From 6 April 2020 Unarranged overdraft usage 0% APR*/EAR**


(variable)
Refusing a payment due to lack of funds Fee not charged

Allowing a payment despite lack of funds Per transaction £10


(See above for cap)

From 6 April 2020 Fee not charged

*APR stands for Annual Percentage Rate. It shows the overall cost of credit as an annual rate of charge, taking into account the interest, charges and
any other costs involved in getting credit. It doesn’t include any other fees and charges.
**EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft which takes into account how often we charge interest to the
accounts and doesn’t include any other fees or charges.

2
Other services
Cancelling a cheque
Cheques issued in pounds Fee not charged
Foreign currency cheques £25
Weekly statements Per month £1.50
Photocopying cheques Per cheque £4
BANK 0632 JAN 20 H

Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk.
Telephone 0800 389 7000.Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 106054. Santander and the flame logo are registered trademarks.

You might also like