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    HIS New 5-2020

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    This document contains the resume of Hasan Irfan Siddiqui. It summarizes his professional experience, including over 12 years in banking with a focus on relationship management, credit compliance, and CAD operations. His most recent role was as the CCOD Hub Incharge at Bank Al Habib's Islamic Banking Division. He also lists his education qualifications including an MBA from the University of Huddersfield in the UK.

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    HIS New 5-2020

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    hasan_siddiqui_15
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    This document contains the resume of Hasan Irfan Siddiqui. It summarizes his professional experience, including over 12 years in banking with a focus on relationship management, credit compliance, and CAD operations. His most recent role was as the CCOD Hub Incharge at Bank Al Habib's Islamic Banking Division. He also lists his education qualifications including an MBA from the University of Huddersfield in the UK.

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    This document contains the resume of Hasan Irfan Siddiqui. It summarizes his professional experience, including over 12 years in banking with a focus on relationship management, credit compliance, and CAD operations. His most recent role was as the CCOD Hub Incharge at Bank Al Habib's Islamic Banking Division. He also lists his education qualifications including an MBA from the University of Huddersfield in the UK.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Download as doc, pdf, or txt
    24 views3 pages

    HIS New 5-2020

    Uploaded by

    hasan_siddiqui_15
    This document contains the resume of Hasan Irfan Siddiqui. It summarizes his professional experience, including over 12 years in banking with a focus on relationship management, credit compliance, and CAD operations. His most recent role was as the CCOD Hub Incharge at Bank Al Habib's Islamic Banking Division. He also lists his education qualifications including an MBA from the University of Huddersfield in the UK.

    Copyright:

    © All Rights Reserved
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    Download as doc, pdf, or txt
    of 3

    Hasan Irfan Siddiqui

    House No. D-143 Block-7, Gulshan-e-Iqbal, Karachi, Pakistan.


    Cell: +92334-3516497,Landline:+921-34986019
    Email:[email protected] / [email protected]

    Objective
    Experienced in Relationship Management, Credit Compliance & CAD Operations with accomplished career, spanning
    over 12 years of Banking experience, directing Credit , Regulatory Compliance initiatives throughout multiple
    functions, including SME, Commercial & Corporate.
    Summary
     Talented problem solver and skilled to perform the designated tasks.
     Consistently chosen for leadership positions
     Proven ability to deliver valuable contributions to any organization.
     Detailed oriented keen and quick learner with focus on continuous improvement.
     Creative & Innovative thinker with successful record of achievement in implementing marketing concepts.

    Professional Qualification
    Master of Business Administration (MBA) (2008)
    University of Huddersfield, Huddersfield-United Kingdom
    Degree covered the various areas of management, financial aspects, marketing, organisational structural, operational activities
    and decision making techniques. Final Dissertation on “Risk Management as a tool for Success of Pharmaceutical
    Organisation”.

    Career Experience
    Professional Experience

    Bank Al Habib - Islamic Banking Division– CCOD Hub Incharge Karachi, Sindh & Baluchistan (April 18-till date)
     Providing support to Corporate, SME & Commercial department for all transactions and evaluate the cases relating to
    Murabaha, Ijarah, Diminishing Musharaka, Musawmah, Istisna transactions.
     Review daily, fortnightly and monthly reports like overdue, advance outstanding portfolio and limit monitoring reports
    intimate to business unit.
     Supervising miscellaneous fortnightly & monthly reports to risk management, SBP, Finance etc.
     Supervising daily and monthly miscellaneous activities like disbursements, payments, accruals, provisions etc.
     Maintenance of up-to-date database and MIS (i.e facility expiries, renewal of agreements, insurance & stock reports etc).

    Bank Al Habib - Islamic Banking – Residential Auditor (July 2017 - April 2018)
     Proper Execution of Transaction as per Guidelines provided.
     Engage in Shariah Compliance during Transactional Phase to eliminate any Audit Observation.
    Bank Al Habib - Islamic Banking- Manager Credit- Corporate, Commercial & SME (Jan 2017- July 2017)
     To Supervise & Generate the Corporate, Commercial & SME Credit portfolio (Funded and Non-Funded) and to develop &
    maintain a credit portfolio in accordance bank’s Policy, SBP’s Prudential Regulation.
     To achieve portfolio targets assigned by the bank’s management in order to ensure overall growth, revenue and
    management of the Islamic Corporate, Commercial & SME Assets.
     Also streamlining the Credit Structure & Credit process with all necessary controls is kept in place.

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    Askari Bank Limited-(IBSD) - Relationship Manager-Corporate, Commercial & SME (April 2016 – Dec 2016)
     Preparing credit proposals for onward submission to Islamic Banking Services Division - Head Office with a view to
    protecting the bank’s interest, identification of associated and potential risks, mitigates and ensured that the proposals are in
    compliance with Prudential Regulations / other regulatory requirements.
     Ensured that credit facilities were disbursed only after all credit documentation with security perfection as per the terms and
    conditions of the facility sanction advice.

    Meezan Bank (Pvt) Ltd (Premier Islamic Bank) as Relationship Manager (from July 2008- March 2016)
     Manage and control financing portfolio of the Credit Hub & Reporting Branches, to create viable and healthy credit lines,
    contribution towards profit generation.
     Generating business volumes in terms of trade and maximization of advances utilization by way of building on existing
    relationships and exploring new markets for ancillary business and other business opportunities.
     Accounts are reviewed / renewed before the expiry and have complied the approved terms and conditions. utilization of
    Credit facilities, fulfillment of business commitments, financial and business conditions of the borrowers.
     Conduct detailed reviews of customers on watch list, bad debts, risk ratings, and risk profiles of the Bank’s product lines as
    per Bank guidelines
     Manage team members and motivate them towards desired goals and maintain/improve the service standards and facilitate
    the quick and effective disposal of Credit proposals.
     100% Shariah compliance in all commercial / SME Assets transactions.

    Emirates Global Islamic Bank (March 2008 to April 2008)


     6-week Internship at (CAD) Credit Administration Department main office.

    The Corps (LEEDS – UK) (June 2004 to December 2007)


     Working as Security Commissionaire Officer. Direct interaction with Customers and Organisation Health, Safety & Security
    issues etc.
     Engaged in process of Events Management, Training Development of New Employee.

    Bosch Pharmaceutical (Pvt) LTD (March 2002 to October 2003)


     Account Officer, engaged in daily Accounting and Financial Activities pertaining to running business.
     Assisted in preparation of Annual budgets including establishing annual corporate sales targets and expenditures for
    business unit.

    Imperial Chemical International (ICI) (Feb 2002 to March 2002)


    6-week Internship with ICI Pakistan Limited, Finance department and Corporate Reporting Group (CRG) furnish there
    consolidated Financial report (Milbank Report) of 5 years which is usually report to there UK Head Office.

    Project & Research


     Final Dissertation on “Risk Management as a tool for Success of Pharmaceutical Organisation”
     Report on “Supply Chain Management in Pharmaceutical Industry ”
     Presentation on “Exchange Rate Risk”
     Marketing launch of new product.
     Presentation for new and prospective students” Huddersfield University”.
     British Airways Future Scenario Planning.
     Business issues faces by “Nike”

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    Professional Qualification
     Institute of Cost and Management Accountant of Pakistan (ICMAP) Professional Stage 2
     Association of Chartered Certified Accountant (ACCA) Part 2
     Institute of Chartered Accountant of Pakistan (ICAP)
    Chartered Accountancy Intermediate from School of Business Studies (SBS) (Jan 1998)
     Bachelor of Commerce (B.Com) from University of Karachi (KU) (1998)
     Government College Gulshan-e-Iqbal Karachi

    Trainings/Seminars/Workshop
     Represent Bank AlHabib- Islamic Division at “Strategic Workshop on Islamic SME Financing” at SBP 27thMarch-2017.
     “Progress of Islamic SME Financing” meeting attended at SBP 18thApril-2017.
     Numerous Courses Organize by Bank AlHabib Ltd.
     IBC (Islamic Banking Course) Level 1 Completed.
     CCPT certificate from SBS approved institute by ICAP.
     Advanced level skills in Microsoft Office suite, especially in Microsoft Excel.
     Proficient in using e-mail applications Microsoft Outlook and Lotus Notes.
     Troubleshooting Networking & Hardware.
     British Security Industry (SITO) Trained.

    Achievements
     Being part of successful Implementation of Centralization of Credit Operation Department at Bank Al Habib Ltd.
     Satisfactory Internal, External Shariah & Audit Ratings.

    Reference
    Will refurbish on request

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