ALEX PRABHU's Citibank account statement for January 2020 shows:
- A net relationship value of INR 11,257.50 with Citibank including savings and credit card accounts.
- Savings account balance of INR 24,179.68 on January 31, 2020 with deposits and withdrawals for purchases, bills, and transfers during the month.
- Outstanding credit card balance of INR 42,579.50 as of statement date with purchases and payments during the month.
ALEX PRABHU's Citibank account statement for January 2020 shows:
- A net relationship value of INR 11,257.50 with Citibank including savings and credit card accounts.
- Savings account balance of INR 24,179.68 on January 31, 2020 with deposits and withdrawals for purchases, bills, and transfers during the month.
- Outstanding credit card balance of INR 42,579.50 as of statement date with purchases and payments during the month.
ALEX PRABHU's Citibank account statement for January 2020 shows:
- A net relationship value of INR 11,257.50 with Citibank including savings and credit card accounts.
- Savings account balance of INR 24,179.68 on January 31, 2020 with deposits and withdrawals for purchases, bills, and transfers during the month.
- Outstanding credit card balance of INR 42,579.50 as of statement date with purchases and payments during the month.
ALEX PRABHU's Citibank account statement for January 2020 shows:
- A net relationship value of INR 11,257.50 with Citibank including savings and credit card accounts.
- Savings account balance of INR 24,179.68 on January 31, 2020 with deposits and withdrawals for purchases, bills, and transfers during the month.
- Outstanding credit card balance of INR 42,579.50 as of statement date with purchases and payments during the month.
ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020
Your Citibank Account Statement as on Feb 1, 2020
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Branch Address: Branch Phone No : 04442274500
****************************** IFSC : CITI0000003 CITIBANK N.A MICR code : 600037002 163 ANNA SALAI CHENNAI - 600002 LOS: 33-TAMIL NADU GSTIN : 33AAACC0462F1ZB
A summary of your relationship/s with us:
Net Relationship Value for JAN-20 (INR) = 11257.50
Relationship Type Currency Assets Liabilities Important Information
Current Account(s) - - • Additional benefits are available to senior citizen Savings Account(s) INR 24179.68 - account holders. Please refer to the schedule of charges available on the Citibank website for more USD Checking A/C(s) - - details. Deposits Account(s) - - • Effective from 01 January, 2020, the Net Investments - - Relationship Value definition will be simplified to Overdrafts - - include only Savings/Current Account Balances, Fixed Deposits, Investments in Mutual Funds and Loans : Principal O/S - - Insurance Premium. Cards : Latest Bills INR - 42579.50 Insurance - - Share Trading A/C(s) - - TOTAL (INR) 24179.68 42579.50
Place of Supply : 33-TAMIL NADU
Note: All bank deposits are insured up to maximum of Rs. 1,00,000 subject to change from time to time as specified by DICGC
HOLDERS
1. ALEX PRABHU
Nominee Details for the following Accounts/Deposits
1. 51XX4XXX46 NOMINEE NOT REGISTERED
ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Savings Account Details for Account Number:
- 5-1XX4XX-X46 In INR Home
Opening Balance: 29815.01
Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
01Jan20 IMPS INWARD ORG 5000.00 34815.01 IMPSTO from SAITSELVARAJ REF NO: - 936523039332 04Jan20 Payment for Credit Card No. 4386 XXXX XXXX 4629 3417.63 PRABHU,ALEX 04Jan20 INTERCITY ECS PAID 4612.00 NACH:Paid to HDFC BANK LIMITED:HDFC00017000001103:HDFC BANK LTD Refno:0000065063151-HDFC BANK 04Jan20 TRF PER INSTRN 3075.00 23710.38 Account Transfer in Citibank N.A.-Debited from ALEX PRABHU-Credited to KARTHICK RAJENDRAN Ref No:070044256813238 06Jan20 INTERCITY ECS PAID 12255.00 11455.38 NACH:Paid to TP ACH ICICI BANK:ICIC00261000001992:ICICI BANK LTD Refno:308981419-ICICI BANK LIMITED 08Jan20 PURCHASE 1356.91 Card no.: 5497XXXXXXXX6017 04JAN20 181547 EICHERS\PLOT NO 96 SECTOR 32\G Ref: 010400022298 Effective Date : 07Jan20 08Jan20 PURCHASE 500.00 Card no.: 5497XXXXXXXX6017 04JAN20 190428 HPCL RAVI AGENCIES\NO 87\CHENN Ref: 010400006887 Effective Date : 07Jan20 ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
08Jan20 PURCHASE REVERSAL 3.75 Card no.: 5497XXXXXXXX6017 04JAN20 190428 HPCL 0.75% Cashless In\G Corp\ Ref: 010400006887 Effective Date : 07Jan20 08Jan20 PURCHASE 2191.00 7411.22 Card no.: 5497XXXXXXXX6017 05JAN20 174433 DECATHLON SPORTS\SURVEY NO:118 Ref: 010500014036 Effective Date : 07Jan20 09Jan20 PURCHASE 140.00 7271.22 Card no.: 5497XXXXXXXX6017 07JAN20 210323 ATO*KUPPATHU MEEN KULA\ATO*KUP Ref: 002245766509 10Jan20 PURCHASE 220.50 7050.72 Card no.: 5497XXXXXXXX6017 07JAN20 004219 BOOKMYSHOW COM\VATIKA TOWERSGR Ref: 000619430187 13Jan20 ATM WITHDRAWAL 1000.00 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 12JAN20 Ref: 001214002539 PORUR BRANCH 1 SAKTHISRIPERUMBUDURTNIN 13Jan20 INHOUSE TRF 570.00 6620.72 Account Transfer in Citibank N.A.-Debited from DEO REEGAN D-Credited to ALEX PRABHU Ref No:070044256898501 14Jan20 PURCHASE 62.00 Card no.: 5497XXXXXXXX6017 11JAN20 180457 JUSTEAFY FOOD AND BEVE\S3 141 Ref: 001112562666 14Jan20 PURCHASE 200.94 Card no.: 5497XXXXXXXX6017 11JAN20 185136 HPCL RAVI AGENCIES\NO 87\CHENN Ref: 011100005028 ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
14Jan20 PURCHASE REVERSAL 1.50 Card no.: 5497XXXXXXXX6017 11JAN20 185136 HPCL 0.75% Cashless In\G Corp\ Ref: 011100005028 14Jan20 ATM WITHDRAWAL 800.00 5559.28 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 14JAN20 Ref: 001421008989 EPS_PORURKANCHIPURAM TNIN 17Jan20 PURCHASE 210.00 5349.28 Card no.: 5497XXXXXXXX6017 13JAN20 220136 ATO*KUPPATHU MEEN KULA\ATO*KUP Ref: 002263182170 23Jan20 PURCHASE 50.00 5299.28 Card no.: 5497XXXXXXXX6017 21JAN20 130212 VIRTUSA\10 TH BLOCKDLF IT PARK Ref: 012100004826 24Jan20 PURCHASE 349.00 Card no.: 5497XXXXXXXX6017 22JAN20 204055 BIG BAZAAR\BIG BAZAAR - 46-47 Ref: 002215517454 24Jan20 PURCHASE 195.00 Card no.: 5497XXXXXXXX6017 22JAN20 213120 ATO*KUPPATHU MEEN KULA\ATO*KUP Ref: 002287577718 24Jan20 ATM WITHDRAWAL 400.00 4355.28 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 24JAN20 Ref: 002405534297 DLF IT PARK 9AKANCHIPURAM TNIN 27Jan20 IMPS OUTWARD ORG 30.00 UPI To Q20144988@ybl,REF NO - 002521223279, NA 27Jan20 TRF PER INSTRN 469.00 Account Transfer in Citibank N.A.-Debited from ALEX ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
PRABHU-Credited to KISHORE GOPALAKRISHNAN Ref No:070044257006979 27Jan20 TRF PER INSTRN 355.00 Account Transfer in Citibank N.A.-Debited from ALEX PRABHU-Credited to VIGNESH S Ref No:070044257006987 27Jan20 PURCHASE 354.60 Card no.: 5497XXXXXXXX6017 24JAN20 165915 Amazon\E/510 CRYSTAL PLAZA NEW Ref: 012411565533 27Jan20 MOBILE RECHARGE 219.00 EURONET 994086XXXXXXXX 27Jan20 ATM WITHDRAWAL 400.00 2527.68 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 27JAN20 Ref: 002705534700 DLF IT PARK 9AKANCHIPURAM TNIN 28Jan20 PURCHASE 300.00 Card no.: 5497XXXXXXXX6017 26JAN20 051445 VARUN ENTERPRISES\99-A, MOUNT Ref: 002523501599 28Jan20 PURCHASE 140.00 Card no.: 5497XXXXXXXX6017 26JAN20 205250 VARUN ENTERPRISES\99-A, MOUNT Ref: 002615539020 28Jan20 TRF PER INSTRN 550.00 1537.68 Account Transfer in Citibank N.A.-Debited from ALEX PRABHU-Credited to VIGNESH S Ref No:070044257029083 29Jan20 SALARY CREDIT : UTR 2005176460000257 TRF FROM BOEING 29178.00 INDIA PRIVATE LIMITED SALARY CREDIT JANU 29Jan20 ATM WITHDRAWAL 500.00 30215.68 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 29JAN20 Ref: 002905535160 DLF IT PARK 9AKANCHIPURAM TNIN ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
30Jan20 INHOUSE TRF 300.00 Account Transfer in Citibank N.A.-Debited from BALAMURUGAN V-Credited to ALEX PRABHU Ref No:070044257038219 30Jan20 TRF PER INSTRN 461.00 Account Transfer in Citibank N.A.-Debited from ALEX PRABHU-Credited to BALAMURUGAN V Ref No:070044257038341 30Jan20 ATM WITHDRAWAL 300.00 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 30JAN20 Ref: 416 PORURTIRUVALLUR TNIN 30Jan20 IMPS INWARD ORG 41693.00 IMPSTO from RAJASEKAR R AXIS BANK REF NO: - 003021556988 30Jan20 Payment for Credit Card No. 4386 XXXX XXXX 4629 43693.00 27754.68 ALEX PRABHU 31Jan20 TRF PER INSTRN 2392.00 Account Transfer in Citibank N.A.-Debited from ALEX PRABHU-Credited to KARTHICK RAJENDRAN Ref No:070044257053740 31Jan20 ATM WITHDRAWAL 700.00 Card No.: 5497XXXXXXXX6017 of ALEX PRABHU 31JAN20 Ref: 003105535744 DLF IT PARK 9AKANCHIPURAM TNIN 31Jan20 PURCHASE 483.00 24179.68 Card no.: 5497XXXXXXXX6017 29JAN20 184027 TAMIL NADU ELECTRICITY\144, AN Ref: 003000511779 CLOSING BALANCE 82381.58 76746.25 24179.68 FUNDS ON EARMARKING / HOLD 708.00 CLOSING AVAILABLE BALANCE 23471.68 ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Savings Account Details for Account Number:
- 5-1XX4XX-X46 In INR Home
Earmarked / Hold Funds as of Jan 31, 2020
Date Earmarking Particulars Amount
30-JAN-20 Card No.: 5497XXXXXXXX6017 30JAN20 201657 KA B M T 708.00 REND CHENNAI Ref: 003014114317 TOTAL AMONT ON EARMARK / HOLD 708.00
Credit Card Details: - Home
CARDS (INR) CARD NUMBER BILL DATE MINIMUM DUE BILL AMOUNT REWARDS CARD of ALEX PRABHU 4386 XXXX XXXX 4629 12Jan20 3880.14 42579.50 TOTAL 3880.14 42579.50 ALEX PRABHU Statement Period: Jan 1, 2020 to Jan 31, 2020 Your Citibank Account Statement as on Feb 1, 2020
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Banking Reward Points for the A/C : 5-1XX4XX-X46
- Home
Card No Available Points
5497XXXXXXXX6017 843 Please note: You can read the Most Important Terms & Conditions applicable to your account at www.citi.co.in/bank-tnc.htm. For Schedule of Charges applicable to your account, please visit our website www.citibank.com/india
Net Relationship Value (NRV) is an aggregate of the average value of certain relationships you hold with us, calculated on a monthly basis. It not only considers the savings balance in your account but also includes your fixed deposits (FD's), investments & insurance policies taken through Citibank.
Below is a working example of how the NRV is calculated:
a) Current/Savings Account 10,00,000 Average for the month, calculated based on total of daily end of day balance/total number of days. ___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
b) Fixed Deposit 30,00,000 Daily end of day balances of principal amount/total number of days. ___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
c) Mutual Funds 35,00,000 Daily end of day balances/total number of days.
**Towards active indivdual life insurance policies with the account holder as proposer.
W.e.f. 1st April 2015, you will get an additional one month to build up your Net Relationship Value (NRV) in case it falls below the required threshold. Further, we have revised the NRV non-maintenance charges to only 1% of the NRV shortfall or Rs. 600, whichever is lower, applicable only if you are not able to maintain the NRV by the end of the next month. The shortfall will be calculated on the higher NRV maintained across the two consecutive months.
For Example: Account with monthly NRV threshold = Rs. 1 lakh;
Scenario 1: Your monthly NRV is Rs. 80,000 and hence, shortfall = Rs. 20,000 -> Charge levied on your account @ 1% of Rs. 20,000 or Rs. 600, whichever is lower; therefore, charge = Rs. 200 Scenario 2: Your monthly NRV is Rs. 30,000 and hence, shortfall = Rs. 70,000 -> Charge levied on your account @ 1% of Rs. 70,000 or Rs. 600, whichever is lower; therefore charge = Rs. 600
Please note that the above example is for illustration purpose only.Threshold for the account varies basis the type of account held with the bank.
To know more on how to build up your NRV and to help you understand the above changes better, please visit www.citi.co.in/nrvfaq.htm. . .
