1 - Apd - Commercial Bank Management PDF

19/02/2020
COMMERCIAL BANK
MANAGEMENT
Tran Thi Minh Tram
Email: [email protected]
Welcoming
• Foreign Trade University
• Faculty of Banking and Finance
[email protected]
LMS
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19/02/2020
COMMERCIAL BANK MANAGEMENT
Course code: TCQN13

Instructor : Trần Thị Minh Trâm
Faculty of Banking and Finance
Prerequisites: Principles of Finance
Money and Banking
Course description
• Commercial banking management provides
learners with basic knowledge about
commercial banks and principles of
management in commercial banks.
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Course learning objectives

• After this course, students should understand:
– Principal services offered by banks and many of their closest
competitors
– How and why banks and other financial-service providers are
regulated and who their principal regulators are
– Financial statements and how to evaluate bank performance
– The major principles that bank managers should focus
– The methods that are used by banks when conducting the
activities of delivering financial products and services: deposits,
loans…
– The importance of and rapid changes in banking industry
• Objectives about behavior and skills
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Textbook and references

• Textbook:
– Peter S. Rose (2007), Commercial Bank Management.
• References:
– PGS,TS. Nguyễn Đăng Dờn (2010), Giáo trình Quản trị ngân
hàng thương mại
– PGS, TS. Phan Thị Thu Hà (2013), Giáo trình Ngân hàng
thương mại, NXB Đai học Kinh tế quốc dân.
– Peter S. Rose (2003), Commercial Bank Management,
Trường Đại học Kinh tế quốc dân, Nhà xuất bản Tài chính, Hà
Nội.
– Thomas D.Simpson, Financial market, banking and monetary
policy, Wiley Finance Series, 2015
• Financial news
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Lecture program
OVERVIEW OF BANKING
FINANCIAL STATEMENT AND

FINANCIAL FIRM PERFORMANCE
FINANCIAL BANKING MANAGEMENT
MANAGING THE FUTURE

IN A GLOBAL MARKETPLACE
PART I: OVERVIEW OF BANKING

• Part One: provides an introduction to the world of banking.
• We explore the principal services offered by banks and
many of their closest competitors, and we examine the
many ways financial firms are organized to bring together
their resources to produce and deliver their services.
• Part One also explains how and why banks and other
financial-service providers are regulated and who their
principal regulators are.
• Part One concludes with an analysis of the different ways
financial institutions deliver their services to the public,
including the chartering of new financial firms, constructing
branches, installing ATMs and point-of-sale terminals,
expansion of call centers, and use of the Internet.
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PART II: FINANCIAL STATEMENT AND

FINANCIAL FIRM PERFORMANCE
• Part Two introduces readers to the financial
statements of banks and their closest competitors.
• Part Two explores the content of balance sheets and
income/expense statements, and then examines
measures of performance often used to gauge how
well banks and their closest competitors are doing in
serving their stockholders and the public.
PART III: FINANCIAL BANKING

MANAGEMENT
• Part 3.1, 3.2 and 3.3 opens up the dynamic area of asset-
liability management ALM and capital management.
– We describe how financial-service managers have changed their
views about managing assets, liabilities, and capital and
controlling risk in recent years.
– These chapters take a detailed look at the most important
techniques for hedging against risk.
• Part 3.4 addresses problem of maintaining enough liquidity
to meet daily cash needs. We take a critical look at why
depository institutions and their closest competitors must
constantly struggle to ensure that they have access to cash
precisely when and where they need it.
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Other management in commercial

banks
• Managing a portfolio of investment securities:
– We examine the different types of investment securities
typically acquired and review the factors that an
investment officer must weigh in choosing what
investment securities to buy or sell.
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banks
• Managing funding side of the balance sheet - raising
money to support the acquisition of assets and to
meet operating expenses.
– We present the principal types of deposits and nondeposit
investment products.
– We explore and assess their impact on profitability and risk
for banks and other financial firms.
– We review equity capital - the source of funding provided
by a financial firm's owners.
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banks
• Managing granting credit to customers through the
making of loans.
– The types of loans made by banks and their closest
competitors, regulations applicable to the lending process,
and procedures for evaluating and granting loans are all
discussed.
– This portion of the text includes expanded information
about credit card services-one of the most successful, but
challenging, service areas for financial institutions today.
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banks
• Two of the most important strategic decisions that
many financial firms have to make-acquiring or
merging with other financial-service providers and
following their customers into international
markets.
– As the financial-services industry continues to consolidate
and converge into larger units, managerial decisions about
acquisitions, mergers, and global expansion become
crucial to the long-run survival of many financial
institutions.
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PART IV: MANAGING THE FUTURE

IN A GLOBAL MARKETPLACE
• This final part of the book concludes with an
overview of the future of the financial-services
marketplace.
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Assessment
Assessment tasks Weighting
Attendance 20%
Assignments/ Midterm Exam: 20%
- Midterm Exam #or
- Group report
Group presentations about the
report outcome
Final Exam 60%
Total 100%
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PREPARE FOR CHAPTER 1
1. Read documents
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19/02/2020

COMMERCIAL BANK MANAGEMENT

Course code: TCQN13

Course learning objectives

Textbook and references

FINANCIAL STATEMENT AND

FINANCIAL BANKING MANAGEMENT

MANAGING THE FUTURE

PART I: OVERVIEW OF BANKING

PART II: FINANCIAL STATEMENT AND

PART III: FINANCIAL BANKING

Other management in commercial

Other management in commercial

Other management in commercial

Other management in commercial

PART IV: MANAGING THE FUTURE

PREPARE FOR CHAPTER 1

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