SALES ILLUSTRATION
Name of Policy Owner: Ms OLIVIA BIANCA CHAN Modal Premium (Php): 100,000.00
Annual Premium(Php): 100,000.00
Name of Insured: Ms OLIVIA BIANCA CHAN Minimum Death Benefit (Php): 500,000.00
Issue Age of Insured: 28 Sum Insured (Php): 4,000,000.00
Mode of Payment: Annual Premium Holiday: After 10 years
Equity Fund: 100.00%
This is a Philippine Peso denominated variable life product where regular premium payments are required for a whole life coverage providing
living and death benefits. The living benefit, which may be withdrawn in part or in full, will depend on the investment performance of your chosen
fund/s and on the distribution you indicated. Our investment objectives for each fund are as follows:
For the Peso Money Market Fund, we seek to provide policyholders a facility to invest in a portfolio of highly liquid and less volatile investment
securities that aim to preserve the principal invested and at the same time maximize yields on short-term investments. This fund will be investing
mostly in time deposits and/or short term promissory notes.
For the Fixed Income Fund, we seek to provide long-term capital growth by investing in bonds and notes issued by the Philippine government and
prime-rated corporations and in short-term money market instruments.
For the Balanced Fund, we seek to optimize medium to long-term capital and income growth through investment in Peso denominated fixed
income securities such as bonds, money market instruments, and shares listed on the Philippine Stock Exchange. The asset allocation is to be
determined by the fund manager and may be changed from time to time.
For the Equity Fund, we seek to optimize long-term capital appreciation through investment in ranking listed equity securities, diversified across
all sectors to reduce portfolio volatility.
For the Growth Fund, we seek to provide a vehicle for long-term growth and capital appreciation by investing in medium to large capitalised listed
companies in the Philippine Stock Exchange.
For Select Equities Fund, we seek to provide long-term portfolio growth and capital appreciation by primarily investing in ten (10) of the most
liquid and well-capitalized dividend paying stocks listed in the Philippine Stock Exchange.
For the Guardian Fund, we seek to deliver growth and capital appreciation in the long-term by initially investing in ten (10) listed companies
deemed to be the next set of the most liquid and well-capitalized dividend-paying stocks in the Philippine Stock Exchange.
For the ONE Fund, we seek to provide long-term portfolio growth from capital appreciation. The fund will employ a top-to-bottom approach which
will involve looking at components of Philippine GDP growth, drilling down to the sectors and focusing on listed companies in the Philippine Stock
Exchange, that can be considered substitute drivers of the economy.
The death benefit, on the other hand, is the total of the living benefit and the sum insured, where sum insured should not go lower than the
minimum death benefit which is equal to 5x the regular premium. The minimum death benefit will increase by 125% of each top-up, if any, and
will decrease by 125% of each partial withdrawal, if any. All figures illustrated in this page are based on the original plan applied for and do not
consider any top-ups or withdrawals. INVESTMENT RISKS ASSOCIATED WITH THIS PRODUCT ARE TO BE BORNE SOLELY BY THE
POLICYOWNER.
This sales illustration shall form part of your insurance contract once the Policy is issued. If after buying the Policy you decide it is not suitable for
your needs, simply return to us the Policy with the Policy Data Page and this sales illustration within fifteen (15) days from the date you received
them. We will then refund to you the market value of the fund/s linked to the Policy including initial acquisition, administration, and insurance
charges.
The information contained in this sales illustration may change as deemed necessary by the Insurance Commission.
I have read and understood the disclosures in this proposal. My agent has explained to my satisfaction the principal features of the Policy, the
manner in which the benefits will reflect the investment performance of the fund/s, and the guarantees on minimum death benefit and maximum
charges. I fully understand that in buying this Policy, I am assuming all investment risks associated with it.
Policy Owner
Presented By: KIRSTEN NOREEN OSEA TAN Agent Code: 0000077120
Date: 15 Jan 2020 11:30AM Agent's Signature:
I-Quote version 1.43
