Date: Place:

LOAN TERM SHEET

Loan Amount

Customer Name

Co-Applicants Name (if any)

Employer Name

Loan Amount

Disbursal Amount

EMI Amount

Tenure

ROI

First EMI Date

Processing Fee

GST@18%

TERMS AND CONDITIONS

The Borrower, as described in schedule below (hereinafter referred to as the “Borrower” which expression shall be
deemed to mean and include his / her / their respective heirs, administrators, executors, legal representatives of the First
Part; AND the Lenders as described in annexure, being the person who has agreed to grant the Loan to the
Borrower through LiquiLoans (hereinafter collectively referred to as the “Lender” which expression shall be deemed
to mean and include his/her/its / their respective heirs, assigns, administrators, executors, legal representatives,
successors (as the context may require) represented through its power of attorney holder NDX P2P Private Limited, a
company incorporated under the provisions of the Companies Act, 2013, having corporate identity number
U67200MH2018PTC306270 and its registered office at 102, Lachiram Plaza, C Wing, GAKV Marg, Goregaon East,
Mumbai – 400 063 and branch at Plot No. 764, 5th Road, Behind Rajasthan Restaurant, Khar west, Govind Dham,
Khar West, Mumbai, Maharashtra 400052 (hereinafter referred to as the “LiquiLoans”, which expression shall,
unless it be repugnant to the subject or context thereof, shall mean and include its successors, transferees and
assigns), of the Other Part. Each is hereinafter be referred to individually as ‘Party’ or collectively as ‘Parties’.

By agreeing to initiate the process for availing the loan through NDX P2P Private Limited (“LiquiLoans”), I /
we hereby explicitly provide my / our consent to LiquiLoans to access my / our credit information from the
relevant agencies / authorities. The Lender shall at any time, without any consent of or notice to the Borrower be entitled
to securitize, sell, assign, discount or transfer all or any part of the Lender’s right and obligations under this Agreement
or other Loan Documents, to any person(s) and in such manner and on such terms as the Lender may decide.
The Borrower shall not be entitled to directly or indirectly assign or in any manner transfer, whether in whole or part, any
rights or obligation under this Agreement and other Loan Documents.

I confirm the receipt of copy of the terms and conditions governing this Loan, have read and understood the same
and agree to be bound by it.
DEMAND PROMISSORY NOTE
Rs. XXXXXX /- Date:
ON DEMAND, I/WE agree to pay LiquiLoans, Unit No. 102, Lachiram Plaza, C
Wing, Goregaon East, Mumbai-400063 a sum of for value received.
 Consumer Finance Application Form Loan ID
Please fill in all the required details in BLOCK
LETTER Circle Options as applicable. *Mandatory Applied Loan Amount
Fields

1 Personal Details:
Name

Date of Birth 85 Gender Male

PAN Number A W T P P 4 0 2 9 k

Aadhar Number
Net Monthly income
2 Contact Details:

Residence is Owned Rented Co-provided Residence since

House No. & Bldg. Name City

3 Employment / Business Details:

Locality State
Landmark Pin Code
4 Bank Details:
Account Number Bank Name
Account Type IFSC Code
Branch Address
5 Disbursement account
Dealer/Partner
 UNDER TAKING / DECLARATION

1. I/We here by apply for a finance facility through LiquiLoans, facilitated by as stated in this
Application Form
2. I/We declare that all the particulars, information and details provided in this application form and the documents
submitted by me/us are true, correct, complete and up-to-date in all respects and that I / we have not withheld any
material information.
3. I / We have read and understood the fees and charges applicable to the finance facility (ies) that I / we may avail
through LiquiLoans from time to time.
4. I / We confirm that I / we are competent to contract and that no insolvency proceedings or suits for recovery of
outstanding dues, monies or property (ies) and / or any criminal proceedings have been initiated and / or
are pending against me.
5. I / We declare that I / We have not received any request for or made any payment in cash, bearers’ cheques or of
any other kind in connection with this application form from / to any person.
6. I / We hereby authorize LiquiLoans to exchange or share information and details relating to my application to its
group companies or any third party, as may be required or deemed fit, for the purpose of processing this
loan application and / or related offerings or other products / services that I / We may apply for from time to time.

7. By agreeing to initiate the process for availing the loan through LiquiLoans, I / we hereby explicitly provide my /
our consent to LiquiLoans to access my / our credit information from the relevant agencies / authorities.
8. I / We hereby consent to and authorize LiquiLoans to increase or decrease the credit limit assigned to me from time
to time. I / We will not raise any objection or dispute with regard to the same at any point of time.
9. I/We have not availed any loans through any other peer to peer lending platforms and any such loans
availed with the prior written consent of the Lender
10. I / We understand that my LiquiLoans account login credentials including login and transaction password issued by
LiquiLoans from time to time, constitutes confidential information and I/We agree to keep the same secure and
confidential to prevent any unauthorized use / misuse.
11. By submitting this application, I / We hereby expressly authorize LiquiLoans to send me communications
regarding loans, insurance and other products from LiquiLoans, its group companies and / or third parties through
telephone calls / SMSs / emails / post etc. including but not limited to promotional communications. I /
We confirm that receipt of such communications shall not be treated by me / us as unsolicited communication,
defined under TRAI Regulations on Unsolicited Commercial Communications. I / We understand that I / We can at
any time opt not to receive any such telecommunication by registering under the Do Not Call Registry.
12. I / We understand and acknowledge that LiquiLoans has the absolute discretion, without assigning any reasons to
reject my application and that LiquiLoans is not answerable / liable to me, in any manner whatsoever,
for rejecting my application.
13. I hereby consent and authorize LiquiLoans to send me notifications and updates regarding my loan using
Whatsapp.
14. That loan processing and disbursement will take at least 7 working days post submission of all requisite
documents and information as may be required by the LiquiLoans as per lender’s criteria.
15. I/We acknowledge and confirm that the Loans may be disbursed into the bank account of a third party as per the
instructions provided by me/us in the disbursement request.
16. That lender / LiquiLoans shall have the right to make disclosure of any information relating to me/us including
personal information, details in relation to loans, defaults, etc. to the credit information companies / TransUnion
CIBIL Limited (CIBIL) and/or any other governmental/regulatory/statutory or private agency / entity, credit
bureau, RBI, the lender’s / Liquiloan’s other branches/ subsidiaries / affiliates / rating agencies, service providers,
other banks / financial institutions, any third parties, any assigns/potential assignees or transferees, who may need,
process and publish the information in such manner and through such medium as it may be deemed necessary by the
publisher/ lender/ RBI/ LiquiLoan, including publishing the name as part of willful defaulter's list from time to time,
as also use for KYC information verification, credit risk analysis, or for other related purposes.
17. That I / We have not taken any loan / credit from any other bank/ finance company unless otherwise specifically
declared by me/ us.
18. That there is no impediment or restriction (whether legal or judicial) against me/ us and/or our asset filed/
reported by any other bank / financer/ lender.
19. That the funds shall be used for the purpose for which loan has been applied and will not be used for speculative or
any illegal purpose.
20. In case of default in payment of any scheduled EMI, I/We will have to pay a flat fee of Rs. 650 along with a
charge of 36% per annum (excluding GST) on amount outstanding from the date of default.
21. In case of default in payment, Liquiloans reserves the right to demand the repayment of the full outstanding
amount.
22. I / We, hereby confirm that I / We have contacted LiquiLoans for my requirement of consumer loan and
no
representative has emphasized me directly / indirectly to take the loan.
23. I confirm the receipt of copy of the terms and conditions governing this Loan, have read and understood the same
and agree to be bound by it.
24. I understand that LiquiLoans has been authorized by the lender of the Loan to undertake various activities with
respect to this loan, including but not limiting to executing various documents in respect thereof.
25. I understand that LiquiLoans in no way takes warranty of services of its service provider and I was not referred to
the service provider by LiquiLoans. I am expected to resolve my dispute, if any with the service provider
independently and approach them for refunds/ cancellations without hampering the EMI repayments
of LiquiLoans.

ACKNOWLEDGMENT
26. We acknowledge the receipt of your loan application for a loan through LiquiLoans. Please write to us at
the given mail id for your queries and suggestions: [email protected]

Applicants Name: Loan Amount Applied:

Processing fees: Bounce Charges Rs. /EMI/Loan. LOAN ICDL:

I / We hereby authorize LiquiLoans to disburse the loan amount on my behalf to the service provider.

Date: Place: