BASKET OF PRODUCTS

RETAIL HOUSING PRODUCTS

Rate of Interests (Floating - Linked to LHPLR) Current LHPLR - 14.70%
Griha Siddhi / Apna Ghar / Advantage Plus
Products
(Housing Loan Component)
Loan Slab
Non-Salaried &
Woman Salaried &
Parameters Non
Borrower Professional
Professional
LIC Policy + CIBIL >= 800 8.35% 8.40% 8.50%
LIC Policy + CIBIL >= 700 < 800 8.40% 8.45% 8.55%
LIC Policy + CIBIL < 700 >= 600 8.45% 8.50% 8.60%
Up to Rs. 50 Lacs CIBIL >= 800 8.40% 8.45% 8.55%
CIBIL >= 700 8.45% 8.50% 8.60%
CIBIL < 700 >= 600 8.50% 8.55% 8.65%
CIBIL < 600 8.60% 8.65% 8.75%

LIC Policy + CIBIL >= 800 8.45% 8.50% 8.60%

LIC Policy + CIBIL >= 700 < 800 8.50% 8.55% 8.65%
LIC Policy + CIBIL < 700 >= 600 8.55% 8.60% 8.70%
Above Rs. 50 Lacs &
CIBIL >= 800 8.50% 8.55% 8.65%
Up to Rs. 5 Crs
CIBIL >= 700 8.55% 8.60% 8.70%
CIBIL < 700 >= 600 8.60% 8.65% 8.75%
CIBIL < 600 8.70% 8.75% 8.95%

Rate of Interests (Floating - Linked to LHPLR) Current LHPLR - 14.70%

Products Griha Suvidha/ Griha Suvidha Apna Ghar- EWS/
LIG/MIG -I , MIG_II
Loan Slab
Parameters Salaried & Self Non Salaried & Non-
Employed Professional Professional
LIC Policy + CIBIL >= 800 8.55% 8.75%
LIC Policy + CIBIL >= 700 < 800 8.60% 8.80%
Up to Rs. 10 lacs -50 LIC Policy + CIBIL < 700 >= 600 8.65% 8.85%
Lacs CIBIL >= 800 8.60% 8.80%
CIBIL >= 700 8.65% 8.85%
CIBIL < 700 >= 600 8.70% 8.90%
CIBIL < 600 8.80% 9.00%

LIC Policy + CIBIL >= 800 8.65% 8.85%

LIC Policy + CIBIL >= 700 < 800 8.70% 8.90%
LIC Policy + CIBIL < 700 >= 600 8.75% 8.95%
Above Rs. 50 Lacs & CIBIL >= 800 8.70% 8.90%
Up to Rs. 3 Crs
CIBIL >= 700 8.75% 8.95%
CIBIL < 700 >= 600 8.80% 9.00%
CIBIL < 600 8.90% 9.20%
Product Name Interest Type Loan Slab ROI
My Choice –Sure Fixed Upto Rs.50 lacs 10.05%
& Fixed for Entire loan
Apna Ghar (PMAY-CLSS)- tenure Above Rs.50 lacs & upto Rs.5 crs 10.15%
Sure Fixed
Floating
New Face Lift Upto Rs. 5 Crs 9.70%
(Linked to LHPLR)
“Rewriting facility available. Contact Area Office”.
ROI updated as on 21.11.2019 – LHPLR – 14.70
 RETAIL NON HOUSING PRODUCTS
Product Name Interest Type Loan Slab Rate of Interest
Advantage Plus (Top up Upto Rs.50 lacs 9.70%
Floating (Linked to
Component)
LHPLRNH)
Above Rs.50 lacs & upto Rs.5 crs 10.00%

Griha Prakash/ Griha Upto Rs.50 lacs 9.95%

Floating (Linked to
Shobha- Loan towards
LHPLRNH)
purchase of plot Above Rs.50 lacs & upto Rs.5 crs 10.05%

Floating (Linked to
CIBIL score 800 & above 9.50%
LHPLRNH)
Griha Vikas (LAP / Top Up
/ Face Lift) CIBIL score 700 & above but less than
10.00%
800
Upto Rs. 5 Crs
CIBIL score 600 & above but less than
10.50%
700
Upto Rs. 1 Cr 11.30%
Griha Vikas (LAP / Top Up Flaoting (Linked to
Above Rs. 1 Cr & Upto Rs 3 Crs 11.60%
/ Face Lift) LHPLRNH)
Above Rs. 3 Crs & Upto Rs 5 Crs 11.80%

Upto Rs. 1 Cr 11.80%

Fixed for First 5
Griha Vikas (Fixed 5) years and floating Above Rs. 1 Cr & Upto Rs 3 Crs 12.10%
thereafter
Above Rs. 3 Crs & Upto Rs 5 Crs 12.30%
Floating (Linked to
For Loan Terms 5 years 9.50%
LHPLRNH)
Apna Office I For Loan Terms above 5 years & upto
10.00%
10 years
Upto Rs. 5 Crs
For Loan Terms above 10 years & upto
10.50%
15 years
Floating (Linked to
CIBIL score 700 & above 11.00%
LHPLRNH)
Apna Office II
CIBIL score 600 and more but less than
Upto Rs. 5 Crs 11.50%
700
Floating (Linked to
CIBIL score 700 & above 11.00%
LHPLRNH)
Apna Hospital
CIBIL score 600 and more but less than
Upto Rs. 5 Crs 11.50%
700
Floating (Linked to Upto Rs. 3 Crs 11.60%
Apna Office I
LHPLRNH) Above Rs. 3 Crs & Upto Rs. 5 Crs 12.10%

Floating (Linked to Upto Rs. 3 Crs 12.30%

Apna Office II
LHPLRNH) Above Rs. 3 Crs & Upto Rs. 5 Crs 12.50%
Floating (Linked to Upto Rs. 3 Crs 12.30%
Apna Hospital
LHPLRNH) Above Rs. 3 Crs & Upto Rs. 5 Crs 12.50%

Flaoting (Linked to
For Loan Terms 5 years 9.50%
LHPLRNH)

For Loan Terms above 5 years & upto

Rental Securitisation 10.00%
10 years
10.50%
Upto Rs. 5 Crs
For Loan Terms above 10 years & upto
15 years
 11.00%
Floating (Linked to (up to 10 yrs)
Rental Securitisation Upto Rs. 5 Crs
LHPLRNH) 11.60%
(above 10 yrs)

Flaoting (Linked to
For Loan Terms 5 years 9.50%
LHPLRNH)
Purchase of Commercial
For Loan Terms above 5 years & upto
Property 10.00%
From Rs. 50 Lacs 10 years
and Upto Rs. 5 Crs For Loan Terms above 10 years & upto
10.50%
15 years

Flaoting (Linked to
For Loan Terms 5 years 9.50%
LHPLRNH)

LAP - Commercial For Loan Terms above 5 years & upto

10.00%
10 years
From Rs. 50 Lacs
and Upto Rs. 5 Crs
For Loan Terms above 10 years & upto
10.50%
15 years

Flaoting (Linked to
New Griha Laxmi Upto Rs. 5 Crs 12.60%
LHPLRNH)

ROI updated as on 21.11.2019 – LHPLRNH – 14.80