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    HDFC Bank Millennia Credit Card: Inspired Living, Ready For You

    Uploaded by

    Pratik Agarwal
    The document provides information about the HDFC Bank Millennia Credit Card. Key features include earning 5% cashback on PayZapp/SmartBuy spends, 2.5% cashback on online spends, and 1% cashback on offline spends up to monthly caps. Welcome benefits include Rs. 1000 gift vouchers for spending Rs. 100,000 in a quarter. The annual fee is waived for spending Rs. 30,000 in 90 days or Rs. 100,000 annually. Cashback is earned in CashPoints that can be redeemed against statements or for travel at 0.3 rupees per point. Other benefits include fuel surcharge waiver and lounge access. The card is available to salaried individuals

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    HDFC Bank Millennia Credit Card: Inspired Living, Ready For You

    Uploaded by

    Pratik Agarwal
    161 views3 pages
    The document provides information about the HDFC Bank Millennia Credit Card. Key features include earning 5% cashback on PayZapp/SmartBuy spends, 2.5% cashback on online spends, and 1% cashback on offline spends up to monthly caps. Welcome benefits include Rs. 1000 gift vouchers for spending Rs. 100,000 in a quarter. The annual fee is waived for spending Rs. 30,000 in 90 days or Rs. 100,000 annually. Cashback is earned in CashPoints that can be redeemed against statements or for travel at 0.3 rupees per point. Other benefits include fuel surcharge waiver and lounge access. The card is available to salaried individuals

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    The document provides information about the HDFC Bank Millennia Credit Card. Key features include earning 5% cashback on PayZapp/SmartBuy spends, 2.5% cashback on online spends, and 1% cashback on offline spends up to monthly caps. Welcome benefits include Rs. 1000 gift vouchers for spending Rs. 100,000 in a quarter. The annual fee is waived for spending Rs. 30,000 in 90 days or Rs. 100,000 annually. Cashback is earned in CashPoints that can be redeemed against statements or for travel at 0.3 rupees per point. Other benefits include fuel surcharge waiver and lounge access. The card is available to salaried individuals

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    161 views3 pages

    HDFC Bank Millennia Credit Card: Inspired Living, Ready For You

    Uploaded by

    Pratik Agarwal
    The document provides information about the HDFC Bank Millennia Credit Card. Key features include earning 5% cashback on PayZapp/SmartBuy spends, 2.5% cashback on online spends, and 1% cashback on offline spends up to monthly caps. Welcome benefits include Rs. 1000 gift vouchers for spending Rs. 100,000 in a quarter. The annual fee is waived for spending Rs. 30,000 in 90 days or Rs. 100,000 annually. Cashback is earned in CashPoints that can be redeemed against statements or for travel at 0.3 rupees per point. Other benefits include fuel surcharge waiver and lounge access. The card is available to salaried individuals

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 3

    HDFC Bank Millennia Credit Card

    Inspired Living, Ready for You

    You live in the moment; Passion is what drives you; adventure is what you seek.

    Yours is an inspired life, Millennia Credit Card is ready for you.

    A) What are the key features of the Millennia Credit Card?

     5% CashBack on shopping via PayZapp and SmartBuy*


     2.5% CashBack on all online spends*
     1% CashBack on all offline spends* and Wallet re-loads (not applicable on Fuel
    transactions)

    *T&C apply. Please refer section D to know more

    B) What are the Welcome and Milestone benefits on the Millennia Credit Card?

     Launch offer of Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in
    each calendar quarter (This is a first year benefit only)
     You will receive a Welcome Benefit/Renewal Benefit of 1000 CashPoints (applicable
    only on payment of membership fee) -
     Your first year’s membership fee will be waived off if you spend Rs. 30,000 and above
    in the first 90 days
     Your renewal membership fee will be waived off if you spend Rs. 1,00,000 and above
    in the first year

    C) How can a customer earn cashback on the Millennia Card?

    1. Feature 1: Earn 5% cashback on spends done via PayZapp and SmartBuy


     As a launch offer, the maximum CashBack that can be accrued on your
    spends/shopping via Payzapp and Smartbuy will be Rs. 1000 per month for
    the first six months post issuance of the card
     Cashback will be capped at Rs 750 per month after 6 months
     Minimum transaction value to avail the cashback is Rs 2000
    2. Feature 2: Earn 2.5% cashback on Online Spends
     Earn cashback up to a maximum of Rs 750 per month on all online shopping/
    spends done on other websites/apps.
     Minimum transaction value to avail the cashback is Rs 2000
    3. Feature 3: Earn 1% cashback on Other spends
     Earn 1% CashBack on offline spends, Wallet re-loads, point-of-sale spends
    and other swipes
     Maximum CashBack of Rs.750 per month (Not applicable on fuel transactions)
     Minimum transaction value to avail the CashBack is Rs 100

    All Cashback benefits are also applicable on EasyEMI transactions


    D) How can a customer use the cashback earned?

     CashBack will be given in the form of CashPoints, which can be redeemed by the
    customer against the statement balance (on request only)
     The redemption against the statement balance will be at the rate of 1 CashPoint
    = Re.1
     The minimum CashPoint balance required for redemption against the statement
    balance is 2500 CashPoints, redeemable in multiples of Rs. 500 only
     CashPoints can also be used for redemption against travel benefits like Flight &
    Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a
    value of 1 CashPoint = 0.30 (Rupee symbol)
     Unredeemed CashPoints will expire/lapse within 1 year of accumulation

    E) What are the other benefits on the Millennia Credit Card?

     1%Fuel Surcharge Waiver


     1% Fuel Surcharge waived off on fuel transactions (Minimum transaction of
    Rs. 400, Maximum CashBack of Rs. 250 per statement cycle)
     Complimentary MasterCard/Visa Lounge Access Program
     For Lounge visits within India, Millennia Primary Cardholders can avail 8
    complimentary lounge access per calendar year (twice in a quarter) through
    Millennia MasterCard/Visa Credit Card Lounge program.
     Swipe the Millennia Credit Card to avail the complimentary lounge access.
     A transaction of Rs. 2 will be charged to the Credit Card for the Lounge
    Access
     Exclusive Dining Privileges
     Experience the Good Food Trail Dining program at premium restaurants
    across top cities

    F) Who is eligible for a Millennia Credit Card?

    Customer Profile Criteria

    Salaried Age: Min 21 yrs & Max 60 Yrs, Income: Gross


    Monthly Income> Rs 30,000

    Self Employed Age: Min 21 yrs & Max 65 Yrs, Income: ITR >
    Rs 3.6 Lakhs per annum

    G) Can contactless transactions be done on the Millennia Credit Card?

    The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast,
    convenient and secure payments at retail outlets (Check for the contactless network symbol
    on the card plastic)

    Please note that in India, payment through contactless mode is allowed for a maximum of Rs.
    2000 for a single transaction where you are not asked to input your Credit Card PIN. However,
    if the amount is higher than or equal to Rs. 2000, the Card holder has to enter the Credit Card
    PIN for security reasons.

    H) What are the Fees and Charges applicable on the Millennia Credit Card?

    First Year Membership Fee – Rs. 1000/- + Applicable Taxes, Renewal Membership Fee – Rs.
    1000/- + Applicable Taxes

    Spend Rs. 1,00,000 in 12 Months and get Renewal Fee waived for next renewal year.

    Goods and Services Tax (GST)

    Effective 1st July 2017, Goods & Services Tax (GST) is applicable on all Fees, Charges and
    Interest transactions.

    The applicable GST would be dependent on place of provision (POP) and place of supply
    (POS).If POP and POS is in the same state then applicable GST would be CGST and
    SGST/UTGST else, IGST.

    GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next
    month statement.

    GST levied will not be reversed on Any dispute on Fee & Charges / interest.

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