Transaction Details Amount in PKR Closing Balance Date

Statement Date 16-Oct-2019 Billing Period September 15, 2019 till October 15, 2019
Customer's Name SHAHZAD AHMED Re-Payment Account 0063-2007853915
Principal Account 0063-2007853745 Total Credit Limit 275,000.00 Line Renewal Date 19-Aug-2020
Minimum Payment Due 983.38 Overdue Amount 0.00 Due Date 30-Oct-2019
Last Payment Received Date 20-Sep-2019 Last Amount Paid 38,000.00
Principal 300.13 Markup 683.25 Insurance 0.00
Fee & Other Charges 0.00 Available Credit Limit 254,991
Date Transaction Details Amount in PKR Closing Balance
15-Sep-2019 Opening Balance 52,509.82Dr

20-Sep-2019 Principal - Repayment 787.65 Cr 51,722.17 Dr
20-Sep-2019 Swap Principal Exchange 31,713.55 Cr 20,008.62 Dr
15-Oct-2019 Closing Balance 20,008.62 Dr
Pay early and get rewarded.Pay your Silkbank Ready Line bill before 27th October, 2019 and get 10% markup waiver on your October bill. Call 021-100-777
for further details
983.38
0063-2007853915
30-Oct-2019
SHAHZAD AHMED
FOREMAN -
NDC
NDC
H NO 875 ST NO 01 ABID MAJEED ROAD
MUGHALBAD RAWALPINDI
05190141238/03235121266
0063-RC017784 / 0063-RC017784014
Please detach along perforated line & return this portion along with your payment.
Thank you for choosing Silkbank Ready Line Facility. You are our esteemed customer and we strive to ensure a smooth and
delighted experience for you. Kindly take care of the following important notes with regards to your monthly activity and payments:
Monthly Statement IBFT through ATM

Kindly examine your Ready Line statement carefully . In case of any You can transfer up to Rs. 250,000 per day using IBFT facility through ATM
discrepancy, please inform the Bank immediately . In case of any disputes, of any bank on our network to any account . A fee of Rs. 50 or else 0.1% of
the final settlement will be according to the Bank's internal rules and transferred amount (whichever is higher) will be charged in addition to FED.
regulations and the authenticity of the evidence .
Your mark-up is due as of the date given on the billing statement . For your
SilkDirect Internet Banking
convenience, Silkbank Ready Line gives you the flexibility to make minimum
You can pay and transfer up to Rs . 250,000 per day using Silkbank direct
due payment within 15 days of the statement date. In case, if no payment is
internet banking . The transfer can be made in your line account or else in
received within the aforementioned timeline , the Bank reserves the right to
your re-payment account or even to any third party account for instant
send a representative for collecting the outstanding amount .
realization of funds for immediate effect . A charge of Rs. 50 or else 0.1% of
amount (whichever is higher) will be levied along with FED . Please
Minimum Monthly Payment
remember that monthly bill due is to be paid in re-payment account. Else,
You are required to pay at least your minimum monthly payment by the due
date in order to avoid Late Payment Charges (LPC). Kindly pay your you will be charged LPC.
monthly dues in your re-payment account to avoid delinquency .
Your minimum monthly payment comprises the following items: Payment through Cheque
• 1.5% principal of the utilized amount Please write your cheque in favour of your Silkbank Ready Line re-payment
• Mark-up as calculated on daily basis on utilization account and cross it “A/c Payee Only” . You can submit the cheque in any of
• Other charges (if any)
Silkbank Branches or else drop it in our dropboxes available in the
• Credit protector
branches. Kindly ensure that you place your cheque at least 3 working days
• Overdue amount (if any)
before the due date and 5 working days for outstation cheques to avoid
Late Payment Charges (LPC).
Mark-up Calculation
Mark-up is calculated on the daily outstanding balance and becomes
due in full by the date specified on the statement . Payment through Cash
Mark-up can be calculated as per follows: Please fill out the deposit slip in favour of your Ready Line re-payment
account with at least the minimum payment amount as appearing on your
Markup paid for the period x 360 x 100 bill at any of our Silkbank Branches . Kindly note that the regular Branch
Banking Charges will be applied as mentioned in SOC. Any extra amount
Outstanding Principal Amount Utilized No. of days after knocking off your dues will be transferred back in your line account .
How to operate Additional Information

You can operate your Silkbank Ready Line account through ATM On renewal of your Ready Line facility , a fee will be applicable as per the
Chequebook, SilkDirect Internet Banking and SilkMobile Mobile Silkbank Schedule of Charges .
Banking. Your account can also be used to make payments through
Demand Drafts/Pay Orders . In case you want to terminate your Ready Line facility, kindly submit ther
termination request along with copy of CNIC, cut Debit Card and cut
chequebook to one of the below Regional Asset Help Desks :
Modes of Payment
You can pay your bill through any of the following means :
• 52-L, Gulberg III, Kalma Chowk, Lahore.
• Through Inter-Bank Funds Transfer (IBFT) using ATM, Internet • 2nd Floor, Hussain Centre, Shahrah-e Faisal, Karachi.
Banking, Mobile Banking , including our *partner banks and get • 13-L, F7 Markaz, Islamabad
the same day credit
• Through crossed cheque and get the credit on realization of In case of any information or queries, please dial Silkbank Call Centre
cheque 111-100-777
• Through Cash
* Partner banks include Allied Bank , Askari Bank, Bank Al-Habib,
Bank Alfalah, Bank Islami, Bank of Punjab , Dawood Islamic
Bank,
Faysal Bank, Habib Bank, JS Bank, KASB Bank, NIB Bank, Soneri
Bank, SCB, Summit Bank, Tameer Microfinance Bank and UBL.
. Through cash

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Statement Date 16-Oct-2019 Billing Period September 15, 2019 till October 15, 2019

Customer's Name SHAHZAD AHMED Re-Payment Account 0063-2007853915

Last Payment Received Date 20-Sep-2019 Last Amount Paid 38,000.00

Principal 300.13 Markup 683.25 Insurance 0.00

Fee & Other Charges 0.00 Available Credit Limit 254,991

Date Transaction Details Amount in PKR Closing Balance

15-Sep-2019 Opening Balance 52,509.82Dr

Monthly Statement IBFT through ATM

How to operate Additional Information

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