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Punjab National Bank: Reg.:-Pbf Under Kisan Gold Scheme

This document summarizes the annual income of applicant Jasveer Singh over two years from various sources like crops, dairy, tractor hiring, and others. It calculates the average annual income to be Rs. 800,303.25. Based on this, the applicant is eligible for a loan of Rs. 4,401,516 under the Kisan Gold Scheme. The land being mortgaged is 11.25 acres (90 kanal and 20 marla). The minimum loan amount is Rs. 4,450,000. The applicant has been sanctioned a Kisan Gold Scheme loan of Rs. 4,450,000.

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ROHIT YADAV
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71 views3 pages

Punjab National Bank: Reg.:-Pbf Under Kisan Gold Scheme

This document summarizes the annual income of applicant Jasveer Singh over two years from various sources like crops, dairy, tractor hiring, and others. It calculates the average annual income to be Rs. 800,303.25. Based on this, the applicant is eligible for a loan of Rs. 4,401,516 under the Kisan Gold Scheme. The land being mortgaged is 11.25 acres (90 kanal and 20 marla). The minimum loan amount is Rs. 4,450,000. The applicant has been sanctioned a Kisan Gold Scheme loan of Rs. 4,450,000.

Uploaded by

ROHIT YADAV
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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PNB MAHILPUR MAIN

PUNJAB NATIONAL BANK


Bulhowal
DISTT. HOSHIARPUR

Reg.:- PBF UNDER KISAN GOLD SCHEME

Existing Loan A/c No.: Regular Since: .................

ANNUAL INCOME OF APPLICANT SH.JASVEER SINGH


A. YEAR-2017-18
AVG.EXP./A NET INCOME/ TOTAL NET
CROPS AREA(ACRE) Avg.income/A (Scale of Finance) ACRE INCOME
Paddy 11.37 20 QT/A @ RS 1550/QT 22100/acre 8900 101193
POTATO 11.37 75 QT/A @ RS 750/Q 35100 21150 240475.5
WHEAT 11.37 20 QT/A @ RS 1735/QT 20800 13900 158043
11.37 TOTAL 43950 499711.5

IF LAND ON LEASED THEN LEASED PAID@22000/ACRE FOR ACRE 0

A GRAND TOTAL NET INCOME 499711.5

B.
INCOME FROM DAIRY ACTIVITY:- RATE OF MILK @ RS 17/LIT
MILK YIELD/ NET INCOME/
MILCH CATTLE LACTATION AVG.EXP/CATTLE ANIMAL TOTAL
4 2200 13000 24400 97600

C.
INCOME FROM TRACTOR CUSTUM HIRING:-
(STANDARDS-1000Hr/yr,1hr-1acre,1acre-3ltr,rent/acre-200-500)
NO OF TRACTOR 1
So income/tractor/annum: 1000ACRE*250 250000
Avg. estimated exp.:- 3000LTR*50 150000
NET INCOME 100000
D.
INCOME FROAM SALARY/PENSION/OTHER FAMILY INCOME 0

TOTAL INCOME FROM A+B+C+D = 697311.5

KISAN GOLD SCHEME YEAR-2018-19


ANNUAL INCOME OF APPLICANT SH.JASVEER SINGH

a.
AVG.EXP./A NET INCOME/ TOTAL NET
CROPS AREA(ACRE) Avg.income/A (Scale of Finance) ACRE INCOME
PADDY 11.37 20 QT/A @ RS 1750/QT 22100 9000 102330
POTATO 11.37 80 QT/A @ RS 800/QT 35100 28900 328593
WHEAT 11.37 20 QT/A @ RS 1840/QT 20800 16000 181920
11.37 TOTAL 53500 608295
PNB MAHILPUR MAIN

IF LAND ON LEASED THEN LEASED PAID@25000/ACRE FOR ACRE 0

A GRAND TOTAL NET INCOME 608295

b.
INCOME FROM DAIRY ACTIVITY:- RATE OF MILK @ RS 20/LIT
MILK YIELD/ NET INCOME/
MILCH CATTLE LACTATION AVG.EXP/CATTLE ANIMAL TOTAL
5 2200 15000 29000 145000

c.
INCOME FROM TRACTOR CUSTUM HIRING:-
(STANDARDS-1000Hr/yr,1hr-1acre,1acre-3ltr,rent/acre-200-500)
NO OF TRACTOR 1
So income/tractor/annum: 1000ACRE*300 300000
Avg. estimated exp.:- 3000LTR*50 150000
NET INCOME 150000
d.
INCOME FROAM SALARY/PENSION/OTHER FAMILY INCOME 0
TOTAL INCOME FROM A+B+C+D = 903295

GRAND TOTAL INCOM


E OF 2017-18 &2018-19 1600607
AVERAGE ANNUAL INCOME 800303.25
(A)Eligibility as per as per average annual income = 800303 *5 4001516

(B) Land to be mortgaged: ACRE KANALS MARLAS


11.25 90
Circle rate: 850000/- Market rate: 1500000/- Per Acre
Minimum value of land mortgaged Rs. 9400000
50% of above Rs 4700000
PBF minimum (A) or (B) Rs. 4450000

*MIN.PBF for productive purpose 4450000 *75 % 3337500


MAX. PBF for non-productive purpose: 4450000 *25 % 1112500

* MAXIMUM IT MAY BE 100% MEANS 4450000


REQUIREMENT OF APLICANT 4450000
SANCTIONED KGS LIMIT OF RS. 4450000

Appraised Sanctioned

Signature Appraising Officer Sr Manager


Name/Designation Name/Designation
K-M TO ACRE CONVERTER

FACTOR In ACRE
toal kanal = 1 0.125 0.125
total marla= 20 0.00625 0.125
total acre 0.25

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