Diplomado en Evaluación Financiera de Proyectos

Módulo I - Nivelación en Matemática Financiera

Conferencista: Luis Fernando Gómez

TABLAS DE AMORTIZACION CREDITO CONSUM

1.500% Tasa Interés Mensual 25.270%
N= 36
Cuota Valor Abono InteresesAbono Capital
Cuota Mensual - Seguro
0 $0.00 $0.00 $0.00 $0.00
1 $11,000,000.00 $165,000.00 $232,676.35 $397,676.35
2 $10,767,323.65 $161,509.85 $236,166.50 $397,676.35
3 $10,531,157.15 $157,967.36 $239,708.99 $397,676.35
4 $10,291,448.16 $154,371.72 $243,304.63 $397,676.35
5 $10,048,143.53 $150,722.15 $246,954.20 $397,676.35
6 $9,801,189.33 $147,017.84 $250,658.51 $397,676.35
7 $9,550,530.82 $143,257.96 $254,418.39 $397,676.35
8 $9,296,112.43 $139,441.69 $258,234.66 $397,676.35
9 $9,037,877.77 $135,568.17 $262,108.18 $397,676.35
10 $8,775,769.58 $131,636.54 $266,039.81 $397,676.35
11 $8,509,729.78 $127,645.95 $270,030.40 $397,676.35
12 $8,239,699.37 $123,595.49 $274,080.86 $397,676.35
13 $7,965,618.51 $119,484.28 $278,192.07 $397,676.35
14 $7,687,426.44 $115,311.40 $282,364.95 $397,676.35
15 $7,405,061.49 $111,075.92 $286,600.43 $397,676.35
16 $7,118,461.06 $106,776.92 $290,899.44 $397,676.35
17 $6,827,561.62 $102,413.42 $295,262.93 $397,676.35
18 $6,532,298.70 $97,984.48 $299,691.87 $397,676.35
19 $6,232,606.82 $93,489.10 $304,187.25 $397,676.35
20 $5,928,419.58 $88,926.29 $308,750.06 $397,676.35
21 $5,619,669.52 $84,295.04 $313,381.31 $397,676.35
22 $5,306,288.21 $79,594.32 $318,082.03 $397,676.35
23 $4,988,206.18 $74,823.09 $322,853.26 $397,676.35
24 $4,665,352.93 $69,980.29 $327,696.06 $397,676.35
25 $4,337,656.87 $65,064.85 $332,611.50 $397,676.35
26 $4,005,045.37 $60,075.68 $337,600.67 $397,676.35
27 $3,667,444.70 $55,011.67 $342,664.68 $397,676.35
28 $3,324,780.02 $49,871.70 $347,804.65 $397,676.35
29 $2,976,975.37 $44,654.63 $353,021.72 $397,676.35
30 $2,623,953.65 $39,359.30 $358,317.05 $397,676.35
31 $2,265,636.60 $33,984.55 $363,691.80 $397,676.35
32 $1,901,944.80 $28,529.17 $369,147.18 $397,676.35
33 $1,532,797.62 $22,991.96 $374,684.39 $397,676.35
34 $1,158,113.24 $17,371.70 $380,304.65 $397,676.35
35 $777,808.58 $11,667.13 $386,009.22 $397,676.35
36 $391,799.36 $5,876.99 $391,799.36 $397,676.35

Página 1 de 8
 Diplomado en Evaluación Financiera de Proyectos
Módulo I - Nivelación en Matemática Financiera
Conferencista: Luis Fernando Gómez

ION CREDITO CONSUMO

Tasa Interés Efectivo Anual 11000000
Oferta $238,343.00

Valor - Seguro Desempleo

Cuota Mensual + Seguro Saldo
$7,130.00 $0.00 $11,000,000.00
$7,130.00 $404,806.35 $10,767,323.65
$7,130.00 $404,806.35 $10,531,157.15
$7,130.00 $404,806.35 $10,291,448.16
$7,130.00 $404,806.35 $10,048,143.53
$7,130.00 $404,806.35 $9,801,189.33
$7,130.00 $404,806.35 $9,550,530.82
$7,130.00 $404,806.35 $9,296,112.43
$7,130.00 $404,806.35 $9,037,877.77
$7,130.00 $404,806.35 $8,775,769.58
$7,130.00 $404,806.35 $8,509,729.78
$7,130.00 $404,806.35 $8,239,699.37
$7,130.00 $404,806.35 $7,965,618.51
$7,130.00 $404,806.35 $7,687,426.44
$7,130.00 $404,806.35 $7,405,061.49
$7,130.00 $404,806.35 $7,118,461.06
$7,130.00 $404,806.35 $6,827,561.62
$7,130.00 $404,806.35 $6,532,298.70
$7,130.00 $404,806.35 $6,232,606.82
$7,130.00 $404,806.35 $5,928,419.58
$7,130.00 $404,806.35 $5,619,669.52
$7,130.00 $404,806.35 $5,306,288.21
$7,130.00 $404,806.35 $4,988,206.18
$7,130.00 $404,806.35 $4,665,352.93
$7,130.00 $404,806.35 $4,337,656.87
$7,130.00 $404,806.35 $4,005,045.37
$7,130.00 $404,806.35 $3,667,444.70
$7,130.00 $404,806.35 $3,324,780.02
$7,130.00 $404,806.35 $2,976,975.37
$7,130.00 $404,806.35 $2,623,953.65
$7,130.00 $404,806.35 $2,265,636.60
$7,130.00 $404,806.35 $1,901,944.80
$7,130.00 $404,806.35 $1,532,797.62
$7,130.00 $404,806.35 $1,158,113.24
$7,130.00 $404,806.35 $777,808.58
$7,130.00 $404,806.35 $391,799.36
$7,130.00 $404,806.35 ($0.00)

Página 2 de 8
 TABLAS DE AMORTIZACION CREDITO
1.840% Tasa Interés Mensual 23.330%
N= 36
Cuota Valor Abono InteresesAbono Capital
Cuota Mensual - Seguro
0 $0.00 $0.00 $0.00 $0.00
1 $6,000,000.00 $110,400.00 $118,991.11 $229,391.11
2 $5,881,008.89 $108,210.56 $121,180.55 $229,391.11
3 $5,759,828.34 $105,980.84 $123,410.27 $229,391.11
4 $5,636,418.07 $103,710.09 $125,681.02 $229,391.11
5 $5,510,737.05 $101,397.56 $127,993.55 $229,391.11
6 $5,382,743.50 $99,042.48 $130,348.63 $229,391.11
7 $5,252,394.87 $96,644.07 $132,747.05 $229,391.11
8 $5,119,647.82 $94,201.52 $135,189.59 $229,391.11
9 $4,984,458.23 $91,714.03 $137,677.08 $229,391.11
10 $4,846,781.15 $89,180.77 $140,210.34 $229,391.11
11 $4,706,570.81 $86,600.90 $142,790.21 $229,391.11
12 $4,563,780.60 $83,973.56 $145,417.55 $229,391.11
13 $4,418,363.05 $81,297.88 $148,093.23 $229,391.11
14 $4,270,269.82 $78,572.96 $150,818.15 $229,391.11
15 $4,119,451.67 $75,797.91 $153,593.20 $229,391.11
16 $3,965,858.47 $72,971.80 $156,419.32 $229,391.11
17 $3,809,439.15 $70,093.68 $159,297.43 $229,391.11
18 $3,650,141.72 $67,162.61 $162,228.50 $229,391.11
19 $3,487,913.22 $64,177.60 $165,213.51 $229,391.11
20 $3,322,699.71 $61,137.67 $168,253.44 $229,391.11
21 $3,154,446.27 $58,041.81 $171,349.30 $229,391.11
22 $2,983,096.97 $54,888.98 $174,502.13 $229,391.11
23 $2,808,594.84 $51,678.15 $177,712.97 $229,391.11
24 $2,630,881.87 $48,408.23 $180,982.89 $229,391.11
25 $2,449,898.99 $45,078.14 $184,312.97 $229,391.11
26 $2,265,586.02 $41,686.78 $187,704.33 $229,391.11
27 $2,077,881.69 $38,233.02 $191,158.09 $229,391.11
28 $1,886,723.60 $34,715.71 $194,675.40 $229,391.11
29 $1,692,048.20 $31,133.69 $198,257.43 $229,391.11
30 $1,493,790.77 $27,485.75 $201,905.36 $229,391.11
31 $1,291,885.41 $23,770.69 $205,620.42 $229,391.11
32 $1,086,264.99 $19,987.28 $209,403.84 $229,391.11
33 $876,861.16 $16,134.25 $213,256.87 $229,391.11
34 $663,604.29 $12,210.32 $217,180.79 $229,391.11
35 $446,423.50 $8,214.19 $221,176.92 $229,391.11
36 $225,246.58 $4,144.54 $225,246.58 $229,391.11
CION CREDITO CONSUMO
Tasa Interés Efectivo Anual 6000000
Oferta $250,634.00

Valor + Seguro Desempleo

Cuota Mensual + Seguro Saldo
$14,160.00 $0.00 $6,000,000.00
$14,160.00 $243,551.11 $5,881,008.89
$14,160.00 $243,551.11 $5,759,828.34
$14,160.00 $243,551.11 $5,636,418.07
$14,160.00 $243,551.11 $5,510,737.05
$14,160.00 $243,551.11 $5,382,743.50
$14,160.00 $243,551.11 $5,252,394.87
$14,160.00 $243,551.11 $5,119,647.82
$14,160.00 $243,551.11 $4,984,458.23
$14,160.00 $243,551.11 $4,846,781.15
$14,160.00 $243,551.11 $4,706,570.81
$14,160.00 $243,551.11 $4,563,780.60
$14,160.00 $243,551.11 $4,418,363.05
$14,160.00 $243,551.11 $4,270,269.82
$14,160.00 $243,551.11 $4,119,451.67
$14,160.00 $243,551.11 $3,965,858.47
$14,160.00 $243,551.11 $3,809,439.15
$14,160.00 $243,551.11 $3,650,141.72
$14,160.00 $243,551.11 $3,487,913.22
$14,160.00 $243,551.11 $3,322,699.71
$14,160.00 $243,551.11 $3,154,446.27
$14,160.00 $243,551.11 $2,983,096.97
$14,160.00 $243,551.11 $2,808,594.84
$14,160.00 $243,551.11 $2,630,881.87
$14,160.00 $243,551.11 $2,449,898.99
$14,160.00 $243,551.11 $2,265,586.02
$14,160.00 $243,551.11 $2,077,881.69
$14,160.00 $243,551.11 $1,886,723.60
$14,160.00 $243,551.11 $1,692,048.20
$14,160.00 $243,551.11 $1,493,790.77
$14,160.00 $243,551.11 $1,291,885.41
$14,160.00 $243,551.11 $1,086,264.99
$14,160.00 $243,551.11 $876,861.16
$14,160.00 $243,551.11 $663,604.29
$14,160.00 $243,551.11 $446,423.50
$14,160.00 $243,551.11 $225,246.58
$14,160.00 $243,551.11 $0.00
 TABLAS DE AMORTIZACION CREDITO
2.040% Tasa Interés Mensual 25.270%
N= 48
Cuota Valor Abono InteresesAbono Capital
Cuota Mensual - Seguro
0 $0.00 $0.00 $0.00 $0.00
1 $7,500,000.00 $153,000.00 $93,508.23 $246,508.23
2 $7,406,491.77 $151,092.43 $95,415.79 $246,508.23
3 $7,311,075.98 $149,145.95 $97,362.28 $246,508.23
4 $7,213,713.70 $147,159.76 $99,348.47 $246,508.23
5 $7,114,365.24 $145,133.05 $101,375.18 $246,508.23
6 $7,012,990.06 $143,065.00 $103,443.23 $246,508.23
7 $6,909,546.83 $140,954.76 $105,553.47 $246,508.23
8 $6,803,993.36 $138,801.46 $107,706.76 $246,508.23
9 $6,696,286.60 $136,604.25 $109,903.98 $246,508.23
10 $6,586,382.62 $134,362.21 $112,146.02 $246,508.23
11 $6,474,236.60 $132,074.43 $114,433.80 $246,508.23
12 $6,359,802.80 $129,739.98 $116,768.25 $246,508.23
13 $6,243,034.55 $127,357.90 $119,150.32 $246,508.23
14 $6,123,884.23 $124,927.24 $121,580.99 $246,508.23
15 $6,002,303.24 $122,446.99 $124,061.24 $246,508.23
16 $5,878,242.00 $119,916.14 $126,592.09 $246,508.23
17 $5,751,649.91 $117,333.66 $129,174.57 $246,508.23
18 $5,622,475.34 $114,698.50 $131,809.73 $246,508.23
19 $5,490,665.61 $112,009.58 $134,498.65 $246,508.23
20 $5,356,166.96 $109,265.81 $137,242.42 $246,508.23
21 $5,218,924.54 $106,466.06 $140,042.17 $246,508.23
22 $5,078,882.37 $103,609.20 $142,899.03 $246,508.23
23 $4,935,983.35 $100,694.06 $145,814.17 $246,508.23
24 $4,790,169.18 $97,719.45 $148,788.78 $246,508.23
25 $4,641,380.41 $94,684.16 $151,824.07 $246,508.23
26 $4,489,556.34 $91,586.95 $154,921.28 $246,508.23
27 $4,334,635.06 $88,426.56 $158,081.67 $246,508.23
28 $4,176,553.39 $85,201.69 $161,306.54 $246,508.23
29 $4,015,246.85 $81,911.04 $164,597.19 $246,508.23
30 $3,850,649.66 $78,553.25 $167,954.97 $246,508.23
31 $3,682,694.69 $75,126.97 $171,381.25 $246,508.23
32 $3,511,313.44 $71,630.79 $174,877.43 $246,508.23
33 $3,336,436.00 $68,063.29 $178,444.93 $246,508.23
34 $3,157,991.07 $64,423.02 $182,085.21 $246,508.23
35 $2,975,905.86 $60,708.48 $185,799.75 $246,508.23
36 $2,790,106.12 $56,918.16 $189,590.06 $246,508.23
37 $2,600,516.05 $53,050.53 $193,457.70 $246,508.23
38 $2,407,058.36 $49,103.99 $197,404.24 $246,508.23
39 $2,209,654.12 $45,076.94 $201,431.28 $246,508.23
40 $2,008,222.84 $40,967.75 $205,540.48 $246,508.23
41 $1,802,682.36 $36,774.72 $209,733.51 $246,508.23
42 $1,592,948.85 $32,496.16 $214,012.07 $246,508.23
43 $1,378,936.78 $28,130.31 $218,377.92 $246,508.23
44 $1,160,558.86 $23,675.40 $222,832.83 $246,508.23
45 $937,726.04 $19,129.61 $227,378.62 $246,508.23
46 $710,347.42 $14,491.09 $232,017.14 $246,508.23
47 $478,330.28 $9,757.94 $236,750.29 $246,508.23
48 $241,579.99 $4,928.23 $241,579.99 $246,508.23
CION CREDITO CONSUMO
Tasa Interés Efectivo Anual 7500000
Oferta $238,343.00

Valor - Seguro Desempleo

Cuota Mensual + Seguro Saldo
$6,900.00 $0.00 $7,500,000.00 $7,794.00
$6,900.00 $253,408.23 $7,406,491.77
$6,900.00 $253,408.23 $7,311,075.98
$6,900.00 $253,408.23 $7,213,713.70
$6,900.00 $253,408.23 $7,114,365.24
$6,900.00 $253,408.23 $7,012,990.06
$6,900.00 $253,408.23 $6,909,546.83
$6,900.00 $253,408.23 $6,803,993.36
$6,900.00 $253,408.23 $6,696,286.60
$6,900.00 $253,408.23 $6,586,382.62
$6,900.00 $253,408.23 $6,474,236.60
$6,900.00 $253,408.23 $6,359,802.80
$6,900.00 $253,408.23 $6,243,034.55
$6,900.00 $253,408.23 $6,123,884.23
$6,900.00 $253,408.23 $6,002,303.24
$6,900.00 $253,408.23 $5,878,242.00
$6,900.00 $253,408.23 $5,751,649.91
$6,900.00 $253,408.23 $5,622,475.34
$6,900.00 $253,408.23 $5,490,665.61
$6,900.00 $253,408.23 $5,356,166.96
$6,900.00 $253,408.23 $5,218,924.54
$6,900.00 $253,408.23 $5,078,882.37
$6,900.00 $253,408.23 $4,935,983.35
$6,900.00 $253,408.23 $4,790,169.18
$6,900.00 $253,408.23 $4,641,380.41
$6,900.00 $253,408.23 $4,489,556.34
$6,900.00 $253,408.23 $4,334,635.06
$6,900.00 $253,408.23 $4,176,553.39
$6,900.00 $253,408.23 $4,015,246.85
$6,900.00 $253,408.23 $3,850,649.66
$6,900.00 $253,408.23 $3,682,694.69
$6,900.00 $253,408.23 $3,511,313.44
$6,900.00 $253,408.23 $3,336,436.00
$6,900.00 $253,408.23 $3,157,991.07
$6,900.00 $253,408.23 $2,975,905.86
$6,900.00 $253,408.23 $2,790,106.12
$6,900.00 $253,408.23 $2,600,516.05
$6,901.00 $253,409.23 $2,407,058.36
$6,902.00 $253,410.23 $2,209,654.12
$6,903.00 $253,411.23 $2,008,222.84
$6,904.00 $253,412.23 $1,802,682.36
$6,905.00 $253,413.23 $1,592,948.85
$6,906.00 $253,414.23 $1,378,936.78
$6,907.00 $253,415.23 $1,160,558.86
$6,908.00 $253,416.23 $937,726.04
$6,909.00 $253,417.23 $710,347.42
$6,910.00 $253,418.23 $478,330.28
$6,911.00 $253,419.23 $241,579.99
$6,912.00 $253,420.23 ($0.00)