Add a New Party to an Account

How we will use your information

Before continuning with this application, please read the information below which explains how we and others will use your
personal and financial information during this application process. When we use and share personal and financial
information, we do so on the basis that we have a legitimate interest to prevent fraud and money laundering, to manage
our risk and to protect our business and to comply with laws that apply to us (including verifying your identity and assessing
the suitability of our products).
For details about how we use the personal and financial information of our customers, please see our full Privacy Notice at
www.natwest.com/privacy.
Who we are
The organisation responsible for processing your personal and financial information is National Westminster Bank plc,
a member of The Royal Bank of Scotland Group (“RBS”).
Please complete this form in BLOCK CAPITALS with black ink. So that we can complete your application, we’ll need you to
visit any of our branches with two forms of ID and your completed mandate **
1. Account details

Account name

Account holding branch

Account(s) to which the new party is to be added.

Account number Sort code Account number Sort code

2. New party personal details

Are you an existing NatWest customer? Yes No

If ‘Yes’, please provide Account number Sort code

Full name of Party Go to

to be Added Section 3
If ‘No’, please complete the details below
Gender Male Female

Title Mr Mrs Miss Ms Other

(please specify)
First name

Middle name(s)

Surname

Other known name, e.g.

alias name (If applicable)
Please complete your permanent residential address below. If you are living in the UK temporarily, please complete the UK
temporary address section on the next page.
Permanent residential address
House name (only complete if registered with Royal Mail)

Flat number (If applicable) House number

Street name

Town

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City

Postcode OR Overseas country

Please confirm if you are: A homeowner Renting Living with parents Other
Date of entry to this address
(e.g. 01JUN2005)
Previous address, if you have lived at the above address for less than three years.

House name (only complete if registered with Royal Mail)

Flat number (If applicable) House number

Street name

Town

City

Postcode OR Overseas country

UK temporary address

House name (only complete if registered with Royal Mail)

Flat number (If applicable) House number

Street name

Town

City

Postcode

Please confirm if you are: A homeowner Renting Living with parents Other

Date of entry to this address

(e.g. 01JUN2005)
Relationship status Single Living with partner Married/In a civil partnership

Widowed/Surviving civil partner Divorced/Dissolved/Separated

Country of residence

Nationality

Do you hold any other Nationalities/Citizenships? Yes No

If ‘Yes’ list here

Do you hold more than 5 Nationalities/Citizenships? Yes No

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Date of birth (DD/MM/YYYY)

Country of birth

Place of birth (town)

Where are you resident

for tax purposes?
What is your tax number/social security number other local equivalent (if known)?

Please enter the Tax Identification/Reference Number, or local equivalent (if known) for selected country.
If United Kingdom please leave blank.

Are you resident for tax purposes in any other countries? Yes No

If ‘Yes’ list here and provide your tax number/social security number or local equivalent (if known).

Country Tax no.

Country Tax no.

Country Tax no.

Country Tax no.

Country Tax no.

Country Tax no.

Country Tax no.

Country Tax no.

Country Tax no.

Are you tax resident in more than 10 countries? Yes No

3. New party additional details

Home telephone number

Work telephone number

Mobile number

Email address
Please choose a memorable word of
Memorable word no more than 15 characters. This may
be used to confirm certain transactions

Occupation

Number of dependants

Main source of income,

e.g. Basic Salary,
no income

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4. Account features for new party to account
Would you like a book and/or card on any of the previously mentioned account(s)?
If ‘Yes’, account number(s) Note – Some features may not be applicable to all account types.

Visa Debit Card Cheque book Paying in book

Visa Debit Card Cheque book Paying in book

Visa Debit Card Cheque book Paying in book

5. How we will use and share your information

(a) Credit reference and fraud prevention agencies
We may request information about you from credit reference agencies to help verify your identity, and to check your credit
status to help assess what product you are most suitable for and/or your ability to repay any credit. Those agencies may
keep a record of our request(s) and this may affect your ability to obtain credit elsewhere.
While you have a relationship with us, we will continue to share information with credit reference agencies about how you
manage your account including your account balance, the regularity of payments being made, credit limits and any
arrears or default in making payments. This information will be made available to other organisations.
When assessing this application, we may consider any financial connections you have with third parties (for example from
any joint accounts or joint mortgage you hold/have held). If this is a joint application then a new financial connection may
be created. Any financial connection will remain on your record until you request the third party’s information to be
removed from your record by filing a “notice of disassociation” with the credit reference agencies.
Further information about credit reference agencies, how they use personal information, and financial connections and
how they may be ended, can be obtained from the credit reference agencies: Experian (www.experian.co.uk), Equifax
(www.equifax.co.uk) and Callcredit (www.callcredit.co.uk).
Application decisions may be taken based on solely automated checks of information from credit reference agencies and
internal RBS records.
You have rights in relation to automated decision making. If you want to know more please see our full privacy notice at
www.natwest.com/privacy or contact us at NatWest- 03457 888 444, Overseas- +44 3457 888 444,
Minicom- 0800 404 6161.
In order to prevent and detect fraud and/or money laundering, the information provided in this application may be checked
with fraud prevention agencies. If fraud is identified or suspected details may be recorded with these agencies to prevent
fraud and money laundering.
If we, or a fraud prevention agency, determine that you pose a fraud or money laundering risk, we may refuse to provide
the services and financing to you.
When credit reference and fraud prevention agencies process your information, they do so on the basis that they have a
legitimate interest in preventing fraud and money laundering, to protect their business and to comply with laws that apply
to them.
(b) With other RBS companies
We and other RBS companies worldwide will use the information you supply in this application (and any information we or
other RBS companies may already hold about you) in connection with processing your application and to assess your
suitability for our products.
If your application is declined we will normally keep your information for up to 5 years, but we may keep it for longer
required by us or other RBS companies in order to comply with legal and regulatory requirements.
We and other RBS companies may use your information in order to improve the relevance of our products and marketing.
(c) With other third parties
The information provided in this application may be used for compliance with legal and regulatory screening requirements,
including confirming your eligibility to hold a UK bank account and sanctions screening.
We may be required to disclose certain information to regulators, government bodies and similar organisations around the
world, including the name, address, tax number, account number(s), total gross amount of interest paid or credited to the
account and the balance or value of the account(s) of our customers to HM Revenue and Customs (“HMRC”). HMRC may
exchange this information with other countries’ tax authorities.

6. Your Information
Your information includes all the financial and personal information we hold about you and your transactions.

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7. Joint account overdraft requests
When we receive a request for an overdraft which will be regulated by the Consumer Credit Act, we are required to provide
some information about the overdraft before the facility is agreed. We refer to this information as pre-contract information,
or PCI. This means that, for joint accounts, if one account holder telephones, or goes online, or attends a branch to request
an overdraft, we will be unable to grant the request until we have provided PCI to the other account holder(s).
However, the Consumer Credit Act permits joint current account holders to give agreement to Overdraft PCI being
provided to only one party to the account. This is consistent with how an ‘either or any one to sign’ joint account mandate
operates, allowing any joint account holder to authorise their bank to accept an overdraft request without contacting the
other account holder(s).
What happens if you give agreement to PCI being given to only one party to the account?
The overdraft will normally be available to use immediately after the single PCI is provided and we confirm our agreement
to provide the facility.
• There may be exceptions when we attach conditions, which have to be satisfied before you can use the overdraft
• We will send both/all of you a copy of the Confirmation letter/Facility agreement setting out the terms and conditions that
apply to the agreed overdraft. This will be issued after the overdraft is agreed
What happens if you want PCI to be given to all parties to the account?
We will have to provide PCI to all account holders before the overdraft is agreed. If both/all of you present yourselves at the
branch to request the overdraft we will be able to provide PCI to everyone at the same time and process the request
immediately.
However, if any party to the account cannot be present along with the other(s) when the request is made:-
• We will not be able to confirm that the overdraft request has been granted at the time the request is made
• We will not be able to make funds available immediately if we decide to meet the request
• We must send PCI to the account holder(s) not present at the time of the request
• We must allow the recipient(s) time to read the PCI we send to them and then to let us know if they are happy for the
overdraft to be granted. To this end we will require them to sign and return to us an overdraft application form so we can
be certain they wish the overdraft to proceed. The present account holder will also need to sign the application form
Therefore, if you decide that PCI is to be provided to all account holders, there will be a delay in making the overdraft
available. The delay could be a number of days and if you are looking for the overdraft to be made available urgently we
will be prevented from helping you as we will be forced first to provide PCI to all of you.
What do we need to do if both/all of us are happy for only one of us to receive PCI?
Select option A in the Declaration section of this Application form (instructing us to provide only one party to the account
with pre-contract information) before signing.
What do we need to do if all parties to the account are to receive PCI?
Select option B in the Declaration section of this Application form (instructing us to provide all parties to the account with
pre-contract information) before signing.

8. Confirming your agreement

By continuing with this application, you confirm you have read and understood how we may use your information in the
ways described above and are happy to proceed.

9. Marketing information
RBS would like to keep you informed by letter, phone, email and text message about products, services and offers
that we believe may be of interest to you. If you do not wish us to contact you for these purposes, please place
a cross in the box.
RBS will not share your information with third parties for their own marketing purposes.
Communications about your account
Notwithstanding your marketing choices above, we will contact you with information relevant to the operation and
maintenance of your account by a variety of means including online banking, mobile banking, email, text message, post
and/or telephone.

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10. Declarations and signatures – Both existing and new parties to the account must sign
We request and authorise you:
1. To release items held in security or safe custody on the written instruction of either or the survivor of us
2. Not to comply in our case with the requirement of the Consumer Credit Act 1974 to provide separate periodical
statements of account (delete this clause if you require separate statements)
Pre-contract Information on Arranged Overdraft requests:
We have read the section of this application form titled ‘Joint Account Overdraft requests’ and we agree to you,
when dealing with overdraft requests on our joint account(s) with you, to provide pre-contract information for the
purposes of the Consumer Credit Act 1974 to only one of us and not to all of us.
We understand that by giving this agreement you will be permitted to agree overdrafts after providing pre-contract
information about the overdraft to only one of us.
OR
You are to provide each of us with pre-contract information for the purposes of the Consumer Credit Act 1974 when
dealing with overdraft requests on our joint account(s) with you.

Existing customer signature New party signature

Name Name

Date (DD/MM/YYYY) Date (DD/MM/YYYY)

Existing customer signature Existing customer signature

Name Name

Date (DD/MM/YYYY) Date (DD/MM/YYYY)

**If PoA has been applied to the account please ensure the main account holder has signed for any amendments to the
account (if applicable)**

NWB50014 (14/12/2018) National Westminster Bank Plc, Registered in England & Wales No 929027.
Page 6 of 7 Registered Office: 250 Bishopsgate, London EC2M 4AA
 For Branch or Relationship Manager use only
NOTE – FAILURE TO FULLY COMPLETE THIS FORM MAY RESULT IN DELAYS AND UNNECESSARY IMPACT TO OUR
CUSTOMERS
For all Packaged Accounts:
The Summary of Key Exclusions and Limitations Form has been completed, signed and is attached
For all Accounts:
I confirm that the following actions have been undertaken in accordance with the signing rules of the mandate:
The existing account holder(s) named in Section 1 has/have been fully identified in line with existing
ID standards (Chip and Pin, Table A KYC process or where not possible refer to exceptions process)
The existing account holder(s) named in Section 1 has/have signed the mandate and this matches the
signature on file
They have confirmed that they are aware of the request to add party named in Section 2, to the account
and are in agreement
The new account holder being added to the account has been fully identified in line with existing ID standards
(Chip and Pin, Table A KYC process or where not possible refer to exceptions process)
If the account is a packaged account, I have completed a SKEL with the new party being added Yes N/A
For parties being added who are new to bank customers, please ensure the following is attached:
Completed new account sanctioner checklist Yes N/A
Copied and certified identification and address verification documents Yes N/A
Staff signature

Staff name

Location

Contact number

Date (DD/MM/YYYY)

Please forward to your RCSC

If the form is incomplete or inaccurate then it will be returned to your branch

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