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    Financial Analysis

    Uploaded by

    Jason Tang
    This document contains financial details including annual income, assets, expenses, liabilities, net worth, insurance policies, and financial goals for an individual. Key figures include total take home income of $0, total assets of $0, total annual expenses of $0, total liabilities of $0, and net worth of $0. Various financial ratios are calculated but return #DIV/0! due to missing data. Insurance policies provide death, disability, and critical illness coverage totaling $0 in premiums paid. High financial priorities include funding children's education and retirement.

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    © All Rights Reserved
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    Financial Analysis

    Uploaded by

    Jason Tang
    35 views7 pages
    This document contains financial details including annual income, assets, expenses, liabilities, net worth, insurance policies, and financial goals for an individual. Key figures include total take home income of $0, total assets of $0, total annual expenses of $0, total liabilities of $0, and net worth of $0. Various financial ratios are calculated but return #DIV/0! due to missing data. Insurance policies provide death, disability, and critical illness coverage totaling $0 in premiums paid. High financial priorities include funding children's education and retirement.

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    This document contains financial details including annual income, assets, expenses, liabilities, net worth, insurance policies, and financial goals for an individual. Key figures include total take home income of $0, total assets of $0, total annual expenses of $0, total liabilities of $0, and net worth of $0. Various financial ratios are calculated but return #DIV/0! due to missing data. Insurance policies provide death, disability, and critical illness coverage totaling $0 in premiums paid. High financial priorities include funding children's education and retirement.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    35 views7 pages

    Financial Analysis

    Uploaded by

    Jason Tang
    This document contains financial details including annual income, assets, expenses, liabilities, net worth, insurance policies, and financial goals for an individual. Key figures include total take home income of $0, total assets of $0, total annual expenses of $0, total liabilities of $0, and net worth of $0. Various financial ratios are calculated but return #DIV/0! due to missing data. Insurance policies provide death, disability, and critical illness coverage totaling $0 in premiums paid. High financial priorities include funding children's education and retirement.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    You are on page 1of 7

    Financial Details

    Annual Income Assets


    Salary Cash Savings
    Investments
    Equities
    CPF Contribution $ - Unit Trust
    REITs
    Others
    Property
    Car

    Total Take Home Income $ - Total Asset $ -

    Expenses Liabilities
    Fixed (Insurance) Mortgage $ -
    Personal (Food, Tpt, Hp, Misc) Car Loan $ -
    Family (Allw) Overdraft $ -
    Luxury Others $ -
    Savings

    Total Annual Expense $ - Total Liabilities $ -

    Nett CashFlow $ - Net Worth $ -

    CPF
    Ordinary Account
    Special Account
    Medisave Account

    Total $ -

    Expenses
    Financial Details
    Financial Health

    Liquidity Ratio Liquid Asset to Networth Ratio


    This ratio shows you the number of months This ratio indicates the amount of your net
    you can continue to meet your cash expenses worth, which is in cash/near cash.
    from existing cash/near cash assets if all of (How many assets you can convert to
    your sources of income are lost. cash immediately?)
    (How long you can survive w/o
    working?)

    Your Ratio #DIV/0! months Your Ratio #DIV/0! %


    Recommended: 3 months Recommended: >15 %

    Solvency Ratio Debt to Asset Ratio


    This ratio indicates the extent of an This ratio measures your solvency or ability
    individual’s exposure to insolvency. Being to pay debt. It is possible to have enough
    insolvent means that your total liabilities current income to pay your bills but not
    are in excess of your debts. The higher the enough assets to cover all your debts. If this
    ratio or percentage, the less susceptible you is the case, you will be in debt and
    are against a decrease in your asset values. technically insolvent, which may eventually
    (Ability to repay debts - monthly lead to bankruptcy.
    instalment) (How many assets do you own/bank?)

    Your Ratio #DIV/0! % Your Ratio #DIV/0! %


    Recommended: <35 % Recommended: <50 %

    Savings Ratio Investment to Networth Ratio


    This ratio indicates the percentage of your This ratio compares the value of your
    income (including bonus) that you are investment assets with net worth and
    setting aside for future use. indicates how well you are advancing
    (How much money you earn into towards accumulating invested assets. It
    savings account?) can also be used as a guide to develop your
    financial plan. The ratio should gets higher
    as retirement approaches. It would be
    advisable to review your investments to
    determine if they are optimized according to
    your profile.
    (How much nett cash generating
    income?)

    Your Ratio #DIV/0! % Your Ratio #DIV/0! %


    Recommended: >10 % Recommended: >50 %
    Policy Details

    Company Total

    Policy Name:
    Policy Number:
    Policy Date:
    Payment Term:
    Maturity:
    Maturity age:
    Maturity Value:

    Premium Amount
    Giro $ -
    Credit Card $ -
    CPF-OA $ -
    CPF-Medisave $ -

    Coverage
    Death $ -
    Terminal illness $ -
    Disability
    Total &
    $ -
    Permanent
    EarlyStage $ -
    Disability Income $ -
    Critical Illness
    Full Stage $ -
    Early Stage* $ -
    Multiple Stage $ -
    Male/Lady Illness
    Medical
    Government
    Private
    Co-Insurance
    Deductibles
    Accident $ -

    Prepared By: Maureen Tan


    Contact: 96732764
    Policy Details
    Accident Medical
    $ -
    Reimbursement
    Fracture $ -
    Weekly Income $ -
    Remarks

    Prepared By: Maureen Tan


    Contact: 96732764
    Your Financial Goals

    No. PERSONAL PRIORITIES HIGH MEDIUM LOW


    1 Funding for your children's education
    2 Funding for a comfortable retirement
    3 Providing for your family in the event of death
    4 Providing for you and your family in the event of disability
    5 Providing for you and your family in the event of long-term major illness care
    6 Saving for short-term/medium-term
    7 Saving for long-term
    8 Cover for hospitalization expenses
    why you rank those of high priority, how much money is required, years to meet the goal

    In Case of Emergency:

    Name Contact Number Relationship

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