Interest Rate chart

Corp Scheme-Interest Rates - applicable from 15.08.2019

3 Months MCLR (%) 8.50
One Year MCLR (%) 8.70
Concession Effective Processing Fees w.e.f. 01.06.2019 (Concession under
SCHEMES SPREAD ROI % during ROI during Monsoon Offer-2019 valid till 30.09.2019)
MO-19 MO-19 [Excluding GST]

For Employees of Central / State Govt & Defence

0.10 8.60 - - No processing Charges
Personnel (3M MCLR + Spread), up to Rs 2.00 Crore
CORP HOME
FLOATING RATE
Upto 2 Crores 0.10 8.80 0.10 8.70 No processing charges during Monsoon Offer-2019
1 Above 2 Crores 0.35 9.05 - -
CORP HOME Upto 25 Lakhs 3.10 11.80 - - 0.50% of loan amount (Max Rs.50,000/-)
FIXED RATE Above 25 Lakhs 3.60 12.30 - -
Upto 2 Crores 0.10 8.80 0.10 8.70 No processing charges during Monsoon Offer-2019

EWC/LIG-> Loan amount upto 6 Lakh : Nil

Pradhan Mantri Awas MIG-I-> Loan amount upto 9 Lakh : Nil
Yojana CPMAY Above 2 Crores 0.35 9.05 - - MIG-II-> Loan amountupto 12 Lakh : Nil
[0.50% of the Loan amount(Max Rs.50,000/-) beyond
threshold limits mentioned above in each category]

2 CORP GHAR SHOBHA 0.50 9.20 - - 0.50 %, Min of Rs.1000/-

3 CORP GHAR SANSAR 0.50 9.20 - - 1.00 %, Max. of Rs.10000/-
Two Wheeler Loan [personal use] [CVEHI] 3.60 12.30 - - Two/Three-wheeler: 0.50% Min. Rs.500/-
Personal Vehicles upto Rs 50 Lakhs [personal use]
4 [CVEHI]
0.65 9.35 - -
No processing charges during Monsoon Offer-2019
Personal Vehicles Above Rs 50 Lakhs [Personal
use] [CVEHI]
1.15 9.85 - -
CORP VEHICLE
For Employees of Central / State Govt & Defence
0.00 8.70 - - No processing Charges
Personnel, Upto Rs 50 lakhs (1 Yr MCLR)
Commercial Vehicles /Vehicles used for commercial
Three-wheeler: 0.50% Min. Rs.500/-
purposes, irrespective of loan amount & CGTMSE 2.35 11.05 - - Others: 0.75%, Min. of Rs.2000/-
cover [CCVL]
a] Where both, the salary is routed & undertaking letter is
available b] Pensioners drawing pension through the 4.00 12.70 - -
5 CORP PERSONAL Branch 1.50% Min. of Rs.500/-
For others 5.00 13.70 - -
Upto 7.50 lakhs 2.00 10.70 - -
Above 7.50 lakh upto 10 lakh(Study in India)
CORP VIDYA Above 7.50 lakh upto 20 lakh(Study Abroad)
2.35 11.05 - -
6 Studies in India – Nil Studies abroad: Rs. 2000/-
Educational loans under Vocational & Skill Refundable on availment.
development courses [CVDVC] 1.50 10.20 - -
Above 10 lakh(Study in India)
CORP VIDYA PLUS Above 20 lakh(Study Abroad)
2.45 11.15 - -
6

Upto 5 crores 1.45 10.15 - - Term Loan/Demand Loan: 1% of limit sanctioned.

7
CORP VYAPAR Running a/c: 0.50% of limit sanctioned to be collected on
Above 5 crores 2.95 11.65 - - sanction and at the time of renewal every year

8 CORP APNI DUKAN 3.25 11.95 - - 1.00 % of Loan Amount

9 CORP PROFESSIONAL 2.35 11.05 - - Term Loan/Demand Loan: 0.75% Min. of Rs.5000/-

# Upto 5 crores 2.00 10.70 - - 0.50% of the loan amount subject to a minimum of
CORP DOCTOR PLUS Rs.1000/-
Above 5 crores 2.75 11.45 - -
for MSME (CMORS / CMTSC) 2.45 11.15 - - Term Loan : 1.00 %, Running a/c: 0.50% on sacntion
CORP MORTGAGE & at the time of renewal every year.
# For Others (CMORT/CMTCC) 4.45 13.15 - -
# CORP SURYA RASHMI Upto Rs 5.00 Lakhs only 0.10 8.80 - - 0.50% Min of Rs 500/-

# CORP SHUBHA VIVAH 4.00 12.70 - - 1.00% Max. of Rs.5,000/-

# CORP DEMAT 3.35 12.05 - - 0.50%, min. Rs 500/- & max Rs 5000/-
Demand Loan: 1.00 % , Min. Rs.500/-.
# CORP MITRA 4.00 12.70 - - Running a/c: 0.50% ,Min.Rs.250/- on sanction
and at the time of renewal every year.
# Where Bank is Lessee 1.75 10.45 - -
CORP RENTAL 1% of Loan Amount
All others 3.25 11.95 - -
Application money: Rs.500/- irrespective of loan
# CORP SITE 5.75 14.45 - - amount Allotment money: 0.50%, subject to a
minimum of Rs.1000/-
Floating 1.35 10.05 - -
# CORP SHELTER NIL
Fixed 1.85 10.55 - -
LOAN AGAINST GOVT. SECURITIES / Life. Policies 2.85 11.55 - - NIL
Please Visit nearest Corp Branch for more details…