Consumer Credit Report

7 St David’s Office Park,

St David’s Place, Parktown, Johannesburg, 2193
Tel No:+27 11 645 9100, Fax No:+27 11 484 6588
website:www.xds.co.za
Email : [email protected]

Enquiry Input Details

This section includes the user's search input details.

Enquiry Date 2018/10/22 10:36:48

Enquiry Type Consumer Credit Enquiry
Subscriber Name Hammond Pole Call Centre
Subscriber User Name Sifiso Nkosi
Enquiry Input 6806180788089
Enquiry Reason Credit assessment

Personal Details Summary

This section displays the Personal information for the consumer. Included here is ID or Passport, Name, Gender, Marital Status,
Current Contact, Address, and Employment Info.
Reference No. C259141046-78961814 External Reference No.
ID No. 6806180788089 Passport or 2nd ID No.
3152 MOKARI STREET EXT 6 DIEPSLOOT
Surname RASELABE Residential Address
MIDRAND 2189
3152 EXT 6 MOKARI STREET DIEPSLOOT
First Name SEFULARO Postal Address
MIDRAND 2189
Second Name FLORAH Telephone No. (H) 0112349354
Maiden Name Telephone No. (W) 0833773780
Title Miss Cellular/Mobile 0732858747
Gender Female E-mail Address
Date of Birth 1968/06/18 Current Employer DOMESTIC WORKER
Marital Status Single

Potential Fraud Indicators

This section displays information verified by Home Affairs.

ID No. Verified Status At Home Affairs Yes

ID No. Deceased Status At Home Affairs No
ID No. Found on Fraud Database No access - SAFPS Members only

* Nothing on Record
XDS Presage Score
The XDS Presage score is a generic bureau scorecard which indicates the credit risk associated with a consumer by taking into consideration
the consumer’s historical credit profile and repayment behaviour. The higher the score, the lower the associated risk of future payment
delinquency or default.

* Nothing on Record
XDS NLR Score

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The XDS NLR score is a generic bureau scorecard which indicates the credit risk associated with a consumer by taking into consideration the
consumer’s historical credit profile and repayment behaviour. The higher the score, the lower the associated risk of future payment
delinquency or default.

Debt Summary
This section displays a summary of all the consumer’s current debt obligations, legal enforcement action taken, Court Notices, enquiries done
on this consumer by credit providers and debt counselling information.

Description NLR CPA Total

Total No. of Active Accounts 0 11 11
Total No. of Accounts in Good Standing 0 11 11
Total No. of Accounts In Arrears 0 0 0
Total No. of Paid Up or Closed Accounts (last 24 months) 0 5 5

Total Monthly Instalments R0 R 2 830 R 2 830

Total Outstanding Debt R0 R 30 786 R 30 786
Total Arrear Amount R0 R0 R0
Highest Months in Arrears (Last 24 Months) 0 1
Total Adverse Amount (Write offs/Repossessions) R0 R0 R0
Total Enquiries Done in the last 90 days by Subscriber 0 0 0
Total Enquiries Done in the last 90 days by Other Subscribers 0 0 0
Total No. of Accounts opened within the last 45 days 0 0 0

Description Total Amount Most Recent Date

Public Domain - Adverse / Defaults 0 R0
XDS Default listing 0 R0
Judgements 0 R0
Court Notices (Admin Orders/Sequestrations/Rehabilitation Orders) 0 R0
Enquiries (last 24 months) 0 -
Current Property Interests 1 R 15 000
Total No of Principal Links (CIPC) 0
Debt Review Status
Dispute Information

Payment Profile: Credit Account Status

This section includes 24 month payment behaviour of all credit agreements as reported by the Credit Grantors belonging to Credit Providers
Association (CPA).

Open Type Current

Date Account Current Instalment Arrears Last Paid
Company Account No. Balance / of Status of
Opened Balance Amount Amount Date
Credit Limit Account Account
2018/08/21 Lewis Stores 27061306 R 12 567 R 12 655 R 1 437 R0 I Active
2017/10/31 The Unlimited RDF305575 R0 R0 R0 R0 S Active 2018/02/03
Absa Wool Worths 4103740213843
2017/09/09 R 12 000 R 10 534 R 527 R0 C Active 2018/08/30
Visa Card 000
2017/03/16 Safety Box EM580780464 R0 R 42 R 42 R0 W Active 2017/03/25
0035659197897
2014/05/21 Std Bank Mastercard R 7 000 R 5 462 R 164 R0 C Active 2018/09/12
648
6007850193371
2013/03/08 Woolworths R 3 950 R 1 221 R 116 R0 R Active 2018/08/28
554
1020121110001
2012/10/11 Ackermans R 1 800 R 194 R 175 R0 R Active 2018/10/02
2390444

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2012/04/25 Vodacom I3115925 R0 R 279 R 279 R0 F Active 2018/09/28
1012110153276
2010/12/18 Identity R 7 900 R 109 R 40 R0 R Active 2018/10/02
3
0012010000698
2005/07/29 Markhams R 4 000 R 290 R 50 R0 R Active 2018/10/02
468124
7006600100081
2008/07/30 Jets R 7 900 R0 R0 R0 R Paid Up 2017/03/14
406078
2017/03/16 Rescue Box EM580780462 R0 R0 R0 R0 W Closed 2017/04/25
2017/03/16 Society EM580780465 R0 R0 R0 R0 W Closed 2017/04/25
0011733972598
2016/05/30 Std Bank Mastercard R 300 R0 R0 R0 C Closed 2018/09/30
037
2016/03/15 Lewis Stores 27061305 R 18 365 R0 R0 R0 I Closed 2018/08/04
0 Unknown Data B B - Building Loan C C - Credit Card
D D - Debt Recovery E E - Single Credit Facility F F - Open Services
G G - Garage Card H H - Home Loans I I - Installment Account
L L - Life Insurance M M - One Month Personal Loan R R - Revolving Credit
S S - Short Term Insurance T T - Student Loan U U - Utility
V V - Overdraft W W - Rentals Asset X X - Rentals Property
Y Y - Vehicle Asset Finance Z Z - Revolving -Non Store Card

Monthly Payment Behaviour as at 22-10-2018

OCT SEP AUG JUL JUN MAY APR MAR FEB JAN DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN DEC NOV
Company 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2017 2016 2016

Lewis Stores # # 0 # # # # # # # # # # # # # # # # # # # # #
The Unlimited # # # # # # # # F 0 0 0 # # # # # # # # # # # #
Absa Wool Worths Visa Card # 0 0 0 0 0 0 0 P 0 0 0 0 0 # # # # # # # # # #
Safety Box # # # # # # # # # # # # # # # # # # # 0 # # # #
Std Bank Mastercard # 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Woolworths # 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Ackermans # 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Vodacom # 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 P 0 0 0 0 0 0
Identity 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 P 0 0
Markhams 0 * * * * * * * * * P 0 0 P 0 0 0 0 0 0 0 0 0 0
Jets # # # # # # # # # # # # # # # # * * P 0 0 0 0 0
Rescue Box # # # # # # # # # # # # # # # # # # C 0 # # # #
Society # # # # # # # # # # # # # # # # # # C 0 # # # #
Std Bank Mastercard # * * * * C # # # # # # # # # # # # # # # # # #
Lewis Stores # # C # 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Definitions Indicators
No data found #
Repeat of previous month's Status Code *
Not in arrears 0
No of months in arrears 1-9
Closed C
Lapsed Policy F
Paid Up P

* Nothing on Record
Payment Profile: National Loans Register – NLR
This section includes 24 month payment behaviour of all credit agreements as reported by Micro Lenders as part of the National Loans
Register (NLR).

Public Domain Records

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This section displays all details of Court Notices, Judgements, Legal enforcement action taken by credit providers and debt review status.

Adverse/Defaults * Nothing on Record

XDS Default Listing * Nothing on Record

Judgements * Nothing on Record

Court Notice's - This section contains Admin Orders, Provisional Sequestration, Sequestration and Rehabilitation Orders.

Administration Orders * Nothing on Record

Sequestrations and Provisional Sequestrations * Nothing on Record

Rehabilitation Orders * Nothing on Record

Debt Review Status * Nothing on Record

* Nothing on Record
XDS Payment Notifications
This section displays default payment alerts loaded for early and late stage collections for non performing accounts.

Consumer Information

This section supplies a list of current and previous addresses, contact and employment data.

* Nothing on Record

Address History
Bureau Postal
Type Line1 Line2 Line 3 Line 4
Update Code

2018/08/22 Residential 3152 MOKARI STREET EXT 6 DIEPSLOOT MIDRAND 2189

2018/08/22 Residential 3152 EXT 6 MOKARI STREET DIEPSLOOT MIDRAND 2189
2018/01/09 Residential 3152 EXT 6 QUEENS STREET 2194
2018/08/22 Postal 3152 MOKARI STREET EXT 6 DIEPSLOOT MIDRAND 2189
2018/08/22 Postal 3152 EXT 6 MOKARI STREET DIEPSLOOT MIDRAND 2189

Contact No. History

Bureau Update Type Telephone No
2018/06/20 Cellular 0735828747
2018/01/09 Cellular 0726636712

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2017/11/02 Home 0112349354
2016/04/13 Cellular 0833773780
2016/03/16 Home 0732858747

Email Address History * Nothing on Record

Employment History
Bureau Update Employer Designation
2018/07/10 DOMESTIC WORKER
2013/06/22 AJ MOLLENTZ
2012/11/17 MECHALL MLENS
2008/08/23 MRS WENDY SUNNELL
2006/05/10 MR MICHAEL VALSECCHI

* Nothing on Record
Credit Enquiry History
This section includes a list of organisations or credit providers who have requested a Credit Report on this consumer.

Property Interests
This section displays a list of properties registered in the name of the consumer at the Deeds offices around SA.

Property Interest 1
Title Deed number T97030/2000 Erf/Site No. 3152
3152 SECOND PEAR DIEPSLOOT WEST 2
Deeds Office PRETORIA Physical Address
DIEPSLOOT
Property Type Full Title - Erf - Land Parcel Extent / Size 252.0SQM
Purchase Date 1999/02/17 Purchase price 15000.0000
Bond Number Bond Holder
Bond Amount 0.0000

* Nothing on Record
Principal Links
This section displays a list of companies where the consumer is linked as a principal.

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