KAVISH JALAN

CAREER SUMMARY
Chartered Accountant (All India Merit) with 4.5+ years of experience across Business Analysis, Financial Planning &
Budgeting, Treasury, Business Strategy and MIS Automation across 5 Industries.
I have completed Company Secretaries (All India Merit) and pursuing Level 3 of Chartered Financial Analyst (USA).

EDUCATIONAL QUALIFICATIONS
Degree Merit Rank %/CGPA Institute Year
CFA (Level 3 Candidate) >70% in 6/10 Courses - CFA Institute, USA 2016
38th CA Final
Institute of Chartered Accountants of India,
Chartered Accountancy 2nd CA PCC 65% 2012
New Delhi
Distinction - CPT
25th CS Final
Institute of Company Secretaries of India,
Company Secretary 9th CS Inter 62% 2011
New Delhi
16th CS Foundation
B.Com Honours (Finance) 23rd /1100 7.9/10 St. Xavier's College, Kolkata 2011
Standard XII 3rd /450 95.5% La Martiniere for Boys (ISC), Kolkata 2008
Relevant Courses: Strategic Management, Corporate Finance, Business Valuation, Corporate Restructuring, Fixed
Income Markets, Options Futures and Interest Rate Derivatives, Commercial Laws, Cost Management Accounting

SCHOLASTIC ACHIEVEMENTS AND SCHOLARSHIPS

 Recipient of Sultan Chand Memorial Silver Medal for Highest Score in 6 Papers of CA PCE Examination, 2010
 Recipient of Shailesh Kapadia Silver Medal for 2nd Highest Score (out of 81087) in CA PCE Examination, 2010
 Chartered Accountant Scholarship for securing Second Rank in CA PCC Examination,2010
 Company Secretary Scholarship for featuring in Top 10 students in Intermediate Examination, 2009
 Company Secretary Scholarship for featuring in Top 25 students in Foundation Examination, 2008

WORK EXPERIENCE (6+ Years)

Chief Manager – Kotak Mahindra Bank Dec 2017 - Present
 Risk analysis for non-infra large corporates with responsibilities including assessment of business and credit risk
and mitigation through security package, covenants, conditions, etc. and active portfolio management for
identification of early stress signals.
 Handling an active portfolio with over 50+ large clients in the Indian economy with banking limits of over Rs.
100 Bn encompassing 7+ industries.

Chief Manager – IDFC Bank Apr 2016 – Dec 2017

 Leading a team of analysts for comprehensive risk & business analysis of 40+ large corporates such as Arvind
Group, Future Group, Aditya Birla Group, Amul & Alembic Pharmaceuticals. Exposure to over 10 sectors with
key expertise in Textiles, Retail and Agriculture.
 Partnering with business teams for in-depth analysis of business performance on key metrics of profitability
and interest margins.
 Developing strategies and initiatives for implementation of policies across bank in compliance with RBI norms
in line with organizational budget.
 Key member of the budgeting team responsible for defining overall organisational business forecasts and
departmental revenues in line with credit growth and economic parameters in Indian Industry.
 Involved in structured treasury transactions including business acquisitions and long term financing for clients
such as Nirma Group, Dainik Bhaskar & Alembic pharmaceuticals.

Finance Leadership Associate - Aditya Birla Group May 2013 – Mar 2016

Email: [email protected]
Phone: +91 810 815 6985
 Manager – Strategy and Planning – Birla Sunlife Insurance, Mumbai (Jun 2014 – Mar 2016)
 Analysing & monitoring business performance revenue channels with annual turnover of $1Bn; providing
decision support system and financial intelligence to business initiatives and customer valuation deals.

 Building annual budget projecting $1Bn revenues and costs across 5 channels and 600+ branches; synchronizing
views of functions and outlining five year business strategy based on competitor benchmarking and forecast of
macroeconomic variables.
 Led a team of 5 and successfully implemented new customer centric business model across 9000+ employees
by training and mentoring on re-aligned strategic goals; created an automated framework to track business
performance on redesigned parameters.
 Awarded for “Best Project” across Aditya Birla Financial Services for development and automation of Business
KPIs and information sharing mechanism and Nominated for Chairman’s “Best Project” Award 2015 for
Business Information Automation Project across Aditya Birla Group.
 Received BSLI Arjun Award for best performance across Birla Sunlife Insurance in Year 2014 – 15.
 Deputy Manager – Treasury – Novelis Inc, Atlanta USA (Dec 2013 – Jun 2014)
 Developed a financial model projecting $1.5Bn working capital and impact on $2Bn asset based loan due to
volatile LME & business KPIs. Recognized by Novelis for Outstanding Achievement in the project.
 Conducted WACC analysis and equity valuation for privately owned Novelis Inc. worth $3.5Bn based on
industry comparatives; Integrated and streamlined financial processes following a successful acquisition of
manufacturing facilities in Brazil.
 Assistant Manager – Business Finance – Madura Fashion & Lifestyle, Bengaluru (Aug 2013 – Nov 2013)
 Conducted Preliminary Study for SAP ERP Implementation across 1800+ stores of Louis Phillipe, Van Huesen
and Allen Solly with revenues over $500 MN
 Performed an Internal Audit Survey to monitor SOP adherence and re – alignment to changed business needs
for 7 Business functions ranging from Shop Floor Operations to Retail Cash Management.
 Assistant Manager – Strategy & Planning – Birla Sunlife Insurance , Mumbai (May 2013 – Aug 2013)
 Piloted a study on rationalizing costs and automating processes to improve customer satisfaction and lead
times; reduced costs by $22Mn (12% of total costs) and increased business sustainability measures such as
persistency, surrenders and lapsation by 5% to 9% ; decreased lead times by ~30% for major customer
interactions like claims and surrenders pay-outs.
Assistant Manager – Finance & New Initiatives – Mangalam Organics Limited March 2012 – May 2013
 Administered all MIS and external reporting to stake holders and delivered strategic and financial intelligence
on new initiatives like potential acquisitions and new business development opportunities for a business
valued at $100Mn.
 Conceptualized and executed importation of raw materials saving $1Mn annually & improvising product
quality by substituting indigenous materials.

INTERNSHIP (42 Months)

Senior Audit Associate - Kamani S K & Co - Chartered Accountants August 2008 – February 2012
 Conceptualized a framework for risk measurement compliance and verified client processes for Tata
Teleservices and PNB Metlife Insurance.
 Part of statutory audit team for 10+ companies; 4 companies had a turnover of INR 300+ crores.

POSITIONS OF RESPONSIBILITY
Mentor, Aditya Birla Group Leadership Programs
 Mentored 3 participants of Aditya Birla Group Finance Leadership Program and responsible for induction,
overall performance, final placements and on-boarding.
Volunteer, Aditya Birla Society for Underprivileged Children
 Teaching underprivileged children across Mumbai slums; organizing health camps rendering primary health
care services and creating awareness about hygiene and sanitation.

Email: [email protected]
Phone: +91 810 815 6985