Present value interest factor of $1 per period at i% for n periods, PVIF(i,n).

Period 1% 2.0% 2.5% 3.0% 3.5% 4.0% 4.5% 5.0% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15%
1 0.9901 0.9804 0.9756 0.9709 0.9662 0.9615 0.9569 0.9524 0.9434 0.9346 0.9259 0.9174 0.9091 0.9009 0.8929 0.8850 0.8772 0.8696
2 0.9803 0.9612 0.9518 0.9426 0.9335 0.9246 0.9157 0.9070 0.8900 0.8734 0.8573 0.8417 0.8264 0.8116 0.7972 0.7831 0.7695 0.7561
3 0.9706 0.9423 0.9286 0.9151 0.9019 0.8890 0.8763 0.8638 0.8396 0.8163 0.7938 0.7722 0.7513 0.7312 0.7118 0.6931 0.6750 0.6575
4 0.9610 0.9238 0.9060 0.8885 0.8714 0.8548 0.8386 0.8227 0.7921 0.7629 0.7350 0.7084 0.6830 0.6587 0.6355 0.6133 0.5921 0.5718
5 0.9515 0.9057 0.8839 0.8626 0.8420 0.8219 0.8025 0.7835 0.7473 0.7130 0.6806 0.6499 0.6209 0.5935 0.5674 0.5428 0.5194 0.4972
6 0.9420 0.8880 0.8623 0.8375 0.8135 0.7903 0.7679 0.7462 0.7050 0.6663 0.6302 0.5963 0.5645 0.5346 0.5066 0.4803 0.4556 0.4323
7 0.9327 0.8706 0.8413 0.8131 0.7860 0.7599 0.7348 0.7107 0.6651 0.6227 0.5835 0.5470 0.5132 0.4817 0.4523 0.4251 0.3996 0.3759
8 0.9235 0.8535 0.8207 0.7894 0.7594 0.7307 0.7032 0.6768 0.6274 0.5820 0.5403 0.5019 0.4665 0.4339 0.4039 0.3762 0.3506 0.3269
9 0.9143 0.8368 0.8007 0.7664 0.7337 0.7026 0.6729 0.6446 0.5919 0.5439 0.5002 0.4604 0.4241 0.3909 0.3606 0.3329 0.3075 0.2843
10 0.9053 0.8203 0.7812 0.7441 0.7089 0.6756 0.6439 0.6139 0.5584 0.5083 0.4632 0.4224 0.3855 0.3522 0.3220 0.2946 0.2697 0.2472
11 0.8963 0.8043 0.7621 0.7224 0.6849 0.6496 0.6162 0.5847 0.5268 0.4751 0.4289 0.3875 0.3505 0.3173 0.2875 0.2607 0.2366 0.2149
12 0.8874 0.7885 0.7436 0.7014 0.6618 0.6246 0.5897 0.5568 0.4970 0.4440 0.3971 0.3555 0.3186 0.2858 0.2567 0.2307 0.2076 0.1869
13 0.8787 0.7730 0.7254 0.6810 0.6394 0.6006 0.5643 0.5303 0.4688 0.4150 0.3677 0.3262 0.2897 0.2575 0.2292 0.2042 0.1821 0.1625
14 0.8700 0.7579 0.7077 0.6611 0.6178 0.5775 0.5400 0.5051 0.4423 0.3878 0.3405 0.2992 0.2633 0.2320 0.2046 0.1807 0.1597 0.1413
15 0.8613 0.7430 0.6905 0.6419 0.5969 0.5553 0.5167 0.4810 0.4173 0.3624 0.3152 0.2745 0.2394 0.2090 0.1827 0.1599 0.1401 0.1229
16 0.8528 0.7284 0.6736 0.6232 0.5767 0.5339 0.4945 0.4581 0.3936 0.3387 0.2919 0.2519 0.2176 0.1883 0.1631 0.1415 0.1229 0.1069
17 0.8444 0.7142 0.6572 0.6050 0.5572 0.5134 0.4732 0.4363 0.3714 0.3166 0.2703 0.2311 0.1978 0.1696 0.1456 0.1252 0.1078 0.0929
18 0.8360 0.7002 0.6412 0.5874 0.5384 0.4936 0.4528 0.4155 0.3503 0.2959 0.2502 0.2120 0.1799 0.1528 0.1300 0.1108 0.0946 0.0808
19 0.8277 0.6864 0.6255 0.5703 0.5202 0.4746 0.4333 0.3957 0.3305 0.2765 0.2317 0.1945 0.1635 0.1377 0.1161 0.0981 0.0829 0.0703
20 0.8195 0.6730 0.6103 0.5537 0.5026 0.4564 0.4146 0.3769 0.3118 0.2584 0.2145 0.1784 0.1486 0.1240 0.1037 0.0868 0.0728 0.0611
25 0.7798 0.6095 0.5394 0.4776 0.4231 0.3751 0.3327 0.2953 0.2330 0.1842 0.1460 0.1160 0.0923 0.0736 0.0588 0.0471 0.0378 0.0304
30 0.7419 0.5521 0.4767 0.4120 0.3563 0.3083 0.2670 0.2314 0.1741 0.1314 0.0994 0.0754 0.0573 0.0437 0.0334 0.0256 0.0196 0.0151
35 0.7059 0.5000 0.4214 0.3554 0.3000 0.2534 0.2143 0.1813 0.1301 0.0937 0.0676 0.0490 0.0356 0.0259 0.0189 0.0139 0.0102 0.0075
40 0.6717 0.4529 0.3724 0.3066 0.2526 0.2083 0.1719 0.1420 0.0972 0.0668 0.0460 0.0318 0.0221 0.0154 0.0107 0.0075 0.0053 0.0037
50 0.6080 0.3715 0.2909 0.2281 0.1791 0.1407 0.1107 0.0872 0.0543 0.0339 0.0213 0.0134 0.0085 0.0054 0.0035 0.0022 0.0014 0.0009
 16% 17% 18% 19% 20%
0.8621 0.8547 0.8475 0.8403 0.8333
0.7432 0.7305 0.7182 0.7062 0.6944
0.6407 0.6244 0.6086 0.5934 0.5787
0.5523 0.5337 0.5158 0.4987 0.4823
0.4761 0.4561 0.4371 0.4190 0.4019
0.4104 0.3898 0.3704 0.3521 0.3349
0.3538 0.3332 0.3139 0.2959 0.2791
0.3050 0.2848 0.2660 0.2487 0.2326
0.2630 0.2434 0.2255 0.2090 0.1938
0.2267 0.2080 0.1911 0.1756 0.1615
0.1954 0.1778 0.1619 0.1476 0.1346
0.1685 0.1520 0.1372 0.1240 0.1122
0.1452 0.1299 0.1163 0.1042 0.0935
0.1252 0.1110 0.0985 0.0876 0.0779
0.1079 0.0949 0.0835 0.0736 0.0649
0.0930 0.0811 0.0708 0.0618 0.0541
0.0802 0.0693 0.0600 0.0520 0.0451
0.0691 0.0592 0.0508 0.0437 0.0376
0.0596 0.0506 0.0431 0.0367 0.0313
0.0514 0.0433 0.0365 0.0308 0.0261
0.0245 0.0197 0.0160 0.0129 0.0105
0.0116 0.0090 0.0070 0.0054 0.0042
0.0055 0.0041 0.0030 0.0023 0.0017
0.0026 0.0019 0.0013 0.0010 0.0007
0.0006 0.0004 0.0003 0.0002 0.0001
Present value interest factor of an (ordinary) annuity of $1 per period at i% for n periods, PVIFA(i,n).
Period 1% 2% 2.5% 3.0% 3.5% 4.0% 4.5% 5% 6% 7% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16%
1 0.9901 0.9804 0.9756 0.9709 0.9662 0.9615 0.9569 0.9524 0.9434 0.9346 0.9346 0.9259 0.9174 ### ### ### ### ### ### ###
2 1.9704 1.9416 1.9274 1.9135 1.8997 1.8861 1.8727 1.8594 1.8334 1.8080 1.8080 1.7833 1.7591 ### ### ### ### ### ### ###
3 2.9410 2.8839 2.8560 2.8286 2.8016 2.7751 2.7490 2.7232 2.6730 2.6243 2.6243 2.5771 2.5313 ### ### ### ### ### ### ###
4 3.9020 3.8077 3.7620 3.7171 3.6731 3.6299 3.5875 3.5460 3.4651 3.3872 3.3872 3.3121 3.2397 ### ### ### ### ### ### ###
5 4.8534 4.7135 4.6458 4.5797 4.5151 4.4518 4.3900 4.3295 4.2124 4.1002 4.1002 3.9927 3.8897 ### ### ### ### ### ### ###
6 5.7955 5.6014 5.5081 5.4172 5.3286 5.2421 5.1579 5.0757 4.9173 4.7665 4.7665 4.6229 4.4859 ### ### 4.1114 ### ### ### ###
7 6.7282 6.4720 6.3494 6.2303 6.1145 6.0021 5.8927 5.7864 5.5824 5.3893 5.3893 5.2064 5.0330 ### ### ### ### ### ### ###
8 7.6517 7.3255 7.1701 7.0197 6.8740 6.7327 6.5959 6.4632 6.2098 5.9713 5.9713 5.7466 5.5348 ### ### ### ### ### ### ###
9 8.5660 8.1622 7.9709 7.7861 7.6077 7.4353 7.2688 7.1078 6.8017 6.5152 6.5152 6.2469 5.9952 ### ### ### ### ### ### ###
10 9.4713 8.9826 8.7521 8.5302 8.3166 8.1109 7.9127 7.7217 7.3601 7.0236 7.0236 6.7101 6.4177 ### ### ### ### ### ### ###
11 ### 9.7868 9.5142 9.2526 9.0016 8.7605 8.5289 8.3064 7.8869 7.4987 7.4987 7.1390 6.8052 ### ### ### ### ### ### ###
12 11.2551 ### ### 9.9540 9.6633 9.3851 9.1186 8.8633 8.3838 7.9427 7.9427 7.5361 7.1607 ### ### ### ### ### ### ###
13 ### 11.3484 ### ### ### 9.9856 9.6829 9.3936 8.8527 8.3577 8.3577 7.9038 7.4869 ### ### ### ### ### ### ###
14 ### ### 11.6909 11.2961 ### ### ### 9.8986 9.2950 8.7455 8.7455 8.2442 7.7862 ### ### ### ### ### ### ###
15 ### ### ### 11.9379 11.5174 11.1184 ### ### 9.7122 9.1079 9.1079 8.5595 8.0607 ### ### ### ### ### ### ###
16 ### ### ### 12.5611 ### 11.6523 11.2340 ### ### 9.4466 9.4466 8.8514 8.3126 ### ### ### ### ### ### ###
17 ### ### ### ### ### ### 11.7072 11.2741 ### 9.7632 9.7632 9.1216 8.5436 ### ### 7.1196 ### ### ### ###
18 ### ### ### ### ### ### ### 11.6896 ### ### ### 9.3719 8.7556 ### ### ### ### ### ### ###
19 ### ### ### ### ### ### ### ### 11.1581 ### ### 9.6036 8.9501 ### ### ### ### ### ### ###
20 ### ### ### ### ### ### ### ### 11.4699 ### ### 9.8181 9.1285 ### ### ### ### ### ### ###
25 ### ### ### ### ### ### ### ### ### 11.6536 11.6536 ### 9.8226 ### ### ### ### ### ### ###
30 ### ### ### ### ### ### ### ### ### ### ### 11.2578 ### ### ### ### ### ### ### ###
35 ### ### ### ### ### ### ### ### ### ### ### 11.6546 ### ### ### ### ### ### ### ###
40 ### ### ### 23.1148 ### ### ### ### ### ### ### 11.9246 ### ### 8.9511 ### ### ### ### ###
50 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ###
A(i,n).
17% 18% 19% 20%
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### 3.8115 ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
5.1183 ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
### ### ### ###
Future value interest factor of $1 per period at i% for n periods, FVIF(i,n).
Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20%
1 ### ### ### ### 1.0500 1.0600 1.0700 1.0800 1.0900 ### 1.1100 ### 1.1300 1.1400 1.1500 1.1600 1.1700 1.1800 1.1900 1.2000
2 ### ### ### ### 1.1025 1.1236 1.1449 1.1664 1.1881 ### ### ### 1.2769 1.2996 1.3225 1.3456 1.3689 1.3924 1.4161 1.4400
3 ### ### ### ### 1.1576 1.1910 1.2250 1.2597 1.2950 ### ### ### 1.4429 1.4815 1.5209 1.5609 1.6016 1.6430 1.6852 1.7280
4 ### ### ### ### 1.2155 1.2625 1.3108 1.3605 1.4116 ### ### ### 1.6305 1.6890 1.7490 1.8106 1.8739 1.9388 2.0053 2.0736
5 ### ### ### ### 1.2763 1.3382 1.4026 1.4693 1.5386 ### ### ### 1.8424 1.9254 2.0114 2.1003 2.1924 2.2878 2.3864 2.4883
6 ### ### ### ### 1.3401 1.4185 1.5007 1.5869 1.6771 ### ### ### 2.0820 2.1950 2.3131 2.4364 2.5652 2.6996 2.8398 2.9860
7 ### ### ### ### 1.4071 1.5036 1.6058 1.7138 1.8280 ### ### ### 2.3526 2.5023 2.6600 2.8262 3.0012 3.1855 3.3793 3.5832
8 ### ### ### ### 1.4775 1.5938 1.7182 1.8509 1.9926 ### ### ### 2.6584 2.8526 3.0590 3.2784 3.5115 3.7589 4.0214 4.2998
9 ### ### ### ### 1.5513 1.6895 1.8385 1.9990 2.1719 ### ### ### 3.0040 3.2519 3.5179 3.8030 4.1084 4.4355 4.7854 5.1598
10 ### ### ### ### 1.6289 1.7908 1.9672 2.1589 2.3674 ### ### ### 3.3946 3.7072 4.0456 4.4114 4.8068 5.2338 5.6947 6.1917
11 1.1157 ### ### ### 1.7103 1.8983 2.1049 2.3316 2.5804 ### ### ### 3.8359 4.2262 4.6524 5.1173 5.6240 6.1759 6.7767 7.4301
12 ### ### ### ### 1.7959 2.0122 2.2522 2.5182 2.8127 ### ### ### 4.3345 4.8179 5.3503 5.9360 6.5801 7.2876 8.0642 8.9161
13 ### ### ### ### 1.8856 2.1329 2.4098 2.7196 3.0658 ### ### ### 4.8980 5.4924 6.1528 6.8858 7.6987 8.5994 9.5964 10.6993
14 ### ### ### ### 1.9799 2.2609 2.5785 2.9372 3.3417 ### ### ### 5.5348 6.2613 7.0757 7.9875 9.0075 ### 11.4198 12.8392
15 ### ### ### ### 2.0789 2.3966 2.7590 3.1722 3.6425 ### ### ### 6.2543 7.1379 8.1371 9.2655 ### 11.9737 13.5895 15.4070
16 ### ### ### ### 2.1829 2.5404 2.9522 3.4259 3.9703 ### ### ### 7.0673 8.1372 9.3576 ### ### ### 16.1715 18.4884
17 ### ### ### ### 2.2920 2.6928 3.1588 3.7000 4.3276 ### ### ### 7.9861 9.2765 ### ### ### ### 19.2441 22.1861
18 ### ### ### ### 2.4066 2.8543 3.3799 3.9960 4.7171 ### ### ### 9.0243 ### ### ### ### ### 22.9005 26.6233
19 ### ### ### ### 2.5270 3.0256 3.6165 4.3157 5.1417 6.1159 ### ### ### ### ### ### ### ### 27.2516 31.9480
20 ### ### ### 2.1911 2.6533 3.2071 3.8697 4.6610 5.6044 ### ### ### 11.5231 ### ### ### ### ### 32.4294 38.3376
25 ### ### ### ### 3.3864 4.2919 5.4274 6.8485 8.6231 ### ### ### 21.231 26.462 32.919 ### ### ### 77.3881 95.3962
30 ### 1.8114 ### ### 4.3219 5.7435 7.6123 ### ### ### ### ### 39.116 50.950 66.212 ### 111.065 ### 184.675 237.376
35 ### ### ### ### 5.5160 7.6861 ### ### ### ### ### ### 72.069 98.100 ### ### ### ### 440.701 590.668
40 ### ### ### ### 7.0400 ### ### ### ### ### ### ### ### ### ### ### ### ### 1,051.67 1,469.77
50 ### ### ### ### 11.4674 ### ### ### ### 117.39 ### ### 450.74 700.23 1,083.7 1,670.7 2,566.2 3,927.4 5,988.9 9,100.4
 Future value interest factor of an ordinary annuity of $1 per period at i% for n periods,
FVIFA(i,n).
Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20%
1 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000
2 2.010 2.020 2.030 2.040 2.050 2.060 2.070 2.080 2.090 2.100 2.110 2.120 2.130 2.140 2.150 2.160 2.170 2.180 2.190 2.200
3 3.030 3.060 3.091 3.122 3.153 3.184 3.215 3.246 3.278 3.310 3.342 3.374 3.407 3.440 3.473 3.506 3.539 3.572 3.606 3.640
4 4.060 4.122 4.184 4.246 4.310 4.375 4.440 4.506 4.573 4.641 4.710 4.779 4.850 4.921 4.993 5.066 5.141 5.215 5.291 5.368
5 5.101 5.204 5.309 5.416 5.526 5.637 5.751 5.867 5.985 6.105 6.228 6.353 6.480 6.610 6.742 6.877 7.014 7.154 7.297 7.442
6 6.152 6.308 6.468 6.633 6.802 6.975 7.153 7.336 7.523 7.716 7.913 8.115 8.323 8.536 8.754 8.977 9.207 9.442 9.683 9.930
7 7.214 7.434 7.662 7.898 8.142 8.394 8.654 8.923 9.200 9.487 9.783 ### ### ### 11.067 11.414 11.772 ### ### 12.916
8 8.286 8.583 8.892 9.214 9.549 9.897 ### ### 11.028 11.436 11.859 ### ### ### ### ### ### ### ### 16.499
9 9.369 9.755 ### ### 11.027 11.491 11.978 ### ### ### ### ### ### ### ### ### ### ### ### 20.799
10 10.462 10.950 11.464 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 25.959
11 11.567 12.169 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 32.150
12 12.683 13.412 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 39.581
13 13.809 14.680 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 48.497
14 14.947 15.974 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 59.196
15 16.097 17.293 ### ### ### ### ### ### ### ### ### ### ### ### ### ### 56.110 ### ### 72.035
16 17.258 18.639 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 87.442
17 18.430 20.012 ### ### ### ### ### ### ### ### ### ### ### 59.118 ### ### ### ### ### ###
18 19.615 21.412 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 115.27 128.117
19 20.811 22.841 25.117 ### ### ### ### ### ### ### ### ### ### ### ### ### 110.28 ### ### ###
20 22.019 24.297 ### ### ### ### ### ### ### ### ### ### ### ### ### 115.38 ### ### ### 186.69
25 28.243 32.030 ### ### ### ### ### ### ### ### 114.41 ### ### ### ### ### ### ### ### 471.98
30 34.785 40.568 ### ### ### ### ### 113.28 ### ### ### ### ### ### ### ### ### ### ### ###
35 41.660 49.994 ### ### ### 111.43 ### ### ### ### ### ### ### ### ### 1,121 1,426 1,817 2,314 2,948
40 48.886 60.402 ### ### ### ### ### ### ### ### ### ### 1,014 1,342 1,779 2,361 3,135 4,163 5,530 7,344
50 64.463 84.579 112.80 ### ### ### ### ### ### 1,164 1,669 2,400 3,460 4,995 7,218 ### ### ### ### 45,497