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Transaction Management Is Core Function. It Will Keep Financial Portfolio in The Shape of Debit & Credit

The document outlines the key features of a transactions management system, including limited transactions management functionality, loan account management, customer management, broker/agent management, loan/credit limit management, third party API integration, charges/commission management, loan settlement, day begin/day seal management, SMS/email integration, alerts, and reports. The system allows for income/expenditure tracking, interest calculation, customer and account searches, and configurable alerts and reports.

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Manish
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29 views2 pages

Transaction Management Is Core Function. It Will Keep Financial Portfolio in The Shape of Debit & Credit

The document outlines the key features of a transactions management system, including limited transactions management functionality, loan account management, customer management, broker/agent management, loan/credit limit management, third party API integration, charges/commission management, loan settlement, day begin/day seal management, SMS/email integration, alerts, and reports. The system allows for income/expenditure tracking, interest calculation, customer and account searches, and configurable alerts and reports.

Uploaded by

Manish
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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1.

Transactions Management (with limited functionality)


(Transaction management is core function. It will keep financial portfolio in the shape of
Debit & Credit).
a. Income and expenditure (If Applicable) showcase.
b. Commission/charges collection showcase.
c. Payables and receivables like GST.
d. Interest calculation with effect from disbursement date and outstanding Daily
balance.
e. Interest calculation based on cleared or shadow balances (in case if customer
receives under clearing cheques).
f. Accounts transaction show case.
2. Loan Accounts Management
a. Multiple loan/ re loan can be managed for same customer.
b. Multiple credit limits can be managed for same customer.
c. Identity (Account Number) based operations.
3. Customer management
a. Single customer id represents whole information of customer.
b. KYC Information (With Customer Signature and Image)
c. Search Customer Accounts with Filtrations.
4. Broker/Agent Management
a. KYC Information (With Broker/Agent Signature and Image)
b. Broker/Agent Commission functions.
c. Search Broker/Agent Accounts with Filtrations.
5. Loan/Credit limit management (Extendable as per customer future requirement)
a. Single/partial Loan Disbursement
b. Credit Limit wise interest rates
c. Customizable Interest Rates
d. Panel interest calculation in described scenarios.
e. Calculate interest as per configured periodicity (Daily, Monthly and Quarterly).
f. Post interest as per configured periodicity (Daily, Monthly and Quarterly).
g. Stock renewal based on configured periodicity.
h. Appraisal and devaluation of stock based on market equitable price (Live).
6. Third party API Integration (Like TrueData) to revaluate plagued equitable market securities.
7. Charges/commission management
a. Broker/agent commission collection during disbursement or post disbursement.
b. Charges on debit transaction based on credit limit.
c. Charges on changes of collateral like during script add/remove.
d. Other configurable charges/commission.
8. Loan Settlement or Loan Account Closure.
a. Post instant interest on loan settlement date.
9. Day begin/Day seal management.
10. SMS integration.
11. Email integration with secure communication and password protected files.
12. Alerts
a. Configurable alerts based on SOP.
b. Communication/Display alerts via SMS/Email/Dashboard.
13. Reports/Views
a. Customer Report.
b. Account statement of selected account.
c. GST Payable Report.
d. Income Report.
e. Expenditure Report.
f. Interest Report customer/Account wise.
g. Broker Report.
h. Alert Report based on SOP.
i. Live Dashboard based of SOP.

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