Dhanushi Edirisooriya is seeking a career in a progressive organization where she can utilize her skills and experience. She has over 10 years of experience in credit analysis, relationship management, and operations for banks in Sri Lanka and Dubai. Her qualifications include a Master's in Business Administration and a Credit Diploma. She is proficient in English, Urdu, and Sinhala and has experience working in both corporate and retail banking.
Dhanushi Edirisooriya is seeking a career in a progressive organization where she can utilize her skills and experience. She has over 10 years of experience in credit analysis, relationship management, and operations for banks in Sri Lanka and Dubai. Her qualifications include a Master's in Business Administration and a Credit Diploma. She is proficient in English, Urdu, and Sinhala and has experience working in both corporate and retail banking.
Dhanushi Edirisooriya is seeking a career in a progressive organization where she can utilize her skills and experience. She has over 10 years of experience in credit analysis, relationship management, and operations for banks in Sri Lanka and Dubai. Her qualifications include a Master's in Business Administration and a Credit Diploma. She is proficient in English, Urdu, and Sinhala and has experience working in both corporate and retail banking.
Dhanushi Edirisooriya is seeking a career in a progressive organization where she can utilize her skills and experience. She has over 10 years of experience in credit analysis, relationship management, and operations for banks in Sri Lanka and Dubai. Her qualifications include a Master's in Business Administration and a Credit Diploma. She is proficient in English, Urdu, and Sinhala and has experience working in both corporate and retail banking.
RESUME Profile Hard working, dynamic, and enthusiastic individual having exceptional skills in communication & customer care and wide range of experience in Credit & relationship management with an outgoing personality, flair for team work & leadership qualities. These skills along with my knowledge are the strengths in business acumen to achieve improved operational efficiency. My aspiration is to become one of the best in the field. With this in mind, I am currently seeking a career in a progressive organization where I can utilize my skills and knowledge for advancement and growth of the organization.
Career Objective To serve a well established Organization in a challenging role by contributing to its growth, efficiency and profitability, through professional and ethical conduct utilizing my experience whilst adapting to the company culture to build a sustainable long term relationship.
Working Experience TANFEETH– Dubai (Tanfeeth manage Back office operations team for Emirates NBD group) TEAM CAPTAIN – COMPLIANCE DEPARTMENT - From March 2016 to May 2016 Handled FATCA remediation project and managed the compliance team. Remediated accounts of Corporate, SME and priority segments according to the FATCA compliance requirements in order to meet regulatory deadlines. Updated processes and procedures to reflect changes in FATCA compliance requirements. Coordinated with Emirates Islamic H/O to compliance with all AML laws, regulations, FATCA guidelines, written procedures; KYC and customer transaction monitoring. Employee training on compliance related topics, polices or procedures. Performed the required KYC screenings of customers, as required by global KYC procedures.
CREDIT ANALYST – CORPORATE AUTO FINANCE DEPARTMENT - From November 2015
to February 2016 Review and analyze various transactions, including: the analysis of applications, financial statements, security and legal documents. Perform Annual Reviews on programs and individual transactions as assigned, and routinely monitor loans for compliance with loan agreements, various regulatory screening and Risk Rating accuracy. Prepare credit write-ups in accordance with credit policy and procedures. Preparation of ratios, trends and cash flow analyses to determine the customers’ eligibility for financing. Partner with Sales and Portfolio Control to negotiate effective transaction terms, conditions, documentation, working effectively and efficiently, to maintain a balance between customer needs and minimizing the risk involved to bank. Recommend credit decisions on applications exceeding lending authority or outside of policy to appropriate levels of management.
ICICI BANK LTD- Sri Lanka
CREDIT AND RELATIONSHIP MANAGER – SME & CORPORATE BANKING - From August 2013 to October 2015 Analyzing the financial statements; preparation of Credit Proposals which constitutes comprehensive financial and nonfinancial evaluations and recommending for approval purposes. (Products- Term Loans, Mortgages & Working Capital Loans ) Dhanushi Edirisooriya Telephone: 0508323527,0504996235 Email: [email protected] Preparation of required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share. Completion of security documentation and post-sanction monitoring through periodic account review/renewal. Liaising with clients to ensure timely recovery; following up and monitoring of delinquent advances. Managed and enhanced the existing customer portfolio and solicit acceptable new relationships in order to meet the pre-set financial /non-financial objectives.
RELATIONSHIP MANAGER – PRIORITY BANKING & RETAIL BANKING - From
September 2011 to July 2013 Played a key role in setting up of Priority Banking Services at Colombo Branch contributing extensively towards setting up of a Priority Banking customer lounge, visiting potential customers and introducing the service to them and organizing events in connection with the Priority Banking launch. Customer account opening activities such as interviewing of prospective customers and establishing relationships meeting predefined turnaround times to ensure total customer satisfaction. Achieving the sales target through establishing new relationships for Priority Banking business. Maintained customer service standards as per customer service strategy of the Branch & Played a key role in retention of existing Priority Banking customers ensuring customer dropouts are well managed. Actively involved in conducting customer surveys and product surveys among competitor banks.
ACTING BRANCH OPERATIONS MANAGER/OFFICER – BRANCH OPERATIONS - From
June 2009 to August 2011 Supervised the performance of Head Teller & Customer Care executives to ensure optimum productivity & high quality of service in order to provide a range of general banking services to customers Played a key role in streamlining of Colombo Branch operations contributing extensively towards performance of User Acceptance Testing (UAT) and development of new products and services. Review & Authorized new account openings, remittances related activities such as obtaining of proper and complete documentation and ensure legal and regulatory requirements are adhered to. Performance of branch audit and handling of back office operational activities such as funds reporting, day end and month end activities and regulatory reporting. SALES & CREDIT MANAGER – RETAIL LOANS - From March 2007 to May 2009 Managed a Sales & credit Team of 10 Direct Sales Personnel, and 2 Credit Outsourced Agencies. Evaluated requests for new retail loan facilities, Upgradation & Amendments. Handled Administrative underwriting including system and database updation. Ability to recognize the credit worthiness of the customer within timeframes and implement appropriate Credit initiation procedures. Reviewed borrower’s financial history via Bank Statements & other financial documents. Involved in recruiting, guiding and motivating the team members towards achieving the sales and credit targets. Dhanushi Edirisooriya Telephone: 0508323527,0504996235 Email: [email protected] Conducted business promotional activities towards promoting retail asset products of the bank.
Professional Qualifications Credit Diploma awarded by Institute of Bankers of Sri Lanka. (IBSL)
Academic Qualifications Masters Degree in Business Administration (General MBA) at Cardiff Metropolitan University, UK,
Extra-Curricular Activities Treasurer of the Commerce Society 2002/2003 Assistant President of Art Circle 2002/2003 An active member of Director Board of the LEO CLUB, of Mattegoda 2001/2002. An active Member of Girl Guides Association 1997/1998. Participated in Netball & Base Ball- Inter House Tournaments in School.
Personal Information Full Name : Dhanushi Edirisooriya Date of Birth : 17/08/1984 Gender : Female School Attended : Sirimavo Bandaranayake Vidyalaya. Colombo 07. Civil Status : Married Language Proficiency: English, Urdu, Sinhala Personal Interests : Music, Dancing
Non Related Referees
Mr. Shamal Smith, Mr. Rajitha Thoradeniya, Assistant Vice President- Consumer Department, Assistant Vice President- Head of Retail Oman Insurance Company, Banking, Al Maktoum Building, No 24, ICICI Bank, Al Maktoum Road, Deira, No 58, Dharmapala Mawatha, P.O. Box 5209, Dubai, Colombo 07, United Arab Emirates, Sri Lanka. Tel: +971 4 233 7777 Direct: +971 4 407 0098 Tel: +94114242403 Fax: +971 4 233 7770 Fax: +94114242471 Mobile: +971 556412813 Mobile: +94759631646 E- mail:[email protected][email protected]
I do hereby declare that, the above information given by me is to the best of my knowledge and belief, is correct.
---------------------------------------- ------------------------ Dhanushi Edirisooriya Date
