PITCH DECK

What is Ternion?
Ternion is creating an ‘ecosystem’ that unites traditional and digital financial processes
and systems through an integrated trio of solutions:

The Centralised Ternion Exchange is regulated by the Estonian legislation and enables
crypto to crypto, fiat to crypto and crypto to fiat trading (License number: FVR000209)

Ternion payments is a gateway for seamless crypto to fiat transfers. With a unique debit
card for each user, crypto currencies will be able to be used as payments even more
frequently.

The Ternion Liquidity Fund sustains the exchange and the payment system with liquidity.
In addition, it buys back and burns Ternion Tokens with a quarter of the company's profit on a
quarterly basis. The Fund also stores another quarter of accumulated funds to have available
liquidity for the future expansion of Ternion globally.

With its crypto-fiat exchange already functional and actively used by several institutional companies,
it is Ternion’s mission to provide the most convenient, transparent, secure and universally accepted
cryptocurrency trading system to both private and institutional traders

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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 A complete ecosystem

The Ternion The Ternion The Ternion

Exchange Liquidity Fund Payment Processor
Serves as a base for easy Enhances the liquidity of the Ternion Accommodates the needs of both the
and accessible crypto to fiat Exchange and the Ternion customers, who want to use cryptocurrency,
currency trading. Payment Processor. and vendors, who want to receive
fiat currency and allows for smooth
payment operations.

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Current Digital Currency Market Problem

Many cryptocurrency creators want to jump straight into a decentralised

future rather than build on what came before

People are waiting for Generation 3 Blockchain

Poor UX and little or no client care are currently making digital asset
trading a war zone

Institutions feel threatened due to a lack of legitimate regulations and

high-risk counterparties

Contributors face constant overflow of information which isn’t individually

tailored to them

Market Manipulation and Wild West approach

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Blockchain industry problems
Problems How Ternion Solves Them
• Crypto-to-Fiat exchanges care more about personal gains than • Professional team with a vast experience in trading, banking, marketing,
about ensuring customer satisfaction and minimising the risks for payment solutions and customer care providing support 24/7
the users
• Ternion has received the Estonian crypto currency Exchange license.
• Lack of implementation of proper KYC and AML protocols The same legislation regulated as the Nasdaq crypto currency Exchange.*

• Lack of regulations that often result in low volumes of • Simplified EU and standard KYC verification ( Proof of Identity + Proof
cryptocurrency purchases due to the absence of bank accounts of Residency not older than 6 months.)

• API integration is at its lowest level • FIX API, Plug-in API availability and implementation

• Absence of transparency, audits and accountability • Simplified EU and standard KYC verification

• A lack of a sustainable and value-driven business models among • Multiple Bank accounts due to the license, AML and KYL implemented
ICO projects requirements
• Annual public audits conducted by an independent third party

* Ternion Operating licence

• 25% profit sharing with the ICO participants in the Token Burn model

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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How it works?

Based on market forces to facilitate

liquidity

Based on a combination of a
functioning business model and
ecosystem to prevent volatility of
cryptocurrency and the Ternion
Token

The Ternion Liquidity Fund is

backed up by two distinct business
entities, but remains in safe grasp
of legal regulations

Ternion uses 25% of accumulated

funds to perform token buyback. And it
stores 25% of accumulated funds in the
Liquidity Fund to always have available liquidity
t
towards the expansion of Ternion globally

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Why the Ternion token?

The most efficient Token

Economics model that has
both party benefits
from the start
• The Ternion Token is Based on exchange driven business model that
ensures its prosperity in the market

• You can use the token for the internal and external purchases

• You can try out the Ternion Exchange today by trying out its demo
version that has the same trading conditions as the final product.

• To combat volatility of the cryptomarkets we buy back the tokens

utilizing 25% of the profit and we burn them in the Fund to
decrease their supply and increase their demand

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Why the Ternion token?

In five years’ time, when there is a shortage of supply and with people holding
on to their tokens, Ternion will launch an IPO and give out Tier 1 shares to the
remaining token holders

After the Ternion ICO is completed, the Ternion Token will be freely traded at
once across a multi asset, regulated fiat to crypto exchange with liquidity - the
Ternion Exchange.

We are speaking with multiple additional exchanges as well at this moment

By participating in the Ternion ICO, this is an opportunity to become an early

adopter in erasing the blurred lines between current and future crypto-to-fiat
exchanges.

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Benefits

The first round of the Sale provides a maximum discount of 80%

from the total token value for Private A round participants.

You can expect long-term benefits and long-term token

appreciation due to Ternion’s three key components: The Ternion
Exchange, The Ternion Payment Processor and The Ternion
Liquidity Fund

Returns can be liquidated at any amount and at any time on the

Ternion Exchange or on other exchanges where the token is listed

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Ternion token sale

ROUND A ROUND B ROUND C

June 29 - August 29 August 30 - October 30 November 1 - December 30

During the A Round Sale During the B Round Sale During the C Round sale
22 500 000 TRN Token shall be 41 500 000 TRN tokens shalll be 12 000 000 TRN tokens shall be
sold at: 0.65 USD per TRN. sold at: 2.10 USD per TRN. sold if neccesary by Ternion at a
Price of 3.23$.
The Discount will be - 80% The Discount will be – 35%.

Early contributors will be able to sell their tokens via the Ternion.Exchange during the Public C round at the
Standard Retail Price. Exchange during the Public C round at the Standard Retail Price.

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Token distribution

5% 3%
12%
Ternion tokens will be distributed in
accordance with the following model:

Will be available for purchase to the public during the Ternion

Initial Coin Offering

Will be distributed between the Ternion team with a five-year

vesting period

Will be distributed among the Ternion advisory board

80% Will reward Ternion bug bounty program participants

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Financial Projections
2018/ 2Q 2018/ 3Q 2018/ 4Q 2019/ 1Q 2019/ 2Q 2019/ 3Q 2019/ 4Q 2020/ 1Q 2020/ 2Q 2020/ 3Q 2020/ 4Q

Rent of premises (rental, maintenance,

9 900 9 900 9 900 45 000 45 000 45 000 45 000 45 000 45 000 45 000 45 000
utility, insuranse, security)

Marketing 30 251 18 151 18 151 54 453 54 453 54 453 54 453 54 453 54 453 54 453 54 453

Wages, salaries 90 600 90 781 90 781 136 172 136 172 136 172 136 172 136 172 136 172 136 172 136 172

Cost of legal servises 25 174 26 433 26 433 52 866 52 866 52 866 52 866 52 866 52 866 52 866 52 866

TOTAL QUARTERLY EXCHANGE

155 925 145 265 145 265 288 491 288 491 288 491 288 491 288 491 288 491 288 491 288 491
EXPENSES

VOLUME PER DAY USD 14 000 000 24 000 000 38 000 000 45 600 000 54 720 000 65 664 000,00 75 513 600,00 86 840 640,00 99 866 736,00 114 846 746,40 132 073 758,36

Revenue Stream of 0.03% profit

378 000 648 000 718 200 861 840 886 464 886 464 917 490 937 879 1 078 561 930 259 1 069 797
during Q2-Q4

Revenue Stream of 0.15% profit

- - 1 539 000 1 846 800 2 954 880 4 432 320 5 606 885 7 034 092 8 089 206 10 853 018 12 480 970
starting from Q4

EXPECTED QUARTERLY EXCHANGE

222 075 502 735 2 111 935 2 420 150 3 552 854 5 030 294 6 235 885 7 683 480 8 879 276 11 494 786 13 262 277
INCOME

• Data used on a constant demand rate • Public commission rate – 0.2% Taker fee / 0.1% Maker Fee.
• Average starting exchange turnover of $14 000 000 • Token burn Projections are based on the 50% quarterly Ternion
• With quarterly growth model of gaining popularity Ecosystem revenue share model

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Meet our team

Rudolf Medvedevs Anatolii Lytvynenko Vladimir Platonov Diana Sime Valeria Cealic Artem Shabanov
FOUNDER & CEO BLOCKCHAIN CHIEF LEGAL CHIEF FINANCIAL OFFICER MARKETING LEAD WEB DESIGNER
DEVELOPMENT LEAD OFFICER & PR LEAD

Rudolf is a skilled trader who Yandex alum with digital map General counsel with multiple Strategic Financial advisor Driven online marketing Modern minimalist UI and
has a wide range of relevant product roots and several executive roles under his with multiple years in the manager with diverse start- icon design specialist with a
industry experience in finance tech start-ups under his belt, belt, expertise in corporate Banking and Loan industry up experience, business diverse skill set spanning web
and brokerage. He has been now immersed in the world law advisory, and a thorough with a vast grasp on AML & school roots, and a passion page, digital document, and
significantly involved in the of decentralized blockchain grasp of the international Audit. PHD from Moscow for the dynamically unfolding print design.
investment industry and solutions. regulatory landscape, Finance University cryptocurrency field.
financial advisory services including cryptocurrency.
for a long time.  He has
been actively participating in
the cryptocurrency market
since 2013. Through Ternion
Rudolf aims to help the
enthusiasts alike to succeed
and access the potential that
cryptocurrency holds as well
as to improve the market
itself.

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Why contribute?

We want to make cryptocurrency an appealing and universal

alternative to traditional payments in the real world

The Ternion Ecosystem aids stability and makes our tokens by far
one of the most competitive on the market.
Ternion is regulated, transparent and accountable to its clients

We have a working demo version of the Exchange available.

Ternion is the only ICO that has released a demo version of the
final product during its Pre-ICO stage

The Ternion Team brings years of experience from traditional

financial markets to the first fully licensed European Fiat - Crypto
Exchange ecosystem.

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Your Advantages during the A Round
By contributing NOW you will get the
best conditions

The ICO Profit The Exchange Lowering Great Utility

SHORT TERM LONG TERM the Supply Characteristics
The Discount can be utilised due Operational, available for your We buy back tokens and burn You can use the tokens to pay
to the operations of the exchange personal trading experience them to decrease the supply for multiple features in the
during the Public С round Ternion Ecosystem

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Conclusion
Don’t stand by, participate and make a change. Only
together, as a community, we can pave the way for many
more Blockchain solutions that Ternion and other players
can bring.

To conclude, this is the first stepping stone into the true

world of digital finance as we know it,
and I want you to be a part of it.

Yours Truly,

Rudolf Medvedev
CEO and founder

@RudolfsM

[email protected]

www.ternion.io

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia

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Disclamer
Please read the following document carefully. In case of any doubt, please seek legal, financial or scal advice in your jurisdiction. The
information below is not exhaustive nor does it fully cover all aspects of the Ternion Initial Coin Offering. This document is not legally binding
for Ternion OÜ and/or any third party and imposes no contractual obligations between such parties. The contents of this document shall not
be considered as legal opinion or advice on any subjects covered herein.

Before entering any legally binding contractual relation or performing any kind of related transactions, we recommend that future Ternion
token holders seek an independent opinion and professional consultation, as all the contents of the present Whitepaper are provided for
information purposes only.

The Ternion token should not be considered as a share, bond or any kind of financial security regardless of jurisdiction. This document does
not constitute a public offer of any kind, including, but not limited to, a financial security offer, regardless of jurisdiction. Ternion OÜ does not
consult, advise or provide any opinions concerning the acquisition, sale or any other transaction performed with Ternion tokens.

The present document cannot be a basis for any kind of binding agreement or investment decisions related to Ternion. There is no obligation
of any kind regarding the purchase or sale of Ternion tokens arising from the present documents.

The Ternion whitepaper, website and other informational materials may be available in multiple languages. In all such cases, the English
version of any given document is the original and binding one, and it prevails over any other version in the event of any discrepancies. Ternion
OÜ shall not be held responsible for any erroneous, inadequate or misleading translations.

TERNION | PITCH DECK Ternion OU, Roosikrantsi, 2-K506, Tallin, Estonia