Geagonia Vs CA
Geagonia Vs CA
Geagonia Vs CA
Issues:
a. Whether or not the petitioner had not disclosed the two insurance policies when
he obtained the fire insurance and thereby violated Condition 3 of the policy.
b. Whether or not he is prohibited from recovering
Held:
a. Yes. The court agreed with the CA that the petitioner knew of the prior policies
issued by the PFIC. His letter of 18 January 1991 to the private respondent
conclusively proves this knowledge. His testimony to the contrary before the
Insurance Commissioner and which the latter relied upon cannot prevail over a
written admission made ante litem motam.