Sangakural Jan Feb 2018

Ûªkö Îo - 25
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4
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199 ¨õØÃVòá kVïß ØÄéßØÄV_o
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fdkhd fl;Liufs;
xypaha; miyaha;
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cyTk; FuNy!
fyq;fiu tpsf;F!
ciog;ghspfspd; cupik fPjNk!
mk;Ngj;fiu mwpAk; tuyhW
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mwptpd; fiu fhl;Lk; ifNaL!
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Foe;ijaha; vik khw;Wk; kP. ckhknf!;tup nts;sptpoh Mz;by;
Nfhitf; Nfhl;lk; thopa thopaNt !!!
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AÝ>ï© A«âE
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tptrha eydpy; fz;itj;jJ!
ngz; chpikia Kd;itj;jJ!!
njhopyhsH eyidj; njhl;L itj;jJ!!! -rq;ff;Fuy;
vijj;jhd; nrhy;yhky; tpl;L itj;jJ?
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ghJfhg;G> Foe;ijf;F md;id jUtJ.
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(>Mß·u®Âz \â|D) mwpaNtz;batw;iw fw;Wj; jUtJ vd;W
Vuhskhd eltbf;iffis cs;slf;fpajhFk;.
Ûªkö & ¸©«kö 2018 ,tw;Wf;F mbg;gil> Foe;ijapd; czHT -
Îo - 25 ¶çé 1 & 2 fis> Foe;ij nrhy;y Kw;gLtij Ghpe;J
nfhs;tJk;> ehk; nrhy;y tUtij Foe;ijf;Fg;
gEöBì z¿
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apUf;fpwJ. gzpia NkYk; rpwg;ghf> ngUikAld;
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Nfl;L mlk;gpbf;Fk; Foe;ijf;F>
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cz;ikf; fhuzpiag; Ghpe;J
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Neubahfj; njhlHG
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2 Ûª¸©«kö 2018
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tu;f;fg; Nghuhl;lj;jpw;fhd vupnghUs;... ,d;R+ud;]; Copau;fs;
ntsptUtNjh 1000 gpujpfs;... Gupe; J nfhs; s hky;
my;y... my;y... Nghuhl;lj;ijg; gw;w ,d; R +ud; ] ; jdpahu;
itf;Fk; 1000 jPf;Fr;rpfs; kaj;ij vjpu;j;Jg; Nghuhl
Nrhtpaj; A+dpad; tPo;r;rpf;Fg; KbahJ vd;gij
gpwF> ,dp vy;yhtw;wpw;Fk; jPu;T czu;e;jjd; tpisT>
Kjyhspj;Jtk; kl;LNk vd ,d;R+ud;]; xu;f;fu; ,jo;
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vd Clfq;fs; $f;Fuypl;l fhyk; mJ.
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czu;Tfspy; cs;s epahaj;ij Gupe;J
jdpahu; Kjyhspfspd; iffspy; nrd;w
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epiyapy; khw;Wf;fUj;Jf;fs; vJTk;
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my; y J ntspapl Kbatpy; i y.
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nfhz;L nry;fpd;wdu;.
nts;sptpoh Mz;by; rq;ff;Fuy;!
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tzpf ,jOf;F ,izahd xU
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tbtj;ijf; nfhLj;J tUk;
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* lhf;lu; mk;Ngj;fiu mwpe;J f.Rthkpehjd;> K.fpup[h
nfhs;sr; nra;jNjhL> * Copau; gyd; Fwpj;J njhlu;e;J
cly;eyk; Fwpj;j fl;Liu - vOjp te;j Njhou; nt.RNu\;
fisAk; vOjp tUk; Njhou;
* ftpijfs; %yk; ,jio moF
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G+u;tkhd tpkh;rdq;fis
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Kd;itj;j kiwe;j Njhou; Mu;.[p.
Njhou; Mu;. tp[aFkhu;
* md; w hl tho; t py; murpay; >
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,d;R+ud;]; Jiwapy; ehk; mwpe;J
nfhLj;j Njhou; K.rptypq;fk;
nfhs; s Ntz; b ait vd
fl; L iufshf> JZf; F fshf * vy;.I.rp ghyprpfis mwpKfg;
vOjp tUtNjhL ,e;j ,jopd; gLj;jpa Kftu; jpU. fd;dpf;Fkhu;
ml;ilg;gl tbtikg;G cl;gl * FWf;nfOj;J %yk; gbf;fj;
J}z;ba Njhou; Mu;.rPjsh
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r%f mtyq;fis NjhYupj;Jf;
fhl;ba Njhou; vk;. ,sq;Nfhtd;>
Njhoh;. ckh
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gLj;jpa Njhou; nr. ,uh[d;
* njhlu;e;J Mf;fg;G+u;tkhd
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4 Ûª¸©«kö 2018
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* kfspu;jpd rpwg;gpjo;fSf;F milahsk; fpilj; J s; s ,e; j

gilg;Gfisf; nfhLj;j kfspu; Ntisapy; ,tu;fs; midtUf;Fk;
Njhou;fs; ekJ ed; w papid cupj; j hf; f pf;
* ,it midj;jpw;Fk; Cf;fKk;> nfhs;fpNwhk;.
cw;rhfKk; mspj;J tUk; Njhou; fUj; J Rje; j puj; j pd; kP j hd
,uh.Gz;zpa%u;j;jp jhf;Fjy; mjpfupj;J tUk; fhyk; ,J.
* rq;ff;FuYf;fhd fw;gid murpd; nfhs;iffSf;F vjpuhf
tbtj;jpw;F capu; nfhLj;j RNar;irahd fUj;Jf;fis Kd;
Rjh; r d; gphpz; l h; ] ; > yl; R kp itf;f Kbahj fhyk; ,J. Kd;
gpupz;lu;];> khzpf;fk; gpupz;lu;];> itf;fpw Kw;Nghf;fhsu;fs; nfhiy
,khyhah mr;rfk;> jw;NghJ capu; nra;agLk; epiyapy; Clfq;fs;
nfhLj;J tUk; fupfhyd; mr;rfk; MSk; muRfspd; CJFoyhf khwp
* rq;ff;Fuiy topelj;jpa Mrpupau; tUk; fhyk; ,J. njhopyhsp tu;f;f
FO Nghuhl; l q; f s; > mtu; f sJ
gpur;rpidfs;> mtu;fs; kPjhd
* ,itnay;yhtw;iwAk;tpl MjuT jhf;Fjy;fs; vJTk; tzpf,jo;fspy;
njhlu; e ; J nfhLj; J tUk; ntspaplg;gLtjpy;iy.
thrfu;fs;
cz;ikfs; kiwf;fg;gl;L>
,g;gbahd xU $l;L Kaw;rp - tuyhWfs; jpupf;fg;gl;L… ,Jjhd;
apdhy; rq;ff;FuYf;F jdpj;j
With Best Compliments From
S. Mathiyalagan M.A., Dip.in Yoga, A. Ponsubramanian

LIC Agent, ZM Club Member 617-753 LIC Agent - 0066375E
Seemanoor, Thirumayam Tk CM Club, Aranthangi
Pudukottai District 622 507 Cell: 94438 16542
Cell : 94435 93149
M. Palaniselvam, T. Senthilkumar
LIC Agent, Code No. 0091075E ZM Club Member
DM Club Member, Rettaiyalam - 614 619. LIC of India, Aranthangi
Cell : 99657 44432 Cell: 98424 74463
Ûª¸©«kö 2018 5
ÄºïÂz«_
rupnad ek;gitf;Fk; Kaw;rpapy; gy rq;ff;Fuiy njhlu;e;J thrpg;Nghk;

mikg;Gfs; nray;gLfpd;wd. ekJ thrpg;ig Nerpg;Nghk;
,af;fq;fs; Fwpj;j gjpTfs; vjpu;fhyj; Nerpj;J thrpg;Nghk;
jiyKiwf;F topfhl;Lk;.
tuyhWfNs ek;ik top elj;Jk;.
rupahd tuyhw;iw gjpT nra;J
ed;wp! ed;wp !!
rq;ff;Fuy; njhopyhsp tu;f;f Fuyhf [dtup 31 md;W vy;.I.rp
njhlu;e;J xypf;Fk; gzpapypUe;J Xa;T ngw;w fPo;fhZk;
Njhou;fs; jq;fsJ gzp epiwit -
rq;ff;Fuy; ,jo; nts;sptpoh nahl; b Nfhl; l r; rq; f j; j pw; F
Mz;by; ,e;j kfpo;r;rpahd jUzj;jpy; ed;nfhil toq;fpAs;sdu;. Njhou; -
,e;j ,jopd; gilg;ghsu;fs;> fSf;F ekJ ed;wpapid
thrfu;fs; midtUf;Fk; ekJ cupj;jhf;fpf; nfhs;fpNwhk;.
tho;j;Jf;fis cupj;jhf;fpf;
nfhs;fpNwhk;. Njhou; Mu;. rPdpthrd;/
cau;epiy cjtpahsu;> =uq;fk;
rq;ff;Fuy;... fhyj;jpd; Fuy; &. 10>000
rq;ff;Fuy;... kdjpd; Fuy;
Njhou; V. ,uhn#e;jpud;/
rq;ff;Fuy;... czu;tpd; Fuy;
fhrhsd;> gl;Lf;Nfhl;il
rq;ff;Fuy;... cwtpd; Fuy;
&. 10>000
rq;ff;Fuy;... njhopyhsp
tu;f;fj;jpd; Fuy;
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çï«VEBVª Ãâ|!!
ïõð[ Ãâ|!!!
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Û¡¹ ü¼¦Vìü & Ø«½¼\âü
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6 Ûª¸©«kö 2018
ÄºïÂz«_
ALL INDIA INSURANCE EMPLOYEES' ASSOCIATION

LIC BUILDING, SECRETARIAT ROAD, HYDERABAD
Camp: Bangalore
February 15, 2018
The General Secretary,
Insurance Corporation Employees' Union,
Thanjavur Division
Dear Comrade,
It is a matter of great pride and happiness that your monthly magazine
SANGAKURAL has completed 25 years of glorious existence. I am happy that you have
decided to celebrate this historic occasion by bringing out a special issue in February 2018.
A trade union journal carries the vital responsibility of educating its readers on not
just the contemporary issues but also to create a trade union and class consciousness.
Understanding today's myriad problems in correct ideological and class perspective is the
absolute necessity to meet the challenges posed by them. SANGAKURAL has been
carrying out this task with admirable efficiency and great deal of success.
The remarkable contribution of ICEU, Thanjavur and its membership in making our
organisation a trade union with revolutionary class outlook and to expand our influence in
society owes a great deal to SANGAKURAL. The ICEU, Thanjavur Division is a worthy
example of a trade union's responsibility in intervening in the social struggles of the
people. Today there is a threat to the noble values and ideals of our organisation. Never in
the past were the values that laid the foundation of Indian Republic in threat as they are
today. It has become the prime responsibility of the trade union movement to effectively
counter these threats and successfully meet the challenges of the twin monsters - neo-
liberalism and communalism. This is the defining struggle of the trade union movement
and democratic forces in the country. I am sure SANGAKURAL will make significant
contribution to this struggle.
I congratulate all the comrades who are associated with bringing out this monthly
journal and greet all the employees of Thanjavur Division on this momentous occasion.
Comradely yours,
Amanulla Khan
President
Ûª¸©«kö 2018 7
ÄºïÂz«_
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ÄºïÂz«_
ALL INDIA INSURANCE EMPLOYEES' ASSOCIATION

LIC BUILDING SECRETARIAT ROADHYDERABAD 500063
Email: [email protected]
PRESIDENT: Phone: 040-23244595

AMANULLA KHAN
GENERAL SECRETARY:
th
V. RAMESH 15 February, 2018
To
Com. S. Selvaraj
The General Secretary
ICEU, Thanjavur Division.
Dear Comrade,
I am extremely happy to note that “SANGAKURAL” the monthly magazine of
th
ICEU, Thanjavur has completed 25 years and a function is organized on 24 February, 2018
commemorating the occasion.
SANGAKURAL has an uninterrupted publication for 25 years educating our
members and employees of insurance sector itself a tremendous accomplishment.I
complement ICEU, Thanjavur and Editorial Board of SANGAKURAL for this stupendous
achievement.
I am aware that for last two and half decades SANGAKURAL carried many articles
reflecting varied subjects. Sangakural rightly was critical against the Neo-liberal
globalisation which centered on the push for free trade, free flow of capital, deregulation,
and privatisationat a time when most of print media controlled by the big corporates were
flouncing on achievements due to these economic reforms. The magazine also articulated
the need for social harmony and peace in the society.
I am sure and confident that SANGAKURAL will continue to impart the knowledge
and ideology to the insurance employees and also to other sections of the society in the
jurisdiction of Thanjavur Division and prepare them for an ideological struggle where men
and women become conscious of this conflictand march towards an equitable society.
Wishing SANGAKURAL more success, I greetyou all on the occasion of Silver
th
Jubilee function on 24 February, 2018.
Comradely Yours,
V. Ramesh.
Ûª¸©«kö 2018 9
ÄºïÂz«_
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ÄºïÂz«_
Ûª¸©«kö 2018 11
ÄºïÂz«_
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ÄºïÂz«_
13-02-2018
The General Secretary,

ICEU/Thanjavur Division,
THANJAVUR.
Dear Comrade,
I am very glad to note that “Sangakural” is completing the 25th year of its publication.
Bringing out a magazine continuously for 25 years without any omission is a big task.
The contribution of comrades in the Editorial Board during the past 25 years is
commendable.
In the present day scenerio, magazines like “Sangakural” play a pivotal role in
countering the news manufactured by the pro-capitalist corporate media. I am sure
this magazine would continue to develop the understanding of our comrades and thus
succeed in strengthening the unity of our comrades cutting across the caste and
religion.
On this occasion, I convey my best wishes to the Comrades of Thanjavur Division

who are the backbone of the publication and success of this magazine.
Thanking you,
Comradely yours,
(M KUNHIKRISHNAN).
President, SZIEF.
Ûª¸©«kö 2018 13
ÄºïÂz«_
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- cyfkakhf;fy; R+oypy; ngupa
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; Jjhd;> epWtdj;Jf;Fk;
Ntz;Lk; vd;W typAwj;Jf;FfpNwhk;.
ey;yJ thbf;ifahsUf;F ey;yJ.
mjpupr;rpapd; fhuzk;: epWtdq;fis
xd;wpizg;gJ mij gyg;gLj;jp> - Reinsurance re;ijapy;> gpuPkpak;
Nritia NkYk; rpwg;ghf nra;tjw;F Nguk; nra; t jpy; ngupa epWtdq; -
vd;w fhuzj;jpUf;F ,y;yhky;> gq;F fSf;F rhjfkhd R+oy; ,Uf;Fk;.
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16 Ûª¸©«kö 2018
ÄºïÂz«_
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&ghia> nkd; n ghUSf; f hfTk; > india, oriental kw;Wk; national ,d;R+ud;];
td;nghUSf;fhfTk; %d;W epWtdq; - epWtdq;fs; thq;fp cs;sd . xU rpW
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fSk;> 18 nghJ Nkyhsu;fSk;>xa;T xU rjtPjkhf khWk;> MfNt mJ
ngw cs;sdu;. NkYk; %d;W epWtdq;- ,izg;Gf;F jilahf ,Uf;fhJ.
fspd; Cjpak;> kw;Wk; Copau;fSf;fhd Njitg;gl;lhy;> xd;wpizf;fg;g l; l
nfhs;iffs; xd;whf ,Ug;gjhy; epWtdk; me; j gq; F fisAk;
,izg;gpy; ve;j rpuKk; ,Uf;fhJ... kWthq;fy; (Re-purchase) nra;aKbAk;.
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rhkhdpa kdpjDf;Fk; fhg;gPL fpilf;f tpw;gid Kaw;r;rpia muR iftpl
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tifapy; Gjpa fhg;gPL jpl;lq;fis
Vw;fdNt> epA+ ,e;jpah m]{ud;rpd;
cUthf;f Ntz;Lk;> fpuhkg;Gwq;fspy;
gq;Ffs; 14% tpw;fg;gl;Ls;sjhy;> ,e;j
Gjpa fpisfis jpwf;f Ntz;Lk;
epWtdj;ij ,izg;gjpy; rpf;fy;
vd;w Nfhupf;ifia typAWj;jp
cs;sjhf $wg;gLfpwJ. ,J cz;ik
AIIEAd; Nghuhl;lk; njhlUk;
my;y. epA+ ,e;jpahtpd; 14% gq;F
J. SUNDARAMURTHY
01347757
CM Club and MDRT
(Life Member Since 1990)
LIC OF INDIA, ROCKFORT BRANCH, TRICHY,
ÄºïÂz«_ Øk^¹ swV gõ½_

Ö[ó«[ü »aBìïçá¥D, ¨_.n.E. W®kªÝç>©
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Ø\[¼\KD ÄºïÂz«o[ Ãèï^ Ø>V¦«
kVµÝmþ¼Å[.
Ûª¸©«kö 2018 17
ÄºïÂz«_
N. KOTHANDARAMAN
d
LIC Agent - 02814757
No.6, Poonaikkanni Street
Ariyalur - 621 704.
LIC MANI TEA STALL

Near LIC Office, Trichy Main Road,
Ariyalur - 621 704.
Cell: 9787487172
cöç\ : A. Eâ½ÃVA & 04329 - 223282

98439 15556
gõ¦kì tª«_ kVâ¦ì
ØÃöBVì åïì, åV[ïVkm Ø>ò, ØÄÍmçÅ Ø\l[ ¼«V|, ¶öBÙì
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18 Ûª¸©«kö 2018
ÄºïÂz«_
,d;W filfshy; vupe;j kJiu ty;yurha; Xu; fdT
Öm ¼ÃV«Vâ¦ ïVéD...
md;W fz;zfpahy; vupe;jJ. mij epiwthf;F.
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Nfhtyd; md;W Fuyha;
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ghtyu;fs; ,d;W. fjpaha;
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gpd; ahNuhL rptk;.
VNuhb kz; Guz;L
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re;epahrpaha;… Ntshz; kz;lykha;
re;epahrpnay;yhk; fhtpup nly;lh kyul;Lk;!
,d;W murhl;rpaha;
Vio tptrhap
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nte;jzypy; tupNahu; – muR
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rPh;fhop
Ûª¸©«kö 2018 19
ÄºïÂz«_
md;ghu;e;j NjhoNu> Fwpj;j rupahd Gupjiy
Øku¤© ÃBðD
jq;fsJ Nfhl;lr; rq;fj;jhy; Vw; g Lj; J tjpy; ,t; tpjo;
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epahakhd Nfhgj;ij Vw;gLj;J Kd;ndLj;Jr; nry;y vdJ
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20 Ûª¸©«kö 2018
ÄºïÂz«_
The world has witnessed a capital has only helped a few greedy rich
GLOBALISATION – PAIN FOR MANY
paradigm shift in the economic individuals to make more profits by becoming
policies that were being practiced super rich and pushing vast majority of the
& PLEASURE FOR FEW
in the late 1970s with the advent of people into impoverishment. Majority of the
Thatcherism and Reaganomics people are languishing in poverty and are
with the new slogan “Free Market deprived of a decent living.
Economy”. The central theme of The experience worldwide clearly
this theory was the State indicates that the present finance capital driven
withdrawing from its social globalization has become the process of pain
responsibilities and providing for vast majority of the people across the globe
space to the capital to exploit all while it is a pleasure for few super rich
segments of the economy to the individuals. In the process of globalization, the
benefit of few greedy capitalists capital has shifted its character from industrial
who wanted to thrive on the blood /productive capital to finance capital, mostly
and sweat of the toilers. The investing in speculative areas without
proponents of this philosophy contributing much for the generation of
while demanding free movement of capital employment. The finance capital in its greed for
wanted restrictions on the movement of labour. super profits is attacking the rights and life and
This philosophy gained momentum at a faster living of the people in the name of austerity
pace after the dismantlement of USSR in the measures. It is an irony that while the
year 1990. This period also witnessed setbacks contribution of labour power in the production
to the socialist system in some of the countries has increased considerably during the last 25
in the world. years, the share of their income has increased
In India, the process of globalization was by a mere 1% while the profits and assets of the
initiated during the regime of Rajiv Gandhi CEOs of various companies and the assets of
government. However, it gained momentum in super rich individuals have risen
1990 when P V Narasimha Rao became the astronomically by more than 300%. The crisis
Prime Minister and Manmohan Singh became that engulfed the world in 2008 is still
the Finance Minister. They embraced a new continuing with most of the countries
economic philosophy under the name of New experiencing economic stagnation. The IMF
Economic Policies with a sole intention of has lifted its global growth forecast from 3.5%
giving more space to the private capital in the to 3.6% this year. It has however slashed the
affairs of country's economy. Since then, growth of Australia to 2.2% from earlier
though the country has witnessed changes in prediction of 3%. The Global Financial report of
the government, the process of globalization IMF expresses concern over the growing
has gained momentum and is being indebtedness of G20 economies, which is at
implemented in full speed by the present Modi $135 trillion, which is 235% of GDP that makes
government. The experience of the neo liberal up 85% of the total world economy. The report
policies being practiced by successive also notes that before 2008 crisis, there were
governments at the centre proves relatively safe investment-grade
clearly that this globalization J. Suresh, bonds to the tune of $16 trillion,
process dictated by the financial Joint Secretary, which was yielding 4% but the
SCZIEF
Ûª¸©«kö 2018 21
ÄºïÂz«_
amount has come down to just $ 2trillion now. It of growth of the global stock market during the
is noted that only 5% of the investment grade last one year. Asia now has the more
bonds yields more than 4% compared with 80% billionaires than the United States, including
($15.8 trillion) before the crisis. 318 in China, up by 67 since 2015. USA still has
According the latest Oxfam report, the the largest number of billionaires with 563,
richest 1% of population in the world are including 25 new billionaires in 2016. Almost
controlling 68% of the world's wealth while 78% half of the wealth of the world's billionaires,
of world population is languishing with an $ 2.8 trillion is concentrated in USA. In India just
income of less than 1 US $ a day. This has 1% of the population is controlling 73% of the
resulted in widening inequalities between rich national wealth whereas 78% of the people are
and poor within country as well as in the globe. eking out a living with just Rs.20/- per day. 67
According to the Swiss Bank, UBS and Price Crore Indians comprising the population's
Waterhouse Coopers (PwC) report, the total poorest half saw their wealth rise by just 1% in
wealth of the world's billionaires shot up by 17% 2017. In the world, 3.7 billion people accounting
last year. The total billionaire's number for 50% of the world population saw no
increased by 10% to 1542 and their total wealth increase at all in their wealth while the 83% of
increased by $ 1 trillion dollars hitting $ 6 trillion, the wealth generated was grabbed by just 1%
which is more, the GDP of either Germany or of the people. In the year 2017, the wealth of the
Japan. The growth rate of wealth of these richest 1% of Indian increased by 20.9 lakh
billionaires was three times higher than the rate crores which is equivalent to the Central
\>ºïçáÂ ï¦Ím \M> ¼åBD ïV©¼ÃVD!

©áVü½Â ÃVoy[ çÃïçá AÅÂïè©¼ÃVD!!
clì ïVÂzD {¼ÄV[ Ã¦éÝç> ÃVmïV©¼ÃVD!!!
¨[®D ¶[A¦[
D. MUTHAIAH B.Sc., DMM
D.M. Club Member, LIC of India
Arantangi Branch
22 Ûª¸©«kö 2018
ÄºïÂz«_
Government's annual budget for 2017-18. generated was grabbed by just 1% of the
2017 saw an unprecedented increase in the people. In the year 2017, the wealth of the
number of billionaires , at a rate of one every richest 1% of Indian increased by 20.9 lakh
two days. Billionaire wealth has risen by an crores which is equivalent to the Central
average of 13% a year since 2010- six times Government's annual budget for 2017-18.
faster than the wages of ordinary workers, 2017 saw an unprecedented increase in the
which have risen by a yearly average of just number of billionaires , at a rate of one every
2%. It will take 941years for a minimum wage two days. Billionaire wealth has risen by an
worker in rural India to earn what a top paid average of 13% a year since 2010- six times
executive at a leading company earns in a faster than the wages of ordinary workers,
year. which have risen by a yearly average of just
In India just 1% of the population is 2%. It will take 941years for a minimum wage
controlling 73% of the national wealth whereas worker in rural India to earn what a top paid
78% of the people are eking out a living with executive at a leading company earns in a
just Rs.20/- per day. 67 Crore Indians year.
comprising the population's poorest half saw According to 2017 Hurun list of wealthy
their wealth rise by just 1% in 2017. In the people, in China 2130 individuals have now
world, 3.7 billion people accounting for 50% of fortunes estimated to exceed $300 million,
the world population saw no increase at all in roughly double the number from five years
their wealth while the 83% of the wealth ago. 74 people have joined the 2017 Hurun
kVµÝmÂïÓ¦[
& 0431 - 2472087
Cell: 94431 - 53087
V. Balasubramanian
VEE VEE CONSTRUCTIONS

DESIGNERS & BUILDERS
22, Bharadhiar Street, R.M.S. Colony, North Extension,
Edamalaipatti Pudur, Trichy - 620 012.
E.mail : [email protected]
[email protected]
Ûª¸©«kö 2018 23
ÄºïÂz«_
rich list, bring the list's combined assets to $ President of USA and the policies being
2.6 trillion. China now accounts for 36% of the pursued by his government clearly points out
world's billionaires. It has 647 billionaires in the inherent contradictions of capitalism. In
2017 in US dollar terms, up from 594 in 2016. order to continue its hegemony over the world,
There were no billionaires in China in 2003. the US is trying to use its military power. The
The wealth of the top 100 people rose by 60% growing military tensions between USA and
this year. According to a study by French North Korea and attempts of USA to challenge
economist Thomas Pikketty, “the top 10% China militarily are a matter of great concern
income share rose from 27% to 41% of for the humanity. While the imperialism is
national income between 1978 and 2015, trying to dominate the world, there are
while the bottom 50% share dropped from struggles which are challenging the inhumane
27% to 15%. capitalist system. The developments that have
The capitalism is in severe crisis and to taken place in Latin America, the socialist
come out of the crisis, capital is attacking the countries of Cuba, China, and Vietnam etc.
rights of workers in the name of austerity are a matter of encouragement for the working
measures while doling out concessions to class. The developments in these countries
rich. The economic crisis has resulted in clearly prove that the capitalist system is
protectionist tendencies in the capitalist inhuman only a socialist path of development
countries with Brexit being the classic can end the exploitation of human being by the
example. The election of Donald Trump as system.
With Best Compliments From :
Rtn. J. SARAVANAN DME., CIS, CIP, CII (London)

Adviser, LIC of India, Star Health Insurance
Member, Chairman's Club
Member, Million Doller Round Table (USA)
Member, Galaxy Club
Gnanam Towers,. #85, Chinnaiah Street, Pattukkottai - 614601. Tamil Nadu

& 04373 - 255783 Mobile : 94433 23676 Email: [email protected]
24 Ûª¸©«kö 2018
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& 04362 - 233484
p Økºï¼¦ük«V
Cell: 94439 76032
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Ø\½Âï_ ïV¼éë ¼«V|,
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Ûª¸©«kö 2018 25
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ÃBðD Ø>V¦«â|DjQ;irf; Nfhl;l fhg;gPl;L

Copau; rq;fk; ntspapl;L
ikag;gLj;jp> ,af;fk;
midtiuAk; xd;WgLj;jp
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mij
tUk; “rq;ff; Fuy;” khj Nehf;fp mtu;fis nray;gLj;Jfpd;w
,jo; ,t;thz;L jdJ xU 'mikg;ghsu;' vd;w gzpapidr;
nts;sp tpohtpidf; nra;aNtz;Lk; vd;gNj ,jo;fs;
nfhz;lhLtJ Fwpj;J Fwpj;j nghJthd vjpu;ghu;g;G.
kpf;f kfpo;r;rp milfpNwd;. mt;tifapy;> 'rq;ff; Fuy;' me;jg;
mJ njhlq; f pa gzpapid fle;j fhy; E}w;whz;Lf;
fhyj;jpypUe;J ,d;W tiu fhykhf nrt;tNd rpwg;ghf nra;J
mjd; thrfd; vd;w tUtJ Nghw;Wjw;FupaJ.
tifapy; ngUkpjk; fhy; E}w; w hz; L f; fhyk;
nfhs;fpNwd;. njha;tpd;wp njhlu;eJ ;
gy; N tW ,af; f q; f s; ntspte;jpUg;gJ kl;Lk; my;yhky;>
jq;fsJ mikg;G rhu;e;j mfpy ,e;jpa ,d;R+ud;]; Copau;
,jo;fis ntspapl;L rq;fj;jpd; tpOkpaq;fis cau;j;jpg;
tUfpd;wd. mj;jifa ,jo;fs;> me;j gpbg;gjpYk;> mwpTj; jsj;jpy;
mikg;Gf;fspd; rpj;jhe;jq;fs;> Njhou;fisg; gapw;Wtpg;gjpYk;
,yl;rpaq;fs;> Fwp
,.vk;. n#hrg; 'rq;ff;Fuy;' rpwg;ghd
,yf; F fs; Nghd; w tw; i w gq; f pid tfpj; j pUf; f pwJ.
S. SOUNDARARAJAN
Member of the Divisional Manager's Club Agents.
LIFE INSURANCE OF CORPORATION OF INDIA

Off : 526, North Pradakshnam Road, Karur - 639 001.
Res : 20, Kamarajapuram, 5th Cross Street, Thirunagar Main Road, Karur
Ph : (O): 232214 Cell: 96009 51519
26 Ûª¸©«kö 2018
ÄºïÂz«_
fl;Liufs; nra;jpfs; Nghd;wtw;wpd; njhlupy; ,lk; ngw;W tUtJ

%yk;> rq;fj;jpd; murpay;> rpwg;ghdJ.
nghUshjhu> r%ff; fz;Nzhl;lq; - ,it jtpu eilKiw murpay;>
fis Njhou;fsplk; vLj;Jr; nry;Yk; cly; eyk;> nghJ mwpT> ,af;fr;
gzpapid kpfr; rpwg;ghfr; nra;Js;sJ. nra;jpfs; vd [duQ;rfkhd gy;NtW
,e;jf; fhyj;jpy; ntspte;J mkrq;fisAk; cs;slf;fpa
nfhz; b Ug; g tw; w py; > mz; z y; 'rq;ff;Fuy;' nts;sp tpohtpidj;
mk;Ngj;fiug; gw;wpa “mk;Ngj;fiu njhl;bUf;fpwJ. mjd; ntw;wpfukhd
mwpe;J nfhs;Nthk;” njhlu; fl;Liu gazk; NkYk; njhlu vdJ cskhu;e;j
Fwpj;J Fwpg;gpl;Lr; nrhy;y Ntz;Lk;. tho;j;Jf;fs;.
lhf;lu; mk;Ngj;fu; xLf;fg;gl;l
kf;fspd; jiytuhfTk;> murpay;
rhrdr; rl;lj;jpd; tiuthsuhf kl;LNk
K.
mU gp>
rpj;jupf;fg;gl;L te;jpUf;Fk; epiyapy;>
rpV ;ir
jQ
rl;lj;Jiw kl;Lk; my;yhJ> cyf
z
epiyf;F cl;gl;l ,e;jpa r%fk;>
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xLf;fg;gl;l gpuptpdh;> ngz;fs; vd
mtuJ tpupe;J gue;j rpe;jidfSk;>
mtuJ gd;Kfg; gzpfSk; ,e;jj;
98432 92929
Cell:
94432 65969
M. RATHINAVEL,
Member of the Chairman's Club Agents.
Code No. : 03156746
Off: Kalai Ravi Complex, 16/16A, Resi : Manmangalam West,

Saminathapuram North, KARUR -1. Manmangalam Post
Ph: 04324 232332 KARUR - 6.
Cell: 94875 64392 Ph: 04324 288213
Ûª¸©«kö 2018 27
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ÖMB
kVµÝmÂïÓ¦[
C. Subramaniyan
Mani Printers
DTP H OFFSET H SCREEN H BINDING
¶çªÝm kçïBVª ¸öõ½º

\u®D çÃõ½º ¼kçéï^
EÅÍ> xçÅl_, z¤Ý> ¼å«Ý]_
ØÄFm >«©Ã|D.
C15/1, 5th Main Road, Ramalinga Nagar,
Woraiyur, Trichy - 620 003.
Email : [email protected]
Ph: 0431 - 2775105.
28 Ûª¸©«kö 2018
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cõç\ïçá \çÅÂzD
ehlhSkd;w [dehafj;jpd; Ngu; gq;Nfw;wdu;. gj;jpupif -
ehd;F ngupa J}z;fshf cs;sit: fSf;Nfh> njhiyf;fhl;rp -
1. muR> 2. rl;lkpaw;Wk; mjpfhuk; fSf; N fh ,r; n ra; j pia
nfhz;l ehlhSkd;wk; / rl;lkd;wq;fs;> ntspapl NeuKkpy;iy>
»¦ïºï^
3. ePjpj;Jiw 4. fUj;Jupikiag; ,lKkpy;iy.
ghJfhf;Fk; Clfq;fs;. ehL jOtpa Ntiy
Mdhy;> ,d;W me;j ehd;fhtJ epWj;jq;fis ,e;jpaj;
J}z; nry;yupj;Jf; nfhz;bUf;fpwJ. njhopyhsp tu;f;fk; elj;jpa
JUg;gpbj;Jf; nfhz;bUf;fpwJ. NghJk; > mjDila
,l;yupd; mikr;ruhd Nfhagy;]; Kf;fpaj;Jtj;ij Clfq;fs;
“xU ngha;iag; gyKiw $wpdhy; mJ ntspg;gLj;jtpy;iy. Nfhbf;
cz; i kahfp tpLk; > ” vd; W fzf;fhd> ,yl;rf;fzf;fhd
nray;gl;ltd;. mtdJ ghijapy; ek; kf;fs; gq;Nfw;Fk;
ehl;by; Clfq;fs; gazpg;gNj ,d;iwa epfo;TfSf;Nf ,e;j fjp
ngUk; rthyhf khwpAs;sJ. ,J vd;why; kw;witfisg; gw;wpr;
ekf;Fg; Gjpjy;y. neUf;fb epiy nrhy;yNt Ntz;lhk;.
fhyj;jpy; mr;rbf;fg;gLk; midj;Jk; “,e;jpahtpy; Clfq;fspd; cilik -
jzpf;iff;Fs;shf;fg;gl;L> muRf;F ahsu;fshf fhu;gg; Nul; tu;jj
; f epWtdq;fs;
vjpuhd fUj;Jf;fs; jLf;fg;gl;lJk;> khwp tUtJ mtw;wpd; gd;Kfj; jd;ik -
,d;R+ud;]; xu;f;fupNyNa mf;fhyj;jpy; iaAk;> mtw;wpd; Rje;jpukhd
jil nra;ag;gl;l gf;fq;fis fUg;G nray;ghl;ilAk; mupj;J tpLk;>” vd;W
ikapl;L ntspapl;lJk; tuyhW. mTl;Yf; gj;jpupifapd; Mrpupau;
Mdhy;> jzpf;if ,y;yhkNyNa tpNdhj; nk`;uh Fwpg;gpl;lJ ,q;Nf
nra;jpfis tutplhky; nra;Ak; epidT$uj;jf;fjhFk;.
EZf;fq;fs; ,d;W tsu;e;J tpl;ld. U\;ag; Gul;rp 1917,y; ele;jJ.
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-apl;L njhopw;rq;fq;fs; xd;Wgl;L %d;W gj;jpupiffs; ,d;Ws;s khjpup fpilahJ.
ehl;fs; elj;jpa Nghuhl;lj;jpy; 4 yl;rk; MdhYk; “Mfhntd;nwOe;jJ ghu;
Ngu; f s; gq;Nfw;wjhf kw;wtu;fNs Afg;Gul;rp” vd;W ghujpahuhy; ghl
$Wfpwhu;fs;. Mdhy;> jpy;ypapypUe;J Kbe;jJ. Mdhy;> njhiyf;fhl;rp
ntspahFk; gj;jpupiffs; kl;Lky;y> tpthjq;fspy; $l ahiu miof;fyhk;>
njhopyhsu; gj;jpupiffs; jtpu kw;w ahiu miof; f f; $lhJ vd; W
ve;jg; gj;jpupifapYk; ,r;nra;jp xU tup epu;thfq;fs; %yk; muR fl;lisapLk;
$l ntspaplg;gl -tpy;iy. mtyk; ,d;W epfo;eJ ; nfhz;bUf;fpwJ.
njhiyf;fhl;rp -fspYk; xU tpdhb$l ntg;gk; mjpfkhf Mf Mf 100o
fhl;lg;gltpyi; y. ntg;gj;jpy; jz;zPu; Mtpahf khWk;
mNjNghy> midj;J tptrhapfs; vd;gJ ,aw;ifapd; tpjp> tpQ;Qhdk;.
rq;fq;fs; rhu;gpy; ehlhSkd;wk; vjpNu mJNghy; mlf;FKiwfs; gfpuq;fkhf
,uz;L ehl;fs; ele;j Kw;Wifg; ,Ue;jhYk;> ufrpakhf
Nghuhl;lj;jpy; ,uz;L ,yl;rk; vd; . rP d p t hrd; ele;jhYk; xU fl;lj;jpy; mit
Ûª¸©«kö 2018 29
ÄºïÂz«_
cWjpahf Kwpabf;fg;- gLk;. ,ij vOg;gptUk; “rq;ff;Fuy;” gzp

ahuhYk; jLf;f KbahJ. rpwf;fl;Lk;! mLj;J nghd;tpoh>
“fhL ntsQ;nrd;d kr;rhd;> ekf;F itutpoh vd E}w;whz;L tpoh Nehf;fp
ifAk; fhYk;jhNd kpr;rk;>” “fhL ntw;wpeil Nghll;Lk;!
R.G.
ntsal;Lk; ngz;Nz ekf;F fhykpUf;FJ
gpd;Nd” vd;W ghba gl;Lf;Nfhl;ilahiu
epidtpy; nfhs;Nthk;.
[dehafj;Jf;fhf> cupikfSf;fhf
njhlu;e;J 25 Mz;Lfshf Fuy;
Radiant Genius
K. mUzh rp.V.gp.> jQ;ir Revolutionary Guide
Reliant Guardian
Rare Gem
Remarkable Gift
S. ghyfpU\;zd;
fz;nlhd;bkd;l; fpis
jpUr;rp.
Res : Vedichipalayam & Post

Karur - 639114.
Off: KPR Building,

Near Vembu Mariamman Kovil,
A. SAKTHIVEL No.4, Pasupathipuram,
CHIEF ADVISOR Karur - 639 001.
Thanjavur Division
LIC's Mini Off:
94433 82265 Uppidamangalam,
98431 82265 Karur - 639 114.
86103 95495 [email protected]
30 Ûª¸©«kö 2018
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>ÞçÄÂ ¼ïVâ¦Ý]uz
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nra;jp. Nfhl;l mstpyhd xU mikg;G mUikj; Njhou; Mu;[p gjpT
,J Nghd;w ,jio ntspapLtJ nra; J s; s ij ,q;Nf
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Mdhy; 1994 - k; Mz; b y; tiffspy; gjpT
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Nfhl;lj;Jf;F R+l;lg;gl;l Nfhupfi ; ffs;>
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ntspte;jJ> gpd;du; ,jopay; nrhy;ypaUg;gJ xU Gjpa
EZf;fq;fs; iftug; ngw;W mofpa tifapy; tuyhw;Wg; ghlq;fis
gd;Kfj; jd;ik nfhz;l ,johf nrhy;ypf; nfhLf;fpwJ. epfo;r;rpg;
fle;j gy Mz;Lfshf ntspaplg;gl;L Nghf;Ffis> Nghuhl;lq;fs;> ngw;w
jkpof Nfhl;lq;fspd; nra;jp kly;fspy; ntw;wpfs;> re;jpj;j gpd;dilTfs;
jdpj;Jtkhd ,lj;ijg; ngw;Ws;sJ vd;w tpjj;jpy; tpsf;fpr; nrhy;tNjhL
vd;why; kpifapy;iy epWj;jpf; nfhs;shky; mitfspd;
rq;ff;Fuy; ,jopd; Kjy; gpd; D s; s murpay; mk; r q;fisAk;
gj;jhz;Lfspy; ky;N`hj;uhFO Nfhbl;Lf; fhl;bapUg;gJ ,d;iwf;F
mwpf;iff;F vjpuhd khngUk; ,af;fk; Njitahd xd;whFk;. ve;jg; gaDk;
ngd;\d; Nghuhl;lk; Nghd;wit jhdhf tutpy;iy Nghuhl;lq;fspd;
Kd;dpiyg;gLj;jg;gl;ld> mfpy ,e;jpa %yk; ngwg;gl;lit vd;w nra;jp E}y;
,d;R+ud;]; Copau; rq;fj;jpd; G+uhTk; ,ioNahbapUf;fpwJ.
RUf;fkhd tuyhW xU fp. ,yf;Ftd; - njhlh;r;rp 34k; gf;fk;
njhluhf ntspaplg;gl;lJ.
Ûª¸©«kö 2018 31
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fopTfis ePf;FtNj J}f;fq;fspd; njhFg;Ng jw;fhypf
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32 Ûª¸©«kö 2018
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fSf;F vjpuhf jQ;irf; Nfhl;l ep&gpj;Js;sJ.
34 Ûª¸©«kö 2018
ÄºïÂz«_
Cell: 98946 40433

B. THANIKACHALAM
Chief Insurance Adviser
LIC Policy Service Point
LIC of India Branch Unit I, Karur
#52 A/3, R.S.P. Complex, Sengunthapuram Main Road,

Near 8th Cross, Karur - 2.

P. Arumugam ZM CLUB AGENT V. Arumaikkannu
Chief Life Insurance Adviser CM CLUB AGENT
President, LICAOI, Jayankondam Secretary, LICAOI, Jayankondam
Vice President, LICAOI, Thanjavur Division No. 2/110, Kumarankaduvetty
No. 99, Government Hospital Road, Iravangudi Post, Kallathur VIA
Jayankondam, Ariyalur District - 621 802. Udayarapalayam (Tk) 621 803
Cell: 98659 98303 Cell: 98424 88092
Email: [email protected] Email : [email protected]
T. Sivakumar A. Barnabas CM CLUB AGENT

CM CLUB AGENT, Chief Life Insurance Adviser
Office Bearer, LICAOI, Thanjavur Division Treasurer, LICAOI, Jayankondam
No.1-B, Sannathi Street, Jayankondam Post, No. D/1, 5th Cross Extension, Thirunagar,
Udayarpalayam TK 621 802 Cell: 99766 77952 Velayutha Nagar, Jayankondam - 621 802.
Email: [email protected] Cell: 9842191577 Email : [email protected]
Ûª¸©«kö 2018 35
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tU»wJ. Jt¡f¤âš eh‹F (jiyth;/ j";ir nfhl;l LIC
g¡f§fŸ bfh©l ãuâahf Xa;t{jpah; r';fk;)
Ûª¸©«kö 2018 37
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M. PRAVEEN
Agency Code No.0240075B
MDRT CLUB
2/1, Dindigul Road,

Manapparai.
Cell: 88833 55366
K. >tµßØÄ_k[
xïkì, \õ¦é ¼\éVáì \[Å c®©¸ªì
çé© Ö[iR«[ü ïVì©ØÃV¼« [ g© ÖÍ]BV

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T| : 1, ïV¹ÃVçáBD, \õ\ºïéD ¶ÞÄ_ & >VKÂïV, ïÔì 639 006.
¼ÃV[ : (¶) 232214 ØÄ_ : 98434 88444
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,lj;jpw;F te;jpUf;fpwPu;fs; vd;W $wp mtUf;Fk; Kf;fpa gq;Fz;L. mtuplk;
ifFYf;fpdhu;. Njhoufs; fhl;ba md;G kfj;jhdJ.
xUtid cUg;gbahf cUthf;fp- vy;NyhuplKk; ,ay;ghf goff;$ba
apUf;fpNwhk; vd;w ngUkpj czu;T gz;ghsu;.
mjpy; ntspg;gl;lJ. jiyf;fdk; nfhQ;rk; $l ,y;yhj
Njhou; Mu;.Nfhtpe;juh[d; rpwe;j jiytu; mtu;. vspik mtuJ
Ngr;rhsu;. rpwe;j vOj;jhsUk; $l. gy ,ay;ghf ,Ue;jJ. Njhou;
fUj;juq;Ffspy; mtu; NgRtijf; Mu;.Nfhtpe;juh[d; xU fhe;j rf;jp
Nfl; b Uf; f pNwd; . mtNuhLk; Nghy gyiuAk; <u;j;jhu;. <u;f;fg;gl;ltu;
NgrpapUf;fpNwd;. rpf;fyhd -fis ,af;fj;jpd; gf;fk; Nru;j;jhu;.
nghUshjhu tp\aq;fis mtu; mtuJ kiwtpd;NghJ mQ;ryp
vLj;Jiuf;Fk; ghq;F gpd;gw;wj;jf;fJ. nrYj; j ptpl; L mtuJ cliy
mJNghy mtuJ vOj;jpYk; rpf;fy; ghu;j;jNghJ cjLfspy; nfhQ;rk;
,y; y hj Mw; n whOf; f hd eil thu; j ; i jfs; xl; b f; n fhz; b Ug; g J
,Uf;Fk;. khu;f;rp];l; jj;Jthu;j;j NghyNt ,Ue;jJ. ,e;j r%fj;jpw;F
Vl;by; mtu; vOjpa fl;Liufs; nrhy;y mtuplk; ,d;dKk;
fhj;jpukhdit. thu;j;ijfs; ,Ue;jd. mtuJ
vy;Irp Copau; rq;fj;ij cUf;Fg; tho;f;ifNa xU nra;jpjhd;.
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,Ugj;ije;J Mz;Lfshf nfhz;L tu Ntz;Lk;
rq;ff;Fuy; ntspte;J nfhz;bUg;gJ vd;gjpy; Njhou;fs;
kpFe;j kfpo;r;rpia mspf;fpwJ. ,uh. Gz;zpa%u;j;jp>
vdf;Fk;> fhg;gPl;Lf; fof Copau; fp.,yf;Fkzd;> Nr.
rq;fj;jpw;Fk; ,ilNaahd cwT nry; t uh[; Kjyhdtu; -
gpd;dpg;gpize;j xd;whFk;. jkpo;ehL fSld; ehDk; vd;id
muR Copau; rq;fj;ijj; jQ;irapy; ,izj; J f; nfhz; L
tsu;j;njLj;jjpYk;> ehd; cl;gl muR gzpahw;wpaJ vd;
Copau; rq;fj; Njhou;fs; gyiu tho; e hspy; vd; n wd; W k;
njhopw;rq;f czu;T kw;Wk; tu;f;f kwf;f KbahjitfshFk;.
czu;T+l;b tsu;j;njLj;jjpYk; me;jg; gof;fk;jhd;
fhg;gPl;Lf; fof Copau; rq;fj;jpd; ,g;NghJk; jPff
; jpu;
jiytu;fshf tpsq;fpa Njhou;fs; nra; j pa hsdhf> nra; j p -
vd;.rPdpthrd;> Mu;. Nfhtpe;juh[;> fisAk;> nkhopahf;ff;
fp. ,yf;Fkzd;> ,.Nf.rPdpthrd; fl; L iufisAk; tpiuthf
Kjyhdtu;fSf;F Kf;fpa gq;F mDg; g p itg; g jw; F
cz;L. mNjNghy; fhg;gPl;Lf; fof cjTfpwJ vd;W nrhd;dhy;
Copau; rq;fj;jpd; gzpfisj; jkpopy; kpifay;y> cz;ik.
nfhz;LtUtjw;F> Muk;g fhyq;fspy; xU njhopw;rq;f gj;jpupf;if vg;gb
Njhou; ,.Nf.rPdpthrDld; ehDk; ntsptuNtz;Lk; vd;gjw;F rq;ff;Fuy;
vd; i d KOikahf <LgLj; j pf; xU Kd; k hjpupahFk; . khNkij
nfhz; l tdhNtd; . jkpo; e hL Njhou; nydpd;> fl;rpg; gj;jpupifapd;
Kw;Nghf;F vOj;jhsu; rq;fj;jpd; Kf;fpaj;Jtj;ij> “vq;fpUe;J
jQ;ir efuf; FO rhu;ghf “elg;G” njhlq;FtJ?” vd;Dk; jd; E}ypy;
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nra;ag;gl;l ,jio ,.Nf.rPdpthrDk; ek;Kila nray;fspd; njhlf;fg;
ehDk;jhd; jl;lr;R nra;J Gs;sp> ekf;Fj; NjitahdnjhU
ntspapl;Lte;Njhk;. ];jhgdj;ij ehk; cUthf;Ftjw;F
,e;j mDgtq;fs; rq;ff;Fuy; Kd;Ndhbahf ehk; vLj;J itf;Fk;
,jioj; njhlq;Fk; rkaj;jpYk; Kjy; mb vd;gJ> my;yJ> ehk;
njhlu;e;jJ. Njhou;fs; ,uh. cUthf; F k; ]; j hgdj; i j
Gz;zpa%u;j;jpAk;> fp. ,yf;FtDk; tsu;j;njLj;J> Mokhf;fp> tpupthd
me;jg;gzpia vd;dplk; nfhLj;jhu;fs;. Kiwapy; cWjpahf Kd;ndLj;Jr;
mg;NghJ mjid ehd; vd;Dila 'tPuh nry;tjw;fhdg; gpujhd ,ioahf
fzpdp ikaj;jpd;' %ykhf> xt;nthU ,Ug;gnjd;gJ> ekf;fhf Xu; murpay;
khjKk; Fwpg;gpl;l fhyf;nfLtpw;Fs; gj;jpupifiaj; Jtf;FtJ vd;gNjahFk;.
jl;lr;R nra;J je;J tpLNtd;. Njhou; ek; midtUf;Fk; Njit Xu; murpay;
Nr. nry;tuh[; fzpdp ikaj;jpw;F gj;jpupif. mj;jifa gj;jpupifapd;wp>
te;J mjidg; ngw;Wr; nghJthf r%f
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fhyj;jpw;Fs; ,jiof; mbg;gilahf cs;s
Ûª¸©«kö 2018 41
ÄºïÂz«_
nfhs;if cWjpAld; ek;Kila NkYk; mtu; $Wfpwhu;: “MapDk;>
gpur;rhuj;ij> fpsu;r;rpia KiwAld; gj;jpupifapd; gq;fspg;G vd;gJ>
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jdpegu; eltbf;if> tl;lhu mstpyhd nra;jy;> Copau;fSf;F murpay;
Jz;Lg; gpuRuq;fs;> rpWntspaPLfs; fy;tpia mspj;jy; kw;Wk; murpay;
Nghd;w tbtq;fSld;> nghJthd ez;gu;fis mzp Nru;j;jy;
kw;Wk; jpl;lkpl;l Kiwapy; Mfpatw; W ld; kl; L k; RUq; f p
fpsu;r;rpfis elj;jpl ekf;F vd;W xU tpltpy;iy. xU gj;jpupif vd;gJ xU
gj;jpupifapd; mtrpaKk; ,g;NghJ $l;Lg; gpur;rhufd;> xU $l;L
cUthfpapUg;gJ Nghy fpsu;r;rpahsd; kl;Lky;y> mJ xU
Kd; n dg; N ghJk; cUthdjpy; i y. $l;L mikg;ghsDk; MFk;.''
mj;jifanjhU gj;jpupifapd;wp> ehk; gpd;du;> ''vd;d nra;a Ntz;Lk;?''
ek;Kila flikia - kf;fs; kj;jpapy; vd;Dk; E}ypy; nydpd; $Wfpwhu;: “ek;
MSk; tu;f;fq;fSf;F vjpuhf epyTk; gj;jpupif vd;gJ tu;f;fg; Nghuhl;lj;jpd;
murpay; mjpUg;jp kw;Wk; vjpu;g; xt;nthU jPg;nghwpiaAk; tprpwptpLk;
Gzu;r;rpia xd;wpizj;J> nfhy;ydpd; JUj;jp Nghd;W
xUKfg;gLj;jp> njhopyhsp tu;f;fj;jpd; ,Ug;gJld;> kf;fspd; Neu;ikahd
Gul;rpfu ,af;fj;ij Kd;ndLj;Jr; rPw;wq;fis Cjp> Cjp fhl;Lj; jPahf
nry;Yk; gzpia - KOikahf nra;J nfhOe;J tpl;nlupar; nra;Ak;
Kbf;f KbahJ.” gzpiaAk; nra;tjhFk;. ,d;iwa
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,Uf;fyhk;> Mdhy; njhlu;e;J Ntz;Lk; vd;gJ mtu;fs; Nehf;fky;y>
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gLifapy; > xU gapw; r p ngw; w fl;Lg;ghl;by; itj;Jf; nfhs;s
Nghuhspfspd; Nrid nfhQ;rk; Ntz; L nkd; g Nj mtu; f s;
nfhQ;rkhf tsu;e;J> tpupthfp> mjd; Nehf;fkhFk;. ,tu;fshy; jpzpf;fg;gLk;
Kiwahd gapw;rpiag; ngw;WtpLk;.'' ''ntF[df; fyhr;rhuk;'' vd;gJ ek;ik
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$w;WfSf;F ,zq;f> “rq;ff;Fuy;” rpe;jpf;f tplhky; kOq;fbf;Fk;
fle;j 25 Mz;Lfshf njhlu;e;J tpjj;jpy; cUthf;fg;gLfpd;wJ.
ntspte;J nfhz;bUf;fpwJ vd;gijf; mw; g j; j dkhditfs; Fwpj; j
fhZk;NghJ kpfTk; kfpo;r;rpahf Mlk;gukhd tpsk;guq;fs; cldbahf
,Uf;fpwJ. ehk; Nkw;nfhs;s Ntz;ba
mj;jpahtrpakhd eltbf;iffis
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ngz;fis kpfTk; fPo;j;jukhff;
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Ûª¸©«kö 2018 43
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yl;rj;jpw;Fk; Nkw;gl;l njhopyhsu;fs; tpgj;Jf;Fs;shfptpl;ld.
ehlhSkd;wk; Nehf;fp gpuk;khz;lkhd “rq;ff; Fuy;>” Clfj;jpd; kw;w
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mz;zh `rhNu cz;zhtpujj;ijj; tu;f;fq;fs; ek;kPJ fl;ltpo;j;J -
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kl;Lky;yhky;> gy rkaq;fspy;
vd; (,y;iy) vk; Re;juk;
Ntz;Lnkd;Nw jtwhd nra;jpfisAk;
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44 Ûª¸©«kö 2018
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xïkì ¨õ 02106756 xïkì ¨õ 01365756
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AmÂ¼ïVâç¦ þçá AmÂ¼ïVâç¦ þçá
ØÄ_ : 94434 30954 ØÄ_ : 94431 51159
S.K. xï\m ÃVÔÂ G. >ºï¼k_

¼Äì\[ þá© Ø\DÃì xïkì ¨õ 02831756
xïkì ¨õ 04585743, CLIA xïkì ¨õ. 04585743, CLIA
¨_.n.E. g© ÖÍ]BV, AmÂ¼ïVâç¦ þçá ¨_.n.E. g© ÖÍ]BV, AmÂ¼ïVâç¦ þçá
ØÄ_ : 98426 51721 ØÄ_ : 97512 21222
46 Ûª¸©«kö 2018
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3. rq;ff;Fuy; jw;nghOJ epfo;T vd;d?
vj;jid gf;fq;fshf 10. cyf muq;F nray;ghLfisAk;
ntsp tUfpwJ? tpthpj;jpLk; ek; rq;fj;jpd;
4. rq;ff;Fuy; ntg;irl; rq;ff;Fuy; ,jo; Jtq;fpa 1993k;
ngah; vd;d? Mz;L cyfpd; ve;j ehl;bd;
tpLjiyg; Nghuhl;lj;jpw;F Kw;Wg;
5. rq;ff;Fuy; nts;sptpoh Gs;sp itf;Fk; mikjpff ; hd xg;ge;jk;
Mz;L epfo;r;rpf;F rpwg;G ifnaOj;jhfpaJ?
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239694
BTM & 04362 273790
BALAJI
THANGA MALIGAI A/c
72, Gandhiji Road,
Thanjavur PIN : 613 001
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njhopyhsh; eyDf;fhf jdJ Mz;L? ve;j Ch;?
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3. Njhoh; N.M.S. ve; j Mz; L murpd; “,ay;ghd Vf Nghfkhf
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nra;ag;gl;lhh;? vd;W ntspg;gilahfg; Ngrpa
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5. Njhoh; N.M.S. Kjd; Kjypy; rq;fj;jiyth;fshYk; ghuhl;Lg;ngw;w
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S. SENTHILKUMAR
CM'S CLUB MEMBER - MDRT (USA)
31, ACT NAGAR, PERIYAR NAGAR,
KULITHALAI
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tw;GWj;jpdhh; ghh;fth. rl;lj;jpd; jPtpu Mjuthsh;fshf
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60 Ûª¸©«kö 2018
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Ûª¸©«kö 2018 61
ÄºïÂz«_
A - Accessible N - Noble
NMS & RG
B - Benevolent O - Omnicompetent
Amazing
C - Charismatic P - Popular
D - Diligent Q - Quotable
E - Empathetic R - Remarkable
F - Friendly S - Sacrificers
G - Grandeurs T - Tactical
H - Human U - Unionists
I - Incomparable V - Voracious Readers
J - Jubilant W - Writers
K - Knowledgeable X - experienced
L - Leaders Y - Young In Spirits
M - Marvels Z - Zealous
Leaders - Always Interested In Employee Affairs V. Ponneswari
Cantonment Branch,
Trichy.
bts;sp tpHh Mz;oy;

tPW eil nghLk;
r';ff;FuYf;F
thH;j;Jf;fs;!
- ICEU, Karur II
62 Ûª¸©«kö 2018
ÄºïÂz«_
1. cw;gj;jpj; njhopypd; ngah; tUl KOtJk; xNu
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bra;a ntz;Lk;?
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cw;gj;jpj; njhopy;fs; vd;W fhu;y; khu;f;]; 150
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7. gl;liw epiyikfs; filgpbf;fpwJ. 1980fspy;
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epiyikfs; gl;liw - Nghuhl;lj;jpd;NghJ rq;fk;
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fw; N whl; l trjpfs; > epu;thfj;jhy; kWf;fKbahj
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,juit ru;tP]; nra;aKbahJ vd;w epiy te;j
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,ae;jpuq;fs; VjhtJ ,Uf;fpd;wjh>
9. Ntiyapd; fhuzkhf cly; gOjile;jhy; rPu; nra;a KbAkh vd
epiyf;F Vw;gLk; ghjpg;G vy;yh tpraq;fisAk; Ma;T nra;J
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11. cw;gj;jpj; njhopypd; ,ukzd; nfhz;lJ Nghd;w eltbf;if
epiyik: gUtfhyj; -fisg; gl;bayplyhk;.
njhopyh my;yJ mNefkhf
Ûª¸©«kö 2018 63
ÄºïÂz«_

/
/
S. KAVITHA MDRT Agent
T. SWAMINATHAN B.A., FchFP.,
Chief Life Insurance Advisor,
Life Insurance Corporation of India
Bazaar Street, Valangaiman - 612 804.
Cell : 94433 64362
email : [email protected]
kVµÝmÂïÓ¦[
APPROVED DEALER & SERVICE PROVIDER
For Fire EXTINGUISHERS
TGS. ELECTRONICS
T. SITHARAMAN
S. k·\]
For LIC POLICY & SERVICE CONTACT
S. VASUMATHI
x>[ç\ ïV©¬â| g¼éVÄïì
>çékì \[Å c®©¸ªì
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Member of the Chairman's Club for Agents ¶KkéïD : ýk[ ¸«ïVi, ÿµ>áD, ïVÍ]÷ ¼«V|,
Chief Life Insurance Advisor >ÞÄVÆì 613 001.
T| : 11/33, «VÛV÷ ¼«V|, æMkVÄA«D,
Shop No.5, G.D. Complex, (Opp) Thilagar Tidal, >ÞÄVÆì 613 009.
South Rampart, Thanjavur ¼ÃV[ : (¶) 230701 ØÄ_ : 93603 15203
Cell : 93603 15203 Ph : 232378, Cell : 93457 33384 ÖØ\l_ : [email protected]
64 Ûª¸©«kö 2018
ÄºïÂz«_
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6. fhspjhrdpd; fhtpak; xd;W (6) 7 .......... jil ,Ue;jhy;
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9. trjpfs; kpff;Fiwe;j fpuhkj;jpd; ek;gpf;ifahf cs;sJ (3)
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20. ,UKiw nrhd;dhy; eWkzk; (2) 19. ik',l;lhy; epiwa (2)
22. fdpiag; gpope;njLg;gJ (2) 25. ntspehL Nghf ,J Ntz;Lk;(2)
23. gjpT (3) 26. vl;Lj;njhifapy; xd;W (5)
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tof;F ,e;j Cuf;Fj;
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1. etuj;jpdq;fspy; xd;W (5) kâ¦tâ¦ ¨¿ÝmÂïçá ÖçðÝ>V_
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Ûª¸©«kö 2018 65
ÄºïÂz«_
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{ºþ ÎoÂïâ|D! nfhs;tjw;Fk; thrpg;gjw;Fk;> ,af;fq;fs;> kf;fs; vjph; nfhs;Sk;
vOJtjw; F k; fbdkhd gpur;rpidfs;> kw;Wk; gw;gy Jiwfspy;
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nkhop vd;gJ vd; fUj;J. jq;fs; <Lghl;ilg; ngUf;fpf; nfhs;s
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jkpopy; nkhop khw; w k; gy; N tW Nfhl; l q; -fspypUe; J
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mjw;fhfj; jkpo; nkhopia Gfior; rk;ghjpj;Jj; je;Js;sd.
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Ntz;bajhfp t p l ; l J . kl;Lkpd;wp ,ju Jiwfspy; gzpGhpgth;
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midj;J ,e;jpa fhg;gPl;L Copah; mbnaLj;J itf;Fk; “rq;ff;Fuy;”
rq;fj;jpd; fPo; jpuz;Ls;s Copah;fs; NkYk; jdJ rpwg;ghd gzpiaj;
fhg; g P l ; L muq; f j; N jhL jq; f s; jsuhJ njhlu Ntz;Lnkd;W vd; ,ja
nray; g hLfisr; RUf; f pf; G+h;tkhd tho;j;Jf;fisj;
nfhs;s KbahJ. murpay; nf. nltpl; njhptpj;Jf; nfhs;fpNwd;.
kVµÝmÂïÓ¦[
R. ØÛBz\Vì
xïkì, >çékì \[Å c®©¸ªì

¶KkéïD : "ýk[ ¼ÛV]', 16, ¦VÂ¦ì ØÃÄ[â ¼«V|, zDÃ¼ïVðD 612 001.
T| : 21, ·kVt åïì, påïì ïVéM, zDÃ¼ïVðD 612 001.
¼ÃV[ : (¶) 2430197 (T) 2413195 ØÄ_ : 94432 77140 [email protected]
66 Ûª¸©«kö 2018
ÄºïÂz«_
nghJj; J iwAk; jkpo;nkhop njhlu;ghd fl;Liufs;>
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sªV½ sªV Ã]_ï^

Ûª¸©«kö 2018 67
ÄºïÂz«_
kVµÝmÂïÓ¦[
B. GURUMOORTHY FchFP
Chairman's Club Member
Chief Life Insurance Advisor
LIC OF INDIA, UNIT - I, KUMBAKONAM
LIC PREMIUM COLLECTION CENTRE
ooo
27-B, Dr. Besant Road, Kumbakonam-612 001.
Ph: 2402372, Cell: 94434 06372, 98424 81655
E-mail : [email protected]
Resi : 55/G-8, Abirami Flats, Pachaiyappa Street, Kumbakonam - 612001.
m Â ï Ó ¦ [
kVµÝ
Cell : 98420 53153
& (04374) 243552
M.J. RAVI RAMAN M.Sc., FchFP

Certified Financial Planner
Member : LIC - Zonal Manager's Club& MDRT (USA)
Resi :
Off : "Jeevan Jothi"
6, Kasukara Chetty Street,
16-Dr. Besant Road,
Ayyampet - 614 201.
Kumabakonam - 612 001.
Thanjavur (Dt.)
Email : [email protected] / [email protected]
68 Ûª¸©«kö 2018
ÄºïÂz«_
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ftiyapy; Mo;j;jpAs;sJ. $l;L kUj;Jtk;> Neub
fhr neha; - ,e;jpa epiy ghJfhg;G> r%f
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,e;jpahtpy; fhr Neha; vd;gJ jsq;fspy; gzpahw;w
ePz;l fhykhf xU n g U k ; Ntz;bAs;sJ. ,ij jtpu>
mr;RWj;jyhfNt ,Ue;J tUfpwJ. Vuhskhd muR rhuh
Rfhjhukw;w Rw;WR+oy;> Njitf;Nfw;g mikg;Gf;fs; kiwKfkhf
fpilf;fhj czT> fhw;W khR> murpd; epjp ngw;W> ePz;l
fhy rpfpr;irf;F
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ghjpf;fg;gl;ltu;fSf;F jdp
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mspf;fg;gl Ntz;bAs;sJ.
nghJthf fhr Nehahy;
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jpUj;jpaikf;fg;gl;l Njrpa fhrNeha;
jLg;G jpl;lk; nraypy; cs;sJ. 2012
Gifg;gof;fk;> vd gy fhuzpfshy;>
Kjy; ,e;j jpl;lj;jpd; fPo; rpfpr;ir
fhr Neha; ,e;jpahtpy; gy capu;fis
ngWk; Nehahspfs; 'epf;\a;' vDk;
gyp thq;FfpwJ. 2015 Mk; Mz;L
nkd; nghUs; nrayp %yk;
kl;Lk;> Rkhu;> 28 yl;rk; Ngu;
fz;fhzpf;fg;gLfpwhu;fs;. mjhtJ
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mtu; f s; ngaupy; thq; f g; g Lk;
tptuq;fs; nrhd;dhYk;> ,J Fiwj;J
gzr;rYiffs;> rpfpr;ir Kiwfs;>
fhl;lg;gl;l vz;zpf;if vd cyf
kUe;Jfspd; gl;bay; vd midj;Jk;
Rfhjhu epWtdk; Rl;b fhl;LfpwJ.
mjpy; ,izf;fg;gl;Ls;sJ. ,g;gb
,ij jtpu 2015 Mk; Mz;by; kl;Lk;
fz;fhzpf;fg;gLtJ khepy kw;Wk;
fpl;lj;jl;l> 60 yl;rk; Ngu; fhr
A+dpad; gpuNjr muRfSf;Fk; njupAk;.
Nehahspfshf khwpAs;sdu;. ,jpy;
,g;NghJ ,e;j gpd;dzpia itj;J
59% mjhtJ 30 ylrj;jpw;Fk;
nfhz;L GJ rl;lj;j;ij Nkhb
mjpfkhdtu;fs; ,e;jpau;fs; ¨[. EkÂzò
muR gpwg;gpj;Js;sJ.
vd;gJ Fwpg;g;lj;jf;fJ.
Ûª¸©«kö 2018 69
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,Jf;Fk; Mjhu; ml;ilah? epiyapy; cs;stu;fs;> rj;jpy;yhj
fhr Nehahy; ghjpf;fg;gl;ltu;fs; czT cz;gtu;fs; vd me;j gl;bay;
,dpNky; murpd; gzg;gad;fis ePSk;. Mjpthrpfs;> epue;ju ,Ug;gplk;>
ngWtjw; F k; > rYif tpiyapy; ,y;yhj Gyk;ngau; njhopyhspfs; vd
kUe;Jfs; kw;Wk; rpfpr;ir ngWtjw;Fk; cs;stu;fs; vq;Nf Mjhu; ml;ilf;F
Mjhu; ml;il mtrpankd muR Nghthu;fs;?
njuptpj;Js;sJ. xU murpd; rYifia mg; g bNa thlif tP l ; b y;
ngw Mjhu; ml;il jUtjpy; vd;d FbapUe;jhYk; Kftupia gad;gLj;jp
gpur;rid vd gyu; ek;ik vjpu;f;Nfs;tp nfhs;s thlif gj;jpuk; my;yJ
Nfl;f $Lk;. xU kf;fs; ey muR xg;ge;jk; ,y;yhj R+oypy; vd;d
rhkhdpaDf;F> mjpYk; Fwpg;ghf ePz;l nra;thu;fs;? Mjhu; ml;il
ehs; kUj;Jtj;jpy; ,Uf;Fk; kl;Lky;y> ,d;Nky; tq;fp fzf;Fk;
NehahspfSf; F Fiwe; j gl; r mtrpak; vd nrhy;ypAs;sJ muR.
rYifia $l toq;fhky; ,Ug;gjw;F fhuzk; Mjhu; vz;izAk;> tq;fp
mr; r huk; NghLtijj; j hd; ehk; fzf;ifAk; ,izf;fg;Nghfpwhu;fs;.
vjpu;f;fpNwhk;. $l;L kUe;J vjpu;g;G fhr tho;tjw;Nf ngUk; Nghuhl;lk; elj;Jk;
Nehahy; ghjpf; f g; g l; L s; s ,e;j Nehahspfis nfhr;irg;gLj;Jk;
NehahspfSf;F> gaz rYiffs;> ,e;j muir vd;dntd;W nrhy;tJ?
njhiy J}uj;jpypUe;J Vd; ,e;j jpOu; eltof;if?
kUj;Jtkidf;F khjhe;jpu
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rpfpr;irf;Fk; muR khdpa tpiyapy; cs; s tu; f Sf; F j; j hd; rYiffs; >
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Nehahspf;F kl;Lky;yky;> mtupd; mwptpg;G mjpu;r;rp mspf;fpd;wJ. va;l;];
cjtpahsu;( ftdpg;Nghu;) xUtUf;Fk; kw;Wk; fhr Nehahy; ghjpf;fg;gl;ltu; -
,r; r Yif toq; f g; -gLtJz; L . fis guhkupj;J mtu;fis
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Nghd;w rYif toq;FfpwJ vd;gij gw;wp $Wk; NghJ> fhr Nehahy;
muR epu;thfk; ghjpf;fg;gl;ltu; - ghjpf;fg;gl;ltu;fspy; ngUk;ghd;ik -
fSf;Nfh> mtupd; FLk;gj;jhUf;Nfh ahdtu;fis FLk;gq;fs; guhkupf;f
nrhd;dNjapy;iy. Kbahky; iftpLfpd;wd. mtu;fis
,e;jpahtpy; Mapuj;Jf;Fk;
Nkw;gl;l muR rhuh epWtdq;fs; gy
fhr Nehahspfis gy Mz;Lfshf
guhkupj; J tUfpwJ. mtu; f spd;
,g;gbg;gl;l gz gad;fs; ,Ug;gij
xU Kiw $l muR nrhd;djpy;iy.
nghJthf fhr Neha; r%fj;jpd;
mbj;jl;L kf;fis ( Vo;ik epiyapy;)
jhd; mjpfk; ghjpf;fpd;wJ> Fwpg;ghf
,Ughy; njhopyhsu; f s; > twpa
70 Ûª¸©«kö 2018
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ghJfhf;Fk; muR rhuh js;sg;gl;ltu;fis ghjhsj;jpw;F
mikg;gpdu; ,J gw;wp $Wk; js;Sk; ,ij vd;dntd;W tpspg;gJ?
NghJ> fhrNehahy; ghjpf;fg;gl;ltu; - r_f js;spitg;g[
fspy; ngUk; g hd; i kahdtu; f is
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FLk;gq;fs; guhkupf;f Kbahky;
midj;J jfty;fSk; ,d;W murpd;
iftpLfpd;wd. mtu;fis kdpj
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fzf;FfNshLk; ,izf;fg;gl;ljhy;
epuhfupff
; g;gl;l mtu;fSf;F muR nra;Ak;
vjpYk; xU fz;fhzpg;G ,Uf;fpwJ.
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kUj;Jtkidfspy; kUe;J mspg;gJ>
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njhlu; rpfpr;ir mspg;gJ>
ngw> jhd; fhr Nehahy; ghjpf;fg; -
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gl;Ls;std; vd;gij nrhy;y Ntz;Lk;.
toq; F tJ. ,g; N ghJ muR
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nfhLj;j gpwFjhd; xU Nehahspf;F kdjstpy; ghjpf;fg;gl;Ls;s mtu;fis
rpfpr;ir mspf;fg;gl;L> kUe;Jfs; thQ;irNahL ghJfhf;f Ntz;ba
toq;fg;gLfpd;wJ. gaz rYif muR mtu;fis xJf;fp itg;gJ vd;d
nfhLf;fg;gLfpwJ. r%f mf;fiw Kiw?
cs;s ve;j muRk; kf;fis ,g;gb
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tQ;rpf;fhJ. tho;tpd; tpspk;Gf;F
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milahsk; Mjhu; vd;W> mwpKfk; nray;gLtJ Ntjid.
nra;Ak;NghJ nrhy;yg;gl;l Mjhu; NkYk; gy khepyq;fspy; fhr
ml;il ,d;W vy;yh jfty;fisAk; Neha; rpwg;G kUj;Jtkidfs; murpd;
ngw;Wf;nfhs;Sk; tptukhf khwptpl;lJ epjp xJf;fPL ,y;yhjjhy;
jhd; mtyk;. rpjpykile;J tUfpwJ. jkpo;ehl;by;
ePz;l fhykhf kUe;J rpwg;ghf nray;gl;L te;j jQ;ir
cl;nfhz;lhy;jhd; Nehapd; jhf;fj;ij khtl;lk; nrq;fpg;gl;bapy; ,Ue;j fhr
jLj;jpl KbAk; vDk; gpur;ridia Neha; rpwg;G kUj;Jtkid ,d;W
nfhz;l fhr Neha; jw;NghJ GJ Njitf; N fw; g cs; f l; l ikg; G
tbtq;fs; vLj;J tUtJk; khw;wq;fs; nra;ag;glhky; vYk;G $L
mghak;jhd;. jw;NghJ gyUf;F $l;L Nghy epw;fpwJ.
kUe;J vjpu;g;G (MULTI DRUG RESISTANT muR myl;rpak;
TB ) ngUk; mr;RWj;jyhf ,Uf;fpwJ.
tho;tpy; tre;jq;fis
,jw;fhd rpwg;G rpfpr;ir ikaq;fs;
,oe;jtu;fis NkYk; re;jpapy; epw;f
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vjpu;f;fg;glNtz;Lk;. murpd; nrhj;Jf;
ngWtJ> vd;gNj fbdkhd Ntiy>
fis nfhs;is mbg;gtu;fSf;F
gaz rpukq;fSk; mjpfk;. ,e;j
rYiffis thup toq;fp tpl;L>
tp\aq;fis muR fzf;fpy;
rhjuz rYiffis kl;LNk
nfhs;tNj ,y;iy. khwhf
ek;gpapUe;jtu;fis VJkw;wtu; -
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fshf;Fk; Nkhb murpd; nfhs;iffis
njhifia Fiwg;gjw;F vd;d top
vjpu;g;Nghk;.
vd;gij kl;LNk fzf;fpy; nfhz;L
\éì EÅÂï kVµÝmþ¼Å[
Ln. K. JAYASUNDAR M.Sc., B.Ed., CIS

Chairman's Club Member
Premium Point, Kollidam
72 Ûª¸©«kö 2018
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M. Öáº¼ïVk[
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]ò\] gªÍ] Ekz\Vì

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Ûª¸©«kö 2018 73
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fhy fbfhuk; New;NwhL epdw ; pl $lhjh!
fhy Njtd; fzf;fpdpNy jg;Gjhd;tuhjh!
xU rfhg;jk;
jiytd; ,y;yhgilaha; jtpj;J epw;fpd;Nwhk;!
Mfr;rpwe;j MSikia mOJ njhOfpd;Nwhk;!
rhfh tuk;ngw;W rhpj;jpuk; MdtNu!
N.M.S.
kPsh Japy; nfhz;L xa;ntLf;f nrd;wPNuh!

Mwh JaNuhL muw;wp Gyk;gpdhYk;!
mizah Rluhf ck;; xspNa> vk; neQ;rpy;!
topfhl;l ePapy;iy! topj;Jizaha; ck; thh;j;ijapy;iy
,yf;fpid kl;Lk; vk; ,jaj;jpy; gjpj;J nrd;wha;!
thh;j;ijNa tho;f;ifahf tho;e;J fhl;bath; ePh;!
nrhy;iyNa nrayhf;Fk; Rj;j tPuh; ePq;fs;!
Nkbl;l Ek; new;wp Nkjh tpyhrk; nrhy;Yk;
$h;ikahd fz;fs; MuhAk; MAjk;!
epkph;e;j ed;dilapy; Neh;ikapd; jPuk; njhpAk;!
ck; ciu Nfl;lhNyh Nfhiof;Fk; tPuk; tUk;
fz;Zf;F njhpahj fhe;j fapwha; ck; Ngr;R!
fl;b itj;j kha tpj;ij fz;L fz;L tpae;J epd;Nwhk;!
,ilapNy ePh; epWj;Jk; fkhf;fspd; epkplq;fspy;>
,jaj;jpd; Jbg;G kl;Lk; muq;fj;jpNy vjpnuhypf;Fk;!
tuyhW rpyh; ngaiu fy;ntl;by; vOjp itf;Fk;! vd;. tp#abyl;Rkp
tuyhNw! rpy Nguhy; tbthf vOjg;gLk; fPuD]h; fpis
rq;fj;jpd; rhpj;jpuj;jpy; ngz;fSf;Fk; gq;fspf;f
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njhopw;rq;fthjpfs; NgrpAk; vOjpAk; gLj;JtJjhd; ,jd;
tUfpwhu;fs;. ,tu;fSf;F NtW Nehf; f k; ” vd; W nrhy;fp
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kpby; f;sh]; kdepiyf;F vd;d ntWkNd njhopyhspia
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ek;gpfi
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njhopyhspf; F kjthjkh vjpup? mtidr; Ruz;Lk; cyfkakhf
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76 Ûª¸©«kö 2018
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cyfkak; kdneUf;fbapy; js;SfpwJ. muR vd; W Koq; F k; . kf; f s;
,jd; ,d;ndhU mk;rkhf jdf;F tpuf; j paile; j pUf; F k; epiyapy; >
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,oe;j gioa ghuk;gupaj;jpd; kPjhd tUk;. R+oYf;F Vw;g kf;fspd;
fhjiy mjpfupf; f r; nra; t Jk; > kdq;fis fpsu;e;njor;nra;Ak;” vd;W
etPdj;jpd; kPjhd ,dk; Gupahj nrhy;fpwhu;. Nkw;fz;l thrfq;fs;
ntWg;igAk; cUthf;fTk; nra;fpwJ. VNjh Nkhbiag; ghu;j;J
,Wjpahfg; gy;NtW tifahf vOjg;gl;lJ Nghyj; Njhd;wyhk;.
cUthFk; kdmOj;jj;jpd; fhuzkhfj; Mdhy; ,e;j E}iy mtu; vOjpaJ
njhopyhsp tu;ff ; k; kjj;ij Nehf;fp 1940fspy;.
vspjpy; js;sg;gLfpwJ. ,ijg; Gupe;J ,e;jr; Row;rpjhd; cyfk; KOtJk;
nfhz;l kjthjKk; Kjyhspj;JtKk; njhopyhsp tu;f;fj;jpw;F vjpuhf
xd;iw xd;W cw;rhfkhf Cl;b eilngWfpwJ. ,jpy;
tsu;j;Jf; nfhz;bUf;fpd;wd. Kjyhspj;JtKk;> kjthjKk; NkYk;
,ij tuyhw;whrpupau; vupf; fP O khf khwp khwp Nru; e ; N j
`hg;];ghk; ngUKjyhspfs; Fwpj;J gazpf;fpd;wd. ,e;jpahtpy;
jdJ ”jPtpuq;fspd; rfhg;jk;” vd;Dk; nts;isaUf;F vjpuhd Nghuhl;lj;ij
E}ypy;> “jq;fsJ cilikfis ,e; j pahtpd; ghl; l hsp tu; f ; f k;
gwpf;fhj> jq;fSld; ,zf;fkhf elj;jpf;nfhz;bUe;j NghJ> kjthjk;
,Uf;f tpUk;Gk; ve;j Ml;rpAlDk; nts;is murpw;F Nrtfk; nra;Ak;
ngUKjyhspfs; rkurKk; nra;J gzpiaNa nra;jJ. tpLjiy ngw;w
nfhs;thu;fs;. kw;w Ml;rpahsu;fis gpd;G vy;.I.rp. cs;spl;l nghJj;Jiw
tpl kjthj Ml; r pahsu; f splk; epWtdq; f is cUthf; f Ntz; L k;
mtu;fSf;Ff; $Ljy; mD$yq;fs; vd;w KbTfs; vLf;fg;gl;l NghJ>
cz;L. mtw;wpy; njhopw;rq;fq;fis mjw;F vjpuhf Fuy;nfhLj;jitAk;
mopj; n jhopg; g J> ,lJrhupfis kjthj mikg;Gfs;jhd;. Rje;jpu
gytPdg;gLj;JtJ cs;spl;litfs; ,e;jpahtpd; tuyhw;wpNyNa nghJj;
gpujhdkhdit. 1930fspNyNa ,J Jiwg; gq;F tpw;gidf;F vd;W xU
ele;NjwpaJ” vd;W $Wfpwhu;. mikr;riu epakpj;jJk; th[;gha;
kjthjk; Fwpj;J jdJ ”If;fpa murpd; fhyj;jpy;jhd;. ,d;iwf;F
Kd;dzp je;jpuk;” vd;Dk; E}ypy; Nkhb muR me;jg; ghijapy; gha;r;ry;
[hu;[; bkpl;Nuht;> “ghrprk; mjpjPtpu Ntfj;jpy; NghfpwJ. kj;jpa epjpaikr;ru;
Vfhjpgj; j pathjpfspd; eyd; - nghJj;Jiw epWtdq;fspd; jiytu; -
fSf;fhfNt nray;gLk;. mNjhL> fSf;F tpLf;Fk; mwpTiu> “ePq;fs;
Nkhrkhf elj;jg;gLk; ehl;il ngUepWtdq;fSf;F tise;J
kP l ; n lLf; F k; kf; f s; jiytuhf nfhLj;jhy;> ehd; cq;fSf;F
jd;idf; fhl;bf; nfhs;Sk; ghrprk;> KiwNfLfs; fz;fhzpg;gpypUe;J
fpsu;r;rpA+l;Lk; Njrpa czu;Tfis cq;fSf;fhd tpyf;F vd;w gupirj;
jl;b vOg;Gk;. mNjhL ghrprk; kpfTk; jUfpNwd;” vd;W $r;rkpy;yhky;
Coy; epiwe;j egu;fs; gpbapy; nrhy;fpwhu;. tpLjiyf;F Kd;ghfTk;
Ûª¸©«kö 2018 77
ÄºïÂz«_
kjthj mikg;Gfs; nray;gl epjpAjtp kjthjk; kl;Lky;y cyfpy; cs;s
nra;jtu;fs; ,e;jpag; ngUKjyhspfNs. vy;yh kjq;fspd; mbg;gilthjKk;
tpLjiyf;Fg; gpd;Gk; mJ njhluNt njhopyhsptu; f ; f j; j pw; F vjpuhf
nra;jJ. 1966y; yf;Ndhtpy; eilngw;w nray;gLk;. mij vjpu;j;J Kjypy;
gRg;ghJfhg;G ,af;fj;jpd; khehl;bw;Fj; fsk; fhzNtz; b a Kd; d zpg;
jiyik tfpj;jtu; kjj;jiytu; gilahf ehk;jhd; ,Uf;fNtz;Lk;.
my;y. ,e;jpahtpd; ngUKjyhspahd kjj;jpd;kPJ ehk; nfhz;bUf;Fk;
lhy;kpahjhd;. ,d;iwf;F mjhdpAk;> ek; g pf; i fNtW> kjthjk; NtW
mk;ghdpAk;jhd; mikr;ru;fis tpl vd;gijg; Ghpe;Jnfhz;L vjpu;f;fj;
Nkhbf;F neUf;fkhdtu;fs;. Nkhb jtwpdhy;> ekJ vspa kj
nry;Yk; ehLfSf;nfy;yhk; ,tu;fs; ek;gpf;ifiag; gad;gLj;jp> kjthj
gpujpepjpfSk; $lNt gwf;fpwhu;fs;. murpay; tpupf;Fk; tiyapy; ehNk
kw;wtu;fs; Ml;rpapy; ,J tPo;e;J gypahNthk;. kjthjKk;>
,y;iyah vd;why;> ,Ue;jJ> Mdhy;> Kjyhspj;JtKk;jhd; njhopyhsp
mijtplf; $Ljyhf kjthj tu;f;fj;jpd; ,uz;L vjpupfs; vd;ghu;
rf;jpfspd; Ml;rpapy; ,Uf;fpwJ mz;zy; mk;Ngj;fu;. mtH nrhd;d
vd;gJjhd; tuyhW ekf;F topapy; njhopyhsp tu;f;fk;
czu;jj ; pAs;s ghlk;. KjyhspjJ; tKk; Kjyhspj;Jtj;NjhL> kjthjj;ijAk;
kjthjKk; Nru;e;Nj gazpf;Fk;. xd;W vjpu;j;J rku; GuptJjhd; mwpthu;e;j
kw;nwhd;iw Cl;bNa tsu;f;Fk;. ,e;J nrayhf ,Uf;Fk;.
With Best Wishes

S. Rajkumar
Agency Code No. 61875A
MDRT Agent,
Member, Zonal Manager's Club for Agents
LIC of India, Branch Office,
Cantonment Branch
Tiruchirapalli
78 Ûª¸©«kö 2018
ÄºïÂz«_
rq;ff;Fuy; njhlu;e;J
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ntsptUfpw rq;ff;Fuy; 25 tUk; ghjahj;jpiu cs;spl;l
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Mz;Lfis epiwT nra;J gy;NtW ,af;fq;fspy; fye;J

nts;sp tpoh Mz;by; fhyb nfhs;tJ> cLkiy rq;fu; rhjp
vLj;J itj;jpUg;gJ Fwpj;J Mjpf;f ntwpau;fshy; nfhiyAz;l
ngUkfpo;r;rp milfpNwd;. NghJ epu;f;fjpahf epd;w
ehd; kJiu - ney;iyg; fTry;ahTf;F Mjuthf epd;wJ
gFjpapy; cs;s muR cjtp Nghd;w gy epfo;T -fis rq;fj;jpd;
ngWk; jdpahu; fy;Y}up r%fg; ghu;itf;fhd cjhuzq;fshf
Mrpupau;fSf;fhd rq;fkhd vd;dhy; nfhLf;f KbAk;.
%l;lhtpy; nghWg;ghsuhf ,af;f eltbf;iffs; ,g;gb
,Ue; j NghjpypUe; J Jbg;NghL ,Ug;gjw;F rq;ff;Fuy;
fhg;gPl;Lf; fof Copau; Nghd;w fhg;gPl;L Copau; rq;f ,jo;fs;
rq;fj;NjhL neUq;fpa njhlu;gpy; mspj;JtUk; gq;Fk; Kf;fpakhdnjhU
,Ug;gtd;. ehd; Xa;T ngw;W gy fhuzk;. rq;f cWg;gpdu;fspd; eyd;
Mz;Lfs; Md gpwFk; mj;njhlu;G fhf;ff; Fuy; nfhLg;gJ ,jopd; xU
ePbf;fpwJ. fhg;gPl;Lf; fof Copau; mk;rk; kl;LNk. ehl;L kf;fspd; rhjp
rq;fj;jpd; nray;ghLfis gpukpg;NghL kjk; jhz;ba xw;Wik> kjr;rhu;gpd;ik>
ftdpj;J tUgtd; ehd;. ehl;bd; njhopw;rq;f murpay;> nghUshjhuk;
nghUshjhuf; nfhs;iffspy; Nghd;w Jiwfspy; cWg;gpdu;fSf;F
jhuhskak;> jdpahu;kak;> cyfkak; tpopg;Gzu;it Vw;gLj;j ,jo;
NfhNyhr;rj; njhlq;fpa gpwF gy ,ilawhJ gzpahw;wp tUfpwJ.
eLj;ju Copau; rq;fq;fs; jq;fsJ mk;Ngj;fiu mwpe;J nfhs;Nthk; vd;w
Nghu;f;Fzj;ijj; jf;f itj;Jf; njhlUk; cly; MNuhf;fpaj;ijg;
nfhs;s glhjghL gLk;NghJ fhg;gPl;Lf; ghJfhf;f mf;F `Pyu; cku; gh&f;
fof Copau; rq;fk; kl;Lk; rq;f vOjpa njhlUk; mw;Gjkhdit.
neUg;ig mizatplhky; vg;gbg; Njhou;fs; Mu;.[p> vd;.vk;.v];. Nghd;w
ghJfhj;Jf; nfhz;L kw;w rq;fq; - kiwe;j Njhou;fisAk; gzpapypUe;J
fSf;F xU Kd;khjpupahfj; jpfo;fpwJ Xa;T ngw;Ws;s Nltpl;> <.vk;. N[hrg;
vd;gJ vd;idg; nghWj;j mstpy; Nghd;w gy Njhou;fisAk; epidtpy;
Mr;rupakhdnjhU tp\aNk. Njrpa itj;J rq;f tsu;r;rpf;F mtu;fisg;
kakhf;fg;gl;l fhg;gPl;Lj; Jiwia gad;gLj;jpf; nfhs;tjpy; ,jo; Mw;wp
kPz;Lk; jdpahu; iffSf;Fg; Ngha; tUk; gq;Fk; NtW gy rq;fq;fs;
tplhky; ghJfhg;gjhfl;Lk;> r%fg; filg;gpbf;f Ntz;ba eilKiw
ghu; i tAld; ehl; b d; gy; N tW cjhuzq;fNs.
,af;fq;fspy; rq;f cWg;gpdu;fis rq;ff;Fuy; njhlu;eJ ; gy;yhz;Lfs;
<LgLj;jp tUtjhfl;Lk;. fhg;gPl;L xypff; Ntz;Lnkd csg;G+u;tkhf
Copau; rq;fj;jpd; nray;ghL tho;j;JfpNwd;.
kpfTk; Nghw;WjYf;FupaJ. nf. uh#& (Gjpa Mrpupad; khj ,jopd; Mrphpah;)
fPo;ntz;kzpf;F tUlhtUlk;
Ûª¸©«kö 2018 79
ÄºïÂz«_

RC. PANCHVARNAM
Member of the Chairman's Club for Agents

Resi : 54/145, Vasantha Nagar, Airport, Trichy - 620 007.
E-mail : [email protected].
[email protected]
Cell : 98430 - 55257 Tel : 0431 - 2331678
With Best Wishes
99521 28153
Cell :
94430 01573
S. SENTHILKUMAR CII, MDRT

No. 68, Ganapathi Nagar,
Medical College Road, Opp. Sathiya Stadium
Thanjavur - 613 001.
80 Ûª¸©«kö 2018
ÄºïÂz«_
md;gpy; kyu;e;j kyu;fis

ntl;br; rha;f;f
ÄJïD
Mztf; Nfhlhupfs;
vLf;Fk; kdpju;fs; !
nfsutg; Nghu;it Nghu;j;JfpwJ.
tpau;it rpe;jpa iffs;
ve;e;jpa jpUNthl;il
cilj;Jj; js;sptpl;L ckpOk; buhfd;fsha;
jq;ff; FLitfspy; kPj;NjNdh> N\y; NfN]h
jq;fSf;F Ntz;baij tUk;NghJ fz;fis
jpzpj;Jf; nfhs;Sk; ,Wf %bf;nfhs;fpwJ.
kf;fs; Nrtfu;fs; ,j;jidf;F eLtpYk;
nksdkha; Ntbf;if ghu;f;fpwJ. vq;NfNah ahNuh
fz;fisf; fl;bf; nfhz;L 'md;Gk; mwDk; cilj;jhapd;"
muru;fs; toq;Fk; jPu;g;Gfs;. 'tha;ikNa nty;Yk;"
jiy fpWfpWj;JNgha; 'nusj;uk; goF"…
tpf;fpj;J epw;fpwJ. nrhy;ypf; nfhLg;gij
neUg;Gf; fq;Ffis S.J. rPdpthrd; Nfl;Lf; nfhz;Ljhd; ,Uf;fpwJ.
K. ASOGAN K. CHANDRASEKARAN
LIC Agent, Code No. 0037275E Agency Code No. 01358756
LIC OF INDIA Chairman's Club Member,
Aranthangi LIC OF INDIA, Aranthangi
Cell : 94447 04714 Cell: 94434 20489
RAMA. RAMAIAH V. MURUGAN

Agency Code No. 0093175C LIC Agent, Code No. 0107275E
Zonal Manager Club Member DM Club Member
6/530, South Street, Aranthangi
Avudayar Koil Cell: 99438 32683
Ûª¸©«kö 2018 81
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gad;ghl;Lf;F te;jpUf;f ,ize;Js;sJ.
Ntz;ba muR kUj;Jkid Making Tomorrow – A better place
– 2014k; Mz;by; ,jw;F vd;w yl;rpaj;Jld; nray;gl;Lte;j xU
mbf;fy; ehl;lg;gl;lJ. epWtdk;jhd; gphpl;ld; Nehahspfspd;
fhhpypahd; (Carillion) vjph;fhyj;ij Nfs;tpf;Fwpahf;fp -
vd;w gpugy gd;dhl;L As;sJ.
epWtdj;jplk;jhd; ,jw;fhd epWtdj;jpw;Fs; Vw;gl;l
xg;ge;jk; jug;gl;lJ. Mdhy; FsWgbfspd; fhuzkhfTk;> gy;NtW
vd;d ele;jJ? eph;thfr; rPh;NfLfshYk; mJ ,d;W
15.01.2018 md;W ,e;j Klf;fg;gl;Ltpl;lJ.
epWtdk; flDf;Fs; gpur;rid mJkl;Lky;y.
%o;fptpl;ljhf mwptpf;fg;gl;lJ.
kUj;JtkidAk; ghjpapNy epw;fpd;wJ.
fld;nfhLj;j Royal Bank of Scotland
Nghd;w tq;fpfs;> epjp epWtdq;fs;
jpifj;J epw;fpd;wd. muR
vjph;fl;rpfspd; nfhf;fpg;gpbapy; khl;bf;
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jpl;lq;fis gphpl;ld; muR toq;fp Ml;rpahsh;fs; toq;fpte;jdh; vd;W
te;jpUf;fpwJ. uapy; Nghf;Ftuj;Jf;fhd njhopyhsh; fl;rp Nfs;tp vOg;GfpwJ.
,Ug;Gghij NghLtJ Kjy; Fwpg;ghf fle;j 6 khjj;jpy; kl;Lk; (2
gs;spf;$lq;fs; fl;LtJ tiu gy gpy;ypad; gTz;L) 16 Mapuk; Nfhb
nghJ eyd;rhh;e;j jpl;lq;fSk; ,jpy; &gha; mstpw;F jpl;lq;fis toq;fpa
mlq;Fk;. gpd;dzpapy; muRf;F vjuhf Vuhskhd
Fw;wr;rhl;Lf;fs; vOe;Js;sd.
murpd; Private Finance Initiative vd;w
jpl;lj;jpd; fPo; ,itfs; eilngw;W ngUKjyhspfs; MSk;
te;jd. mjhtJ nghJg; th;j;jfj;jpdUf;fpilNa cs;s ufrpa
gad;ghl;Lf;fhd mbg;gilf;fl;Lkhd $l;il ,J mk;gyg;gLj;jpAs;sJ vd
jpl;lq;fis jdpahh; Kjyhspfsplk; 'fhh;bad;' gj;jphpf;if rhbAs;sJ.
xg;gilg;gJ vd;gNj ,jd; cs;sh;j;jk;. ngUk; g zf; f huh; f s; vy; y h rl; ljpl;lq; -
fisAk; tisj; J tplKbAk; >
fhhpypahd; epWttdk; gy fz; f hzpg; G fisAk; Va;j;J tpl
tUlkhf cs;s epWtdk;. flY}h;
RFkhwd; KbAk; vd;gjw;F ,J mz;ik
82 Ûª¸©«kö 2018
ÄºïÂz«_
fhyj;jpa rhd;W vdTk; $wpAs;sJ. Njrpa Rfhjhu Nritia toq;fpa
ntspapNy n[hypj;jhYk; cs;Ns kUj; J tkidfs; $l guhkhpg; G
mOfp Kilehw;wnkLf;Fk; Fiwe;JtUk; mtyNk ,d;iwa
rPh;NfLfSf;F 'fhhpypahd;' epWtd gphpl;ldpd; epiyik. fy;tp> kUj;Jtk;>
%Ltpoh xU rpwe;j cjhuzk; vd;W Nghf;Ftuj;J> tq;fpfs;> mQ;ry;Jiw>
jiyaq;fk; jPl;bAs;sJ. kpd;rhuk; vd midj;J JiwfSNk
jdpahh;kak; Njhy;tpaile;J tpl;lJ. nghJj; Jiwfspd; fP o ; n fhz; L
khw;W Kd; khjphpia muR nfhz;L tu tuNtz;Lk; vd njhopyhsh; fl;rpAk;>
Ntz;Lk; vdTk; vr;rhpj;Js;sJ. njhopw;rq;fq;fSk; NghuhbtUk;
,Uk;G kdpjh; vd Gfog;gLk; khh;f;fnul; fhyj;jpy;jhd; fhhpgpahd; epWtdk;
jhl;rh; fhye;njhl;L jdpahh;kak; fldpy; %o;fp jpthyhfpAs;sJ.
Nghw;wptsh;f;fg;gl;L te;jJ. It is not
the business of the government to be in
business vd;w mtuJ thrfk; vd;d
MdJ?
,uz;L kpy;ypad; n`f;Nlh;
epyg;gug;ig jdpahh; epWtdq;fs;
fle;j 40 Mz;Lfspy; murplkpUe;J
mgfhpj;Js;sdh;. mg;gbAk;
nghJkf;fs; gadilatpy;iy. Vio
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D. Økºï¦«V\[
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25, kçáB_ïV«Ý Ø>ò,
k_éD
ØÄ_ : 94435 61930
Ûª¸©«kö 2018 83
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Ph: 04369 - 220116
Cell: 94881 10116
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gì¦ö[ ¼Ãö_ ÖM©A ïV« kçïï^ >BVì ØÄFm >«©Ã|D.
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Rtn. S. Ø«Ý]ªÄVt
xïkì & >çékì \V\[Å c®©¸ªì,
x>[ç\ g¥^ ïV©¬â| g¼éVÄïì,
MDRT c®©¸ªì (USA)
ÃVoE>V«ì ¼Äçk ç\BD

MVK ¸«Tõ ¦kìü,
¼kç> ÄVçé, ]òÝmçÅ©¯õ½
ØÄ_ : 98424 29789
84 Ûª¸©«kö 2018
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capUf;F capuha;
mjpubaha; Xh; Fuy;! Xh; Fuy;!
Muthuk; ,y;yhJ XubAk; gpd; thq;fhky;
xU Fuy;!
Mopg; Nguiyaha; Xh; Fuy;@ Xfpg; Ganyd jhf;fpaJ Xh;Fuy;!
,lJrhhp nfhs;ifAld; xsljk; vJntd;w NjhoUf;F
,bKof;fkha; Xh; Fuy;! m/Nj ,Jntd;wJ Xh; Fuy;!
<dnkd;W ,fo;e;Njhiu nts;sp tpoh epytha; xsph;tJ
<l;baha; tPo;j;jpaJ Xh;Fuy;! rq;ff;Fuypd; ghzp!
chpikf;F tpij Cd;wp nghd;tpoh fjpuha; kpspu
cw;rhfg;gLj;jpaJ Xh; Fuy;! tho;j;j ,d;W ,y;iyNa xU
CUf;Fk; cjtpL vd;W Qhep!!
Cf;Ftpj;jJ Xh; Fuy;!
vd;iwf;Fk; mwnkd;W Nghuhb>
vjphpiaAk; mutizj;jJ Xh;
Fuy;!
Vsdk; nra;NjhiuAk;>
Vzpaha; cah;j;jpaJ Xh; Fuy;!
Iakpd;wp vOjp vOjpNa> yf;\;kp ehjd;
Ie;ije;ij fle;jJ Xh; Fuy;! mhpaY}h; fpis
xU ehSk; jsh;twpahJ>
Ö[ó«[ü mçÅ ÃVmïV©A

ØÃVmÝmçÅ ÃVmïV©A ¨ª
Ø>V¦ìÍm ¼ÃV«V½ kòD
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¼ÃV«Vâ¦ºïÓÂz kK ¼ÄìÂzD
ÄºïÂz«çé kVµÝmþ¼ÅVD.
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T| : 28/1, ·Í>«DÃV^ åïì, ¼kéV¥>D ÃVçáBD ¼ÃVüâ, ïÔì 639 117.
ØÄ_ : 98432 70467 ¼ÃV[ : 04324 270467
86 Ûª¸©«kö 2018
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,isauh[h… 70fspd; kj;jpapy;
ÃÝ\s¯ [ kç«...
Ãõð©A«D mkºþ
Ma;tpy; jsgjp jpiug;glj;jpy;
Jtq;fp ,d;W tiu jkpou;fspd; ,lk; ngw;w 'uhf;fk;kh
tho;it mtuJ ,irahy; ifia jl;L' vd;fpw ghly;
Mf; f pukpj; J f; nfhz; b Uf; f pwhu; Kjy; gj;Jg; ghly;fspy; 4
vd;why; mJ kpifapyi ; y. mtUf;F Mk; ,lj;ij gpbj;jpUf;fpwJ
,e;jpahtpd; ,uz;lhtJ caupa vd;why; ve;j mstpw;F
tpUjhd gj;ktpG+\d; tpUij ,e;j cyf mstpy; mtuJ
Mz; L toq; f p kj; j pa muR ,irahy; ftu;e;jpUf;fpwhu;
nfsutpj;jpUf;fpwJ. mtUila ,irg; vd;gij Gupe;J nfhs;s
gzpf;F toq;fg;gl;l tpUJ rw;W KbAk;. ,iria rhkhd;a
jhkjk; vd;whYk; $l jkpou;fSk;> kf; f spd; ,irahf
jkpo;ehLk; epr;rak; ngUik nfhs;Sk;. khw;wpajpy; mtUf;F
Njdp khtl;lk; gz;zGuk; fpuhkj;jpy; kpfg;ngupa gq;F cz;L.
ghtyu; tujuh[Dld; nghJ - fpuhkpa ,ir>
Tilik ,af;f Nkilfspy; Nkw;fj;jpa ,ir>
Jtq;fpa mtuJ ,irg;gazk; fu;ehlf ,ir vd
gy;NtW rhjidfSf;Fg; gpd; midj;J ,irfspYk; jdJ
njhlu;e;J nfhz;bUf;fpwJ. Kj;jpiuia gjpjJ ; gj;ktpG+\d;
urpfu;fis ftu;e;j ghly; tpUJ ngw;w ,isauh[htpw;F
vd;fpw jiyg;gpy; 155 ekJ tho;j;Jf;fis
ehLfspy; gpgprp elj;jpa Xu; cupj;jhf;fpf; nfhs;fpNwhk;.
ÄºïÂz«_ \éì EÅÂï kVµÝmþ¼ÅVD.
LIC ïV©¼ÃVD!
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AIIEA ZINDABAD
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æìïVa þçá AIIEA REDSALUTE
Ûª¸©«kö 2018 87
ÄºïÂz«_
ÖBÂïsB_ >ÝmkD ,e;jg;

kfhNguz;lq;fshy;
gpugQ;rk; Nguz;lk; njhlq;fp ek;Kila
(Super G+kpf;Nfhs; tiu
Clusters) MdJ. kfhNguz;lk; vg;NghJk; ,aq;fpf; nfhz;Nl ,Ug;gjhy;,
midj;Jk;
gy;yhapuk; Nguz;lq;fis mit njhlu;e;J khw;wj;Jf;F

(Clusters) cs; s lf; f paJ . cs;shfpd;wd. ehSf;F ehs;, kzpf;F
Nguz;lNkh xd;iwnahd;W kzp, epkplj;Jf;F epkplk;, tpdhbf;F
Rw;wpf; nfhs;Sk; mz;lq;fis t p d h b midj;Jk; njhlu;e;J
(Galaxies) cs; s lf; f paJ . khwpf;nfhz;Nl ,Uf;fpd;wd. #upad;$l
mz;lk; vd;gJ jk;ikr; rpwpJ rpwpjhf khw;wk; mile;J, rpyNfhb
Rw;wptUk; el;rj;jpuf; Mz;Lfspy; rhk;gyhfp mope;JNghFk;
$l;lq;fis (Stars) nfhz;lJ. vd;fpd;wdu;. ,aw;ifapYs;s midj;Jg;
xt;nthU e l ; r j ; j p u K k ; nghUs;fs; kw;Wkpd;wp, kdpj r%fKk;,
jd;idr; Rw;wptUk; gy kdpj r%fj;jpy; epytf;$ba midj;Jk;
Nfhs; f is cs; s lf; f pa njhlu;e;J khWjYf;F cs;shfpf;
FLk; g j; i jf; nfhz; l J .
nfhz;Nl ,Uf;fpd;wd. kdpj ciog;Gk;,
Nfhisr; Rw;wptUk; Jizf;
ciog;gpd; tbtq;fSk;, ciog;gpd;
Nfhs;fSk; cs;sd. ehk; thOk; G+kp
Neu; j ; j pAk; , ciog; g pd; cw; g j; j pg;
vd; D k; Nfhs; , #upad; vd; D k;
el;rj;jpuj;ijr; Rw;wp tUfpwJ. G+kpiar; nghUs;fSk;, cw;gj;jpg; nghUs;fspd;
re;jpud; vd;Dk; Jizf;Nfhs; Rw;wp tpdpNahf KiwAk; njhlu;e;J khwpf;
tUfpwJ. #upaf; FLk;gj;jpy; ,d;Dk; gy nfhz;Nl ,Uf;fpd;wd.
Nfhs;fs; cs;sd. mtw;Wf;Fk; kdpj cWg;GfSk;, Fwpg;ghf kdpj
Jzf;Nfhs;fs; cs;sd. #upaf; FLk;gk; %isAk;, %isapypUe;J cjpj;njOk;
(ehKk; Nru;e;Jjhd;) ghy;top (Milkyway) rpe;jidAk; vz;zq;fSk;$l njhlu;e;J
vd;Dk; mz;lj;jpd; ikaj;ij kzpf;F 8 khWjYf; F cs; s fpd; w d . khw; w k;
yl;rj;J 28 Mapuk; fp.kP. Ntfj;jpy; Rw;wp xd;iwj; jtpu kw;wit ahTk; khwpf;
tUfpwJ. ,t;tsT Ntfj;jpy; Rw;wpdhYk; nfhz;Nl ,Uf;fpd;wd. khw;wk; xd;Nw
#upad; ghy;topia xUKiw Rw;wptu 2 vd;iwf;Fk; khwhjJ. khWjy;
NfhbNa 30 yl;rk; Mz;Lfs; Mfpd;wd. tsu;r;rpia Nehf;fpaJ. Kd;Ndw;wj;
G+kp ePuhYk; epyj;jhYk; MdJ. jpirapyhdJ. khWjYk;, tsu;r;rpAk;,
,q;Nf jhtuq;fs;, tpyq;Ffs;, kdpj Kd;Ndw;wKk; ,izgpupahky; vg;NghJk;
,dq;fs; tho;fpd;wd. G+kpapd; xt;nthU epfo; e ; J nfhz; N l ,Uf; f pd; w d .
nghUSk; %yf;$Wfshy; MdJ. ,jidNa ',af;fk;' vd;fpNwhk;. ,aw;if,
%yf;$Wfs; mZf;fshy; Mdit. kdpj r%fk;, kdpj rpe;jid ,tw;wpd;
mZtpy; vnyf;l;uhDk;, GNuhl;lhDk;, ,ilawhj ,af;fj;Jf;Fk;, khw;wj;Jf;Fk;,
epA+l; u hDk; cs; s d . kfhNguz; l k; tsu;r;rpf;Fk; ce;Jrf;jpahf, Cw;Wf;
njhlq;fp mZtpd; vnyf;l;uhd; tiu fz;zhf tpsq;FtJ vJ? khw;wk; Vd;,
midj;Jk; vg;NghJk; ,aq;fpf; nfhz;Nl vg;gb epfo;fpwJ? ,aw;ifAk;, kdpj
,Uf;fpd;wd. mjhtJ, gpugQ;rj;jpYs;s r%fKk; nghJthd Fwpg;gpl;l rpy
midj;Jg; nghUs;fSk; vg;NghJk; tpjpfSf;F c l;gl;Nl ,aq;F
,af;fj;jpy; cs;sd. fpd;wdth? mg;gbnadpy;
khw;wk; xd;nw khwhjJ K. rptyp';fk; mt;tpjpfs; ahit?
gpugQ;rj;jpYs;s kfh
88 Ûª¸©«kö 2018
ÄºïÂz«_
(1) vjpu;epiyfspd; xUika[k; nghuhl;lKk; Kbahj xUikNa . xt; n thU
$u; e ; J Nehf; f pdhy; my; y J kdpjDf;Fs;Sk; jdpkdpjDk; r%f
Mokhfg; gFj;jha;e;J ghu;j;Njhkhdhy; kdpjDk; ciwfpwhd;. ,Utu;f;Fs;Sk;
,aw;ifapy;, r%fj;jpy; epyTk; ,ilawhj Nghuhl;lk; eilngw;Wf;
xt; n thd; W k; , ,U vjpu; e piyfspd; nfhz;Nl ,Uf;fpwJ.
xUikahf tpsq;Ftijf; fhzyhk;. ,U vjpu;epiyfSf;Fk; ,ilNa
mZtpy; vnyf;l;uhDk; (-), GNuhl;lhDk; jPu;f;f Kbahj Kuz;ghL vg;NghJk;
(+) Nru; e ; J s; s d . fhe; j j; j py; epyTfpwJ . mit vg; N ghJk;
njd;JUtKk; (N), tlJUtKk; (S) xd;Nwhnlhd;W Nghuhbf; nfhz;Lk;,
,ize;Js;sd. kdpj r%fKk;$l Mz;, mNjNtisapy; ,iz zgpupahkYk;
ngz;fshy; MdJ. r%fj;jpd; epyTfpd;wd. (1) ,uz;by; xd;W kl;Lk;
,d;wpaikahj mq;fkhd FLk;gk; jdpj; J epyt KbahJ . vg; N ghJk;
fztd;, kidtp ,izg;gpy; MdJ. ,uz;Lk; Nru;e;Nj epyTk;.
,f;fhyj;Jf; fzpdp$l td;nghUs;, (2) xd;wpy;iyNay; ,d;ndhd;wpy;iy.
nkd;nghUs; Mfpa ,uz;bd; gpupf;f (3) ,uz;Lk; xd;Wf;nfhd;W fhuzkhf
gHbkhHp brhd;dh mDgtpf;fDk;/ Muhaf;TlhJ
gonkhop nrhd;dh mDgtpf;fDk;> Muhaf;$lhJ vd;w jpiug;gl
trdk; Nghy> ek;kpilNa gad;gl;LtUk; gy;NtW $w;Wf;fs; Njhd;wpa
gpd;dzpNah> KOikahd nghUNsh njhptjpy;iy. gy Neuq;fspy;>
jtwhff; $l Ghpe;Jnfhz;L> gad;gLj;jpAk; tUfpNwhk;. cjhuzkhf> mb
cjTtJNghy mz;zd; jk;gp cjTtjpy;iy> fsTk; fw;W kw> Mapuk;
Ngiuf; nfhd;wtd; miu itj;jpad; Kjyhd gonkhopfisf; $wyhk;.
,d; D k; gytw; w py; > Kd; D k; gpd; D Ks; s tw; i w mwpahky; >
fUj;jpw;nfhs;shky;> jtwhd nghUs; nfhs;fpNwhk;. cjhuzkhf>
nfhiyAk; nra;ths; gj;jpdp vd;gJNghd;w $w;W. ,d;Dk; rpytw;wpy;>
rhpahfg; gad;gLj;jpdhYk;> KOikahfj; njhpahky;> KOg; gad;ghLk;
njhpahkYk; rpytw;iwg; gad;gLj;jptUfpNwhk;. cjhuzkhf> khwhjJ
vJTkpy;iy vd;gijj; jtpu khwhjJ vJTkpy;iy. ,e;j xw;iwf;$w;Nw
gy;NtW epfo;Tfisg; Ghpe;Jnfhs;s cjTk;NghJ> ,af;ftpay;
jj;Jtj;ij KOikahf mwpe;J gpur;rpidfis mZfpdhy;> ek;
tho;tpYk; ek;ikr; Rw;wpAk; eilngWk; mNdfkhf midj;J
epfo;TfisAk; vspjpy; Ghpe;Jnfhs;s KbAk;. ,d;Dk; nrhy;yg;Nghdhy;>
,e;jg; gpur;rpid ,g;gbj;jhd; KbTf;F tUk; vd;Nw $wptpl KbAk;. vdNt>
khHf;rpa jj;Jtq;fis> vspa nkhopeilapy;> ,ay;G tho;f;ifNahL
xg;gpl;L tpsf;fpLk; ty;yik ngw;w> NjhoH.K.rptypq;fk;> ek;
Ntz;LNfhSf;fpzq;fp> ,e;j vspa tpsf;ff; fl;Liuia vOjpapUf;fpwhH.
,jid> eilKiwapy; re;jpf;Fk; gpur;rpidfNshL xg;gpl;Lg; gbj;jhy;
vspjpy; Ghpe;Jnfhs;s KbAk;. ,af;ftpaypd; Jiztpjpfis tpsf;Fk;
fl;LiufisAk;> rq;ff;FuYf;fhf vOj Ntz;Lk; vd;w ek; Nfhhpf;ifia
NjhoH fl;lhak; Vw;ghH! -mwpTf;fly;
Ûª¸©«kö 2018 89
ÄºïÂz«_
tpsq;Ffpd;wd. (4) xd;W epyt tiuaWg;gpy; 'ngz;' vd;gJ gz;igAk;,
,d;ndhd;W epge;jid MFk;. (5) xd;W 'gjpndl;L taJ' vd;gJ msitAk;
,d;ndhd;wpd; epug;Gf;$W (Compliment) Fwpf;fpd;wd. msT jdpahf epyT -
MFk; . mjhtJ xd; W kw; w ij tjpy;iy. vg;NghJNk VNjDk; xU
epiwthf;FfpwJ. (6) xd;iwnahd;W gz;gpd; msthfNt ,Uf;fpwJ. msT
vg;NghJk; kWjypf;fpd;wd. vd; g J Fwpg; g pl; l gz; g pDila
(7) xd;iwnahd;W tpyf;fNt Kay;fpd;wd. tsu;r;rpapd; gupkhzk;, fl;lk;, Ntfk;,
(8) xd;Wf;nfhd;W vjpu;epiyNa jtpu, juk;, tpahgfk;, jPtpuk; Nghd;wtw;iw
vjpupfsy; y . (9) ,ilawhj tpsf;Fk; tiuaWg;G vdyhk;. ,U NtW
Nghuhl;lj;jpy; xd;iw kw;wJ nghUs;fspd; xg;Gikf;Fk;,
ntw;wpnfhs;s ,ayhJ. (10) ,uz;Lk; NtWghl;Lf;Fk; cupa $Wfs; gz;G vd
cs;Kuz;ghl;bd; $WfshfTk;, tiuaWf;fg;gLfpd;wd.
gFjpfshfTk; tpsq;Ffpd;wd. ehk; Vw;nfdNt ghu;j;jthW,
kdpj r%fj; j pd; tuyhw; W g; xt;nthU nghUspYk; xd;Wf;nfhd;W
Nghf;fpy;, xt;nthU fl;lj;jpYk; gpupf; f Kbahky; xUq; f pize; J
nray;gl;L te;j vjpu;epiyfisAk; fplf;Fk; vjpu;epiyfSf;F ,ilNa
mtw;Wf;F ,ilNaahd Nghuhl;lq;- epyTk; Kuz;ghl;bd; fhuzkha;,
fisAk; ehk; fhz KbAk;. njhlf;f mtw; W f; f pilNa eilngWfpd; w
fhy Mjpg; nghJTilik r%fj;jpy; ,ilawhj Nkhjy; f s; , xt; n thU
,aw;if-kdpjd;, mLj;Jte;j mbikr; nghUspYk; Kjypy; msT khw;wj;ij
r%fj;jpy; Mz;lhd;-mbik, gpwFte;j Vw; g Lj; J fpd; w d . msT khw; w k;
epyTilikr; r%fj;jpy; gz;izahu;- Fwpg;gpl;l fl;lj;jpy; gz;G khw;wj;Jf;F
gz;izabik vd;Dk; vjpu;epiyfs; topNfhYfpwJ. gz;G khw;wk;
epytf; fz;Nlhk;. jw;NghJ epytptUk; mile;jJk; mg;nghUs; Kw;wpYk;
Kjyhspj;Jt r%fj;jpy; Kjyhsp- NtnwhU Gjpa nghUshf khwpg;NghtJk;
ghl;lhsp vd;Dk; vjpu;epiy tu;ff ; q; - cz;L. ePiuf; nfhjpf;fitj;jhy; mjd;
fisAk;, mtu;fSf;F ,ilNaahd ntg; g epiyapy; msT khw; w k;
0
,ilawhj Nghuhl;lq;fisAk; fz;L eilngWfpwJ. 100 nr-I vl;baJk;
tUfpNwhk;. gz;G khw;wk; epfo;e;J, ePuhfpa jputg;
Mf, vjpu;epiyfspd; xUikAk; nghUs; ePuhtp tbtpy; thAg; nghUsha;
Nghuhl;lKNk gpugQ;rg; nghUs;fspd;, khwpg; NghfpwJ. ntg;gepiy Fiwe;J
0
kdpj r%fj;jpd; ,ilawhj nry;tJk; msT khw;wNk. 0 nr-f;Ff;
,af; f j; J f; F k; , khw; w j; J f; F k; , Fiwe;jJk; ePuhfpa jputg; nghUs;
tsu;r;rpf;Fk;, Kd;Ndw;wj;Jf;Fk; ce;J gdpf;fl;b tbtpy; jplg; nghUsha;
rf; j pahf , Cw; W f; fz; z hf khWfpwJ.
tpsq;Ffpd;wd vd;gJ fz;$L. NfhopKl;ilf;Fs; ,Uf;Fk;
0
(2) mst[ khw;wKk; gz;g[ khw;wKk; fUthdJ , 40 nr ntg; g epiyapy;
milfhf; F k; N ghJ , tsu; r ; r paile; J
ve;jnthU nghUSk; gz;G, msT
21-Mk; ehspy; FQ;rhf ntsptUfpwJ.
Mfpa ,uz;lhYk; tiuaWf;fg;gLfpwJ
mt;thNw jhapd; tapw;wpy; tsUk;
'gjpndl;L taJs;s ngz;' vd;w fUTk; 10 khjj;jpy; Foe;ijahfg;
90 Ûª¸©«kö 2018
ÄºïÂz«_
gupzkpf;fpwJ. tuyhw;wpy; kdpj r%f epiykWg;G' MFk;. gioaJ ,ilawhJ
mikg;GKiwAk; ,j;jifa gz;G kWg; G f; F cs; s hfpg; Gjpajhf
khw;wj;Jf;F Mshfp te;Js;sJ. Mjp khw;wg;gLfpd;w nray;KiwNa tsu;r;rp
r%fj;jpypUe;J mbik r%fKk;, vdg;gLfpwJ. 'gioad fopjYk; Gjpad
mbik r%fj;jpypUe;J epyTilik GFjYk; tOty;y, fhy tifapdhNd'
r%fKk;, epyTilik vdj; jkpo; ,yf;fpak; $WtJ ,q;F
r%fj;jpypUe;J Kjyhspj;Jt r%fKk; Nehf;fj; jf;fJ. njhlu;e;J ,af;fj;jpy;
mt;thNw gupzkpj;Js;sd. ,Uf;fpd;w - khw;wk; milfpd;w -
Kjyhspj;Jt r%fj;jpy; epyTk; xUnghUs; mjDila tsu;r;rpg;
gpujhd vjpu;epiyfshd Nghf;fpy; xU Fwpg;gpl;l epiyapy;
%yjdj;Jf;Fk; $ypAiog;Gf;Fk; Nkw;nfhz;L tsu;r;rpapd;wp mg;gbNa
,ilapyhd ,ilawhj Nghuhl;lq; epd;W Nghtjpy;iy. mjhtJ cr;rfl;l
fshy; Kuz; g hL jP u ; f ; f g; g l; L , tsu;r;rpepiy vd;Nwh, Kbthd cd;dj
xLf;FNthu;-xLf;fg;gLNthu; ,y;yhj epiy vd;Nwh vJTk; fpilahJ.
rkTilik rKjhak; kyUk; vdf; ,g; N ghJs; s r%f mikg; G
fzpf;fg;gl;Ls;sJ. ,aw;if KiwAk; epiykWf;fg;gl;L, ,ijtpl
khw;wj;Jf;Fk; r%f khw;wj;Jf;Fk; cd;djkhd xU r%fk; kyUk;.
,ilNaAs;s xNunahU NtWghL ' epiykWg; g pd; epiykWg; G ' vd; g J
vd;dntdpy;, ,aw;ifapy; epfOk; gz;G Kbtpy;yhj xU njhlu; epfo;T. ,dp
khw; w j; J f; F ek; k hy; fhyf; n fL khw;wk; ,y;iy vd;fpw epiy vg;NghJk;
epu; z apf; f KbAk; . Mdhy; , r%f ,y;iy. khw;wk; xd;Nw khwhjJ.
khw;wj;Jf;F mj;jifa fhyf;nfL
epu;zapf;f ,ayhJ. Mdhy;, gz;G Nkw; f z; l %d; W tpjpfSk; ,
khw;wk; vd;gJ jtpu;f;f KbahjJ. mJ ,aw; i f , r%fk; , epfo; T , rpe; j id ,
ele;Nj jPUk;. nray;Kiw Mfpa midj;Jf;Fk;
xUNrug; nghUe;Jfpd;w nghJthd
(3) epiykWg;gpd; epiykWg;g[ tpjpfshFk; . ,tw; i w tpsf; f pr;
vjpu;epiyfspd; ,ilawhj nrhy;Yk; jj;Jtk; ',af;ftpay;'
Nghuhl;lj;jhy; xU nghUspy; my;yJ vdg; g LfpwJ . ,k; % d; W tpjpfSk;
r%f mikg;GKiwapy; gz;G khw;wk; ',af;ftpay; tpjpfs;' vdg;gLfpd;wd.
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92 Ûª¸©«kö 2018
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t W i s h e s
With Bes Cell : 94439 71685
K.N. ASOKAN
Agency Code No. 004275N
LIC Agent
C.A. Branch, Thanjavur
kVµÝmÂïÓ¦[
ØÄ_ : 74021 784020
Lion T. Sadiq Batcha

Member of the Branch Manager's Club for Agents A. EkÂz\Vì
LIFE INSURANCE CORPORATION OF INDIA xïkì ¨õ : 0067775N
Off : "Jeevan Prakash", Ground Floor, Gandhiji Road, Thanjavur-1
Res : 17/12/1305, Old Nellu Mandi Street, East Gate, Thanjavur-1.
¨_.n.E. g© ÖÍ]BV, E.°.¸. >ÞÄVÆì
Tel : (O): 230701 Cell: 98437 11612 email: [email protected]
ÖékÄ ÃVoE ¼Äçk \u®D A]B ÃVoE ¨|Âï Ø>V¦ìA ØïV^á... xòï[ ½¼«¦ìü, c«Âïç¦
Pan Apply, Vehicle Insurance ¨|Âï... Ø>V¦ìA ØïV^á ¼kõ|þ¼ÅVD. ¨ºï¹¦D ¶çªÝm s>\Vª c«D, ¯ßE \òÍmï^ þç¦ÂzD.
Cell : 96004 45341, 94886 85341

K. SARAVANAN
Advisor - DA Club Member 00823.75N
S. KUMAR Life Insurance Corporation of India

Off : "Jeevan Prakash" Res : 1158, Ayyan Thiruvalluvar Nagar,
LIC AGENT, CAB-LIC of India, Manojipatty (Po), Medical College (via)
AGENCY CODE No. 0078875N Thanjavur -1. Thanjavur - 613 004.
LIC OF INDIA, C.A. Branch, Thanjavur THE NEW INDIA ASSURANCE CO LTD.,
Cell : 94867 42949 85/P, Market Road, IInd Floor, Thanjavur - 613 001.
Ûª¸©«kö 2018 93
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M. THAYUMANVAN
Agency Code No. 00675 75M
LIC Agent
Øéâ·t ¨õ¦ì¸ç«Äü LIC of India, Branch Office
Ø\l[¼«V|, ÿ«ûì 622 502. Keeranur
AmÂ¼ïVâç¦ \Vkâ¦D
Cell : 94431 65355
94 Ûª¸©«kö 2018
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With Best Compliments from
Cell : 98424 67300
Cell : 94435 89457 R. JAYAKUMAR

Agency Code No. 330302
MDRT / Chairman Club Member
LIC of India
Branch Office, Mannargudi
A. BALASUBRAMANIAN
Agency Code No. 1153302
Chairman Club Member
LIC of India
Branch Office, Mannargudi
Rtn. Y.G. Gopidass B.A., FchFP.,

Member - Chairman's Club & MDRT (USA)
.. National Insurance Company Ltd.
Star Health & Allied Insurance Co. Ltd.
No.7, Mothilal Street, Kumbakonam - 612 001.

Ph: 0435 - 2442530, Cell: 94431 16307
E.mail : [email protected]
Ûª¸©«kö 2018 95
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With Best Wishes

Cell: 88839 20716
SRI MADHURAA
Interiors
v Modular Kitchen v All Wood Works
v GIP Board False Ceiling v Aluminium Works
v Thoughened Glass Works
No. 186, Fathima Nagar, Putthar Street, Woraiyur, Trichy - 620 003.
e-mail: [email protected]
R. DHANAKOTTI
Chairman's Club Member,
MDRT Member U.S.A.

Off : Cantonment Branch, Dindigul Road
(Opp. National College), Trichy - 620 001.
Cell : 94431 - 88003
e-mail : [email protected]
96 Ûª¸©«kö 2018
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Ûª¸©«kö 2018 97
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ØÄ_ : 94431 63224
C. RAMALINGAM B.Sc., B.L., M. RAMCHANDRAN

Advocate Member Of The Distinguished Culb For Agents
12, NGO Colony, Keeranur, LIFE INSURANCE CORPORATION OF INDIA

Pudukottai District - 622 502. Off : OSV Complex, Main Road. Keeranur - 622 502 Tel : 262305
Res : Perunjunai Po., Thirugokarnam Via, Pudukkottai Dt.
Email : [email protected] Cell : 98426 95753 email: [email protected]
99443 37873
Cell:
86084 48678
AALAYA
Event Management
v Engagement
v Valikappu
v Marriage Reception
v Shastiapthapoorthi
C. SANTHANAM,
v Birthday Parties v Grahapravesam Agency Code No. 01761756
v Dinner Parties v Outdoor Catering LIC Agent
v Other Functions LIC of India, Branch Office
72/13, Kodappu Road, UKT Malai, Trichy - 102. Keeranur
kVµÝmÂïÓ¦[
SANDWICH PANELS K. Elango

Cell : 94431 31194
97509 31194
97509 31195
SRI VARI TRADERS

No. 1477/7, Theeran
Sathiya Moorthy Nagar,
(Near Pulliyampettai Bus Stop)
Kumbakonam - 612 103.
98 Ûª¸©«kö 2018
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ØÄ_ : 94436 46717
¨_.n.E. xïkì Ãèl_ ....
32 gõ|ï^
¶çªÝm sÃ«ºïÓÂzD... A. BALRAJ B.Sc., M.A., B.Ed.,
N. ïVEsükåV>[ Zonal Manager Club Member
Code No. 2153756 / 751
¨_.n.E xïkì, LIC of India, Branch Office,
19, ÿwÝ ¼>ì T], ¶[ªkVÄ_, Keeranur
AmÂ¼ïVâç¦ \Vkâ¦D.
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ØÄ_ : 94437 36514
Ûª¸©«kö 2018 99
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Cell: 97902 08221

89039 88559
S. gªÍ>«VD
Chief Life Insurance Advisor, LIC OF INDIA,
AGENT, NEW INDIA Assurance Co. Ltd.,
A]B ÃVoEï^ ¨|©Ã>uzD,

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24/A, A.R.R. ¼«V|, zDÃ¼ïVðD
100 Ûª¸©«kö 2018

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vd;gjhd murpaypd; ntspg;ghL. tpl;L Njrpaf; nfhbapy; cs;s
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& (0435) 2432994, 2432996
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102 Ûª¸©«kö 2018

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T| : 28/30, ÃçwB ¶«õ\çª Ø>ò, (Ãâ½ ÄÍm), zDÃ¼ïVðD 612 001.
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104 Ûª¸©«kö 2018

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ÄºïÂz«_
gphpkpak; nrYj;j Ntz;Lk;.
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cWjpg; g Lj; J tJ vy; y hk;
mjd;gpwFjhd;!
epjpaikr;rhpd; mwptpg;gpd;gb> 10
Nfhb FLk;gq;fSf;F> &.5 yl;rk; tPjk;
eyf;fhg;gPL nra;ag;gLk;. nghJj;Jiw
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nghpatHfs;> ,uz;L Foe;ijfs;
nfhz;l FLk;gj;jpw;F &.5 yl;rk;
eyf;fhg;gPL toq;f RkhH &.14 Mapuk;
gphpkpak; t#ypf;fpwJ. rhp> mJ jdpahf 1.4 tpOf;fhlhf caHe;jjhfg;
vLf;Fk; fhg;gPL> FOf;fhg;gPl;bw;F> Gs;sptpguq;fs $Wfpd;wd. Mdhy;>
mJTk; FO nghpjhf ,Uf;Fk;NghJ ,e;j epjpepiy mwpf;if 1.3 tpOf;fhL
gphpkpak; FiwAk;. xU FLk;gj;jpw;F kl;LNk xJf;fpAs;sJ. 2.5 tpOf;fhlhf
&.1>100 gphpkpak; nrYj;j caHj;j eltbf;if vLf;fg;gLk; vd;W
Ntz;bapUf;Fk; vd;gJ murpd; fzpg;G. “cWjp” mspj;Js;s Nkhb muR>
FOf;fhg;gPlhfr; nra;Ak;NghJ> &.14 vg;NghJ vd;W vq;Fk; njhptpf;f -
Mapuj;jpy; &.13 Mapuk; FiwAkh tpy;iy. “kpr;rj;ij nts;spj;jpiuapy;
vd;gJ jdpNa tpthjpf;f Ntz;ba fhz;f” vd;gJNghy> mLj;j Mz;lh>
nra;jp. Mdhy;> 10 Nfhb mLj;jKiw Ml;rpf;F te;jhyh>
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Ntz;Lk; vd;whNy> &.11 Mapuk; Nfhb MSf;F &.10 yl;rk; toq;fpaJ
Ntz;Lk;. Nkhb muR xJf;fpapUg;gJ Nghyth vd;W nghWj;jpUe;Jjhd;
ntWk; &.2 Mapuk; Nfhb! ,jpy; 11.8 ghHf;f Ntz;Lk;. mij NjHjy; [_k;yh
tpOf;fhL mjpf xJf;fPL vd;W vd;W nrhd;dtHfs;jhNd ,tHfs;?
Gsfhq;fpjk; NtW! ,tHfSf;fhfNt [_k;yhdhkpf;]; vd;w
nrhy;iy cUthf;fpAs;s Clfq;fs;>
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,e;j eyf;fhg;gPl;ilAk; mg;gbj;jhd;
jpUj;jg;gl;l kjpg;gPl;iltpl ntWk; 2.7
Fwpg;gpLfpd;wd.
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jdpf;fij vd;gJ kl;Lky;y. Vndd;why;> FLk;gj;jpw;F 4 NgH
“ehq;fs;yhk; Nkhrkhdtq;fs;y vd;W nfhz;lhy;$l 40 Nfhbg;
Kf;fpakhdtq;f” vd;w trdj;ijg; NgUf;Ff; fhg;gPL mspf;Fk; jpl;lk;. xU
Nghy> cyfpy;> kf;fs; eyj;jpw;F kpff; epWtdj;jpd; CopaHfSf;Ff;
Fiwthfr; nrytpLk; ehLfspy; FOf;fhg;gPL toq;Fk;NghJ> kUj;Jtg;
Kf;fpakhd ,lj;jpy;jhd; ,d;dKk; ghpNrhjidf;Fg;gpd; gzpapy; NrHe;J>
,e;jpah ,Uf;fpwJ. kf;fspd; cly; njhlHe;J gzpahw;wpf; nfhz;bUf;ff;
eyj;jpw;fhf muR nra;Ak; nryT $ba CopaHfs; xNu khjphpahd>
nkhj;j cs;ehl;L cw;gj;jpapy; 1.1 MNuhf;fpakhd cly;eyk; nfhz;ltH
tpOf;fhlhf 1995,y; ,Ue;jJ> 2014,y; -fshf ,Ug; g hHfs; . mbg; g ilg;
gzpfspy; <LgLk; vspa kf;fisf;
Ûª¸©«kö 2018 109
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nfhz;l> gy;NtW gzp epiyfisAk;> ,e;jf; fzf;fPl;il ehk; nra;atpy;iy.
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toq;fg;gLtjhy;> ,og;gPL toq;f mnkhpf;fh nkhpy; ypQ;r;> ,JNghd;w
Ntz;ba tpfpjKk; mjpfkhf ,Uf;Fk;. xU fzf;fPl;ilr; nra;J> &.2 Mapuk;
ntWk; 5 tpOf;fhL ,og;gPL Nfhbapy; ,e;jj; jpl;lk; rhj;jpaNk
Nfhug;gl;lhy;$l 2 Nfhbg; NgUf;F ,y;iy vd;W tpkHrpj;jpUf;fpwJ.
,og;gPL toq;f Ntz;Lk;. ruhrhpahf cz;ikapy;> gy khepy muRfs;>
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&.4 yl;rk; Nfhb ,og;gPL toq;fg;gl nray;gLj;jp tUk; eyf;fhg;gPl;Lj;
Ntz; L k; . 2016-17 epjpahz; b y; > jpl;lq;fSf;Fr; nrYj;Jk; gphpkpak;
,e; j pahtpy; eyf; f hg; g P L kl; L k; ,ijtpl mjpfk;. xd;wiuf; Nfhbf;
toq; F k; epWtdq; f s; ,og; g P L FLk;gq;fSf;F> &.2 yl;rk; tPjk;
toq;fpa tpfpjk;> gphpkpaj;jpy; 56.47 fhg;gPL mspf;f jkpof muR Mz;Lf;F
tpOf;fhL MFk;. mjhtJ> &. 100 &.1>069 Nfhbia gphpkpakhf Aidl;ll;
gphpkpak; t#ypj;jhy;> &. 56.47 ,e;jpah epWtdj;Jf;Fr; nrYj;JfpwJ.
,og;gPlhf toq;fpAs;sdH. kw;w nrYj;JfpwJ. gpd; vd;d Jzpr;rypy;
nghJf;fhg;gPl;L epWtdq;fSf;F ,J muR ,j;jpl;lj;ij mwptpj;Js;sJ?
100 tpOf;fhl;bw;Fk; mjpfkhff;$l Kjypy;> 2016,y; mwptpj;jNghJ
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Ntz;Lnkd;why;> toq;f Ntz;ba epjpj;Jiwr; nrayhsH `\;Kf;
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njhifiaf; fhg;gPl;L epWtdq;fs; Mz;by; fl;lhak; nray;gLj;jg;gLk;
gphpkpakhf t#ypf;f Ntz;Lk;. toq;f vd;w cWjp njd;gltpy;iy. vdNt>
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nghJthf epyTfpwJ. Vndd;why;>
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tug;NghFk; &.10 yl;rj;ij vg;gb
110 Ûª¸©«kö 2018

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gug;Giu nra;jtHfs;jhNd ,tHfs;? nryT nra;tJ> njhlHe;J kf;fSf;F
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[_k;yh vd;W ftHr;rpahd nrhy;yhly;! trjpfs; fpilg;gij cWjpg;gLj;Jk;.
[_k;yhdhkpf;]; fp N[! ,ijf; Nfus muR eilKiwapy;
cz;ikapNyNa eilKiwg; - nray;gLj;jpf; fhl;bf;nfhz;bUf;fpwJ.
gLj;j Kaw;rpj;jhYk;> mg;NghJ vy;yh Mz;LNjhWk; fhg;gPl;Lf;Fg; gphpkpak;
khepy muRfspd; jpl;lq;fisAk; nrYj;j xJf;fPL nra;Ak; njhifapy;
,jDld; ,izj; J f; n fhs; s yhk; . NkYk; NkYk; ,e;j trjpfis
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Mdhy; jpl;lk; kj;jpa murpDilajhf vd;gJ mt;thwhd epue;jug; gaid
,Uf;Fk;. khg;s mtUjhd;> rl;l mspf;fhJ. Mz;LNjhWk; gphpkpak;
vd;DJ! caUNk jtpu> trjpfs; cauhJ.
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gl;ljw;F Nfs;tpah Nfl;Nlhk;? jdpahH nghJf;fhg;gPl;L epWtdq;fs;>
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yl;rk; Nfhb... mJ$l Ntz;lhk;. fhHg;gNul;LfSf;F toq;Ftjw;fhf
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Njit vd; g Jjhd; epGzHfspd; nra;ag;gl;Ls;sJ. Vw;nfdNt>
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njhifia> Vd;> ntWk; &.10 Mapuk; fhg;gPl;by;> &.22>437 Nfhb gphpkpak;
Nfhbahf ,Uf;fl;LNk> mij muR nrYj;jp> tptrhapfSf;F &.8>087.23
Ûª¸©«kö 2018 111
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eyf;fhg;gPl;il rPdh Vw;nfdNt toq;fp nkhj;jj;jpy; mwptpf;fg;gl;Ls;s
tUfpwJ. [pbgpapy; 5.4 tpOf;fhl;il eyf;fhg;gPl;Lj; jpl;lk;> nghpaJkpy;iy>
kf; f s; cly; e yj; j pw; F r; nryT rpwe;jJkpy;iy> rhj;jpakhdjhfTk;
nra;Ak; rPdh> 2010 epytug;gbNa> 126.8 njhpatpy;iy. J}a;ik ,e;jpah vd;w
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toq;fpAs;sJ. tpfpjj;jpy; ghHj;jhYk;> nra;jJNghy> mLj;j tpsk;guq;fSf;F
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tsHe;j ehLfs; kpfr;rpwe;j kf;fSf;F cjtg; Nghtjpy;iy!
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<by;yh rhjidfis ghu;itapy;
Fk;gNfhzk;
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vjpu; nfhz;l rthy;fis epwk; khwh cWjpAk;
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vq;fs; Copau; nghd;tpohit vjpu;Nehf;fp
vq;fs; cupik tho;j;JfpNwhk;!
tho;f! tho;f! tho;fNt!
112 Ûª¸©«kö 2018

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Ûªkö  Îo - 25

¸©«kö 2018 ¶çé 1 & 2

fUg;G nts;isapy; ,Ue;jhYk;

ÄºïÂz«_ fz;iz ,ik fhg;gJ. mjw;F epfuhd

* kfspu;jpd rpwg;gpjo;fSf;F milahsk; fpilj; J s; s ,e; j

With Best Compliments From

S. Mathiyalagan M.A., Dip.in Yoga, A. Ponsubramanian

rupnad ek;gitf;Fk; Kaw;rpapy; gy rq;ff;Fuiy njhlu;e;J thrpg;Nghk;

ALL INDIA INSURANCE EMPLOYEES' ASSOCIATION

With Best Compliments

117-B, Trichy Road,

ALL INDIA INSURANCE EMPLOYEES' ASSOCIATION

PRESIDENT: Phone: 040-23244595

kVµï káx¦[... ¨_éV Aï¿D ÖçÅkÐÂ¼ï....

\_oïV \ïV_ ]ò\ð ¶«ºïD

The General Secretary,

On this occasion, I convey my best wishes to the Comrades of Thanjavur Division

BLOSSOM Low Price! e!!

ÖMB åç¦ nts;sp tpoh fhZk; ehd;F

fhg;gPl;L Copau; rq;fk; Nghuhb tUfpwJ. Mapuf;fzf;fhd

ÄºïÂz«_ Øk^¹ swV gõ½_

With Best Compliments From

LIC MANI TEA STALL

cöç\ : A. Eâ½ÃVA & 04329 - 223282

Ms;Nthu; nfhs;iffs; Nt\k; nfhz;l

md;ghu;e;j NjhoNu> Fwpj;j rupahd Gupjiy

\>ºïçáÂ ï¦Ím \M> ¼åBD ïV©¼ÃVD!

VEE VEE CONSTRUCTIONS

With Best Compliments From :

Rtn. J. SARAVANAN DME., CIS, CIP, CII (London)

Gnanam Towers,. #85, Chinnaiah Street, Pattukkottai - 614601. Tamil Nadu

& 04362 - 233484

ï Ó ¦ [ ¨ºï^ kVµ¡D, ¨ºï^ káxD

ÃBðD Ø>V¦«â|DjQ;irf; Nfhl;l fhg;gPl;L

LIFE INSURANCE OF CORPORATION OF INDIA

fl;Liufs; nra;jpfs; Nghd;wtw;wpd; njhlupy; ,lk; ngw;W tUtJ

With Best Compliments From

Off: Kalai Ravi Complex, 16/16A, Resi : Manmangalam West,

¶çªÝm kçïBVª ¸öõ½º

cWjpahf Kwpabf;fg;- gLk;. ,ij vOg;gptUk; “rq;ff;Fuy;” gzp

With Best Compliments From

Res : Vedichipalayam & Post

Off: KPR Building,

With Best Compliments From

Cell: 98946 40433

#52 A/3, R.S.P. Complex, Sengunthapuram Main Road,

With Best Compliments From

T. Sivakumar A. Barnabas CM CLUB AGENT

With Best Compliments From

2/1, Dindigul Road,

With Best Compliments From

çé© Ö[iR«[ü ïVì©ØÃV¼« [ g© ÖÍ]BV

Ö[xïÝ¼>V| ÃèAö¥D »aBìï^

r';;ff; FuYk; ehDk;

ïV©¬â|Â ïwï »aBì ÄºïD ¨[Ãm >ªm ¸«ßÄçªïÓÂïVï

¨_.n.El_ ÃèBVuÅ kÍ> ¨ºïçá ÖBÂïÝ][ ¼ÃV«V¹BVï

åV[ Ãè {F¡ ØÃuÅ¸[

g¥^ ïV©¬â½[ ¶çðBV sáÂïVª

S.K. xï\m ÃVÔÂ G. >ºï¼k_

\>ßÄVì¸[ç\ÂzD, \Âï^ Îu®ç\ÂzD

Ûªkö Îo - 25