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    Nha 004

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    headpnc
    The document provides information about using Consumer Business Information (CBI) reports including: - A list of working CBI dialup phone numbers in various cities. - Explanations of abbreviations and columns that appear in Equifax reports, such as account details, public records, and credit limits. - Instructions for obtaining someone's name, address, and social security number from CBI reports and using the information to validate expired credit cards.

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    © All Rights Reserved
    Download as TXT, PDF, TXT or read online from Scribd

    Nha 004

    Uploaded by

    headpnc
    202 views4 pages
    The document provides information about using Consumer Business Information (CBI) reports including: - A list of working CBI dialup phone numbers in various cities. - Explanations of abbreviations and columns that appear in Equifax reports, such as account details, public records, and credit limits. - Instructions for obtaining someone's name, address, and social security number from CBI reports and using the information to validate expired credit cards.

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    nha-004

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    The document provides information about using Consumer Business Information (CBI) reports including: - A list of working CBI dialup phone numbers in various cities. - Explanations of abbreviations and columns that appear in Equifax reports, such as account details, public records, and credit limits. - Instructions for obtaining someone's name, address, and social security number from CBI reports and using the information to validate expired credit cards.

    Copyright:

    © All Rights Reserved
    Download as TXT, PDF, TXT or read online from Scribd
    Download as txt, pdf, or txt
    202 views4 pages

    Nha 004

    Uploaded by

    headpnc
    The document provides information about using Consumer Business Information (CBI) reports including: - A list of working CBI dialup phone numbers in various cities. - Explanations of abbreviations and columns that appear in Equifax reports, such as account details, public records, and credit limits. - Instructions for obtaining someone's name, address, and social security number from CBI reports and using the information to validate expired credit cards.

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    © All Rights Reserved
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    ___ ___ ___ ___ ___________

    | \ | |\ | |\ | |\ | |\
    | \ | | | | | | | | | | ___ | |
    | \ | | | | |_|_| | | | |\ _| | |
    | \| | | | | | | |_|_| | |
    | |\ | | | ___ | | | ___ | |
    | | \ | | | |\ _| | | | |\ _| | |
    | | |\ | | | | | | | | | | | | | |
    | | | | | | | | | | | | | | | | | |
    |___| | |___| | |___| | |___| | |___| | |___| |
    \___\| \___\| \___\| \___\| \___\| \___\|

    - A Production of the NetWork Hacker Alliance INC -

    PreZidents:Inphiniti & Code of Honor & Cobra

    NHA Member Boards Listing


    +=+=+=+=+=+=+=+=+=+=+=+=+
    +---------------------+---------------+-------------+---------+
    | Inphiniti's Edge | 216-662-5115 | NHA *WHQ* | NoT |
    | Project Phusion | 301-365-9249 | NHA Node 1 | NoT |
    | Realm of Chaos | 516-466-8259 | NHA Node 2 | Ex-NASTY|
    +---------------------+---------------+-------------+---------+

    +--------------------------+
    | CBI Using/Report Reading |
    +--------------------------+

    I know there are many files written on CBI's but i really didnt find any really
    usefull cause they didnt go into real detail so i decided i write this little
    article for begginers on CBI's. There are five service's available to cbi
    users They include Arcofile, Arcofile-Plus, Safe-Scan, DTEC, and a On-Line
    Directory. Here are some meanings of what all those abrv. on CBI's mean:

    -- Working CBI Dialups

    Currently functioning CBI dialups are:

    [201/984-6297] Newark, New Jersey


    [503/226-1070] Portland, Oregon
    [612/341-0023] Minneapolis/St. Paul, Minnesota
    [713/591-8100] Houston, Texas
    [804/466-1619] Norfolk, Virginia
    [916/635-3935] Sacramento, California

    -- EquiFax Report Column Meanings

    PR/OI Yes-File has Public Records


    FB-NO-No information was obtained by other Credit Agencies
    ACCTS.9-File Contains 9 Trade Lines
    HC-High Credit Range (highest credit obtainable)
    BKRPT(Bankruptcy) Date Filed, Court Number, Case Number, Liabilities
    Assets, Exempt Amount, Filer, Type, Intent
    STJD(Stasified Judgement) Date Filed, COurt Number, Amount, Defendant,
    Casue Number, Plaintiff, Date Verified, Status,
    Date Satisfied
    COLL(Collection) Date reported, Date Assigned to Collection Agency
    Agents Id number, Credit Grantor's Name & Number, Amount,
    Date & Status, Balance-Date of Last Activity With Creditor
    on Acct., ECOA Designator, Account Serial Number
    INQS-Alert Appears if more then 3 inquiries occur within the past 60-90 days
    occur.
    OPND-Date the item (Credit Card or Loan) was opened
    RPTD-Date item was reported
    H/C-High Credit
    TRM-Monthly Repayment Amount or Number of Months or Years
    BAL-Balance owed as of Repoting Date
    P/D-Past Due Amount
    CS-Curent Status or Account
    0-Too new to rate
    1-Pays (or paid) Within 30 Days of Payment Due Date
    2-Pays (or paid) in More then 30 days from the payment due date but not
    more then 60 days
    3-Pays(or paid) in 60-90 days of payment due date
    4-Pays(or paid) in 90-120 days of payment due date
    5-Pays(or paid) in more then 120 days past due and/or has more then 4
    payments past due
    7-Makeing regular Payments under debters plan
    8-Repossession
    9-Bad Debt
    MR-Months REviewed
    ECOA-Type of Account
    I-Indinidual
    J-Joint
    S-Shared
    C-CO-Maker
    A-Authorized Use
    U-Undersigned
    M-Marker
    B-On behalf of another person
    T-Termninated
    ACCOUNT NUMBER-Subjects Account Number with Reporting Agency
    AMT-Total amount of Collection
    CLIENT-Credit grantors name or Industry
    BAL-Balance as of Date reported
    RPTD-Date reported
    LIST-Date assigned to collection agency
    FIRM/ID- Name of Bank/Type of Card/Ect

    The account format for CBI's are:


    xxxyyxx-yx or xxxyyxxxx-yx
    x= numbers y=letters

    There are many extensions you can add ALWAYS add DFZ
    for example:
    xxxyyxxxx-yx,user,DFZ.
    where it says user type any old names it makes it look more authentic

    if you type that extension you will get the persons fone # at the end of the
    credit report.

    Extensions:
    D: Online Directory
    F: ACROFILE- PLUS
    Z: View w/ names in FIRM/ID Field

    A-XXX PROCEED:
    the xx tells you where the data file's location is <might help scanning if your
    on the area>

    Processing Inquiries:

    NM-Last,First.<CR>
    CA-####,streetname,,city,state,zip.<ctrl-s><CR>
    try typeing "BL" for any info you dont have it works ...

    DTEC will give you their name and address


    you need there SS # though

    DTEC-XXX-XX-XXXX.<Ctrl S><CR>

    Getting the EXPIRATION DATE from the EQUIFAX Report..

    This is an important task if one is to use the information to card himself


    or herself something. To obtain the correct EXPIRATION DATE you must use
    our method. Everyone tells you to add two years to the RPTD column but they
    are wrong.

    First you need a working credit card validator. Here is one I have had, but
    it is also in the RL (Renegade Legion) file.

    Dialup:1+800+554-2265
    Bank: 1067 #
    Merchant: 52 #
    Type: xx # (10 = MC / 20 = Visa)
    Amount: 100 # (1.00)
    Exp. Date:0193 #

    Alright.. Now look at the column labeled OPND. Take the Month from that and
    write that down. That is your month for the EXP Date. Now look at the RPTD
    column. Take that year and write it down. That is your "could be" year..
    If the card is EXPIRED already add two years two it. Call the Credit Card
    Validator and try it. If it doesnt work, then change the EXP and only add
    one year to the orginal date.. Some peoples visa/mastercard are an EVEN
    year while others are ODD.. If the even one doesnt work then it is the
    ODD..

    Basically that is all you need too know about CBI to use it to your benifeit.
    Now have fun and DO NOT CALL IT STAIGHT! Call it thru Tymnet or Some other
    type of OD system.

    ___ ___ ___ ___ ___________


    | \ | |\ | |\ | |\ | |\
    | \ | | | | | | | | | | ___ | |
    | \ | | | | |_|_| | | | |\ _| | |
    | \| | | | | | | |_|_| | |
    | |\ | | | ___ | | | ___ | |
    | | \ | | | |\ _| | | | |\ _| | |
    | | |\ | | | | | | | | | | | | | |
    | | | | | | | | | | | | | | | | | |
    |___| | |___| | |___| | |___| | |___| | |___| |
    \___\| \___\| \___\| \___\| \___\| \___\|

    - A Production of the NetWork Hacker Alliance INC -

    PreZidents:Inphiniti & Code of Honor & Cobra


    NHA Member Boards Listing
    +=+=+=+=+=+=+=+=+=+=+=+=+
    +---------------------+---------------+-------------+---------+
    | Inphiniti's Edge | 216-662-5115 | NHA *WHQ* | NoT |
    | Project Phusion | 301-365-9249 | NHA Node 1 | NoT |
    | Realm of Chaos | 516-466-8259 | NHA Node 2 | Ex-NASTY|
    +---------------------+---------------+-------------+---------+

    NHA is now accepting applications.. If you are intrested


    and knowledgable in the Hacking of Networks and Phreaking
    etc, please call your fine H/p bbs system and download
    'NHA-APP.TXT' and upload it to Inphiniti's Edge.

    N.H.A. The Future of Hacking and Phreaking

    In the works....

    TRW Advanced Usage


    ROLM CBX Hacking

    more to come from N.H.A.

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