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Modello Leasing Agg

The document is a simulation model of a leasing agreement over 4 years. It specifies the duration, payment frequency, interest rate, capitalization method, collection and origination fees, financed amount, total cost, maximum quota, and redemption value. It then provides a detailed amortization schedule showing the payments, principal paid, remaining balance, interest, fees and expenses over the full term of the leasing agreement.

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0% found this document useful (0 votes)
37 views34 pages

Modello Leasing Agg

The document is a simulation model of a leasing agreement over 4 years. It specifies the duration, payment frequency, interest rate, capitalization method, collection and origination fees, financed amount, total cost, maximum quota, and redemption value. It then provides a detailed amortization schedule showing the payments, principal paid, remaining balance, interest, fees and expenses over the full term of the leasing agreement.

Uploaded by

w_fib
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 34

MODELLO DI SIMULAZIONE LEASING

Durata 4.00 anni


Pagamento mensile mensile, trimestrale, semestrale
Tasso 4.50% annuo
Capitalizzazione semplice semplice, composta
Spese incasso 5.00 euro
Spese pratica 300.00 euro
Finanziato 21,385.67 Costo totale 23,034.04
Maxicanone 30% in % 7.71%
Valore riscatto 10% in %

Scadenze Rata Q.Capitale Deb.Residuo Q.Interessi Comm. Spese


0 6,415.70 14,969.97 5.00 300.00
1 300.62 244.48 14,725.49 56.14 5.00
2 300.62 245.40 14,480.09 55.22 5.00
3 300.62 246.32 14,233.77 54.30 5.00
4 300.62 247.24 13,986.52 53.38 5.00
5 300.62 248.17 13,738.35 52.45 5.00
6 300.62 249.10 13,489.25 51.52 5.00
7 300.62 250.04 13,239.21 50.58 5.00
8 300.62 250.97 12,988.24 49.65 5.00
9 300.62 251.91 12,736.33 48.71 5.00
10 300.62 252.86 12,483.47 47.76 5.00
11 300.62 253.81 12,229.66 46.81 5.00
12 300.62 254.76 11,974.90 45.86 5.00
13 300.62 255.71 11,719.19 44.91 5.00
14 300.62 256.67 11,462.51 43.95 5.00
15 300.62 257.64 11,204.88 42.98 5.00
16 300.62 258.60 10,946.28 42.02 5.00
17 300.62 259.57 10,686.70 41.05 5.00
18 300.62 260.55 10,426.16 40.08 5.00
19 300.62 261.52 10,164.64 39.10 5.00
20 300.62 262.50 9,902.13 38.12 5.00
21 300.62 263.49 9,638.65 37.13 5.00
22 300.62 264.48 9,374.17 36.14 5.00
23 300.62 265.47 9,108.70 35.15 5.00
24 300.62 266.46 8,842.24 34.16 5.00
25 300.62 267.46 8,574.78 33.16 5.00
26 300.62 268.46 8,306.31 32.16 5.00
27 300.62 269.47 8,036.84 31.15 5.00
28 300.62 270.48 7,766.36 30.14 5.00
29 300.62 271.50 7,494.86 29.12 5.00
30 300.62 272.51 7,222.35 28.11 5.00
31 300.62 273.54 6,948.81 27.08 5.00
32 300.62 274.56 6,674.25 26.06 5.00
33 300.62 275.59 6,398.66 25.03 5.00
34 300.62 276.63 6,122.03 23.99 5.00
35 300.62 277.66 5,844.37 22.96 5.00
36 300.62 278.70 5,565.67 21.92 5.00
37 300.62 279.75 5,285.92 20.87 5.00
38 300.62 280.80 5,005.12 19.82 5.00
39 300.62 281.85 4,723.27 18.77 5.00
40 300.62 282.91 4,440.36 17.71 5.00
41 300.62 283.97 4,156.39 16.65 5.00
42 300.62 285.03 3,871.36 15.59 5.00
43 300.62 286.10 3,585.25 14.52 5.00
44 300.62 287.18 3,298.08 13.44 5.00
45 300.62 288.25 3,009.83 12.37 5.00
46 300.62 289.33 2,720.49 11.29 5.00
47 300.62 290.42 2,430.07 10.20 5.00
48 2,430.07 2,420.96 9.11 9.11 5.00
49 9.11 9.08 - 0.03 5.00
50 - - - 0.00 -
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Moltiplicatore 12
Numero pagamenti 48.00
Tasso di periodo 0.375%
Valore attuale riscatto 1,786.88
Importo finanziato 13,183.09
Monte rate 22,984.04 7.47%

Rata con iva


8,058.84 27,640.85
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
360.74
2,916.09
10.94
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Valore bene 130,000.00
Comprensivo di iva? no
Durata 15.00
Pagamento mensile
Tasso 6.000% annuo
Capitalizzazione composta
Spese incasso 5.00
Spese registrazioni/contabili -
Spese pratica 350.00
Maxicanone 10%
Valore riscatto 30%
Polizza assicurativa 500.00 stima per tutta durata leasing
Manutenzione programmata - stima per tutta durata leasing
Quota esente - stima studiare dove metterla

Scadenze Q.Capitale Q.Interessi Deb.Residuo Rata Rata altre


0 117,000.00 13,000.00
1 271.16 585.00 116,728.84 856.16 2.81
2 272.52 583.64 116,456.32 856.16 2.81
3 273.88 582.28 116,182.45 856.16 2.81
4 275.25 580.91 115,907.20 856.16 2.81
5 276.62 579.54 115,630.57 856.16 2.81
6 278.01 578.15 115,352.57 856.16 2.81
7 279.40 576.76 115,073.17 856.16 2.81
8 280.79 575.37 114,792.38 856.16 2.81
9 282.20 573.96 114,510.18 856.16 2.81
10 283.61 572.55 114,226.57 856.16 2.81
11 285.03 571.13 113,941.54 856.16 2.81
12 286.45 569.71 113,655.09 856.16 2.81
13 287.88 568.28 113,367.20 856.16 2.81
14 289.32 566.84 113,077.88 856.16 2.81
15 290.77 565.39 112,787.11 856.16 2.81
16 292.22 563.94 112,494.89 856.16 2.81
17 293.69 562.47 112,201.20 856.16 2.81
18 295.15 561.01 111,906.05 856.16 2.81
19 296.63 559.53 111,609.42 856.16 2.81
20 298.11 558.05 111,311.30 856.16 2.81
21 299.60 556.56 111,011.70 856.16 2.81
22 301.10 555.06 110,710.60 856.16 2.81
23 302.61 553.55 110,407.99 856.16 2.81
24 304.12 552.04 110,103.87 856.16 2.81
25 305.64 550.52 109,798.23 856.16 2.81
26 307.17 548.99 109,491.06 856.16 2.81
27 308.70 547.46 109,182.36 856.16 2.81
28 310.25 545.91 108,872.11 856.16 2.81
29 311.80 544.36 108,560.31 856.16 2.81
30 313.36 542.80 108,246.95 856.16 2.81
31 314.93 541.23 107,932.03 856.16 2.81
32 316.50 539.66 107,615.53 856.16 2.81
33 318.08 538.08 107,297.44 856.16 2.81
34 319.67 536.49 106,977.77 856.16 2.81
35 321.27 534.89 106,656.50 856.16 2.81
36 322.88 533.28 106,333.62 856.16 2.81
37 324.49 531.67 106,009.13 856.16 2.81
38 326.11 530.05 105,683.02 856.16 2.81
39 327.74 528.42 105,355.27 856.16 2.81
40 329.38 526.78 105,025.89 856.16 2.81
41 331.03 525.13 104,694.86 856.16 2.81
42 332.69 523.47 104,362.17 856.16 2.81
43 334.35 521.81 104,027.82 856.16 2.81
44 336.02 520.14 103,691.80 856.16 2.81
45 337.70 518.46 103,354.10 856.16 2.81
46 339.39 516.77 103,014.71 856.16 2.81
47 341.09 515.07 102,673.62 856.16 2.81
48 342.79 513.37 102,330.83 856.16 2.81
49 344.51 511.65 101,986.33 856.16 2.81
50 346.23 509.93 101,640.10 856.16 2.81
51 347.96 508.20 101,292.14 856.16 2.81
52 349.70 506.46 100,942.44 856.16 2.81
53 351.45 504.71 100,590.99 856.16 2.81
54 353.21 502.95 100,237.79 856.16 2.81
55 354.97 501.19 99,882.81 856.16 2.81
56 356.75 499.41 99,526.07 856.16 2.81
57 358.53 497.63 99,167.54 856.16 2.81
58 360.32 495.84 98,807.22 856.16 2.81
59 362.12 494.04 98,445.09 856.16 2.81
60 363.93 492.23 98,081.16 856.16 2.81
61 365.75 490.41 97,715.40 856.16 2.81
62 367.58 488.58 97,347.82 856.16 2.81
63 369.42 486.74 96,978.40 856.16 2.81
64 371.27 484.89 96,607.13 856.16 2.81
65 373.12 483.04 96,234.01 856.16 2.81
66 374.99 481.17 95,859.02 856.16 2.81
67 376.86 479.30 95,482.15 856.16 2.81
68 378.75 477.41 95,103.40 856.16 2.81
69 380.64 475.52 94,722.76 856.16 2.81
70 382.55 473.61 94,340.21 856.16 2.81
71 384.46 471.70 93,955.76 856.16 2.81
72 386.38 469.78 93,569.37 856.16 2.81
73 388.31 467.85 93,181.06 856.16 2.81
74 390.25 465.91 92,790.81 856.16 2.81
75 392.21 463.95 92,398.60 856.16 2.81
76 394.17 461.99 92,004.43 856.16 2.81
77 396.14 460.02 91,608.30 856.16 2.81
78 398.12 458.04 91,210.18 856.16 2.81
79 400.11 456.05 90,810.07 856.16 2.81
80 402.11 454.05 90,407.96 856.16 2.81
81 404.12 452.04 90,003.84 856.16 2.81
82 406.14 450.02 89,597.70 856.16 2.81
83 408.17 447.99 89,189.53 856.16 2.81
84 410.21 445.95 88,779.31 856.16 2.81
85 412.26 443.90 88,367.05 856.16 2.81
86 414.32 441.84 87,952.73 856.16 2.81
87 416.40 439.76 87,536.33 856.16 2.81
88 418.48 437.68 87,117.85 856.16 2.81
89 420.57 435.59 86,697.28 856.16 2.81
90 422.67 433.49 86,274.61 856.16 2.81
91 424.79 431.37 85,849.82 856.16 2.81
92 426.91 429.25 85,422.91 856.16 2.81
93 429.05 427.11 84,993.86 856.16 2.81
94 431.19 424.97 84,562.67 856.16 2.81
95 433.35 422.81 84,129.33 856.16 2.81
96 435.51 420.65 83,693.81 856.16 2.81
97 437.69 418.47 83,256.12 856.16 2.81
98 439.88 416.28 82,816.24 856.16 2.81
99 442.08 414.08 82,374.16 856.16 2.81
100 444.29 411.87 81,929.87 856.16 2.81
101 446.51 409.65 81,483.36 856.16 2.81
102 448.74 407.42 81,034.62 856.16 2.81
103 450.99 405.17 80,583.63 856.16 2.81
104 453.24 402.92 80,130.39 856.16 2.81
105 455.51 400.65 79,674.88 856.16 2.81
106 457.79 398.37 79,217.10 856.16 2.81
107 460.07 396.09 78,757.02 856.16 2.81
108 462.37 393.79 78,294.65 856.16 2.81
109 464.69 391.47 77,829.96 856.16 2.81
110 467.01 389.15 77,362.95 856.16 2.81
111 469.35 386.81 76,893.61 856.16 2.81
112 471.69 384.47 76,421.91 856.16 2.81
113 474.05 382.11 75,947.86 856.16 2.81
114 476.42 379.74 75,471.44 856.16 2.81
115 478.80 377.36 74,992.64 856.16 2.81
116 481.20 374.96 74,511.44 856.16 2.81
117 483.60 372.56 74,027.84 856.16 2.81
118 486.02 370.14 73,541.82 856.16 2.81
119 488.45 367.71 73,053.37 856.16 2.81
120 490.89 365.27 72,562.48 856.16 2.81
121 493.35 362.81 72,069.13 856.16 2.81
122 495.81 360.35 71,573.31 856.16 2.81
123 498.29 357.87 71,075.02 856.16 2.81
124 500.78 355.38 70,574.24 856.16 2.81
125 503.29 352.87 70,070.95 856.16 2.81
126 505.81 350.35 69,565.14 856.16 2.81
127 508.33 347.83 69,056.81 856.16 2.81
128 510.88 345.28 68,545.93 856.16 2.81
129 513.43 342.73 68,032.50 856.16 2.81
130 516.00 340.16 67,516.50 856.16 2.81
131 518.58 337.58 66,997.93 856.16 2.81
132 521.17 334.99 66,476.76 856.16 2.81
133 523.78 332.38 65,952.98 856.16 2.81
134 526.40 329.76 65,426.58 856.16 2.81
135 529.03 327.13 64,897.56 856.16 2.81
136 531.67 324.49 64,365.89 856.16 2.81
137 534.33 321.83 63,831.55 856.16 2.81
138 537.00 319.16 63,294.55 856.16 2.81
139 539.69 316.47 62,754.87 856.16 2.81
140 542.39 313.77 62,212.48 856.16 2.81
141 545.10 311.06 61,667.38 856.16 2.81
142 547.82 308.34 61,119.56 856.16 2.81
143 550.56 305.60 60,569.00 856.16 2.81
144 553.32 302.84 60,015.68 856.16 2.81
145 556.08 300.08 59,459.60 856.16 2.81
146 558.86 297.30 58,900.74 856.16 2.81
147 561.66 294.50 58,339.08 856.16 2.81
148 564.46 291.70 57,774.62 856.16 2.81
149 567.29 288.87 57,207.33 856.16 2.81
150 570.12 286.04 56,637.21 856.16 2.81
151 572.97 283.19 56,064.23 856.16 2.81
152 575.84 280.32 55,488.39 856.16 2.81
153 578.72 277.44 54,909.68 856.16 2.81
154 581.61 274.55 54,328.06 856.16 2.81
155 584.52 271.64 53,743.54 856.16 2.81
156 587.44 268.72 53,156.10 856.16 2.81
157 590.38 265.78 52,565.72 856.16 2.81
158 593.33 262.83 51,972.39 856.16 2.81
159 596.30 259.86 51,376.09 856.16 2.81
160 599.28 256.88 50,776.81 856.16 2.81
161 602.28 253.88 50,174.54 856.16 2.81
162 605.29 250.87 49,569.25 856.16 2.81
163 608.31 247.85 48,960.94 856.16 2.81
164 611.36 244.80 48,349.58 856.16 2.81
165 614.41 241.75 47,735.17 856.16 2.81
166 617.48 238.68 47,117.69 856.16 2.81
167 620.57 235.59 46,497.11 856.16 2.81
168 623.67 232.49 45,873.44 856.16 2.81
169 626.79 229.37 45,246.65 856.16 2.81
170 629.93 226.23 44,616.72 856.16 2.81
171 633.08 223.08 43,983.64 856.16 2.81
172 636.24 219.92 43,347.40 856.16 2.81
173 639.42 216.74 42,707.98 856.16 2.81
174 642.62 213.54 42,065.36 856.16 2.81
175 645.83 210.33 41,419.53 856.16 2.81
176 649.06 207.10 40,770.46 856.16 2.81
177 652.31 203.85 40,118.16 856.16 2.81
178 655.57 200.59 39,462.59 856.16 2.81
179 658.85 197.31 38,803.74 856.16 2.81
180 38,805.98 194.02 - 2.24 39,000.00 2.81
181 -0.01 -
182 0.00 -
183 0.00 -
184 0.00 -
185 0.00 -
186 0.00 -
187 0.00 -
188 0.00 -
189 0.00 -
190 0.00 -
191 0.00 -
192 0.00 -
193 0.00 -
194 0.00 -
195 0.00 -
196 0.00 -
197 0.00 -
198 0.00 -
199 0.00 -
200 0.00 -
201 0.00 -
202 0.00 -
203 0.00 -
204 0.00 -
205 0.00 -
206 0.00 -
207 0.00 -
208 0.00 -
209 0.00 -
210 0.00 -
211 0.00 -
212 0.00 -
213 0.00 -
214 0.00 -
215 0.00 -
216 0.00 -
217 0.00 -
218 0.00 -
219 0.00 -
220 0.00 -
221 0.00 -
222 0.00 -
223 0.00 -
224 0.00 -
225 0.00 -
226 0.00 -
227 0.00 -
228 0.00 -
229 0.00 -
230 0.00 -
231 0.00 -
232 0.00 -
233 0.00 -
234 0.00 -
235 0.00 -
236 0.00 -
237 0.00 -
238 0.00 -
239 0.00 -
240 0.00 -
241 0.00 -
242 0.00 -
243 0.00 -
244 0.00 -
245 0.00 -
246 0.00 -
247 0.00 -
248 0.00 -
249 0.00 -
250 0.00 -

117,002 75,250 192,253 506

Golf 1 Golf 2 Golf 3


26,340.00 27,557.00 28,369.81
1,843.80 1,928.99 1,985.89
0.07000 0.07000 0.07000

24,496.20 25,628.01 26,383.92

24,200.00 25,200.00 25,500.00


-8.12% -8.55% -10.12%

700

21,500.00
Maxicanone 13,000.00 Valore bene netto iva 130,000.00 Maxicanone
Riscatto 39,000.00 Moltiplicatore 12 Riscatto
Numero pagamenti 180 VA Riscatto
Numero rate 179
Tasso effettivo 6.16778% Tasso effettivo annuale 6.16778%
Tasso di periodo 0.50000%
Rata da excel 856.16 Differenza Valore attuale riscatto 15,891.81
Rata compl 858.97 Importo finanziato 101,108.19
Rata proposta #DIV/0! Rata netto iva 856.16 #DIV/0!
Sovratasso Rata altre spese 2.81
Costo finanz. 59.237% Rata proposta - tasso assic.
Sovratasso 0.00000% 0.000%
IVA a credito 27,300.00 100% Monte canoni 207,008.26 59.237%
Scudo fiscale 130,000.00 100% Tasso effettivo ricar. 6.16778%

3143.82649888 Richiesta 0 3.038% 167,159.34


Richiesta 1 5.350% 138,651.76
Richiesta 2 5.514% 132,822.82
Spese Rata con iva Iva mat
350.00 16,020.00 2,670.00 16,020.00 6,408.00
5.00 1,035.20 171.23
5.00 1,035.20 171.23 2583.48
5.00 1,035.20 171.23 3.5040
5.00 1,035.20 171.23 8520
5.00 1,035.20 171.23 360
5.00 1,035.20 171.23
5.00 1,035.20 171.23 Quota interessi non deducibile irap
5.00 1,035.20 171.23 6,368.82
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23 12,422.41 4,968.96
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23 12,422.41 4,968.96
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23 12,422.41 4,968.96
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23 12,422.41 4,968.96
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 1,035.20 171.23
5.00 46,807.81 7,800.00
1,250 232,109 38,451
13,000.00 Rimborso Pag. anno TAN TEFF Differenza
39,000.00 semestrale 2 6.000% 6.090% 0.090%
15,891.81 quadrimestrale 3 6.000% 6.121% 0.121%
trimestrale 4 6.000% 6.136% 0.136%
bimestrale 6 6.000% 6.152% 0.152%
mensile 12 6.000% 6.168% 0.168%

mensile 1 1 mensile
bimestrale 2
trimestrale 3
quadrimestrale 4
semestrale 6

Maxicanone 1000% 10.00%


Riscatto 3000% 30.00%
Tasso 4
Valore bene 135,000.00
Comprensivo di iva? no
Durata -
Pagamento mensile
Tasso 6.50% annuo
Capitalizzazione composta
Spese incasso 3.00
Spese pratica 300.00
Maxicanone 0%
Valore riscatto 0%
Polizza assicurativa - stima per tutta durata leasing
Manutenzione programmata - stima per tutta durata leasing
Quota esente - stima studiare dove metterla

Scadenze Q.Capitale Q.Interessi Deb.Residuo Rata


0 135,000.00 -
1 731.25 -
2 0.00 -
3 0.00 -
4 0.00 -
5 0.00 -
6 0.00 -
7 0.00 -
8 0.00 -
9 0.00 -
10 0.00 -
11 0.00 -
12 0.00 -
13 0.00 -
14 0.00 -
15 0.00 -
16 0.00 -
17 0.00 -
18 0.00 -
19 0.00 -
20 0.00 -
21 0.00 -
22 0.00 -
23 0.00 -
24 0.00 -
25 0.00 -
26 0.00 -
27 0.00 -
28 0.00 -
29 0.00 -
30 0.00 -
31 0.00 -
32 0.00 -
33 0.00 -
34 0.00 -
35 0.00 -
36 0.00 -
37 0.00 -
38 0.00 -
39 0.00 -
40 0.00 -
41 0.00 -
42 0.00 -
43 0.00 -
44 0.00 -
45 0.00 -
46 0.00 -
47 0.00 -
48 0.00 -
49 0.00 -
50 0.00 -
51 0.00 -
52 0.00 -
53 0.00 -
54 0.00 -
55 0.00 -
56 0.00 -
57 0.00 -
58 0.00 -
59 0.00 -
60 0.00 -
61 0.00 -
62 0.00 -
63 0.00 -
64 0.00 -
65 0.00 -
66 0.00 -
67 0.00 -
68 0.00 -
69 0.00 -
70 0.00 -
71 0.00 -
72 0.00 -
73 0.00 -
74 0.00 -
75 0.00 -
76 0.00 -
77 0.00 -
78 0.00 -
79 0.00 -
80 0.00 -
81 0.00 -
82 0.00 -
83 0.00 -
84 0.00 -
85 0.00 -
86 0.00 -
87 0.00 -
88 0.00 -
89 0.00 -
90 0.00 -
91 0.00 -
92 0.00 -
93 0.00 -
94 0.00 -
95 0.00 -
96 0.00 -
97 0.00 -
98 0.00 -
99 0.00 -
100 0.00 -
101 0.00 -
102 0.00 -
103 0.00 -
104 0.00 -
105 0.00 -
106 0.00 -
107 0.00 -
108 0.00 -
109 0.00 -
110 0.00 -
111 0.00 -
112 0.00 -
113 0.00 -
114 0.00 -
115 0.00 -
116 0.00 -
117 0.00 -
118 0.00 -
119 0.00 -
120 0.00 -
121 0.00 -
122 0.00 -
123 0.00 -
124 0.00 -
125 0.00 -
126 0.00 -
127 0.00 -
128 0.00 -
129 0.00 -
130 0.00 -
131 0.00 -
132 0.00 -
133 0.00 -
134 0.00 -
135 0.00 -
136 0.00 -
137 0.00 -
138 0.00 -
139 0.00 -
140 0.00 -
141 0.00 -
142 0.00 -
143 0.00 -
144 0.00 -
145 0.00 -
146 0.00 -
147 0.00 -
148 0.00 -
149 0.00 -
150 0.00 -
151 0.00 -
152 0.00 -
153 0.00 -
154 0.00 -
155 0.00 -
156 0.00 -
157 0.00 -
158 0.00 -
159 0.00 -
160 0.00 -
161 0.00 -
162 0.00 -
163 0.00 -
164 0.00 -
165 0.00 -
166 0.00 -
167 0.00 -
168 0.00 -
169 0.00 -
170 0.00 -
171 0.00 -
172 0.00 -
173 0.00 -
174 0.00 -
175 0.00 -
176 0.00 -
177 0.00 -
178 0.00 -
179 0.00 -
180 0.00 -
181 0.00 -
182 0.00 -
183 0.00 -
184 0.00 -
185 0.00 -
186 0.00 -
187 0.00 -
188 0.00 -
189 0.00 -
190 0.00 -
191 0.00 -
192 0.00 -
193 0.00 -
194 0.00 -
195 0.00 -
196 0.00 -
197 0.00 -
198 0.00 -
199 0.00 -
200 0.00 -
201 0.00 -
202 0.00 -
203 0.00 -
204 0.00 -
205 0.00 -
206 0.00 -
207 0.00 -
208 0.00 -
209 0.00 -
210 0.00 -
211 0.00 -
212 0.00 -
213 0.00 -
214 0.00 -
215 0.00 -
216 0.00 -
217 0.00 -
218 0.00 -
219 0.00 -
220 0.00 -
221 0.00 -
222 0.00 -
223 0.00 -
224 0.00 -
225 0.00 -
226 0.00 -
227 0.00 -
228 0.00 -
229 0.00 -
230 0.00 -
231 0.00 -
232 0.00 -
233 0.00 -
234 0.00 -
235 0.00 -
236 0.00 -
237 0.00 -
238 0.00 -
239 0.00 -
240 0.00 -
241 0.00 -
242 0.00 -
243 0.00 -
244 0.00 -
245 0.00 -
246 0.00 -
247 0.00 -
248 0.00 -
249 0.00 -
250 0.00 -

- 731 -
Maxicanone -
Riscatto -

Tasso effettivo 6.69719%

Rata da excel Err:502 Differenza


Rata proposta Err:502
Sovratasso
Costo finanz. -99.778%

Rata altre Spese Rata con iva Iva mat


300.00 360.00 60.00
- 300 - -

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