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Emi Calculator

The document outlines the details of a 15-year loan taken for Rs. 2,500,000 with an interest rate of 10.43%. It shows the amortization schedule with the beginning balance, EMI amount, principal payment, and interest payment over the 180 installments. The borrower will pay an EMI of Rs. 27,787.72 every month to repay the principal and interest over 15 years.

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murary
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0% found this document useful (0 votes)
117 views10 pages

Emi Calculator

The document outlines the details of a 15-year loan taken for Rs. 2,500,000 with an interest rate of 10.43%. It shows the amortization schedule with the beginning balance, EMI amount, principal payment, and interest payment over the 180 installments. The borrower will pay an EMI of Rs. 27,787.72 every month to repay the principal and interest over 15 years.

Uploaded by

murary
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLS, PDF, TXT or read online on Scribd
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EMI Schedule

Loan Amount 2,500,000.00


Interest Rate 10.43%
Loan Period in Years 15
No. of Payment Per Year 12
Grace Period 4
Number of Installment 180
Installment Amount (27,787.72)

S.No Beginning Balance EMI Principal Interest


1 2,500,000.00 27,787.72 6,058.55 21,729.17
2 2,493,941.45 27,787.72 6,111.21 21,676.51
3 2,487,830.24 27,787.72 6,164.33 21,623.39
4 2,481,665.92 27,787.72 6,217.90 21,569.81
5 2,475,448.01 27,787.72 6,271.95 21,515.77
6 2,469,176.07 27,787.72 6,326.46 21,461.26
7 2,462,849.61 27,787.72 6,381.45 21,406.27
8 2,456,468.16 27,787.72 6,436.91 21,350.80
9 2,450,031.24 27,787.72 6,492.86 21,294.85
10 2,443,538.38 27,787.72 6,549.30 21,238.42
11 2,436,989.09 27,787.72 6,606.22 21,181.50
12 2,430,382.87 27,787.72 6,663.64 21,124.08
13 2,423,719.23 27,787.72 6,721.56 21,066.16
14 2,416,997.67 27,787.72 6,779.98 21,007.74
15 2,410,217.69 27,787.72 6,838.91 20,948.81
16 2,403,378.79 27,787.72 6,898.35 20,889.37
17 2,396,480.44 27,787.72 6,958.31 20,829.41
18 2,389,522.13 27,787.72 7,018.79 20,768.93
19 2,382,503.34 27,787.72 7,079.79 20,707.92
20 2,375,423.55 27,787.72 7,141.33 20,646.39
21 2,368,282.23 27,787.72 7,203.40 20,584.32
22 2,361,078.83 27,787.72 7,266.01 20,521.71
23 2,353,812.82 27,787.72 7,329.16 20,458.56
24 2,346,483.66 27,787.72 7,392.86 20,394.85
25 2,339,090.80 27,787.72 7,457.12 20,330.60
26 2,331,633.68 27,787.72 7,521.93 20,265.78
27 2,324,111.75 27,787.72 7,587.31 20,200.40
28 2,316,524.44 27,787.72 7,653.26 20,134.46
29 2,308,871.18 27,787.72 7,719.78 20,067.94
30 2,301,151.40 27,787.72 7,786.88 20,000.84
31 2,293,364.53 27,787.72 7,854.56 19,933.16
32 2,285,509.97 27,787.72 7,922.83 19,864.89
33 2,277,587.15 27,787.72 7,991.69 19,796.03
34 2,269,595.46 27,787.72 8,061.15 19,726.57
35 2,261,534.31 27,787.72 8,131.21 19,656.50
36 2,253,403.10 27,787.72 8,201.89 19,585.83
37 2,245,201.21 27,787.72 8,273.18 19,514.54
38 2,236,928.03 27,787.72 8,345.08 19,442.63
39 2,228,582.95 27,787.72 8,417.62 19,370.10
40 2,220,165.33 27,787.72 8,490.78 19,296.94
41 2,211,674.55 27,787.72 8,564.58 19,223.14
42 2,203,109.98 27,787.72 8,639.02 19,148.70
43 2,194,470.96 27,787.72 8,714.11 19,073.61
44 2,185,756.85 27,787.72 8,789.85 18,997.87
45 2,176,967.00 27,787.72 8,866.24 18,921.47
46 2,168,100.76 27,787.72 8,943.31 18,844.41
47 2,159,157.45 27,787.72 9,021.04 18,766.68
48 2,150,136.41 27,787.72 9,099.45 18,688.27
49 2,141,036.97 27,787.72 9,178.54 18,609.18
50 2,131,858.43 27,787.72 9,258.31 18,529.40
51 2,122,600.12 27,787.72 9,338.78 18,448.93
52 2,113,261.33 27,787.72 9,419.95 18,367.76
53 2,103,841.38 27,787.72 9,501.83 18,285.89
54 2,094,339.55 27,787.72 9,584.41 18,203.30
55 2,084,755.14 27,787.72 9,667.72 18,120.00
56 2,075,087.42 27,787.72 9,751.75 18,035.97
57 2,065,335.67 27,787.72 9,836.51 17,951.21
58 2,055,499.16 27,787.72 9,922.00 17,865.71
59 2,045,577.16 27,787.72 10,008.24 17,779.47
60 2,035,568.92 27,787.72 10,095.23 17,692.49
61 2,025,473.69 27,787.72 10,182.97 17,604.74
62 2,015,290.71 27,787.72 10,271.48 17,516.24
63 2,005,019.23 27,787.72 10,360.76 17,426.96
64 1,994,658.48 27,787.72 10,450.81 17,336.91
65 1,984,207.67 27,787.72 10,541.64 17,246.07
66 1,973,666.02 27,787.72 10,633.27 17,154.45
67 1,963,032.75 27,787.72 10,725.69 17,062.03
68 1,952,307.06 27,787.72 10,818.91 16,968.80
69 1,941,488.15 27,787.72 10,912.95 16,874.77
70 1,930,575.20 27,787.72 11,007.80 16,779.92
71 1,919,567.40 27,787.72 11,103.48 16,684.24
72 1,908,463.92 27,787.72 11,199.98 16,587.73
73 1,897,263.94 27,787.72 11,297.33 16,490.39
74 1,885,966.61 27,787.72 11,395.52 16,392.19
75 1,874,571.09 27,787.72 11,494.57 16,293.15
76 1,863,076.52 27,787.72 11,594.48 16,193.24
77 1,851,482.04 27,787.72 11,695.25 16,092.46
78 1,839,786.79 27,787.72 11,796.90 15,990.81
79 1,827,989.89 27,787.72 11,899.44 15,888.28
80 1,816,090.45 27,787.72 12,002.86 15,784.85
81 1,804,087.59 27,787.72 12,107.19 15,680.53
82 1,791,980.40 27,787.72 12,212.42 15,575.30
83 1,779,767.98 27,787.72 12,318.57 15,469.15
84 1,767,449.41 27,787.72 12,425.64 15,362.08
85 1,755,023.78 27,787.72 12,533.63 15,254.08
86 1,742,490.14 27,787.72 12,642.57 15,145.14
87 1,729,847.57 27,787.72 12,752.46 15,035.26
88 1,717,095.11 27,787.72 12,863.30 14,924.42
89 1,704,231.81 27,787.72 12,975.10 14,812.61
90 1,691,256.71 27,787.72 13,087.88 14,699.84
91 1,678,168.84 27,787.72 13,201.63 14,586.08
92 1,664,967.20 27,787.72 13,316.38 14,471.34
93 1,651,650.83 27,787.72 13,432.12 14,355.60
94 1,638,218.71 27,787.72 13,548.87 14,238.85
95 1,624,669.84 27,787.72 13,666.63 14,121.09
96 1,611,003.22 27,787.72 13,785.41 14,002.30
97 1,597,217.80 27,787.72 13,905.23 13,882.48
98 1,583,312.57 27,787.72 14,026.09 13,761.63
99 1,569,286.48 27,787.72 14,148.00 13,639.72
100 1,555,138.48 27,787.72 14,270.97 13,516.75
101 1,540,867.51 27,787.72 14,395.01 13,392.71
102 1,526,472.50 27,787.72 14,520.13 13,267.59
103 1,511,952.37 27,787.72 14,646.33 13,141.39
104 1,497,306.04 27,787.72 14,773.63 13,014.09
105 1,482,532.41 27,787.72 14,902.04 12,885.68
106 1,467,630.37 27,787.72 15,031.56 12,756.15
107 1,452,598.81 27,787.72 15,162.21 12,625.50
108 1,437,436.60 27,787.72 15,294.00 12,493.72
109 1,422,142.60 27,787.72 15,426.93 12,360.79
110 1,406,715.68 27,787.72 15,561.01 12,226.70
111 1,391,154.66 27,787.72 15,696.26 12,091.45
112 1,375,458.40 27,787.72 15,832.69 11,955.03
113 1,359,625.71 27,787.72 15,970.30 11,817.41
114 1,343,655.41 27,787.72 16,109.11 11,678.60
115 1,327,546.30 27,787.72 16,249.13 11,538.59
116 1,311,297.17 27,787.72 16,390.36 11,397.36
117 1,294,906.81 27,787.72 16,532.82 11,254.90
118 1,278,373.99 27,787.72 16,676.52 11,111.20
119 1,261,697.48 27,787.72 16,821.46 10,966.25
120 1,244,876.02 27,787.72 16,967.67 10,820.05
121 1,227,908.35 27,787.72 17,115.15 10,672.57
122 1,210,793.20 27,787.72 17,263.91 10,523.81
123 1,193,529.30 27,787.72 17,413.96 10,373.76
124 1,176,115.34 27,787.72 17,565.31 10,222.40
125 1,158,550.03 27,787.72 17,717.99 10,069.73
126 1,140,832.04 27,787.72 17,871.98 9,915.73
127 1,122,960.06 27,787.72 18,027.32 9,760.39
128 1,104,932.73 27,787.72 18,184.01 9,603.71
129 1,086,748.72 27,787.72 18,342.06 9,445.66
130 1,068,406.67 27,787.72 18,501.48 9,286.23
131 1,049,905.18 27,787.72 18,662.29 9,125.43
132 1,031,242.89 27,787.72 18,824.50 8,963.22
133 1,012,418.40 27,787.72 18,988.11 8,799.60
134 993,430.28 27,787.72 19,153.15 8,634.56
135 974,277.13 27,787.72 19,319.62 8,468.09
136 954,957.51 27,787.72 19,487.54 8,300.17
137 935,469.96 27,787.72 19,656.92 8,130.79
138 915,813.04 27,787.72 19,827.77 7,959.94
139 895,985.27 27,787.72 20,000.11 7,787.61
140 875,985.16 27,787.72 20,173.95 7,613.77
141 855,811.21 27,787.72 20,349.29 7,438.43
142 835,461.92 27,787.72 20,526.16 7,261.56
143 814,935.76 27,787.72 20,704.57 7,083.15
144 794,231.19 27,787.72 20,884.52 6,903.19
145 773,346.67 27,787.72 21,066.04 6,721.67
146 752,280.63 27,787.72 21,249.14 6,538.57
147 731,031.48 27,787.72 21,433.83 6,353.88
148 709,597.65 27,787.72 21,620.13 6,167.59
149 687,977.52 27,787.72 21,808.04 5,979.67
150 666,169.47 27,787.72 21,997.59 5,790.12
151 644,171.88 27,787.72 22,188.79 5,598.93
152 621,983.09 27,787.72 22,381.65 5,406.07
153 599,601.45 27,787.72 22,576.18 5,211.54
154 577,025.26 27,787.72 22,772.40 5,015.31
155 554,252.86 27,787.72 22,970.34 4,817.38
156 531,282.52 27,787.72 23,169.99 4,617.73
157 508,112.54 27,787.72 23,371.37 4,416.34
158 484,741.17 27,787.72 23,574.51 4,213.21
159 461,166.66 27,787.72 23,779.41 4,008.31
160 437,387.25 27,787.72 23,986.09 3,801.62
161 413,401.16 27,787.72 24,194.57 3,593.15
162 389,206.59 27,787.72 24,404.86 3,382.85
163 364,801.73 27,787.72 24,616.98 3,170.73
164 340,184.74 27,787.72 24,830.94 2,956.77
165 315,353.80 27,787.72 25,046.77 2,740.95
166 290,307.03 27,787.72 25,264.46 2,523.25
167 265,042.57 27,787.72 25,484.05 2,303.66
168 239,558.52 27,787.72 25,705.55 2,082.16
169 213,852.96 27,787.72 25,928.98 1,858.74
170 187,923.98 27,787.72 26,154.34 1,633.37
171 161,769.64 27,787.72 26,381.67 1,406.05
172 135,387.97 27,787.72 26,610.97 1,176.75
173 108,777.00 27,787.72 26,842.26 945.45
174 81,934.74 27,787.72 27,075.57 712.15
175 54,859.17 27,787.72 27,310.90 476.82
176 27,548.28 27,787.72 27,548.28 239.44
177 (0.00) 27,787.72 27,787.72 (0.00)
178 (27,787.72) 27,787.72 28,029.24 (241.52)
179 (55,816.95) 27,787.72 28,272.86 (485.14)
180 (84,089.81) 27,787.72 28,518.60 (730.88)
27
Outstanding Principal
2,493,941.45
2,487,830.24
2,481,665.92
2,475,448.01
2,469,176.07
2,462,849.61
2,456,468.16
2,450,031.24
2,443,538.38
2,436,989.09
2,430,382.87
2,423,719.23
2,416,997.67
2,410,217.69
2,403,378.79
2,396,480.44
2,389,522.13
2,382,503.34
2,375,423.55
2,368,282.23
2,361,078.83
2,353,812.82
2,346,483.66
2,339,090.80
2,331,633.68
2,324,111.75
2,316,524.44
2,308,871.18
2,301,151.40
2,293,364.53
2,285,509.97
2,277,587.15
2,269,595.46
2,261,534.31
2,253,403.10
2,245,201.21
2,236,928.03
2,228,582.95
2,220,165.33
2,211,674.55
2,203,109.98
2,194,470.96
2,185,756.85
2,176,967.00
2,168,100.76
2,159,157.45
2,150,136.41
2,141,036.97
2,131,858.43
2,122,600.12
2,113,261.33
2,103,841.38
2,094,339.55
2,084,755.14
2,075,087.42
2,065,335.67
2,055,499.16
2,045,577.16
2,035,568.92
2,025,473.69
2,015,290.71
2,005,019.23
1,994,658.48
1,984,207.67
1,973,666.02
1,963,032.75
1,952,307.06
1,941,488.15
1,930,575.20
1,919,567.40
1,908,463.92
1,897,263.94
1,885,966.61
1,874,571.09
1,863,076.52
1,851,482.04
1,839,786.79
1,827,989.89
1,816,090.45
1,804,087.59
1,791,980.40
1,779,767.98
1,767,449.41
1,755,023.78
1,742,490.14
1,729,847.57
1,717,095.11
1,704,231.81
1,691,256.71
1,678,168.84
1,664,967.20
1,651,650.83
1,638,218.71
1,624,669.84
1,611,003.22
1,597,217.80
1,583,312.57
1,569,286.48
1,555,138.48
1,540,867.51
1,526,472.50
1,511,952.37
1,497,306.04
1,482,532.41
1,467,630.37
1,452,598.81
1,437,436.60
1,422,142.60
1,406,715.68
1,391,154.66
1,375,458.40
1,359,625.71
1,343,655.41
1,327,546.30
1,311,297.17
1,294,906.81
1,278,373.99
1,261,697.48
1,244,876.02
1,227,908.35
1,210,793.20
1,193,529.30
1,176,115.34
1,158,550.03
1,140,832.04
1,122,960.06
1,104,932.73
1,086,748.72
1,068,406.67
1,049,905.18
1,031,242.89
1,012,418.40
993,430.28
974,277.13
954,957.51
935,469.96
915,813.04
895,985.27
875,985.16
855,811.21
835,461.92
814,935.76
794,231.19
773,346.67
752,280.63
731,031.48
709,597.65
687,977.52
666,169.47
644,171.88
621,983.09
599,601.45
577,025.26
554,252.86
531,282.52
508,112.54
484,741.17
461,166.66
437,387.25
413,401.16
389,206.59
364,801.73
340,184.74
315,353.80
290,307.03
265,042.57
239,558.52
213,852.96
187,923.98
161,769.64
135,387.97
108,777.00
81,934.74
54,859.17
27,548.28
(0.00)
(27,787.72)
(55,816.95)
(84,089.81)
(112,608.41)

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