Scribd
Upload
527 views3 pages

IBM Data Warehouse Banking Model

The IBM Banking Data Warehouse (BDW) provides banks with a flexible data warehousing solution. It consists of over 80 components called Business Solution Templates that support data warehousing and analytics needs such as customer profitability analysis. The BDW covers key banking areas like risk, compliance, relationship marketing, profitability, and asset/liability management. It offers advantages like quick implementation, customization support, and a solid base for management applications and decision making.

Uploaded by

d_seng
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
527 views3 pages

IBM Data Warehouse Banking Model

The IBM Banking Data Warehouse (BDW) provides banks with a flexible data warehousing solution. It consists of over 80 components called Business Solution Templates that support data warehousing and analytics needs such as customer profitability analysis. The BDW covers key banking areas like risk, compliance, relationship marketing, profitability, and asset/liability management. It offers advantages like quick implementation, customization support, and a solid base for management applications and decision making.

Uploaded by

d_seng
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 3

DATA WAREHOUSE BANKING MODEL - IBM DATA WAREHOUSE BANKING MODEL

By using the IBM Banking Data Warehouse (BDW) Bank obtain a flexible data wareho
use solution. The method used is to start from the parts of the data mart to the
enterprise data warehouse.
Banking Data Warehouse (BDW) consists of more than 80 components Business Soluti
on Templates (BST). BST is used to support skoping and development required to r
eport data warehousing and analytic needs such as Customer Profitability, Wallet
Share Analysis, Customer Attrition Analysis, Liquidity Analysis, and so forth.
IBM Banking Data Warehouse (BDW) covers the following areas:
No. Area Features
1 Risk
- Economic equivalence of a product
- Loans and securities investments
- Limit monitoring
- Collateral valuation and review
- Consolidated exposure
- Inter-customer relationship
- Subsidiaries / cross holdings
- Relationship between Employee and Employer
2 Compliance
- Provides a basic foundation for compliance requirements
- Basel II, IFRS / IAS, Sarbanes Oxley, Anti-Money Laundering Regulations
- Flexible architecture that makes an organization more concentration on complia
nce requirements
- Reporting template for the design of data warehouse
- data requirements for applications and report to the specific needs of the reg
ulator can be stored and mapped to the Banking Data Warehouse
3 Relationship Marketing
- Consolidated view of a customer
- Single view of an organization
- Customer behavior / loyalty indicators
- Demographic information
- Transaction Analysis
- Spending Patterns
- Spatial analysis
- Segmentation
- householding
- Inquiries / complaints
4 Profitability
- Flexible Structures: hold the components necessary for profitability
- Treat every relationship / product as a business
- Available to the General Ledger for the Involved Party, Products, etc.
- the "Account" as Assets, Liabilities, Income, Features contingencies, and Expe
nses
- Predefined Profitability summarizations
- Standard for Profitability Aggregations
- Encourage standardized across the organization profitability
- summarizations at different levels: Account, Customer, Org Unit,Product

5 Asset and Liability


- Mismatch in liquidity
- Mismatch in Interest rate structure
- Optimization of funds
- Pooling
- Hedging
- Capital adequacy
- Change in balance sheet over time
- Analysis of historic trends
- Projection of future events

Advantage of the IBM Banking Data Warehouse include:


- Meng-encapsulation extension of the IBM Data Warehouse effectively and is a so
lution to a financial organization like a bank.
- Bringing a competitive opportunity in providing data consolidation and data cl
eaning.
- Support the implementation of data warehouse solutions quickly with banking da
ta means.
- Provides a combination of sound engineering infra-structural, a proven data ma
nagement in terms of products and functional.
- Facilitate the customization and extension of the data warehouse.
- Support business users to better control the terms of the definition and skopi
ng of data warehouse solutions.
- Provides a solid base for the development of management applications and to in
tegrate decision making and application information for executives
- Reduce the risk of failure by taking the approach of integrated information ma
nagement

The architecture of the BDW is described as follows:

http://channel9.msdn.com/Events/TechEd/NorthAmerica/2013/?sort=sequential&direct
ion=desc&term=&r=Data+Platform+%26+Business+Intelligence#fbid=QTJmy-Ww4fX

COLLATERAL_KEY
COLLATERAL_HELD
Q8B8R-7XJMW-7T2H2-CVKCR-27BJJ
COLLATERAL_PERF_STATUS
COLLATERAL_TYPE
COLLATERAL_SRC

DW_FACILITY_KEY
ACCT_NUM
FACILITY_NAME
FACILITY_TYPE
REL_DEF_EVENT
UNDRWN_COMM_COMMl
OTHER_SRC_DTL

ESTIMATED_LGD
EXPOSURE_BALANCE
SUSPENCE_INTEREST
PENAL_CHARGES
DEFAULT_DAYS
COLLATERAL_VALUE
COLLATERAL_LAST_VALUE
COLLATERAL_COVERAGE_RATIO
BANK_COST_RECOVERY
CUSTOMER_COST_RECOVERY
AMOUNT_OTHERS_RECOVERED
RECOVERED_TOTAL_AMOUNT
COST_FUNDING_LOSS
EXPOSURE_DEFAULT
LOSS_GIVEN_DEFAULT

You might also like