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Bratati Karmakar: Financial Analyst For The US Mortgage Banking Industry - XL DYNAMICS INDIA

Bratati Karmakar is a financial analyst for the US mortgage banking industry at XL Dynamics India in Mumbai, Maharashtra. She has been in this role since February 2015 providing financial and operational services to US clients. Her responsibilities include reviewing financial statements and documents to assess loan eligibility, configuring financial data, and performing compliance reviews. She has a diploma in finance, PGDM from Pune University, and bachelor's degrees in leadership development and physics. Her skills include problem solving, systems thinking, and team building.

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Ajinkya Agrawal
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61 views2 pages

Bratati Karmakar: Financial Analyst For The US Mortgage Banking Industry - XL DYNAMICS INDIA

Bratati Karmakar is a financial analyst for the US mortgage banking industry at XL Dynamics India in Mumbai, Maharashtra. She has been in this role since February 2015 providing financial and operational services to US clients. Her responsibilities include reviewing financial statements and documents to assess loan eligibility, configuring financial data, and performing compliance reviews. She has a diploma in finance, PGDM from Pune University, and bachelor's degrees in leadership development and physics. Her skills include problem solving, systems thinking, and team building.

Uploaded by

Ajinkya Agrawal
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Bratati Karmakar

Financial Analyst for the US Mortgage Banking Industry - XL DYNAMICS INDIA

Mumbai, Maharashtra - Email me on Indeed: indeed.com/r/Bratati-Karmakar/5ca0431b15ab07d5

Willing to relocate: Anywhere

WORK EXPERIENCE

Financial Analyst for the US Mortgage Banking Industry


XL DYNAMICS INDIA - Navi Mumbai, Maharashtra - February 2015 to Present
Providing financial/operational services to the US mortgage banking industry client (brokers, lenders and
investors)
Reviewing financial statements to assess mortgage worthiness, configuring financial data in ERP (Sunsoft/
MOL)
Reviewing the client specific county taxes of various US states to assess the compliance risk on a loan.
Performing Pre-risk compliance reviews to check data authenticity, detecting red-flags, assessing the credit
history of borrowers.
Assessing risk of financial products and trades by performing various qualities check (QM & High cost test)
Completing all the compliance checks by reviewing all the documents necessary to send the loan for further
processing.

EDUCATION

Diploma in Finance
Indira Institute of Management - Pune, Maharashtra
2013 to 2015

PGDM
Pune university - Pune, Maharashtra
2015

Bachelor of Science in leadership development


Government Autonomous College - Raurkela, Orissa
2009 to 2012

BSc in Physics
Sambalpur University - Sambalpur, Orissa
2012

ADDITIONAL INFORMATION

Problem Solving Skills


Systems Thinking
Team Building
Spin selling
Business performance measurement
Balanced score card
Creating client value
Certification courses: - A 5 day workshop on Financial Modelling organized by Proschool.

Software Skills: - MS Office Suite (Word, Excel, PowerPoint), Programming in C.

Strengths
Adaptable
Self disciplined
Quick learner
Multi-tasker

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