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Required Documentations For Home Loan Credit Documentation: Req Docs

This document lists the required documentation for obtaining a home loan in India. It provides details of the credit, legal, and additional documentation needed for self-employed/professional applicants and co-applicants. The key documentation includes photo ID, address proof, income proof like tax returns and bank statements, and property documents like agreement and plans. Additional documents may be requested during the application process.

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Satnam Singh Sandhu
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69 views2 pages

Required Documentations For Home Loan Credit Documentation: Req Docs

This document lists the required documentation for obtaining a home loan in India. It provides details of the credit, legal, and additional documentation needed for self-employed/professional applicants and co-applicants. The key documentation includes photo ID, address proof, income proof like tax returns and bank statements, and property documents like agreement and plans. Additional documents may be requested during the application process.

Uploaded by

Satnam Singh Sandhu
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLS, PDF, TXT or read online on Scribd
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req docs

REQUIRED DOCUMENTATIONS FOR HOME LOAN


CREDIT DOCUMENTATION
Self Employed/ SE-Proffesional
Applicant
Co-Applicant

Sl.
No.

Description

PHOTO ID & AGE


PROOF

PAN CARD

VOTER ID,PASS PORT, AADHAAR CARD,


DL,RECOMENDATION LETTER FROM
RENOUND AUTHORITY, AFFIDAVIT WITH
PHOTOGRAPH

PRESENT & PERMANENT


ADDRESS PROOF

VOTER ID,PASS PORT, AADHAAR CARD,


DL, BANK STATEMENT/PASS BOOK, GAS
CONNECTION BOOK, PHONE BILL,
ELECTRICITY BILL, RATION CARD

SAME

COLOUR PHOTOGRAPHS

2 NO.

2 NO.

LAST 3 YEARS TRADE LICENSE

SAME, IF APPLICABLE

LATEST

4 QUALIFICATION/BUSINES
S PROOF

PROOF OF
EMPLOYMENT

BUSINESS PROFILE ON COMPANY


LETTER HEAD

SAME

LOAN COMMITMENT
DETAILS, IF ANY

SANCTION LETTER, LOAN


SCHEDULE & RTR/SOA

SAME

BANK STATEMENTS

LAST 1 YEAR CURRENT A/C


LAST 1 YEAR SAVINGS A/C

SAME, IF APPLICABLE
SAME, IF APPLICABLE

LAST 3 YEARS ITR,P& L A/C,


BALANCE SHEET

SAME, IF APPLICABLE

LAST 3 YEARS TAX PAID


CHALLAN/TDS CERTIFICATE

SAME, IF APPLICABLE

(0.50% OF LOAN AMOUNT)

(15.00% S.TAX OF PF)

INCOME PROOF

PROCESSING FEES

LEGAL DOCUMENTATION (BUILDER PURCHASE,RESALE HOUSE/FLAT PURCHASE,LAP-RESI)


1) AGREEMENT FOR SALE/ALLOTMENT LETTER/ SALE DEED ;

2) BACK DEEDS;

4) CURRENT TAX RECEIPT IN THE NAME OF PRESENT OWNER/S;

5)PORCHA & KHAZNA IN THE NAME OF PRESENT OWN

6) SANCTIONED BUILDING PLAN;

3) MUTATION CERTIFICATE IN TH

7) MONEY RECEIPT/S

EXTRA DOCUMENTS FOR BALANCE TRANSFER & TOP-UP CASES


1) LIST OF DOCUMENTS SUBMITED IN RESPECTIVE FINANCIAL INSTITUTE IN ORIGINAL;

2) FORE CLOSING LETTER OR SO

EXTRA DOCUMENTS FORSELF CONSTRUCTION & HOME EXTENTION CASES

1) ESTIMATED CONSTRUCTION COST BY CIVIL ENGINEER OR ARCHITECT IN ORIGINAL

Further documents may require after perusal of the above mention


Page 1

req docs

NS FOR HOME LOAN

HASE,LAP-RESI)
MUTATION CERTIFICATE IN THE NAME OF PRESENT OWNER/S.

N THE NAME OF PRESENT OWNER/S( IF APPLICABLE).

) FORE CLOSING LETTER OR SOA / RTR OF THE LOAN.

al of the above mentioned documents.


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