"Common Law Marriage" and Cohabitation: Briefing Paper
"Common Law Marriage" and Cohabitation: Briefing Paper
"Common Law Marriage" and Cohabitation: Briefing Paper
By Catherine Fairbairn
Inside:
1. What is common law
marriage?
2. Number of cohabiting couples
3. The current law relating to
cohabitation
4. Cohabitation agreements
5. Law Commission report
6. Scotland
7. Northern Ireland
Contents
Summary
1.
2.
2.1
2.2
5
5
6
3.
3.1
3.2
3.3
3.4
8
8
9
9
10
10
10
11
12
13
13
13
14
4.
Cohabitation agreements
15
5.
5.1
5.2
16
16
17
6.
Scotland
19
7.
Northern Ireland
20
Contributing
Authors:
Cover page image copyright: Holding hands no copyright required / image cropped
Summary
This briefing paper provides general information about the number of cohabiting couples,
how the law applies to cohabitants, and about the Law Commissions proposals for
reform.
Unless specified otherwise, this paper deals generally with the law in England and Wales.
There is also a short summary of the position in Scotland and Northern Ireland.
Although cohabitants do have some legal protection in several areas, cohabitation gives
no general legal status to a couple, unlike marriage and civil partnership from which many
legal rights and responsibilities flow. Many people are unaware that there is no specific
legal status for what is often referred to as a common law marriage. This is the case no
matter how long the couple lived together and even if they had children together.
This paper sets out information about how the current law affects cohabiting couples in
these areas: property rights; housing; domestic violence; inheritance; social security;
pensions; taxation; immigration; birth registration; and parental responsibility.
The Office for National Statistics has published annual data on the composition of families
and households living in the UK since 1996. During this period, the number of opposite
sex and same sex cohabiting couple families has increased, but trends differ between
opposite sex and same sex couple families.
Some cohabitants enter into a cohabitation agreement which can act as encouragement
to consider what they would want to happen if the relationship ends.
In July 2007, following consultation, the Law Commission published a report,
Cohabitation: the financial consequences of relationship breakdown, which considered
the financial consequences of the ending of cohabiting relationships. The
Law Commission recommended the introduction of a new statutory scheme of financial
relief on separation, based on the contributions made to the relationship by the parties.
The scheme would be available to eligible cohabiting couples. Couples who have had a
child together or who have lived together for a minimum period would be eligible.
Couples would be able to opt out of the scheme by a written agreement to that effect.
In March 2008, the Labour Government announced that it would be taking no action to
implement the Law Commissions recommendations until research on the cost and
effectiveness of a similar scheme recently implemented in Scotland could be studied. On
6 September 2011, Jonathan Djanogly, then a junior Justice Minister, announced that,
having carefully considered the Law Commissions recommendations, together with the
outcomes of research on the Family Law (Scotland) Act 2006, the then Government did
not intend to reform the law relating to cohabitation in that Parliamentary term.
In a separate report, published in 2011, the Law Commission recommended that some
unmarried partners should have the right to inherit on each others death under the
intestacy rules, without having to go to court. The Coalition Government did not
implement this recommendation.
In Scotland, cohabitants may make limited claims against each other either when their
relationship breaks down or when a partner dies.
In Northern Ireland, cohabitants now have legal protection in several areas. However,
they have fewer rights and responsibilities than couples who have married or formed a
civil partnership.
3
4
5
6
7
See, for example, One Plus One, Your rights and responsibilities vary depending on
the type of relationship you are in [accessed 8 February 2016]]
For further information see One Plus One, The myth of common law marriage
[accessed 8 February 2016]
Now the Ministry of Justice
Department for Constitutional Affairs, Living together but not married? Do you
know the legal implications of cohabitation?, July 2004 (ARCHIVED) [accessed
8 February 2016]
Advicenow, Living together [accessed 8 February 2016]
One Plus One, Married or not? [accessed 8 February 2016]
Accessed 9 February 2016
8
9
10
11
14,000
12,000
10,000
8,000
6,000
4,000
2,000
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
180
160
140
120
100
80
60
40
20
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
14
financial contributions are relevant but there are many other factors
which may enable the court to decide what shares were either
intended... or fair.... 15 They also said that there was a different
starting point where the family home is put into the name of one party
only:
52. This case is not concerned with a family home which is put
into the name of one party only. The starting point is different.
The first issue is whether it was intended that the other party have
any beneficial interest in the property at all. If he does, the second
issue is what that interest is. There is no presumption of joint
beneficial ownership. But their common intention has once again
to be deduced objectively from their conduct. If the evidence
shows a common intention to share beneficial ownership but
does not show what shares were intended, the court will have to
proceed as ...above. 16
3.2 Housing
The succession rights of cohabitants in relation to privately rented and
social housing are explained in two Library briefing papers entitled
Succession rights and privately rented housing 19 and Succession rights
15
16
17
18
19
20
3.4 Inheritance
Surviving cohabitant has no automatic right to
inherit partners estate
Where a couple live together without getting married or forming a civil
partnership and one of them dies, the survivor has no automatic right
under the intestacy rules to inherit any part of his or her partners
estate. 21 This is the case no matter how long they lived together and
even if they had children together. 22 It is sometimes possible for a
surviving cohabitant to make a claim at court, under family provision
legislation, against the estate of their partner, if no provision (or
inadequate provision) has been made for them either by will or by
operation of the intestacy rules. However, a cohabitant is not treated in
exactly the same way as a spouse.
22
23
24
25
The intestacy rules specify who should inherit the property of a deceased person
who did not leave a valid will
Law Commission, Intestacy and Family Provision Claims on Death Executive
Summary, Consultation Paper No 191 (Summary), 29 October 2009, paragraph 15
Law Commission Consultation Paper No 191, Intestacy and Family Provision Claims
on Death, October 2009
Law Commission Report No 331, Intestacy and Family Provision Claims on Death,
December 2011
Law Commission, Intestacy and Family Provision Claims on Death Executive
Summary, Law Com Report 331 (Summary), 14 December 2011, p5
they would also bring English law into line with the law in other
Commonwealth jurisdictions. Cohabitants would still be able to make a
will naming other beneficiaries (subject to making reasonable provision
for those family members and dependants protected by existing family
provision legislation). 26
In March 2013, the previous Government announced that it had
decided that the Law Commission's recommendations regarding rights
for cohabitants upon intestacy would not be implemented during that
Parliament. 27
26
27
28
29
Ibid paragraph 33
HC Deb 21 March 2013 cc59-60WS
For further details of the living together as husband and wife or civil partners test,
see Department for Work and Pensions Technical Guide IS20, A guide to Income
Support, April 2014
There is however an exception in Scotland. In Scotland a person may be able to
claim bereavement benefits if they were married 'by cohabitation with habit and
repute' even if they did not go through a formal wedding ceremony [R(G) 1/71]. This
is more than simply living together, as there must have been something about the
relationship which meant that it could be inferred that the person and their partner
consented to marriage and nothing existed which would have prevented a valid
marriage taking place (e.g. either party already being married to someone else) [R(G)
5/83]. In addition, their relationship must have been such that other people generally
believed that they married [CSG/7/1995]. However, the rule by which marriage
could be constituted by cohabitation with habit and repute ceased to have effect
from 4 May 2006 (as a result section 3 of The Family Law (Scotland) Act 2006). For
people to continue to benefit from the rule, their marriage by cohabitation with
habit and repute must have started before this date.
3.6 Pensions
A cohabitant cannot rely upon their former partner's contributions for
the purposes of State Pensions. Under current rules, a person who is or
has been married, or in a civil partnership, may be able to claim a basic
State Pension (BSP) on the basis of their (former) spouse or civil partners
contributions. 31 These rules are to be removed (with some transitional
protection) for people reaching State Pension age from 6 April 2016,
when the new State Pension is introduced. 32 The rationale is that the
new State Pension has been designed for people to qualify on the basis
of their own NI record. 33 For more detail, see Library briefing paper,
SN 6525 Single-tier State Pension (December 2015) (section 6.4).
For means-tested benefits, such as Pension Credit, if two people are
treated as a couple, the resources of both are added together and may
be taken into account in assessing entitlement. Two cohabitants are
treated as a couple if they are considered to live together and share
their lives in the same way as if they were married or civil partners. 34
They are still treated as a couple during periods temporarily living apart.
30
31
32
33
34
See section 3.7 of Library briefing SN00431, Bereavement benefits, 30 August 2013
DWP, State Pension entitlements derived from a current or former spouses or civil
partners national insurance contributions (March 2013) - Annex A.; Pension Service,
a detailed guide to State Pensions for advisers and others , NP46, August 2009, p4454
Pensions Act 2014, s1(2), 11 and 12
Pensions Act 2014, s1(2), 11 and 12
Pension Service, a detailed guide to Pension Credit for advisers and others, PC10S,
September 2011, People living as husband and wife or as civil partners
3.7 Taxation
Cohabiting couples are treated as unconnected individuals for taxation
purposes and as such cannot, for example, benefit from various reliefs
and exemptions in the taxation system available for spouses and civil
partners.
3.8 Immigration
The legal position of non-EEA national unmarried cohabitants seeking to
enter or remain in the UK with their British/settled partner largely
mirrors that for married couples, as set out on the Family visas section
of the GOV.UK website. In order to be eligible for permission to remain
in the UK as an unmarried partner of a British/settled person, the couple
must have been living togetherin a relationship akin to a marriage or
civil partnership for at least two years prior to the date of application. 37
If the father's details are not included in the birth register, it may be
possible to re-register at a later date.
35
36
37
38
39
40
Department for Education, The Registration of Births (Parents Not Married And Not
Acting Together) Regulations 2010 - Consultation Results [accessed
8 February 2016]
SN/SP/2827, 8 September 2014
4. Cohabitation agreements
Cohabitants may wish to enter into a cohabitation agreement and this
can act as encouragement for them to consider what they would want
to happen if the relationship ends. Both parties should take legal advice
on the effect of any proposed agreement. One Plus One comments
that although courts are showing more willingness to take account of
such agreements there is still no certainty that they would enforce one,
but considers that an agreement provides a good starting point. 41
Advicenow has published, How to make a living together agreement,
which includes a template of an agreement. 42
41
42
45
Ibid
Stuart Bridge, the Commissioner leading the project, said that the
scheme would be distinct from divorce provisions and would not
undermine marriage:
The scheme we are recommending, in the light of consultation, is
distinct from that which applies between spouses on divorce. It
would not apply to all cohabitants and where it did apply would
only give rise to remedies relating to contributions made to the
relationship. We do not accept the argument that such reform
would undermine marriage. We consider that our scheme strikes
the right balance between the need to alleviate hardship and the
need to protect couples freedom of choice. 47
47
48
research on the Family Law (Scotland) Act 2006, the then Government
did not intend to reform the law relating to cohabitation in that
Parliamentary term:
The findings of the research into the Scottish legislation do not
provide us with a sufficient basis for a change in the law.
Furthermore, the family justice system is in a transitional period,
with major reforms already on the horizon. We do not therefore
intend to take forward the Law Commissions recommendations
for reform of cohabitation law in this parliamentary term. 49
49
6. Scotland
Under the Family Law (Scotland) Act 2006, which came into force in
May 2006, cohabitants (opposite sex and same sex couples) may make
limited claims against each other in the event of their relationship
terminating or on the death of one cohabitant. However, couples living
together do not have the same rights as married couples and civil
partners. In May 2006, the Scottish Executive produced a leaflet
entitled Family Matters: Living Together in Scotland which provides
information about the law on cohabitation and the rights introduced by
the 2006 Act. 50 This states that common law marriage does not exist
in Scotland and that cohabiting couples do not have the same rights as
married couples and civil partners:
Common law marriage
It is a common misunderstanding that a couple will have
established a common law marriage after living together for a
period of time. This is not the case. Common law marriage does
not exist in Scotland. Even if you have lived with your partner for
many years, you do not have the same rights in law as a married
person does. There was a type of irregular marriage called
marriage by cohabitation with habit and repute which could
apply to couples who had lived together and were thought to be
married. This was rarely used in practice and, except for very
particular circumstances, was abolished by the 2006 Act.
Cohabitants rights
The 2006 Act has introduced a set of basic rights to protect
cohabitants, either when their relationship breaks down, or when
a partner dies. But the law is very clear: couples living together do
not have the same rights as married couples and civil partners. It is
very important that you understand this when deciding whether
to move in with your partner or to make a formal commitment. 51
50
51
52
7. Northern Ireland
In Northern Ireland, cohabitants are now given legal protection in
several areas. However, they and their families have significantly fewer
rights and responsibilities than their counterparts who are married or
who have formed a civil partnership. 53 The NI Direct website provides
further information:
Most people think that after they've been living with their partner
for a couple of years, they become 'common law husband and
wife' with the same rights as married couples. This is not the case.
In fact, couples who live together have hardly any of the same
rights as married couples or civil partners.
There is no such thing as 'common law marriage'.
If you are living together as a couple, there are steps you can take
to protect yourself and your partner.
There are also ways to minimise the legal and financial problems
which may arise if, as can happen, you decide to separate, or if
one of you dies.
53
54
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