Personal Monthly Budget: Division of Total Expenses Projected
Personal Monthly Budget: Division of Total Expenses Projected
Personal Monthly Budget: Division of Total Expenses Projected
INCOME
Wages & Tips
Interest Income
Dividends
Gifts Received
Refunds/Reimbursements
Transfer From Savings
Other
Other
Total INCOME
HOME EXPENSES
Mortgage/Rent
Home/Rental Insurance
Electricity
Gas/Oil
Water/Sewer/Trash
Phone
Cable/Satellite
Internet
Furnishings/Appliances
Lawn/Garden
Maintenance/Supplies
Improvements
Other
Total HOME EXPENSES
TRANSPORTATION
Vehicle Payments
Auto Insurance
Fuel
Bus/Taxi/Train Fare
Repairs
Registration/License
Other
Total TRANSPORTATION
HEALTH
Health Insurance
Doctor/Dentist
Medicine/Drugs
Health Club Dues
Life Insurance
Veterinarian/Pet Care
Other
Total HEALTH
CHARITY/GIFTS
Gifts Given
Charitable Donations
Religious Donations
Other
Total CHARITY/GIFTS
SUBSCRIPTIONS
Newspaper
Magazines
Dues/Memberships
Other
Total SUBSCRIPTIONS
Projected
25,000.00
25,000.00
Projected
Actual
Difference
25,000.00
25,000.00
Actual
2,500.00
1,400.00
1,500.00
1,600.00
1,000.00
300.00
800.00
300.00
0.00
0.00
1,000.00
0.00
0.00
6,200.00
Projected
0.00
800.00
0.00
0.00
5,000.00
Actual
2,500.00
2,000.00
2,500.00
Projected
500.00
500.00
500.00
1,500.00
Projected
1,000.00
1,000.00
Projected
2,000.00
Actual
300.00
300.00
Actual
2,500.00
2,500.00
Actual
Difference
1,000.00
(200.00)
200.00
200.00
1,200.00
Difference
500.00
500.00
Difference
500.00
200.00
500.00
1,200.00
Difference
(1,500.00)
(1,500.00)
Difference
-
Projected
Actual
Difference
DAILY LIVING
Groceries
Personal Supplies
Clothing
Cleaning
Education/Lessons
Dining/Eating Out
Salon/Barber
Pet Food
Other
Total DAILY LIVING
ENTERTAINMENT
Videos/DVDs
Music
Games
Rentals
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Vacation/Travel
Other
Total ENTERTAINMENT
SAVINGS
Emergency Fund
Transfer to Savings
Retirement (401k, IRA)
Investments
Education
Other
Total SAVINGS
OBLIGATIONS
Student Loan
Other Loan
Credit Cards
Alimony/Child Support
Federal Taxes
State/Local Taxes
Other
Total OBLIGATIONS
MISCELLANEOUS
Bank Fees
Postage
Other
Other
Total MISCELLANEOUS
Projected
Actual
2,000.00
1,800.00
200.00
120.00
2,200.00
Projected
500.00
1,920.00
Actual
300.00
200.00
200.00
1,500.00
2,200.00
Projected
Projected
Projected
1,500.00
1,500.00
2,500.00
3,000.00
Actual
Actual
Actual
2,500.00
2,500.00
0.00
(120.00)
Projected
17,100.00
Total Expenses
(120.00)
Difference
200.00
80.00
280.00
Difference
200.00
(1,000.00)
(800.00)
Difference
Difference
Difference
(1,000.00)
(1,000.00)
Actual
17,220.00
Difference Percentage
(120.00)
69%
Description
HOME EXPENSES
TRANSPORTATION
HEALTH
CHARITY/GIFTS
SUBSCRIPTIONS
DAILY LIVING
ENTERTAINMENT
SAVINGS
OBLIGATIONS
MISCELLANEOUS
Total
9%
HEALTH
CHARITY/GIFTS
SUBSCRIPTIONS
DAILY LIVING
ENTERTAINMENT
SAVINGS
OBLIGATIONS
MISCELLANEOUS
13%
36%
13%
0%
6%
9%
14%
15%
0%
29%
17%
12%
14%
11%
0%
2%
HOME EXPENSES
TRANSPORTATION
HEALTH
CHARITY/GIFTS
SUBSCRIPTIONS
DAILY LIVING
ENTERTAINMENT
SAVINGS
OBLIGATIONS
MISCELLANEOUS