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    This document provides an overview of investing in different asset classes like equities, real estate, gold, and fixed income. It discusses that diversification across asset classes is important as different assets perform well at different times. Within equities, it recommends investing in high-quality companies for long term and using dips as opportunities. It highlights that corrections are common in equity markets but good companies gain value over time. Regular investment in a balanced manner is emphasized over attempts to time the market. The document cautions against promises of very high returns and notes that higher returns are usually associated with higher risk.

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    Nilesh Shah Presentation

    Uploaded by

    Amit Desai Predictor
    260 views57 pages
    This document provides an overview of investing in different asset classes like equities, real estate, gold, and fixed income. It discusses that diversification across asset classes is important as different assets perform well at different times. Within equities, it recommends investing in high-quality companies for long term and using dips as opportunities. It highlights that corrections are common in equity markets but good companies gain value over time. Regular investment in a balanced manner is emphasized over attempts to time the market. The document cautions against promises of very high returns and notes that higher returns are usually associated with higher risk.

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    This document provides an overview of investing in different asset classes like equities, real estate, gold, and fixed income. It discusses that diversification across asset classes is important as different assets perform well at different times. Within equities, it recommends investing in high-quality companies for long term and using dips as opportunities. It highlights that corrections are common in equity markets but good companies gain value over time. Regular investment in a balanced manner is emphasized over attempts to time the market. The document cautions against promises of very high returns and notes that higher returns are usually associated with higher risk.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    260 views57 pages

    Nilesh Shah Presentation

    Uploaded by

    Amit Desai Predictor
    This document provides an overview of investing in different asset classes like equities, real estate, gold, and fixed income. It discusses that diversification across asset classes is important as different assets perform well at different times. Within equities, it recommends investing in high-quality companies for long term and using dips as opportunities. It highlights that corrections are common in equity markets but good companies gain value over time. Regular investment in a balanced manner is emphasized over attempts to time the market. The document cautions against promises of very high returns and notes that higher returns are usually associated with higher risk.

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    © All Rights Reserved
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    of 57

    How to Make

    Money ?

    April 2015

    Its all about Money


    Money Is Not Everything In
    Life, Money Doesnt Matter.
    Make Sure That You Have
    Made Enough Money Before
    Making Such Statement.
    --Warren Buffet

    India or Abroad ?

    India

    India
    200%

    0%

    176%

    Infosys

    Software

    69%

    76%

    Microsoft

    IBM

    10 years

    India
    600%

    Automobiles
    516%

    400%
    200%
    30%
    0%

    Maruti

    Honda

    10 years

    89%
    Toyota

    Debt or Equity ?

    Equity
    780

    800

    400
    193
    0

    1.87

    4.55

    47

    48

    16 years

    62

    Trade or Invest ?

    Trading ?
    Sell
    Sell

    Buy

    Sell

    Buy

    Sell

    Buy

    Sell

    Buy

    Sell

    Buy

    Sell

    Buy
    Buy

    Buy

    Buy

    Trading ?
    Buy the market is red hot
    Stock market is for gamblers
    Buy more when the prices are down
    See I was right to buy at low
    What happened ?
    What happened ?

    Cut the loss

    Time to short more

    See I was right to sell, let me short also


    It will fall further,
    stock market is for bears only

    Trading Is Injurious to Your


    Financial Health

    Invest

    Maruti to Mercedes Benz


    6 times in 6 years

    Invest

    Economy to Luxury
    From place to palace in 14 years

    Invest

    Paint a house or buy one?


    Century in 22 years

    Invest

    Dreams in a decade
    Nirvana in 10 years

    Invest

    114 times 90 times

    66 times

    22 times 19 times

    15 years

    Invest what you consumed

    Why Do I Lose Money In


    Indian Equity Markets ?

    You Work Hard to do it


    7.5 times in 16 years
    42 times in 26 years

    236 times in 36 years

    Price to Book Value - SENSEX

    Perfect timing to lose money

    I Am Worried About
    Negative Returns in
    Equities

    Buy Good Companies


    and Give Time

    R
    G
    A
    C
    %
    46

    - 33 % Drop

    - 50 % Drop
    - 74 % Drop

    I Am Worried About The


    Corrections In Market

    Infosys 70 % Down

    Where Is The Correction ?

    Hero Honda 35 % Down

    Where is the Correction ?

    I am worried about
    Prices going down even
    temporarily?

    Correction is an
    Opportunity
    100 25 %

    100

    80 100 %
    - 90 %
    40 100 %

    10

    20 100 %
    900 %

    Time on Pitch

    29,437

    15,921

    What if I dont invest in equity ?

    That was in 1998 up 30,000 times in 41 years


    &
    Today the value would stand at $1.4 Billion
    Source : Forbes Oct 1998 issue

    But There is only one


    Warren Buffet

    Times of India July 14, 2011


    US citizen moves court seeking release of his shares
    MUMBAI: A US citizen has moved the Bombay high court for direction to the
    Custodian of Enemy Property to release 120 shares along with bonus shares and
    accrued dividend of Western India Vegetable Products Ltd ( WIPRO), saying its no
    more enemy property. Additional solicitor general Darius Khambata told the court
    that the shares are worth Rs 750 crore today.
    A division bench of Justice P B Majmudar and Justice Mridula Bhatkar on
    Wednesday was hearing a petition filed by Abubaker Cochinwala, a Texas resident,
    stating that at the time of vesting, they were in his name by a declaration of gift
    deed by his father in 1951 and being US citizen the shares could not be enemy
    property. His advocate Rajiv Narula argued that the property (shares ) is vested
    with the custodian only for management purposes in a "fiduciary capacity".
    Khambata said Cochinwalla has a stepmother and 10 other siblings, some based
    in Pakistan and others in the US, and there may be conflicting claims if the shares
    are surrendered to him. Observing that prima facie the high court cannot go into
    these issues, the judges adjourned the matter asking Cochinwala to state if he was
    willing to file a substantive civil suit in appropriate court to get his title adjudicated.

    It happens in Fund also

    It happens in Fund also


    Kotak 50* (Div) Performance (%) as on 31st March, 2015

    Scheme Inception date is 29/12/1998. Fund Managed by Mr. Harish Krishnan..^Past performance may or may not be sustained in future.*All payouts during
    the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns <= 1 year: Absolute; Returns > 1 year: CAGR (Compounded
    Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at
    inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.

    It happens in Fund also


    Kotak Gilt Investment*Performance (%) as on 31st March, 2015

    Scheme Inception date is 29/12/1998. Fund Managed by Mr Abhishek Bisen & Mr Deepak Agrawal.^Past performance may or may not be sustained in
    future. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns <= 1 year: Absolute; Returns > 1
    year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of
    10,000/- investment made at inception. Source: ICRA MFI Explorer. Classification of schemes in short term & long term is based on the average maturity of
    the scheme. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Please refer the slides after Thank you for top 3 and bottom 3 schemes
    managed by Mr. Abhishek Bisen & Mr. Deepak Agrawal.

    Why dont I invest in Real


    Estate or Gold only ?

    Dont put all eggs in


    one Basket
    Real Estate

    Dubai has witnessed the boom and doom

    Back in India, real estate is still considered a


    profitable asset

    Price: Rs 600 per sq foot in 70s to Rs 125,000


    per sq. foot in 2015

    208 times up in 45 Years

    Exclude Maintenance and Repair Charges

    CAGR is approx. 12.56 %

    REAL ESTATE

    01-Jan-70

    -600

    30-Jan-15

    125000

    12.56%
    Source: Internal Research Calculations

    SENSEX
    01-Jan-80

    -118.76

    30-Jan-15 29182.95

    16.97%

    GOLD PRICE CHART

    FROM
    01-01-1970
    01-01-1980
    01-01-1990
    01-01-2000
    01-01-2010

    TO
    31-12-1979
    31-12-1989
    31-12-1999
    31-12-2009
    30-01-2015

    26 PLUS
    YEAR
    62 % FALL IN
    PRICES
    Data Source: Bloomberg

    RETUR
    N P.A %
    30.73%
    -3.27%
    -3.21%
    14.27%
    3.14 %

    -32%

    I always made
    money in Real
    Estate.

    Making Money
    Long Term Investment
    No Trading
    Adequate Research and
    Due Diligence
    Judicious use of
    Leverage
    This are all Key to make
    money on any asset
    class.

    Regular Investment
    Balanced Investment
    Long Term Investment

    Facts about Sensex


    Sensex has given a compounded return of
    15.03 % return From Jan 1,91 To Jan 30,2015
    There are only 21 days when Sensex has hit a
    Six ( More than 6 % daily Return )
    There are only 90 days when Sensex has hit a
    Four ( More than 4 % Daily Return )
    If you had not invested for Just 53 days out of
    total period of 5812 days your return from
    Sensex will become NIL.
    TIME IN THE MARKET IS MORE IMPORTANT
    THAN TIMING THE MARKET
    Internal calculation of S&P BSE SENSEX from 1/1/91 to 30/1/15

    If you are expert why cant you


    promise 24 % p.a return ?

    Risk and Return go


    together
    Original Investment
    Target Amount

    1,000,000
    50,000,000,000,000

    Returns Compounded @

    Years to Reach There

    10%

    186

    12%

    156

    15%

    127

    18%

    107

    24%

    82

    36%

    58

    That is the Worlds Market Cap


    Source: Internal Research Calculations

    Price Vs. Value


    SELL MORE

    EXPENSIVE

    SELL
    MORE
    SELL

    FAIR VALUE

    BUY

    CHEAP

    BUY
    MORE

    BUY MORE

    Summary
    Asset Allocation

    Regular Investment
    Short term Pain vs. Long term
    Gain
    Equity : Buy on Dips and Do SIPs
    Gold : Invest Through Gold ETF
    Fixed Income : Grab Duration
    Real Estate: Consult the expert

    Joshua Bell Experience

    Disclaimer

    This Document is strictly confidential and is meant for private circulation only. This document represents the views of Kotak Mahindra Management Co. Ltd. and must not be taken as the basis for an investment
    decision. This document does not constitute advice to buy/sell any scheme of Kotak Mahindra Mutual Fund. Neither Kotak Mahindra Mutual Fund, Kotak Mahindra Trustee Company Limited nor Kotak Mahindra
    Asset Management Company Limited, its Directors or associates shall be liable for any damages including lost revenue or lost profits that may arise from the use of the information contained herein. No
    representation or warranty is made as to the accuracy, completeness or fairness of the information and opinions contained herein. The AMC reserves the right to make modifications and alterations to this
    statement as may be required from time to time. The document is solely for the understanding of intended recipients only. Mutual Fund Investments are subject to market risk. Please read scheme related
    documents carefully. Past performance is no guarantee of future performance

    Disclaimer

    Disclaimer

    Disclaimer

    Disclaimer

    Disclaimer

    Disclaimer

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