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    Answer Sample Legalorms

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    Yvet Kat
    1. Juana Sy is being sued by Juan Go for collection of a sum of money. Sy denies that she owes P1,164,000 as alleged in the complaint, arguing that the interest rate of 12% monthly on her P300,000 loan is unconscionable. 2. Sy admits taking out a P300,000 loan from Go on February 14, 2015 but claims she was deceived into signing a promissory note with unexpectedly high monthly interest. 3. Sy is requesting that the complaint be dismissed and for any other relief deemed appropriate by the court.

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    Answer Sample Legalorms

    Uploaded by

    Yvet Kat
    225 views3 pages
    1. Juana Sy is being sued by Juan Go for collection of a sum of money. Sy denies that she owes P1,164,000 as alleged in the complaint, arguing that the interest rate of 12% monthly on her P300,000 loan is unconscionable. 2. Sy admits taking out a P300,000 loan from Go on February 14, 2015 but claims she was deceived into signing a promissory note with unexpectedly high monthly interest. 3. Sy is requesting that the complaint be dismissed and for any other relief deemed appropriate by the court.

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    Answer sample legalorms

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    Answer sample legalorms

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    1. Juana Sy is being sued by Juan Go for collection of a sum of money. Sy denies that she owes P1,164,000 as alleged in the complaint, arguing that the interest rate of 12% monthly on her P300,000 loan is unconscionable. 2. Sy admits taking out a P300,000 loan from Go on February 14, 2015 but claims she was deceived into signing a promissory note with unexpectedly high monthly interest. 3. Sy is requesting that the complaint be dismissed and for any other relief deemed appropriate by the court.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    225 views3 pages

    Answer Sample Legalorms

    Uploaded by

    Yvet Kat
    1. Juana Sy is being sued by Juan Go for collection of a sum of money. Sy denies that she owes P1,164,000 as alleged in the complaint, arguing that the interest rate of 12% monthly on her P300,000 loan is unconscionable. 2. Sy admits taking out a P300,000 loan from Go on February 14, 2015 but claims she was deceived into signing a promissory note with unexpectedly high monthly interest. 3. Sy is requesting that the complaint be dismissed and for any other relief deemed appropriate by the court.

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    © All Rights Reserved
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    Download as docx, pdf, or txt
    of 3

    Republic of the Philippines

    Municipal Trial Court


    First Judicial Region
    Baguio City
    Branch _____

    Juan Go,
    Plaintiff,
    - Versus

    Civil Case No.________


    For: Collection of Sum of Money
    -

    Juana Sy,
    Defendant.
    x-------------------x
    ANSWER
    COMES NOW the defendant through the undersigned counsel, by
    way of answer to the plaintiffs consent, hereby respectfully alleges that:
    1. She admits the allegations in paragraph 2 of the complaint
    regarding her personal circumstances;
    2. She is without knowledge or information to form a belief as to the
    truth of the allegations in paragraphs 1, 4, 6, 8 and 9 of the
    complaint;
    3. She denies the material allegations in paragraph 3 in the complaint,
    since such allegations are meant to unjustly enrich the Plaintiff at
    the Defendants expense. The truth to the matter is that the
    principal obligation of the defendant only amounts to three
    hundred thousand Philippine pesos (P300,000.00) as where the
    defendant has agreed to. But due to an unconscionable and
    enslaving monthly interest of 12% defendant later on learned that
    she was deceived into signing the agreement and that she is forced
    to pay an obligation of an aggregate amount of indebtedness
    amounting to One Million one hundred sixty four thousand
    Philippine pesos (P1,164,000.00), exclusive of other charges;
    4. She denies that there was a valid demand to pay stated in
    paragraph 7 of the complaint that the demand to pay her obligation
    was made on the 13th of February 2015, hence no formal demand
    has been made;
    5. Plaintiffs complaint does not state a cause of action;

    6. She admits that sometime on the 14th of February 2015, defendant


    incurred and indebtedness of Three Hundred Thousand Philippine
    Pesos (P300,000.00) with Plaintiff;
    7. Due to the long relationship of Plaintiff and Defendant as
    neighbors, Defendant was deceived into signing a promissory note
    which she thought contained only a reasonable interest rate per
    Defendants and Plaintiffs prior oral agreement;
    8. Upon further review of the Promissory Note which she received
    later, Defendant discovered with sheer surprise that the interest rate
    on the receipt is at Twelve percent (12%) monthly and not annually
    as to their oral agreement;
    WHEREFORE, it is respectfully prayed that the Plaintiffs complaint
    be dismissed with costs against the Plaintiff. The Defendant further prays for
    such other relief as the Honorable Court may deem just and equitable.
    Baguio City, June 15, 2015.
    ATTY. CHENELYN N. BARBAR
    Counsel for the Defendant
    #7 Harrison Road, Baguio City
    Roll No. 570522 IBP No.600488 MCLE Compliance No. 14-00069924

    VERIFICATION AND CERTIFICATION


    I, Juana Sy, of legal age, Filipino, single and a resident of #2 Harrison
    Road, Baguio City, after having been duly sworn in accordance with law
    hereby state that:
    1. I am the defendant in the above entitle case; that I have caused the
    preparation of the foregoing Answer Pleading; and that all the
    allegations stated herein are true and correct of my own knowledge
    and supported by authentic documents;
    2. That I have not commenced any other action or proceeding
    involving the same parties or issues in any other honorable court or
    tribunal; that to the best of my knowledge no such action or
    proceeding involving the same matter is pending or has been
    terminated in any other honorable court or tribunal; and that I

    undertake to duly report that fact upon knowledge within five (5)
    days therefrom to this Honorable Court.
    Juana Sy
    Affiant
    SUBSCRIBED AND SWORN to before me this 15th of June 2015 at
    Baguio City after exhibiting to me her Drivers License with DL No. A01456-131511 issued in Baguio City on December 12, 2014.

    Doc No: ____


    Page No. :___
    Book No.:___
    Series of 2015

    ATTY. CHENELYN N. BARBAR


    Notary Public for and in the City of Baguio
    Until December 31, 2015
    #7 Harrison Road, Baguio City
    Roll No. 570522
    IBP No.600488
    MCLE Compliance No. 14-00069924

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