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Loans@ Banking Services 5.0: RKT - Origination Interfaces

Origination Interfaces

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ロドリゲスマルセロ
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57 views

Loans@ Banking Services 5.0: RKT - Origination Interfaces

Origination Interfaces

Uploaded by

ロドリゲスマルセロ
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Loans@

Banking Services 5.0

RKT Origination Interfaces

SAP AG 2007

Content

Introduction
2 Origination Interfaces

5
6
SAP AG 2007

Product Configurator

Account Creation

Conditions & Cash Flow

Insurance Management

Overview / Content

After completing this presentation, you will be able to


understand the process Origination of Interfaces and the
two services for Loans Origination provided by SAP XI for
Loans Management in SAP Banking Services 5.0.

Origination

Product

Account

Conditions

Insurance

Interfaces

Configurator

Creation

& Cash Flow

Management

RKT Learning Map

SAP AG 2007

Scenario Overview: Account Origination


Initial prerequisite: Account Origination
1
2
6

Reporting

Forecasting &
Analytics on
Customer &
Products

Forecasting
& Marketing

CustomerService & CustomerOriented


Oriented
Reporting Banking
Banking

Marketing

Sales
& Offer

Contract
Closure

Product Offer
After Sales
Follow-Up &
Service

4
Contract
Closure

Analysis of
Customer Data
and
Requirements

Calculation
and Creation
of CustomerSpecific Offers

Focus of
Account
Origination

Underwriting,
Risk Assessment
and Validation

Closure
and
Funding

CRM
SAP AG 2007

Terminology

Loan origination General


is the process where a customer applies for a loan that is provided
by a financial institute until both parties finally sign the contract. Loan
Origination includes the application, tracking and underwriting prior to
loan approval

Loan origination @ SAP


In SAP, loan origination will include the creation of the Business Partner in the CRM
(Customer Relationship Management) module. The Financial Services business
scenario contract origination addresses application development for an integrated
customer oriented software solution from the front office (e.g. mySAP CRM application)
to the back office (TRBK). Loan contracts are concluded as part of loan origination.

SAP AG 2007

Cross Component Message Flow (Sequence Example)


Account
Origination
(CRM)

Exchange
Infrastructure

Loans
Management

Collateral
Management

Create
Business Partner

Credit Server
(Scoring Engine,
Credit Agency)
Create
Business Partner

Perform Credit
Worthiness Check
Create Offer

Calculate
Payment Plan

Approve Offer
Create
Business Partner
Create Collateral
Constellation

Receive
Confirmation

SAP AG 2007

Create
Loan Contract

Loans Origination Interfaces

The interface between the origination system and TRBK


should provide the origination system with two services over SAP XI:
Loan Calculation
Called for calculation of parameters like installment, balloon amount, term, effective
interest rate or calculation of payment schedule
Loan Creation
Called for creation of a loan contract when the signed contract should be stored in TRBK

Loan Calculation

SAP AG 2007

Loan Creation

Copyright 2007 SAP AG. All Rights Reserved


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