Goldman Sachs Group Inc/The (GS US) - Y9

In Millions of USD except Per Share

12 Months Ending
RSSD ID Number
1. Interest income
a. Int and fee inc on loans:
(1) In domestic offices:
(a) Loans secured 1-4 fam prop
(b) All other loans secured by RE
(c) All other loans
(2) In foreign offices
b. Int inc lease financing
c. Interest income from dep inst
d. Int and div inc on securities:
(1) US Treasury and US gov agy
(2) Mortgage-backed securities
(3) All other securities
e. Int inc from trading assets
f. Int inc fed funds and rev repo
g. Other interest income
h. Total interest income
2. Interest expense
a. Interest on deposits:
(1) In domestic offices:
(a) Time deposits $100K or more
(b) Time deposits less than $100K
(c) Other deposits
(2) In foreign offices
b. Int exp fed funds and rev repo
c. Int exp on trading liabilities
d. Int exp sub notes/debentures
e. Other interest expense
f. Total interest expense
3. Net interest income
4. Provision for loan losses
5. Noninterest income:
a. Income fiduciary activities
b. Service charges dep accts
c. Trading revenue
d. (1) Fees from securities brok
(2) Investment banking fees
(3) Fees from annuity sales

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00

1,128.0
821.0
33.0
1.0
787.0
307.0
29.0
149.0
221.0
21.0
84.0
116.0
11,000.0
965.0
444.0
13,936.0

980.0
702.0
37.0
4.0
661.0
278.0
29.0
139.0
233.0
34.0
73.0
126.0
10,040.0
555.0
362.0
12,338.0

1,168.0
852.0
47.0
14.0
791.0
316.0
31.0
262.0
233.0
17.0
96.0
120.0
10,372.0
661.0
478.0
13,205.0

1,617.0
1,283.0
56.0
65.0
1,162.0
334.0
24.0
258.0
335.0
17.0
167.0
151.0
8,784.0
-74.0
461.0
11,405.0

401.0
359.0
1.0
211.0
147.0
42.0
1,318.0
4,655.0
121.0
-177.0
6,318.0
7,618.0
0.0

198.0
174.0
2.0
70.0
102.0
24.0
707.0
3,298.0
323.0
444.0
4,970.0
7,368.0
-1.0

201.0
164.0
1.0
55.0
108.0
37.0
906.0
4,211.0
531.0
512.0
6,361.0
6,844.0
-12.0

327.0
293.0
4.0
154.0
135.0
34.0
822.0
4,385.0
651.0
-402.0
5,783.0
5,622.0
21.0

45.0
0.0
23,352.0
3,981.0
8,637.0
12.0

41.0
0.0
19,775.0
3,592.0
9,316.0
15.0

56.0
0.0
9,784.0
3,807.0
8,823.0
16.0

64.0
0.0
14,512.0
3,191.0
9,576.0
20.0

(4) Underwriting inc insurance

(5) Income other insurance
e. Venture capital revenue
f. Net servicing fees
g. Net securitization income
h. Not applicable
i. Net gain (loss) loan sales
j. Net gain (loss) sale OREO
k. Net gain (loss) other assets
l. Other noninterest income
m. Total noninterest income
6.a. Realized gain (loss) HTM secs
b. Realized gain (loss) AFS secs
7. Noninterest expense:
a. Salaries and employee benefits
b. Expenses of fixed assets
c. (1) Goodwill impairment
(2) Amort/impairment other intang
d. Other noninterest expense
e. Total noninterest expense
8. Income (loss) before tax and XO
9. Applicable income taxes
10. Income (loss) before XO
11. Extraordinary items and other
12. Net income bef minority
13. LESS: minority interests
14. Net income attrib to BHC
Source: Bloomberg

318.0
124.0
668.0
286.0
51.0

356.0
131.0
0.0
242.0
107.0

336.0
132.0
0.0
149.0
154.0

454.0
124.0
0.0
0.0
269.0

-20.0
-21.0
5.0
0.0
37,438.0
0.0
36.0

0.0
11.0
23.0
0.0
33,609.0
0.0
111.0

1.0
97.0
251.0
0.0
23,606.0
0.0
115.0

-37.0
49.0
5.0
1,919.0
30,146.0
0.0
121.0

16,193.0
1,287.0
0.0
96.0
7,950.0
25,526.0
19,566.0
6,444.0
13,122.0
0.0
13,122.0
-263.0
13,385.0

15,376.0
1,434.0
0.0
520.0
10,775.0
28,105.0
12,984.0
4,538.0
8,446.0
0.0
8,446.0
92.0
8,354.0

12,223.0
1,325.0
0.0
389.0
10,326.0
24,263.0
6,314.0
1,727.0
4,587.0
0.0
4,587.0
145.0
4,442.0

12,944.0
1,197.0
0.0
302.0
10,259.0
24,702.0
11,166.0
3,732.0
7,434.0
0.0
7,434.0
-41.0
7,475.0

FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00

1,789.0
1,474.0
84.0
98.0
1,292.0
315.0
10.0
262.0
142.0
5.0
86.0
51.0
7,435.0
37.0
395.0
10,070.0

2,632.0
2,170.0
135.0
153.0
1,882.0
462.0
2.0
250.0
0.0
0.0
0.0
0.0
6,462.0
-90.0
350.0
9,606.0

310.0
278.0
0.0
160.0
118.0
32.0
576.0
3,887.0
559.0
-348.0
4,984.0
5,086.0
163.0

300.0
264.0
1.0
163.0
100.0
36.0
431.0
4,424.0
542.0
-654.0
5,043.0
4,563.0
90.0

63.0
0.0
14,778.0
3,293.0
10,839.0
14.0

72.0
0.0
12,504.0
3,394.0
11,868.0
16.0

167.0
39.0
0.0
0.0
329.0

6.0
0.0
0.0
0.0
223.0

-1.0
129.0
26.0
1,299.0
30,975.0
0.0
37.0

82.0
154.0
148.0
2,094.0
30,561.0
0.0
0.0

12,613.0
1,145.0
0.0
205.0
10,217.0
24,180.0
11,755.0
3,697.0
8,058.0
0.0
8,058.0
18.0
8,040.0

12,691.0
1,123.0
22.0
195.0
8,689.0
22,720.0
12,314.0
3,880.0
8,434.0
0.0
8,434.0
-43.0
8,477.0

Goldman Sachs Group Inc/The (GS US) - Y9

In Millions of USD except Per Share
12 Months Ending
RSSD ID Number

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00

ASSETS
1. Cash and balances due:
a. Noninterest-bearing balances
b. Interest-bearing balances:
(1) In U.S. offices
(2) In foreign offices
2. Securities:
a. Held-to-maturity securities
b. Available-for-sale securities
3. Federal funds sold and reverse repos
a. Federal funds sold in domestic offices
b. Securities purch under resale agmt
4. Loans and lease financing receivable
a. Loans and leases held for sale
b. Loans and leases, net unearned income
c. LESS: Allowance for loan and lease los
d. Loans and leases, net
5. Trading assets
6. Premises and fixed assets
7. Other real estate owned
8. Investments in unconsol subs
9. Investments in real estate ventures
10. Intangible assets:
a. Goodwill
b. Other intangible assets
11. Other assets
12. Total assets

56,099.0
5,166.0
50,933.0
34,036.0
16,897.0
3,880.0
15.0
3,865.0
338,172.0
0.0
338,172.0
31,669.0
0.0
31,672.0
3.0
31,669.0
326,358.0
6,646.0
453.0
1,232.0
4,472.0
5,008.0
3,543.0
1,465.0
75,273.0
849,262.0

57,337.0
6,814.0
50,523.0
35,831.0
14,692.0
3,643.0
0.0
3,643.0
367,406.0
0.0
367,406.0
47,078.0
0.0
47,186.0
108.0
47,078.0
345,538.0
7,153.0
1,460.0
1,157.0
2,750.0
5,577.0
3,495.0
2,082.0
72,231.0
911,330.0

79,489.0
9,704.0
69,785.0
48,481.0
21,304.0
4,826.0
0.0
4,826.0
360,767.0
0.0
360,767.0
53,581.0
0.0
53,677.0
96.0
53,581.0
360,056.0
6,805.0
852.0
640.0
1,040.0
5,468.0
3,802.0
1,666.0
50,194.0
923,718.0

92,682.0
8,246.0
84,436.0
66,555.0
17,881.0
9,021.0
0.0
9,021.0
287,162.0
0.0
287,162.0
69,469.0
73.0
69,513.0
117.0
69,396.0
411,198.0
6,705.0
687.0
437.0
809.0
5,099.0
3,702.0
1,397.0
55,501.0
938,770.0

LIABILITIES
13. Deposits:
a. In domestic offices
(1) Noninterest-bearing
(2) Interest-bearing
b. In foreign offices:
(1) Noninterest-bearing
(2) Interest-bearing
14. Federal funds purch and repos:
a. Federal funds purchased

39,339.0
32,722.0
87.0
32,635.0
6,617.0
103.0
6,514.0
143,567.0
0.0

38,496.0
32,287.0
15.0
32,272.0
6,209.0
67.0
6,142.0
173,472.0
0.0

46,030.0
38,411.0
0.0
38,411.0
7,619.0
87.0
7,532.0
171,588.0
0.0

70,006.0
62,268.0
0.0
62,268.0
7,738.0
187.0
7,551.0
185,589.0
0.0

b. Securities sold under repurch agmt

15. Trading liabilities
16. Other borrowed money
17. Not applicable
18. Not applicable
19.a. Subordinated notes and debentur
b. Subordinated notes to trusts and TruPS
20. Other liabilities
21. Total liabilities
22. Not applicable
EQUITY CAPITAL
Bank Holding Company Equity Capital
23. Perpetual preferred stock
24. Common stock (par value)
25. Surplus
26.a. Retained earnings
b. Accum other comprehensive inc
c. Other equity capital components
27.a. Total holding co equity capital
b. Noncontrolling (minority) interests
28. Total equity capital
29. Total liabilities and equity capital
Source: Bloomberg

143,567.0
128,291.0
225,714.0

173,472.0
139,606.0
235,461.0

171,588.0
142,193.0
233,542.0

185,589.0
124,558.0
219,538.0

15,623.0
5,398.0
219,672.0
777,604.0

16,977.0
5,716.0
223,374.0
833,102.0

17,362.0
6,533.0
234,641.0
851,889.0

17,435.0
4,228.0
241,192.0
862,546.0

6,957.0
8.0
46,015.0
50,252.0
-362.0
-32,156.0
70,714.0
944.0
71,658.0
849,262.0

6,957.0
8.0
49,809.0
57,163.0
-286.0
-36,295.0
77,356.0
872.0
78,228.0
911,330.0

3,100.0
8.0
51,234.0
58,834.0
-516.0
-42,281.0
70,379.0
1,450.0
71,829.0
923,718.0

6,200.0
8.0
51,328.0
65,223.0
-193.0
-46,850.0
75,716.0
508.0
76,224.0
938,770.0

FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00

79,576.0
6,558.0
73,018.0
56,512.0
16,506.0
35.0
0.0
35.0
338,487.0
0.0
338,487.0
86,714.0
637.0
86,220.0
143.0
86,077.0
340,195.0
6,390.0
749.0
415.0
2,191.0
4,376.0
3,705.0
671.0
52,467.0
911,595.0

76,228.0
11,948.0
64,280.0
43,723.0
20,557.0
47.0
0.0
47.0
301,061.0
0.0
301,061.0
87,179.0
2,574.0
84,835.0
230.0
84,605.0
313,094.0
5,860.0
357.0
360.0
3,176.0
4,160.0
3,645.0
515.0
64,779.0
856,301.0

70,692.0
60,914.0
0.0
60,914.0
9,778.0
276.0
9,502.0
183,450.0
0.0

82,876.0
69,155.0
0.0
69,155.0
13,721.0
164.0
13,557.0
93,754.0
0.0

183,450.0
126,094.0
207,321.0

93,754.0
134,496.0
210,132.0

16,982.0
3,760.0
224,503.0
832,802.0

17,241.0
2,122.0
232,479.0
773,100.0

7,200.0
8.0
52,837.0
71,961.0
-524.0
-53,015.0
78,467.0
326.0
78,793.0
911,595.0

9,200.0
9.0
53,815.0
78,984.0
-743.0
-58,468.0
82,797.0
404.0
83,201.0
856,301.0

Goldman Sachs Group Inc/The (GS US) - Basel Ratios

In Millions of USD except Per Share
12 Months Ending
Basel Indicators
Basel Level Adopted Indicator

FY 2003
2003-11-28

FY 2004
2004-11-26

FY 2005
2005-11-25

FY 2006
2006-11-24

--

--

--

1.00

Regulatory Ratios
Tier 1 Common Equity Ratio
Tier 1 Capital Ratio
Total Risk-Based Capital Ratio

----

----

----

----

Regulatory Capital
Tier 1 Common Equity
Tier 1 Capital
Total Capital Funds
Risk-Weighted Assets

-----

-----

-----

-----

Estimated Basel III

Est Basel III Tier 1 CE Ratio Fully Phased
Est Basel III RWA
Common Equity Tier 1 Ratio - Fully Loade
Common Equity Tier 1 - Fully Loaded
Risk Weighted Assets - Fully Loaded

------

------

------

------

16,650.0
4.17
-34.48
--

20,208.0
3.84
-34.29
--

21,049.0
3.00
-42.28
--

27,000.0
3.24
-42.75
--

Capital
Tangible Common Equity
Tangible Common Equity Ratio
Tangible Common Equity to Risk-Weighted
Total Loans to Total Deposits
Leverage Ratio - Tangible Capital Ratio
Source: Bloomberg

FY 2007
2007-11-30

FY 2008
2008-11-28

FY 2009
2009-12-31

FY 2010
2010-12-31

FY 2011
2011-12-31

FY 2012
2012-12-31

FY 2013
2013-12-31

1.00

1.00

1.00

1.00

1.00

1.00

2.50

----

-15.60
18.90

12.20
15.00
18.20

13.30
16.00
19.10

12.10
13.80
16.90

14.50
16.70
20.10

14.60
16.70
19.90

-----

-62,637.0
75,650.0
400,376.0

52,685.0
64,642.0
78,470.0
431,890.0

59,276.0
71,233.0
84,893.0
444,290.0

55,162.0
63,262.0
77,143.0
457,027.0

58,047.0
66,977.0
80,406.0
399,928.0

63,248.0
72,471.0
86,103.0
433,226.0

------

------

------

------

8.00
-8.00
---

9.00
-9.00
---

9.80
594,662.0
9.80
58,219.0
--

34,608.0
3.10
-45.53
--

42,698.0
4.86
10.66
33.19
--

58,837.0
6.97
13.62
30.89
7.60

64,877.0
7.16
14.60
34.60
8.00

61,811.0
6.74
13.52
30.93
7.00

64,417.0
6.90
16.11
35.23
7.30

66,891.0
7.37
15.44
41.73
8.10

FY 2014
2014-12-31
3.00

12.20
13.80
16.00

69,830.0
78,433.0
90,978.0
570,313.0

11.10
577,869.0
11.10
64,260.0
577,869.0

69,437.0
8.15
12.18
42.57
9.00

Goldman Sachs Group Inc/The (GS US) - Y9

In Millions of USD except Per Share
12 Months Ending
Balance Sheet
Total Securities
Net Loans and Leases
Goodwill and Other Intangibles
Total Assets
Total Deposits
Total Liabilities
Total Equity Capital
Total Capital
Tier 1 Common Equity
Risk-Weighted Assets

FY 2009
2009-12-31

FY 2010
2010-12-31

FY 2011
2011-12-31

FY 2012
2012-12-31

3,880.0
31,669.0
5,008.0
849,262.0
39,339.0
777,604.0
71,658.0
70,714.0
52,681.0
431,889.5

3,643.0
47,078.0
5,577.0
911,330.0
38,496.0
833,102.0
78,228.0
77,356.0
59,276.0
444,290.2

4,826.0
53,581.0
5,468.0
923,718.0
46,030.0
851,889.0
71,829.0
70,379.0
55,162.0
457,027.2

9,021.0
69,396.0
5,099.0
938,770.0
70,006.0
862,546.0
76,224.0
75,716.0
58,047.0
399,928.2

Income Statement
Net Interest Income
Provision for Loan Loss
Pre-Tax Net Operating Income
Net Income

7,618.0
0.0
19,566.0
13,385.0

7,368.0
-1.0
12,984.0
8,354.0

6,844.0
-12.0
6,314.0
4,442.0

5,622.0
21.0
11,166.0
7,475.0

Financial Ratios
Tier 1 Risk-Based Capital Ratio
Tier 1 Common Equity Ratio
Total Risk-Based Capital Ratio
Tier 1 Capital
Fed Total Risk Capital

14.97
12.20
18.17
64,638.0
78,466.0

16.03
13.34
19.11
71,233.0
84,893.0

13.84
12.07
16.88
63,262.0
77,143.0

16.75
14.51
20.11
66,977.0
80,406.0

Small Bank Holding Company

Balance Sheet
Income Statement
Source: Bloomberg

FY 2013
2013-12-31

FY 2014
2014-12-31

35.0
86,077.0
4,376.0
911,595.0
70,692.0
832,802.0
78,793.0
78,467.0
63,208.0
433,226.3

47.0
84,605.0
4,160.0
856,301.0
82,876.0
773,100.0
83,201.0
82,797.0
-456,081.2

5,086.0
163.0
11,755.0
8,040.0

4,563.0
90.0
12,314.0
8,477.0

16.73
14.59
19.87
72,471.0
86,103.0

------

Goldman Sachs Group Inc/The (GS US) - Financial Services

In Millions of USD except Per Share
12 Months Ending
Profitability
Return on Assets
Annualized Return on Assets
Return on Common Equity
Annualized Return on Common Equity
Efficiency Ratio
Effective Tax Rate
Net Revenue
Pre-Tax Pre-Provision Profit
Net Interest Margin
Annualized Net Interest Margin
Net Interest Spread
Assets Under Management

FY 2003
2003-11-28

FY 2004
2004-11-26

FY 2005
2005-11-25

FY 2006
2006-11-24

0.79
0.79
14.79
14.79
70.75
32.40
16,023.0
4,445.0
0.87
0.87
0.54
373,000.0

0.97
0.97
19.49
19.49
66.62
31.80
20,951.0
6,676.0
0.68
0.68
0.34
452,000.0

0.91
0.91
21.85
21.85
65.71
32.00
25,238.0
8,273.0
0.52
0.52
0.07
532,000.0

1.23
1.23
31.89
31.89
59.19
34.50
37,665.0
14,560.0
0.47
0.47
-0.10
676,000.0

-----

-----

-----

1.00
----

Other Capital
Leverage Ratio - Tangible Capital Ratio
Common Equity/Total Assets
Assets/Equity
Average Equity/Average Assets
Book Value per Share
Price/Book Value per Share
Tangible Book Value per Share
Price/Tangible Book Value per Share
Tangible Common Equity
Tangible Common Equity Ratio
Tang Com Equity/Risk-Wtd Assets
Tier 1 Common Equity
Tier 1 Capital
Total Risk Based Capital
Risk-Weighted Assets

-5.36
17.62
5.35
43.60
2.20
33.56
2.86
16,650.0
4.17
------

-4.72
19.76
4.99
52.14
2.01
42.02
2.50
20,208.0
3.84
------

-3.71
22.68
4.15
57.02
2.35
45.72
2.93
21,049.0
3.00
------

-3.90
20.67
3.81
72.62
2.78
59.99
3.36
27,000.0
3.24
------

Tangible Common Equity

Total Common Equity
Disclosed Intangibles

21,632.0
4,982.0

25,079.0
4,871.0

26,252.0
5,203.0

32,686.0
5,686.0

Basel Capital Ratio

Basel Level Adopted
Tier 1 Common Equity Ratio
Tier 1 Risk-Based Capital Ratio
Total Risk-Based Capital Ratio

Tangible Common Equity

Total Assets
Tangible Assets
Tangible Common Equity Ratio
Tangible Book Value per Share
Credit Quality
T12M Net Chg Offs/Avg Tot Loans
Annualized Net Chg-Offs/Avg Tot Loans
Provision for Loan Losses
Prov Loan Losses/Total Loans
Actual Loan Losses (Net)
Trailing 12M Actual Loan Losses (Net)
Reserve for Loan Losses
Liquidity
Total Loans/Total Assets
Total Assets
Total Loans
Earning Assets
Earning Assets/Int Bear Liab
Growth Analysis
Deposit Growth
Earning Assets Growth
Assets Growth
Net Worth Growth
Net Interest Income Growth
Net Inc Growth
Dividend Payout Ratio
Net Revenue Growth
Level 1 Assets/Total Assets
Fair Value Assets Recurring - Level 1
Fair Value Assets Recurring - Level 2
Fair Value Assets Recurring - Level 3
Fair Value Assets Recurring - Total
Level 1 Assets/Total Assets
Level 2 Assets/Total Assets
Level 3 Assets/Total Assets
Total Fair Value Assets/Total Assets
Level 3 Assets/Total Equity
Total Fair Value Assets/Total Equity
Value at Risk

16,650.0
403,799.0
398,817.0
4.17
33.56

20,208.0
531,379.0
526,508.0
3.84
42.02

21,049.0
706,804.0
701,601.0
3.00
45.72

27,000.0
838,201.0
832,515.0
3.24
59.99

0.00
0.00
0.0
0.00
0.0
0.0
0.0

0.00
0.00
0.0
0.00
0.0
0.0
0.0

0.00
0.00
0.0
0.00
0.0
0.0
0.0

0.00
0.00
0.0
0.00
0.0
0.0
0.0

9.01
403,799.0
36,377.0
382,785.0
115.25

9.89
531,379.0
52,545.0
511,871.0
118.51

10.67
706,804.0
75,381.0
679,231.0
111.87

11.10
838,201.0
93,013.0
810,032.0
114.89

12.61
13.10
13.56
13.83
31.24
42.15
11.65
14.56

45.22
33.72
31.59
15.93
-3.97
51.51
10.92
30.76

16.37
32.70
33.01
4.68
2.35
23.57
8.81
20.46

22.03
19.26
18.59
24.51
12.95
69.52
6.54
49.24

-----------

-----------

-----------

-----------

Average VAR - Interest Rate Risk

Average VAR - Equity Risk
Average VAR - Currency Risk
Average VAR - Commodities Risk
VAR Diversification Benefit
Total Average Value-At-Risk
VAR Confidence Level
Source: Bloomberg

38.0
27.0
18.0
18.0
-43.0
58.0
95.00

36.0
32.0
20.0
20.0
-41.0
67.0
95.00

37.0
34.0
17.0
26.0
-44.0
70.0
95.00

49.0
72.0
21.0
30.0
-71.0
101.0
95.00

ervices
FY 2007
2007-11-30

FY 2008
2008-11-28

FY 2009
2009-12-31

FY 2010
2010-12-31

FY 2011
2011-12-31

FY 2012
2012-12-31

FY 2013
2013-12-31

1.18
1.16
31.52
31.52
59.28
34.11
45,987.0
17,604.0
0.42
0.45
-0.26
868,000.0

0.23
0.20
4.66
4.66
87.85
0.60
22,222.0
2,336.0
0.44
0.44
-0.17
779,000.0

1.54
1.47
21.84
21.84
53.75
32.50
45,173.0
19,829.0
0.96
0.95
0.85
871,000.0

0.95
0.94
11.50
11.50
65.04
35.20
39,161.0
12,892.0
0.75
0.71
0.72
840,000.0

0.48
0.47
3.65
3.65
76.59
27.99
28,811.0
6,169.0
0.68
0.63
0.66
828,000.0

0.80
0.79
10.66
10.66
64.93
33.30
34,163.0
11,207.0
0.51
0.47
0.52
854,000.0

0.87
0.85
10.98
10.98
63.17
31.50
34,206.0
11,737.0
0.44
0.41
0.45
1,042,000.0

1.00
----

1.00
-15.60
18.90

1.00
12.20
15.00
18.20

1.00
13.30
16.00
19.10

1.00
12.10
13.80
16.90

1.00
14.50
16.70
20.10

2.50
14.60
16.70
19.90

-3.55
22.37
3.70
90.43
2.51
78.83
2.87
34,608.0
3.10
------

-5.42
13.40
4.37
98.68
0.80
87.96
0.90
42,698.0
4.86
10.66
-62,637.0
75,650.0
400,376.0

7.60
7.51
11.84
6.44
117.48
1.44
108.42
1.56
58,837.0
6.97
13.62
52,685.0
64,642.0
78,470.0
431,890.0

8.00
7.72
11.65
7.62
128.72
1.31
118.63
1.42
64,877.0
7.16
14.60
59,276.0
71,233.0
84,893.0
444,290.0

7.00
7.29
12.85
7.50
138.59
0.65
127.32
0.71
61,811.0
6.74
13.52
55,162.0
63,262.0
77,143.0
457,027.0

7.30
7.41
12.31
7.35
149.45
0.85
138.49
0.92
64,417.0
6.90
16.11
58,047.0
66,977.0
80,406.0
399,928.0

8.10
7.82
11.57
7.61
152.48
1.16
143.11
1.24
66,891.0
7.37
15.44
63,248.0
72,471.0
86,103.0
433,226.0

39,700.0
5,092.0

47,898.0
5,200.0

63,757.0
4,920.0

70,399.0
5,522.0

67,279.0
5,468.0

69,516.0
5,099.0

71,267.0
4,376.0

34,608.0
1,119,796.0
1,114,704.0
3.10
78.83

42,698.0
884,547.0
879,347.0
4.86
87.96

58,837.0
848,942.0
844,022.0
6.97
108.42

64,877.0
911,332.0
905,810.0
7.16
118.63

61,811.0
923,225.0
917,757.0
6.74
127.32

64,417.0
938,555.0
933,456.0
6.90
138.49

66,891.0
911,507.0
907,131.0
7.37
143.11

0.00
0.00
0.0
0.00
0.0
0.0
0.0

0.00
0.00
0.0
0.00
0.0
0.0
0.0

0.00
0.00
--0.0
0.0
--

0.00
0.00
--0.0
0.0
--

0.00
0.00
--0.0
0.0
--

0.00
0.00
--0.0
0.0
--

0.00
0.00
--0.0
0.0
--

13.23
1,119,796.0
148,183.0
1,085,447.0
115.63

10.24
884,547.0
90,564.0
838,369.0
123.42

8.00
848,942.0
67,900.0
705,930.0
102.55

8.57
911,332.0
78,140.0
770,192.0
102.80

8.07
923,225.0
74,465.0
764,037.0
100.19

9.73
938,555.0
91,354.0
755,087.0
98.06

12.37
911,507.0
112,775.0
769,986.0
100.35

49.59
34.00
33.60
21.46
13.98
21.62
5.60
22.09

-16.16
-22.76
-21.01
20.65
7.25
-79.98
31.46
-51.68

-19.45
-15.80
-4.03
33.11
73.22
476.44
5.88
103.28

2.74
9.10
7.35
10.42
-25.71
-37.59
9.84
-13.31

6.60
-0.80
1.31
-4.43
-5.65
-46.83
29.26
-26.43

7.72
-1.17
1.66
3.33
-25.27
68.28
12.04
18.58

4.20
1.97
-2.88
2.52
-12.58
7.56
12.51
0.13

138,209.0
573,634.0
69,151.0
717,557.0
12.34
51.23
6.18
64.08
138.12
1,433.25

85,410.0
584,857.0
66,190.0
595,234.0
9.66
66.12
7.48
67.29
100.27
901.71

127,107.0
527,526.0
46,475.0
573,788.0
14.97
62.14
5.47
67.59
64.84
800.55

137,687.0
566,535.0
45,377.0
637,514.0
15.11
62.17
4.98
69.95
58.01
814.94

136,780.0
587,416.0
47,937.0
651,312.0
14.82
63.63
5.19
70.55
66.74
906.75

190,737.0
502,293.0
47,095.0
638,513.0
20.32
53.52
5.02
68.03
61.79
837.68

156,030.0
499,480.0
40,013.0
600,173.0
17.12
54.80
4.39
65.84
50.78
761.71

85.0
100.0
23.0
26.0
-96.0
138.0
95.00

142.0
72.0
30.0
44.0
-108.0
180.0
95.00

176.0
66.0
36.0
36.0
-96.0
218.0
95.00

93.0
68.0
32.0
33.0
-92.0
134.0
95.00

94.0
33.0
20.0
32.0
-66.0
113.0
95.00

78.0
26.0
14.0
22.0
-54.0
86.0
95.00

63.0
32.0
17.0
19.0
-51.0
80.0
95.00

FY 2014
2014-12-31
0.96
0.95
11.15
11.15
61.42
31.40
34,528.0
12,357.0
0.55
0.51
0.54
1,178,000.0

3.00
12.20
13.80
16.00

9.00
8.60
10.29
8.19
171.05
1.13
161.38
1.20
69,437.0
8.15
12.18
69,830.0
78,433.0
90,978.0
570,313.0

73,597.0
4,160.0

69,437.0
856,240.0
852,080.0
8.15
161.38

0.00
0.00
--0.0
0.0
--

14.41
856,240.0
123,417.0
712,771.0
102.65

7.30
-7.43
-6.06
3.27
19.31
5.44
12.78
0.94

140,221.0
468,678.0
42,005.0
297,310.0
16.38
54.74
4.91
34.72
50.49
357.34

51.0
26.0
19.0
21.0
-45.0
72.0
95.00

Goldman Sachs Group Inc/The (GS US) - Sources of Capital

In Millions of USD except Per Share
12 Months Ending
Net Change Short Term Debt
Net Change Long Term Debt
Net Change Total Deposits
Net Change in Other Liabilities
Net Change in Liabilities
Net Change in Liabilities % of Total
Reinvested Earnings
External Equity Financing
Net Change in Total Equity
Increase In Equity % of Total
Source: Bloomberg

FY 2003
2003-11-28
9,902.0
18,771.0
11,816.0
5,107.0
44,315.0
91.89

FY 2004
2004-11-26
28,880.0
23,214.0
47,708.0
24,331.0
123,605.0
96.88

FY 2005
2005-11-25
130,810.0
19,311.0
25,083.0
-2,702.0
171,147.0
97.56

FY 2006
2006-11-24
9,664.0
48,969.0
39,277.0
25,703.0
122,018.0
92.86

2,655.0
-26.0
3,910.0
8.11

4,056.0
-609.0
3,975.0
3.12

5,115.0
-2,192.0
4,278.0
2.44

8,783.0
-999.0
9,379.0
7.14

Capital
FY 2007
2007-11-30
77,253.0
48,498.0
107,907.0
40,923.0
272,075.0
96.62

FY 2008
2008-11-28
-195,061.0
-11,796.0
-52,587.0
2,626.0
-251,196.0
106.78

FY 2009
2009-12-31
51,578.0
10,610.0
-53,091.0
-51,047.0
-41,267.0
115.90

FY 2010
2010-12-31
62,883.0
-8,041.0
6,029.0
-5,123.0
55,836.0
89.50

FY 2011
2011-12-31
4,985.0
-6,523.0
14,895.0
5,513.0
18,292.0
153.80

FY 2012
2012-12-31
-5,713.0
-5,454.0
18,592.0
2,568.0
10,935.0
71.33

FY 2013
2013-12-31
-5,859.0
-7,781.0
10,897.0
-27,056.0
-29,617.0
109.50

10,768.0
-3,754.0
9,520.0
3.38

1,399.0
20,170.0
15,947.0
-6.78

11,900.8
-5,555.8
5,662.0
-15.90

6,954.2
-312.2
6,554.0
10.50

3,418.6
-10,395.6
-6,399.0
-53.80

6,413.7
-1,076.7
4,395.0
28.67

6,759.8
-4,008.8
2,569.0
-9.50

FY 2014
2014-12-31
-98,974.0
6,331.0
19,721.0
13,325.0
-59,675.0
107.98
7,044.5
-2,714.5
4,408.0
-7.98

Goldman Sachs Group Inc/The (GS US) - Y9 Net Charge-Offs

In Millions of USD except Per Share
12 Months Ending
RSSD ID Number
Net Charge-Offs
1. Real estate loans
a. Construction & land dvlp loans
(1) 1-4 family res const loans
(2) Other constr & land dvlp
b. Secured by farmland
c. Secd by 1-4 family properties:
(1) Home equity loans
(2) Closed-end loans, 1-4 family
(a) Secured by first liens
(b) Secured by junior liens
d. Multifamily residential loans
e. Secd by nonfarm nonres ppty:
(1) Owner-occ nonfarm nonres ppty
(2) Other nonfarm nonres ppty
f. In foreign offices
2. Depository instit&acceptances
a. To US banks&depository instits
b. To foreign banks
3. Loans to farmers/agriculture
4. Commercial & industrial loans
a. Domiciled in US
b. Domiciled outside the US
5. Loans to consumers
a. Credit cards
b. Automobile loans
6. Loans to foreign governments
7. All other loans
8. Lease financing:
a. Leases to individuals
b. All other leases
9. Total Loans and Leases
% Net Charge-Offs to Loans
1. Real estate loans
a. Construction & land dvlp loans
(1) 1-4 family res const loans
(2) Other constr & land dvlp

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
-0.0
0.0
0.0
0.0
0.0

0.0
-0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0

-----

0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00

b. Secured by farmland
c. Secd by 1-4 family properties:
(1) Home equity loans
(2) Closed-end loans, 1-4 family
(a) Secured by first liens
(b) Secured by junior liens
d. Multifamily residential loans
e. Secd by nonfarm nonres ppty:
(1) Owner-occ nonfarm nonres ppty
(2) Other nonfarm nonres ppty
2. Depository instit&acceptances
a. To US banks&depository instits
b. To foreign banks
3. Loans to farmers/agriculture
4. Commercial & industrial loans
a. Domiciled in US
b. Domiciled outside the US
5. Loans to consumers
6. Loans to foreign governments
7. All other loans
8. Lease financing:
b. All other leases
9. Total Loans and Leases
Source: Bloomberg

--------------

-0.00
0.00
0.00
0.00
-0.00
0.00
-0.00
0.00
0.00
0.00

-0.00
0.00
0.00
0.00
-0.00
0.00
-0.00
0.00
0.00
0.00

-0.00
0.00
0.00
0.00
-0.00
0.00
-0.00
0.00
0.00
0.00

---

0.00
0.00

0.00
0.00

0.00
0.00

-----

0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00

rge-Offs
FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00

6.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.0
0.0
6.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
45.0
0.0
0.0
0.0

0.0
0.0
0.0
3.0
0.0
0.0
0.0

0.11
0.00
0.00
0.00

0.00
0.00
0.00
0.00

-0.00
0.00
0.00
0.00
-0.00
0.27
0.00
0.27
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00

0.00
0.00

0.00
0.08
0.00
0.00

0.00
0.01
0.00
0.00

Goldman Sachs Group Inc/The (GS US) - HC-B Securities

In Millions of USD except Per Share
12 Months Ending
RSSD ID Number
Held To Maturity-Amortized Cost
1. U.S. Treasury securities
2. U.S. govt agency obligations
a. Issued by US govt agencies
b. Issued by US govt-spon agencies
3. Municipal Obligations
4. Mortgage-backed securities (MBS)
a. Residential pass-through secs:
(1) Guaranteed by GNMA
(2) Issued by FNMA and FHLMC
(3) Other pass-through securities
b. Other residential MBS:
(1) Issued/gtd FNMA, FHLMC, GNMA
(2) Collat MBS by FNMA,FHLMC,GNMA
(3) All other residential MBS
c. Commercial MBS:
(1) Comm pass-through securities
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) Other pass-through securities
(2) Other commercial MBS
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) All other CMBS
5. ABS & structured finl products
a. Asset-backed securities (ABS)
b. Structured financial products:
(1) Cash
(2) Synthetic
(3) Hybrid
6. Other debt securities:*
a. Other domestic debt secs
b. Foreign debt securities
7. Invsts in equity secs/funds
8. Total Securities
Held To Maturity - Fair Value
1. U.S. Treasury securities
2. U.S. govt agency obligations
a. Issued by US govt agencies

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00

15.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
--0.0
--0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
--0.0
--0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

15.0

0.0

0.0

0.0

15.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
0.0

b. Issued by US govt-spon agencies

3. Municipal Obligations
4. Mortgage-backed securities (MBS)
a. Residential pass-through secs:
(1) Guaranteed by GNMA
(2) Issued by FNMA and FHLMC
(3) Other pass-through securities
b. Other residential MBS:
(1) Issued/gtd FNMA, FHLMC, GNMA
(2) Collat MBS by FNMA,FHLMC,GNMA
(3) All other residential MBS
c. Commercial MBS:
(1) Comm pass-through securities
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) Other pass-through securities
(2) Other commercial MBS
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) All other CMBS
5. ABS & structured finl products
a. Asset-backed securities (ABS)
b. Structured financial products:
(1) Cash
(2) Synthetic
(3) Hybrid
6. Other debt securities:*
a. Other domestic debt secs
b. Foreign debt securities
7. Invsts in equity secs/funds
8. Total Securities

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
--0.0
--0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
--0.0
--0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

15.0

0.0

0.0

0.0

Available for Sale-Amortized Cost

1. U.S. Treasury securities
2. U.S. govt agency obligations
a. Issued by US govt agencies
b. Issued by US govt-spon agencies
3. Municipal Obligations
4. Mortgage-backed securities (MBS)
a. Residential pass-through secs:
(1) Guaranteed by GNMA
(2) Issued by FNMA and FHLMC
(3) Other pass-through securities
b. Other residential MBS:
(1) Issued/gtd FNMA, FHLMC, GNMA
(2) Collat MBS by FNMA,FHLMC,GNMA
(3) All other residential MBS

600.0
258.0
0.0
258.0
179.0
680.0
47.0
0.0
47.0
0.0
527.0
73.0
0.0
454.0

492.0
119.0
0.0
119.0
350.0
593.0
12.0
0.0
12.0
0.0
526.0
7.0
0.0
519.0

482.0
82.0
0.0
82.0
411.0
1,454.0
9.0
0.0
9.0
0.0
1,207.0
6.0
0.0
1,201.0

744.0
67.0
0.0
67.0
531.0
2,652.0
0.0
0.0
0.0
0.0
1,719.0
0.0
0.0
1,719.0

c. Commercial MBS:
(1) Comm pass-through securities
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) Other pass-through securities
(2) Other commercial MBS
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) All other CMBS
5. ABS & structured finl products
a. Asset-backed securities (ABS)
b. Structured financial products:
(1) Cash
(2) Synthetic
(3) Hybrid
6. Other debt securities:*
a. Other domestic debt secs
b. Foreign debt securities
7. Invsts in equity secs/funds
8. Total Securities
Available for Sale - Fair Value
1. U.S. Treasury securities
2. U.S. govt agency obligations
a. Issued by US govt agencies
b. Issued by US govt-spon agencies
3. Municipal Obligations
4. Mortgage-backed securities (MBS)
a. Residential pass-through secs:
(1) Guaranteed by GNMA
(2) Issued by FNMA and FHLMC
(3) Other pass-through securities
b. Other residential MBS:
(1) Issued/gtd FNMA, FHLMC, GNMA
(2) Collat MBS by FNMA,FHLMC,GNMA
(3) All other residential MBS
c. Commercial MBS:
(1) Comm pass-through securities
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) Other pass-through securities
(2) Other commercial MBS
(a) Issued/gtd FNMA, FHLMC, GNMA
(b) All other CMBS
5. ABS & structured finl products
a. Asset-backed securities (ABS)
b. Structured financial products:
(1) Cash

106.0
0.0
--106.0
--456.0
131.0
325.0
325.0
0.0
0.0
1,196.0
971.0
225.0
310.0
3,679.0

55.0
0.0
--55.0
--493.0
154.0
339.0
339.0
0.0
0.0
1,180.0
972.0
208.0
177.0
3,404.0

238.0
0.0
0.0
0.0
238.0
0.0
238.0
403.0
131.0
272.0
272.0
0.0
0.0
1,419.0
1,092.0
327.0
406.0
4,657.0

933.0
0.0
0.0
0.0
933.0
0.0
933.0
1,455.0
504.0
951.0
951.0
0.0
0.0
2,424.0
1,984.0
440.0
466.0
8,339.0

566.0
260.0
0.0
260.0
182.0
740.0
48.0
0.0
48.0
0.0
583.0
72.0
0.0
511.0
109.0
0.0
--109.0
--496.0
130.0
366.0
366.0

483.0
127.0
0.0
127.0
352.0
671.0
13.0
0.0
13.0
0.0
599.0
7.0
0.0
592.0
59.0
0.0
--59.0
--528.0
159.0
369.0
369.0

547.0
97.0
0.0
97.0
474.0
1,370.0
9.0
0.0
9.0
0.0
1,120.0
7.0
0.0
1,113.0
241.0
0.0
0.0
0.0
241.0
0.0
241.0
411.0
123.0
288.0
288.0

772.0
81.0
0.0
81.0
621.0
2,951.0
0.0
0.0
0.0
0.0
1,985.0
0.0
0.0
1,985.0
966.0
0.0
0.0
0.0
966.0
0.0
966.0
1,526.0
539.0
987.0
987.0

(2) Synthetic
(3) Hybrid
6. Other debt securities:*
a. Other domestic debt secs
b. Foreign debt securities
7. Invsts in equity secs/funds
8. Total Securities
Source: Bloomberg

0.0
0.0
1,311.0
1,066.0
245.0
310.0
3,865.0

0.0
0.0
1,305.0
1,075.0
230.0
177.0
3,643.0

0.0
0.0
1,521.0
1,180.0
341.0
406.0
4,826.0

0.0
0.0
2,604.0
2,126.0
478.0
466.0
9,021.0

FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0

0.0

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0

0.0

34.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

31.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
35.0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.0
47.0

34.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

31.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
1.0
35.0

0.0
0.0
0.0
0.0
0.0
16.0
47.0

Goldman Sachs Group Inc/The (GS US) - HC-C Loans

In Millions of USD except Per Share
12 Months Ending
RSSD ID Number
Consolidated
1. Real estate loans
2. Depository instit&acceptances
a. To US banks&depository instits
b. To foreign banks
3. Loans to farmers/agriculture
4. Commercial & industrial loans
a. Domiciled in US
b. Domiciled outside the US
5. Not applicable
6. Loans to consumers
a. Credit cards
b. Other revolving credit plans
c. Automobile loans
d. Other consumer loans
7. Loans to foreign governments
8. Not applicable
9. Nondepos finl instits & other:
a. Nondepository finl instits
b. Other loans
(1) Loans for purch/carry secs
(2) All other loans
10. Lease financing (net)
a. Leases to individuals
b. All other leases
11. Less: Unearned Income
12. Total Loans and Leases
In Domestic Offices
1. Real estate loans
a. Construction & land dvlp loans
(1) 1-4 family res const loans
(2) Other constr & land dvlp
b. Secured by farmland
c. Secd by 1-4 family properties:
(1) Home equity loans
(2) Closed-end loans, 1-4 family
(a) Secured by first liens
(b) Secured by junior liens

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00
709.0
225.0
2.0
223.0
0.0
1,044.0
983.0
61.0

1,160.0
2,035.0
33.0
2,002.0
0.0
829.0
694.0
135.0

2,109.0
4,374.0
321.0
4,053.0
0.0
7,080.0
4,950.0
2,130.0

4,111.0
5,223.0
94.0
5,129.0
0.0
7,984.0
5,770.0
2,214.0

0.0
0.0
-188.0
0.0

0.0
0.0
-231.0
990.0

0.0
0.0
0.0
396.0
990.0

0.0
0.0
0.0
475.0
982.0

26,566.0
--

41,018.0
3,721.0

38,039.0
7,586.0

50,277.0
5,701.0

26,566.0
-667.0
0.0
667.0
0.0
31,672.0

35,931.0
1,366.0
923.0
0.0
923.0
0.0
47,186.0

28,778.0
1,675.0
689.0
0.0
689.0
0.0
53,677.0

42,248.0
2,328.0
534.0
0.0
534.0
0.0
69,586.0

23.0
0.0
23.0
0.0
678.0
0.0
678.0
678.0
0.0

29.0
15.0
14.0
0.0
972.0
16.0
956.0
956.0
0.0

23.0
10.0
13.0
0.0
1,371.0
20.0
1,351.0
1,351.0
0.0

51.0
16.0
35.0
0.0
1,868.0
3.0
1,865.0
1,865.0
0.0

d. Multifamily residential loans

e. Secd by nonfarm nonres ppty:
(1) Owner-occ nonfarm nonres ppty
(2) Other nonfarm nonres ppty
2. Depository instit&acceptances
3. Loans to farmers/agriculture
4. Commercial & industrial loans
5. Not applicable
6. Loans to consumers
7. Loans to foreign governments
8. Not applicable
9. Nondepos finl instits & other:
a. Nondepository finl instits
b. Other loans
(1) Loans for purch/carry secs
(2) All other loans
10. Lease financing (net)
11. Less: Unearned Income
12. Total Loans and Leases
Source: Bloomberg

0.0
8.0
0.0
8.0
0.0
0.0
1,044.0

15.0
144.0
0.0
144.0
1,927.6
0.0
829.0

168.0
547.0
0.0
547.0
4,351.0
0.0
6,028.0

150.0
2,042.0
0.0
2,042.0
3,872.0
0.0
7,368.0

185.0
0.0

227.0
990.0

390.0
990.0

470.0
982.0

19,136.0
--

30,824.0
3,721.0

28,096.0
7,473.0

38,409.0
5,694.0

19,136.0
-467.0
0.0
23,787.0

25,759.0
1,344.0
659.0
0.0
36,616.6

18,970.0
1,653.0
488.0
0.0
42,452.0

30,401.0
2,314.0
473.0
0.0
55,685.0

FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00
7,180.0
6,109.0
674.0
5,435.0
28.0
12,961.0
8,014.0
4,947.0

13,497.0
1,145.0
18.0
1,127.0
27.0
16,153.0
10,365.0
5,788.0

0.0
0.0
11.0
1,120.0
884.0

0.0
0.0
6.0
1,546.0
99.0

58,135.0
5,509.0

54,551.0
13,068.0

49,752.0
2,874.0
429.0
0.0
429.0
0.0
86,857.0

36,296.0
5,187.0
385.0
0.0
385.0
0.0
87,409.0

319.0
33.0
286.0
0.0
3,258.0
43.0
3,215.0
3,215.0
0.0

1,034.0
95.0
939.0
52.0
5,891.0
82.0
5,809.0
5,797.0
12.0

190.0
2,382.0
24.0
2,358.0
6,044.0
0.0
12,017.0

438.0
4,201.0
81.0
4,120.0
1,129.0
0.0
14,730.0

989.0
884.0

1,467.0
99.0

41,576.0
4,343.0

41,636.0
11,620.0

34,501.0
2,732.0
403.0
0.0
68,062.0

25,188.0
4,828.0
385.0
0.0
71,062.0

Goldman Sachs Group Inc/The (GS US) - HC-D Trading Assets/Liabs

In Millions of USD except Per Share
FY 2009
FY 2010
FY 2011
FY 2012
12 Months Ending
2009-12-31 2010-12-31
2011-12-31 2012-12-31
Sched HC-D-Trading Assets
RSSD ID Number
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00
Consolidated
ASSETS
1. U.S. Treasury securities
31,866.0
35,977.0
36,610.0
52,636.0
2. U.S. govt agency obligations
9,647.0
11,812.0
8,352.0
10,389.0
3. Municipal Obligations
2,511.0
2,422.0
2,585.0
2,480.0
4. Mortgage-backed securities
a. Residential pass-through secs
32,419.0
38,082.0
49,470.0
42,726.0
b. Other residential MBS
8,463.0
9,383.0
7,959.0
6,887.0
c. All other residential MBS
4,598.0
6,990.0
4,236.0
5,533.0
d. CMBS issued/gtd FNMA, FHLMC, GNM
--1.0
590.0
e. All other CMBS
--2,351.0
2,934.0
5. Other debt securities
a. Structured finl products
(1) Cash
1,190.0
1,524.0
1,711.0
2,372.0
(2) Synthetic
104.0
266.0
366.0
581.0
(3) Hybrid
21.0
57.0
31.0
22.0
b. All other debt securities
73,468.0
76,127.0
80,144.0
87,642.0
6. Loans:
a. Loans secured by real estate
6,304.0
4,687.0
3,966.0
5,855.0
b. Commercial and industrial loans
12,132.0
13,565.0
7,558.0
9,204.0
c. Consumer loans
(1) Credit cards
6.0
3.0
0.0
0.0
(2) Other revolving credit
0.0
0.0
0.0
0.0
(3) Automobile loans
--0.0
0.0
(4) Other consumer loans
68.0
12.0
10.0
4.0
d. Other loans
5,744.0
3,084.0
1,908.0
2,101.0
7.-8. Not applicable
9. Other trading assets
80,466.0
88,474.0
74,638.0
110,806.0
10. Not applicable
11. Deriv w/positive fair value
55,983.0
49,937.0
78,160.0
68,436.0
12. Total trading assets
326,358.0
345,538.0
360,056.0
411,198.0
LIABILITIES
13. a. Liability for short pos
(1) Equity securities
(2) Debt securities
(3) All other assets
b. All other trading liabilities

20,216.0
50,508.0
23.0
1,583.0

24,751.0
59,179.0
9.0
1,363.0

21,157.0
62,057.0
0.0
520.0

20,215.0
53,626.0
0.0
354.0

14. Derivatives w/negative FV

15. Total trading liabilities
Domestic Offices
ASSETS
1. U.S. Treasury securities
2. U.S. govt agency obligations
3. Municipal Obligations
4. Mortgage-backed securities
a. Residential pass-through secs
b. Other residential MBS
c. All other residential MBS
d. CMBS issued/gtd FNMA, FHLMC, GNM
e. All other CMBS
5. Other debt securities
a. Structured finl products
(1) Cash
(2) Synthetic
(3) Hybrid
b. All other debt securities
6. Loans:
a. Loans secured by real estate
(1) Construction & land dvlp loans
(2) Secured by farmland
(3) Secd by 1-4 family properties:
(a) Home equity loans
(b) Closed-end loans, 1-4 family
(i) Secured by first liens
(ii) Secured by junior liens
(4) Multifamily residential loans
(5) Secd by nonfarm nonres ppty
b. Commercial and industrial loans
c. Consumer loans
(1) Credit cards
(2) Other revolving credit
(3) Automobile loans
d. Other loans
7.-8. Not applicable
9. Other trading assets
10. Not applicable
11. Deriv w/positive fair value
12. Total trading assets
LIABILITIES

55,961.0
128,291.0

54,304.0
139,606.0

58,459.0
142,193.0

50,363.0
124,558.0

30,745.0
9,011.0
2,511.0

33,854.0
11,490.0
2,413.0

34,348.0
8,259.0
2,585.0

51,022.0
10,388.0
2,480.0

32,419.0
8,463.0
3,969.0
---

38,082.0
9,383.0
5,710.0
---

49,470.0
7,959.0
3,151.0
1.0
1,843.0

42,726.0
6,887.0
3,946.0
590.0
1,783.0

1,081.0
97.0
21.0
26,647.0

1,520.0
253.0
53.0
24,948.0

1,387.0
221.0
27.0
20,786.0

1,890.0
339.0
22.0
15,415.0

68.0
0.0

35.0
0.0

5.0
0.0

0.0
0.0

54.0

21.0

28.0

20.0

341.0
21.0
134.0
4,185.0
10,784.0

630.0
38.0
112.0
2,500.0
11,666.0

363.0
36.0
299.0
2,211.0
6,282.0

302.0
30.0
64.0
4,500.0
8,150.0

6.0
0.0
-23.0
4,972.0

3.0
0.0
-0.0
2,597.0

0.0
0.0
0.0
0.0
1,532.0

0.0
0.0
0.0
0.0
1,391.0

55,518.0

58,575.0

46,249.0

66,800.0

21,730.0
214,012.0

19,405.0
226,081.0

42,041.0
229,083.0

35,897.0
254,642.0

13. a. Liability for short pos

(1) Equity securities
(2) Debt securities
(3) All other assets
b. All other trading liabilities
14. Derivatives w/negative FV
15. Total trading liabilities
Source: Bloomberg

10,196.0
28,665.0
0.0
1,576.0
25,845.0
66,282.0

13,079.0
28,391.0
0.0
1,339.0
24,809.0
67,618.0

7,821.0
27,264.0
0.0
497.0
24,530.0
60,112.0

8,994.0
19,466.0
0.0
227.0
20,824.0
49,511.0

ng Assets/Liabs
FY 2013
2013-12-31

FY 2014
2014-12-31

2,380,443.00 2,380,443.00

43,562.0
4,900.0
1,462.0

36,655.0
6,222.0
1,193.0

35,604.0
5,421.0
4,668.0
339.0
2,311.0

21,405.0
3,662.0
4,990.0
960.0
1,803.0

2,271.0
477.0
26.0
64,591.0

1,357.0
123.0
96.0
63,131.0

2,578.0
6,297.0

329.0
2,548.0

0.0
0.0
0.0
0.0
608.0

0.0
0.0
0.0
47.0
5,132.0

107,944.0

100,522.0

57,136.0
340,195.0

62,919.0
313,094.0

22,246.0
53,103.0
966.0
164.0

28,072.0
38,931.0
1,224.0
3,256.0

49,615.0
126,094.0

63,013.0
134,496.0

42,316.0
4,893.0
1,462.0

36,305.0
6,212.0
1,193.0

35,604.0
5,421.0
3,338.0
339.0
1,425.0

21,405.0
3,662.0
3,512.0
960.0
1,269.0

1,681.0
117.0
26.0
15,700.0

1,085.0
94.0
30.0
17,151.0

0.0
0.0

39.0
0.0

18.0

0.0

413.0
31.0
111.0
1,838.0
5,749.0

0.0
0.0
42.0
246.0
1,774.0

0.0
0.0
0.0
0.0
550.0

0.0
0.0
0.0
47.0
4,700.0

64,798.0

60,666.0

25,410.0
211,240.0

21,666.0
182,058.0

9,926.0
23,949.0
966.0
159.0
20,817.0
55,817.0

14,674.0
16,304.0
1,224.0
3,254.0
22,625.0
58,081.0

Goldman Sachs Group Inc/The (GS US) - HC-E Deposits

In Millions of USD except Per Share
12 Months Ending
Sched HC-E-Deposits
RSSD ID Number

FY 2009
2009-12-31

FY 2010
2010-12-31

FY 2011
2011-12-31

FY 2012
2012-12-31

2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00

1. Dom Dep-Coml bank subs of bank

a. Demand deposits
b. Savings deposits
c. Money market deposit accounts
d. Time deposits < $100,000
e. Time deposits over $100,000

32,722.0
87.0
2,998.0
21,146.0
8,249.0
242.0

32,287.0
15.0
983.0
23,829.0
7,332.0
128.0

38,411.0
0.0
915.0
26,636.0
10,788.0
72.0

62,268.0
0.0
1,868.0
38,967.0
21,388.0
45.0

2. Dom Dep-Other instit subs of BHC

a. Noninterest-bearing balances
b. Savings deposits
c. Money market deposit accounts
d. Time deposits < $100,000
e. Time deposits over $100,000

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

6,356.0
6,741.0
201.0
736.0

6,535.0
5,617.0
64.0
983.0

7,819.0
8,352.0
42.0
2,340.0

14,841.0
16,198.0
40.0
2,080.0

MEMORANDA
1. Brk'd dep<$100,000,mat <=1yr
2. Brk'd dep<$100,000,mat >1yr
3. Time dep=>$100,000,mat< 1yr
4. Foreign time dep, mat <= 1yr
Source: Bloomberg

FY 2013
2013-12-31

FY 2014
2014-12-31

2,380,443.00 2,380,443.00
60,914.0
0.0
1,539.0
39,761.0
19,573.0
41.0

69,155.0
0.0
2,115.0
41,878.0
23,593.0
1,569.0

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

13,225.0
15,578.0
38.0
5,071.0

15,463.0
18,697.0
1,304.0
8,382.0

Goldman Sachs Group Inc/The (GS US) - HC-R Capital 1

In Millions of USD except Per Share
12 Months Ending
RSSD ID Number
Tier 1 Capital
1. Total BHC equity capital
2. LESS: unrlzd G(L) AFS secs
3. LESS: unrlzd loss AFS eqy secs
4. LESS: G (L) cashflow hedges
5. LESS: Nonqualif pref stock
6. a. Class A minority interest
b. Restricted core capital
c. Conv preferred of intl BHCs
7. a. LESS: Disallowed goodwill
b. LESS: Change in FV fin liabs
8. Subtotal
9. a. LESS: Disallowed svc asset
b. LESS: Disallowed def tax
10. Other changes to Tier 1
11. Tier 1 capital
Tier 2 Capital
12. Sub debt, pref & core cap
13. Pref stock & Cls B min int
14. Loan loss allowance
15. Unrlzd gains AFS eqy secs
16. Other Tier 2 captl components
17. Tier 2 capital
18. Allowable Tier 2 capital
19. Tier 3 captl risk-weighted
20. LESS: Deduct for total RBC
21. Total risk-based capital
Total assets for leverage ratio
22. Average total assets
23. LESS: Disallowed goodwill
24. LESS: Disallowed svc assets
25. LESS: Disallowed def tax
26. LESS: Other deduct frm asts
27. Avg total assets
28.-30. Not applicable
Capital ratios

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00
70,714.0
87.0
0.0
0.0
0.0
0.0
2,750.0
2,250.0
4,920.0
115.0
70,592.0
9.0
449.0
-5,496.0
64,638.0

77,356.0
113.0
0.0
0.0
0.0
0.0
2,750.0
2,250.0
5,522.0
238.0
76,483.0
5.0
669.0
-4,576.0
71,233.0

70,379.0
83.0
0.0
0.0
0.0
0.0
2,750.0
2,250.0
5,468.0
664.0
69,164.0
0.0
1,073.0
-4,829.0
63,262.0

75,716.0
327.0
0.0
-206.0
0.0
0.0
2,730.0
0.0
5,099.0
180.0
73,046.0
0.0
1,261.0
-4,808.0
66,977.0

14,004.0
0.0
3.0
0.0
-179.0
13,828.0
13,828.0
0.0
0.0
78,466.0

13,880.0
0.0
108.0
0.0
-328.0
13,660.0
13,660.0
0.0
0.0
84,893.0

13,828.0
0.0
96.0
0.0
-43.0
13,881.0
13,881.0
0.0
0.0
77,143.0

13,342.0
0.0
145.0
0.0
-58.0
13,429.0
13,429.0
0.0
0.0
80,406.0

880,336.0
4,920.0
9.0
449.0
19,090.0
855,868.0

926,509.0
5,522.0
5.0
669.0
28,540.0
891,773.0

942,008.0
5,468.0
0.0
1,073.0
26,808.0
908,659.0

950,208.0
5,099.0
0.0
1,261.0
28,046.0
915,802.0

31. Tier 1 leverage ratio

32. Tier 1 RBC ratio
33. Total RBC ratio
Balance Sheet Asset Categories
Totals
34. Cash and balances due
35. Held-to-maturity securities
36. Available-for-sale securities
37. Fed funds sold and rev repos
38. Loans held for sale
39. Loans, net of unearned inc
40. LESS: Allowance for loan loss
41. Trading assets
42. All other assets
43. Total assets
Not Subject to Risk Weighting
34. Cash and balances due
35. Held-to-maturity securities
36. Available-for-sale securities
37. Fed funds sold and rev repos
38. Loans held for sale
39. Loans, net of unearned inc
40. LESS: Allowance for loan loss
41. Trading assets
42. All other assets
43. Total assets
Allocation by Risk Wgt Category-0%
34. Cash and balances due
35. Held-to-maturity securities
36. Available-for-sale securities
37. Fed funds sold and rev repos
38. Loans held for sale
39. Loans, net of unearned inc
40. LESS: Allowance for loan loss
41. Trading assets
42. All other assets
43. Total assets
Allocation by Risk Wgt Cat-20%
34. Cash and balances due
35. Held-to-maturity securities
36. Available-for-sale securities

7.55
14.97
18.17

7.99
16.03
19.11

6.96
13.84
16.88

7.31
16.75
20.11

56,099.0
15.0
3,865.0
338,172.0
0.0
31,672.0
3.0
326,358.0
93,084.0
849,262.0

57,337.0
0.0
3,643.0
367,406.0
0.0
47,186.0
108.0
345,538.0
90,328.0
911,330.0

79,489.0
0.0
4,826.0
360,767.0
0.0
53,677.0
96.0
360,056.0
64,999.0
923,718.0

92,682.0
0.0
9,021.0
287,162.0
73.0
69,513.0
117.0
411,198.0
69,238.0
938,770.0

0.0
0.0
186.0

0.0
0.0
239.0

0.0
0.0
132.0

0.0
0.0
630.0

0.0
0.0
3.0
311,613.0
27,811.0
339,607.0

0.0
0.0
108.0
319,497.0
39,765.0
359,393.0

0.0
0.0
96.0
347,649.0
18,288.0
365,973.0

21.0
0.0
117.0
394,397.0
20,105.0
415,036.0

29,181.0
15.0
606.0
270,713.0
0.0
10,562.0

29,023.0
0.0
499.0
282,836.0
0.0
12,631.0

42,655.0
0.0
495.0
269,523.0
0.0
16,261.0

60,380.0
0.0
747.0
207,238.0
0.0
19,911.0

3,029.0
14,102.0
328,208.0

9,936.0
6,639.0
341,564.0

7,456.0
6,326.0
342,716.0

11,154.0
9,759.0
309,189.0

23,636.0
0.0
979.0

26,384.0
0.0
730.0

36,793.0
0.0
527.0

32,063.0
0.0
600.0

37. Fed funds sold and rev repos

38. Loans held for sale
39. Loans, net of unearned inc
40. LESS: Allowance for loan loss
41. Trading assets
42. All other assets
43. Total assets
Allocation by Risk Wgt Cat-50%
34. Cash and balances due
35. Held-to-maturity securities
36. Available-for-sale securities
37. Fed funds sold and rev repos
38. Loans held for sale
39. Loans, net of unearned inc
40. LESS: Allowance for loan loss
41. Trading assets
42. All other assets
43. Total assets
Allocation by Risk Wgt Cat-100%
34. Cash and balances due
35. Held-to-maturity securities
36. Available-for-sale securities
37. Fed funds sold and rev repos
38. Loans held for sale
39. Loans, net of unearned inc
40. LESS: Allowance for loan loss
41. Trading assets
42. All other assets
43. Total assets
Source: Bloomberg

43,169.0
0.0
9,753.0

43,456.0
0.0
18,381.0

54,876.0
0.0
9,945.0

47,634.0
0.0
17,727.0

8,722.0
4,071.0
90,330.0

7,195.0
3,578.0
99,724.0

700.0
7,993.0
110,834.0

557.0
6,936.0
105,517.0

0.0
300.0

0.0
327.0

0.0
260.0

0.0
381.0

0.0
632.0

0.0
934.0

0.0
1,328.0

0.0
1,859.0

37.0
0.0
969.0

34.0
0.0
1,295.0

19.0
8.0
1,615.0

19.0
9.0
2,268.0

3,282.0
0.0
1,794.0
24,290.0
0.0
10,725.0

1,930.0
0.0
1,848.0
41,114.0
0.0
15,240.0

41.0
0.0
3,412.0
36,368.0
0.0
26,143.0

239.0
0.0
6,663.0
32,290.0
52.0
30,016.0

2,957.0
47,100.0
90,148.0

8,876.0
40,346.0
109,354.0

4,232.0
32,384.0
102,580.0

5,071.0
32,429.0
106,760.0

FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00
78,467.0
0.0
0.0
-160.0
0.0
0.0
2,063.0
0.0
4,376.0
-10.0
76,324.0
0.0
498.0
-3,355.0
72,471.0

82,797.0
---------------

12,773.0
0.0
195.0
0.0
664.0
13,632.0
13,632.0
-0.0
86,103.0

-----------

924,208.0
4,376.0
0.0
498.0
25,005.0
894,329.0

873,392.0
------

8.10
16.73
19.87

----

79,576.0
0.0
35.0
338,487.0
637.0
86,220.0
143.0
340,195.0
66,588.0
911,595.0

76,228.0
0.0
47.0
301,061.0
2,574.0
84,835.0
230.0
313,094.0
78,692.0
856,301.0

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
143.0
317,286.0
18,482.0
335,625.0

0.0
0.0
230.0
261,960.0
18,576.0
280,306.0

51,036.0
0.0
34.0
307,084.0
0.0
22,178.0

45,085.0
0.0
31.0
268,657.0
0.0
12,653.0

15,384.0
10,542.0
406,258.0

20,882.0
16,265.0
363,573.0

27,658.0
0.0
0.0

30,485.0
0.0
0.0

7,810.0
0.0
18,877.0

17,943.0
0.0
13,161.0

586.0
8,374.0
63,305.0

789.0
3,057.0
65,435.0

0.0
0.0

0.0
0.0

0.0
3,206.0

0.0
4,459.0

0.0
15.0
3,221.0

441.0
20.0
4,920.0

882.0
0.0
1.0
23,593.0
637.0
41,959.0

658.0
0.0
16.0
14,461.0
2,574.0
54,562.0

6,939.0
29,175.0
103,186.0

29,022.0
40,774.0
142,067.0

Goldman Sachs Group Inc/The (GS US) - HC-R Capital 2

In Millions of USD except Per Share
12 Months Ending
FDIC RSSD ID Number
Derivatives & Off-Balance Sheet
Face Value or Notional Amount
44. Financial standby LOC
45. Performance standby LOC
46. Commercial & similar LOC
47. Bankers acceptances
48. Securities lent
49. Ret rcrs on small bus obl
50. Rcrs subj to low-level exp
51. Oth fin asts sold w rcrs
52. Other off-bal sheet liabs
53. Unused commitments:
a. With orig maturity > 1 Yr
b. With orig maturity <= 1 Yr
Credit Equivalent Amount
44. Financial standby LOC
45. Performance standby LOC
46. Commercial & similar LOC
47. Bankers acceptances
48. Securities lent
49. Ret rcrs on small bus obl
50. Rcrs subj to low-level exp
51. Oth fin asts sold w rcrs
52. Other off-bal sheet liabs
53. Unused commitments:
a. With orig maturity > 1 Yr
b. With orig maturity <= 1 Yr
54. Derivative contracts
Allocation by Risk Wgt Category-0%
44. Financial standby LOC
45. Performance standby LOC
46. Commercial & similar LOC
47. Bankers acceptances
48. Securities lent
49. Ret rcrs on small bus obl
50. Rcrs subj to low-level exp

FY 2009
FY 2010
FY 2011
FY 2012
2009-12-31 2010-12-31
2011-12-31 2012-12-31
2,380,443.00 2,380,443.00 2,380,443.00 2,380,443.00

990.0
0.0
0.0
0.0
27,314.0
0.0
0.0
0.0
79,740.0

2,621.0
0.0
0.0
0.0
27,468.0
0.0
0.0
0.0
92,378.0

3,721.0
0.0
0.0
0.0
27,798.0
0.0
0.0
0.0
102,365.0

4,153.0
0.0
0.0
0.0
27,123.0
0.0
0.0
0.0
83,928.0

22,328.0
0.0

23,276.0
0.0

53,430.0
0.0

60,954.0
0.0

990.0
0.0
0.0
0.0
27,314.0
0.0
0.0
0.0
79,740.0

2,621.0
0.0
0.0
0.0
27,468.0
0.0
0.0
0.0
92,378.0

3,721.0
0.0
0.0
0.0
27,798.0
0.0
0.0
0.0
102,365.0

4,153.0
0.0
0.0
0.0
27,123.0
0.0
0.0
0.0
83,928.0

11,164.0
0.0
475,456.0

11,638.0
0.0
379,393.0

26,715.0
0.0
391,600.0

30,477.0
0.0
340,199.0

0.0
0.0
0.0
0.0
27,314.0
0.0

9.0
0.0
0.0
0.0
27,468.0
0.0

0.0
0.0
0.0
0.0
27,798.0
0.0

0.0
0.0
0.0
0.0
27,123.0
0.0

51. Oth fin asts sold w rcrs

52. Other off-bal sheet liabs
53. Unused commitments:
a. With orig maturity > 1 Yr
b. With orig maturity <= 1 Yr
54. Derivative contracts
Totals
55. Total assets, deriv & OBS
56. Risk weight factor x 0%
57. RWA by risk weight cat
Allocation by Risk Wgt Cat-20%
44. Financial standby LOC
45. Performance standby LOC
46. Commercial & similar LOC
47. Bankers acceptances
48. Securities lent
49. Ret rcrs on small bus obl
50. Rcrs subj to low-level exp
51. Oth fin asts sold w rcrs
52. Other off-bal sheet liabs
53. Unused commitments:
a. With orig maturity > 1 Yr
b. With orig maturity <= 1 Yr
54. Derivative contracts
Totals
55. Total assets, deriv & OBS
56. Risk weight factor x 20%
57. RWA by risk weight cat
Allocation by Risk Wgt Cat-50%
44. Financial standby LOC
45. Performance standby LOC
46. Commercial & similar LOC
47. Bankers acceptances
48. Securities lent
49. Ret rcrs on small bus obl
50. Rcrs subj to low-level exp
51. Oth fin asts sold w rcrs
52. Other off-bal sheet liabs
53. Unused commitments:
a. With orig maturity > 1 Yr
b. With orig maturity <= 1 Yr
54. Derivative contracts
Totals

0.0
71,968.0

0.0
66,583.0

0.0
76,471.0

0.0
61,320.0

0.0
0.0
10,504.0

0.0
0.0
5,381.0

0.0
0.0
7,163.0

0.0
0.0
8,595.0

437,994.0

441,005.0

454,148.0

406,227.0

0.0

0.0

0.0

0.0

0.0
0.0
0.0
0.0
0.0
0.0

18.0
0.0
0.0
0.0
0.0
0.0

763.0
0.0
0.0
0.0
0.0
0.0

617.0
0.0
0.0
0.0
0.0
0.0

0.0
3,300.0

0.0
4,253.0

0.0
6,312.0

0.0
4,540.0

0.0
0.0
296,040.0

879.0
0.0
235,387.0

1,626.0
0.0
241,236.0

2,315.0
0.0
195,112.0

389,670.0

340,261.0

360,771.0

308,101.0

77,934.0

68,052.2

72,154.2

61,620.2

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0
168,912.0

0.0
0.0
138,625.0

0.0
0.0
143,201.0

0.0
0.0
136,492.0

55. Total assets, deriv & OBS

56. Risk weight factor x 50%
57. RWA by risk weight cat
Allocation by Risk Wgt Cat-100%
44. Financial standby LOC
45. Performance standby LOC
46. Commercial & similar LOC
47. Bankers acceptances
48. Securities lent
49. Ret rcrs on small bus obl
50. Rcrs subj to low-level exp
51. Oth fin asts sold w rcrs
52. Other off-bal sheet liabs
53. Unused commitments:
a. With orig maturity > 1 Yr
b. With orig maturity <= 1 Yr
54. Derivative contracts
Totals
55. Total assets, deriv & OBS
56. Risk weight factor x 100%
57. RWA by risk weight cat
58. Market risk equivalent assets
59. RWA bef deductions
60. LESS: Excess LLA
61. LESS: Alloc transf risk rsrv
62. Total risk-weighted assets
Source: Bloomberg

169,881.0

139,920.0

144,816.0

138,760.0

84,940.5

69,960.0

72,408.0

69,380.0

990.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4,472.0

2,594.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
21,542.0

2,958.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
19,582.0

3,536.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
18,068.0

11,164.0
0.0

10,759.0
0.0

25,089.0
0.0

28,162.0
0.0

106,774.0

144,249.0

150,209.0

156,526.0

106,774.0
162,241.0
431,889.5
0.0
0.0
431,889.5

144,249.0
162,029.0
444,290.2
0.0
0.0
444,290.2

150,209.0
162,256.0
457,027.2
0.0
0.0
457,027.2

156,526.0
112,402.0
399,928.2
0.0
0.0
399,928.2

FY 2013
FY 2014
2013-12-31
2014-12-31
2,380,443.00 2,380,443.00

3,997.0
0.0
0.0
0.0
26,851.0
0.0
0.0
0.0
88,514.0

4,567.0
0.0
0.0
0.0
27,848.0
0.0
0.0
0.0
114,094.0

66,234.0
0.0

78,098.0
0.0

3,997.0
0.0
0.0
0.0
26,851.0
0.0
0.0
0.0
88,514.0

4,567.0
0.0
0.0
0.0
27,848.0
0.0
0.0
0.0
114,094.0

33,117.0
0.0
307,220.0

39,049.0
0.0
296,495.0

0.0
0.0
0.0
0.0
26,414.0
0.0

0.0
0.0
0.0
0.0
27,652.0
0.0

0.0
65,768.0

0.0
97,057.0

0.0
0.0
7,537.0

0.0
0.0
6,083.0

505,977.0

494,365.0

0.0

0.0

982.0
0.0
0.0
0.0
308.0
0.0

1,422.0
0.0
0.0
0.0
21.0
0.0

0.0
3,056.0

0.0
1,924.0

979.0
0.0
183,629.0

750.0
0.0
168,884.0

252,259.0

238,436.0

50,451.8

47,687.2

0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0

0.0
0.0

0.0
0.0

0.0
295.0

0.0
0.0
116,054.0

5.0
0.0
121,528.0

119,275.0

126,748.0

59,637.5

63,374.0

3,015.0
0.0
0.0
0.0
129.0
0.0
0.0
0.0
19,690.0

3,145.0
0.0
0.0
0.0
175.0
0.0
0.0
0.0
14,818.0

32,138.0
0.0

38,294.0
0.0

158,158.0

198,499.0

158,158.0
164,979.0
433,226.3
0.0
0.0
433,226.3

198,499.0
146,521.0
456,081.2
0.0
0.0
456,081.2

Goldman Sachs Group Inc/The (GS US) - Ratio Analysis

In Millions of USD except Per Share
12 Months Ending
Performance
Return on Average Assets
Return on Average Equity
Return on Average TCE
Non-Interest Income to Revenue
Pre-Provision Operating Profit
Pre-Prov Oper Profit to Avg Assets
Net Operating Revenue
Net Oper Revenue per Employee
Efficiency Ratio
Net Loans to Deposits

FY 2009
2009-12-31

FY 2010
2010-12-31

FY 2011
2011-12-31

FY 2012
2012-12-31

---72.87
19,566.0
-45,056.0
1.4
56.65
80.50

0.95
11.28
13.52
73.15
12,983.0
1.47
40,977.0
1.1
68.59
122.29

0.48
6.01
7.02
64.13
6,302.0
0.69
30,450.0
0.9
79.68
116.40

0.80
10.23
11.84
72.55
11,187.0
1.20
35,768.0
1.1
69.06
99.13

Asset Quality
Nonperf Assets to Total Assets
Nonperf Loans % Loans
Loan Loss Allowance to Loans
LLA to Nonperforming Assets
LLA to Nonperforming Loans
LLA to Net Charge-Offs
Loan Loss Provision to Avg Loans
LLP to Net Charge-Offs
LLP to Net Interest Income
Net Charge-Offs to Average Loans
Nonperf Assets to Loans & OREO
NPA & Loans 90+ PD to Assets
NPA & 90+ PD to Equity & LLA
NPA & 90+ PD to Tang Eqy & LLA
NPA & 90+ PD to TCE & LLA
LLA to NPA & Loans 90+ PD
Nonaccrual Loans to Total Assets
Nonaccrual Loans to Total Loans
Nonacc & 90+ PD & OREO to Assets
Cash to Assets
Securities to Assets

0.05
0.00
0.01
0.66
----0.00
-1.41
0.05
0.64
0.69
0.77
0.66
0.00
0.00
0.05
6.61
0.46

0.16
0.00
0.23
7.40
--0.00
--0.01
-3.00
0.16
1.88
2.03
2.25
7.40
0.00
0.00
0.16
6.29
0.40

0.11
0.26
0.18
9.66
67.61
--0.02
--0.18
-1.82
0.11
1.41
1.53
1.61
9.66
0.01
0.17
0.10
8.61
0.52

0.09
0.22
0.17
13.93
76.47
-0.03
-0.37
-1.20
0.09
1.11
1.19
1.30
13.93
0.01
0.20
0.09
9.87
0.96

Capital Adequacy
Texas Ratio
Equity Capital to Assets
Common Equity to Assets
Tang Equity to Tang Assets

0.77
8.33
7.51
7.78

2.25
8.49
7.72
7.92

1.61
7.62
7.28
7.07

1.30
8.07
7.41
7.56

TCE to Tangible Assets

Core Capital to Tangible Assets
Tier 1 & 2 Capital to RWA
Chg in Ret Earnings to Equity
Book Value
Tangible Book Value
Fed Total Risk Capital
Loan Composition
Residential Loans % Loans
Real Estate Loans % Loans
Construction Loans % Loans
CRE Loans % Loans
Multifamily Loans % Loans
1-4 Family Res Loans % Loans
1-4 Family 1st Lien % Loans
1-4 Family Junior Lien % Loans
Home Equity Loans % Loans
Farmland Loans % Loans
Agriculture Loans % Loans
C&I Loans % Loans
Consumer Loans % Loans
Credit Card Loans % Loans
Related Plans % Loans
Loans to Foreign Govts % Loans
Lease Financing Loans % Loans
Deposit Composition
Retail Deposits % Deposits
Checking Accounts % Deposits
MMDAs & Savings Accts % Deposits
CDs % Deposits
Jumbo CDs % Deposits
Source: Bloomberg

6.96
7.66
18.17
-63,757.0
58,749.0
78,466.0

7.16
7.86
19.11
9.77
70,399.0
64,822.0
84,893.0

6.73
6.89
16.88
2.16
67,279.0
61,811.0
77,143.0

6.90
7.17
20.11
9.08
69,516.0
64,417.0
80,406.0

2.14
2.24
0.07
0.03
0.00
2.14
2.14
0.00
0.00
0.00
0.00
3.30
0.58
0.00
0.00
0.00
1.47

2.09
2.46
0.06
0.31
0.03
2.06
2.03
0.00
0.03
0.00
0.00
1.76
0.48
0.00
0.00
2.10
1.40

2.87
3.93
0.04
1.02
0.31
2.55
2.52
0.00
0.04
0.00
0.00
11.23
0.73
0.00
0.00
1.84
0.91

2.90
5.91
0.07
2.94
0.22
2.69
2.68
0.00
0.00
0.00
0.00
10.60
0.68
0.00
0.00
1.41
0.68

82.56
7.84
53.75
21.58
0.62

83.54
2.59
61.90
19.38
0.33

83.29
1.99
57.87
23.59
0.16

88.88
2.67
55.66
30.62
0.06

FY 2013
2013-12-31

FY 2014
2014-12-31

0.87
10.43
12.25
75.47
11,918.0
1.29
36,061.0
1.1
67.05
121.76

0.96
10.51
12.44
76.08
12,404.0
1.40
35,124.0
1.0
64.69
102.09

0.24
1.66
0.17
6.57
10.01
280.39
0.21
319.61
3.20
0.07
2.50
0.24
2.79
2.96
3.27
6.51
0.15
1.57
0.23
8.73
0.00

0.38
3.38
0.27
7.13
8.02
7,666.67
0.11
3,000.00
1.97
0.00
3.79
0.38
3.90
4.11
4.65
7.10
0.34
3.38
0.38
8.90
0.01

3.25
8.61
7.82
8.17

4.63
9.67
8.59
9.23

7.37
7.99
19.87
8.90
71,267.0
66,891.0
86,103.0

8.15
--8.95
73,597.0
69,437.0
--

4.00
8.33
0.37
2.76
0.22
3.78
3.73
0.00
0.05
0.00
0.03
13.94
1.15
0.00
0.00
1.03
0.47

7.46
15.91
1.22
4.95
0.52
6.94
6.83
0.01
0.10
0.06
0.03
17.36
1.73
0.00
0.00
0.12
0.45

86.11
2.18
56.25
27.75
0.06

81.55
2.55
50.53
30.36
1.89