Delphos Herald Aug. 20, 2014
Delphos Herald Aug. 20, 2014
Delphos Herald Aug. 20, 2014
Philippines, p7
HERALD
DELPHOS
The
75 daily
www.delphosherald.com
Delphos, Ohio
DELPHOS Ordinances concerning adjustments to water and sewer billing were heard on first reading Monday
evening during Delphos City Council.
The measures were sponsored by the
Board of Control, consisting of the
mayor and safety service director.
The ordinance replaces a policy currently used to determine adjustments to
water and sewer bills.
Water adjustments will only be for
the present billing quarter and usage due
to a leak must exceed 200 percent of the
average of the users last 12 quarters
(three years) and no less than the highest usage with the last 12 quarters. The
leak must occur between the shutoff and
the building.
A point of contention in the ordinance
was the dollar cap on what the Board of
Control can adjust. On first reading, the
ordinance read $500. Councilman Del
Kemper said he thought the cap was too
low and council would be inundated with
adjustment requests that were ultimately
the responsibility of the Board of Control.
This is an administrative decision
and what you guys were elected and
appointed to do, Kemper said. Well
be doing these all the time.
Councilman Josh Gillespie said he
didnt see anything wrong with council
begin made aware of the adjustments.
Its councils job to look at incoming
and outgoing monies and this is a way to
do that, he said.
Safety Service Director Shane
Coleman said he understands the issue
Upfront
Veterans Benefit
Fair Tuesday
Spencerville adds
new K-9 officer
Sports
TODAY
Boys Golf: Cview/
AE/Pauld. at Spencerville,
4 p.m.; Jefferson/Col.
Grove at Bluffton (NWC),
4 p.m.; St. Johns at
Parkway (MAC), 4:30
p.m.; Ottoville/Lincolnview
at Ft. Rec., 4:30 p.m.
Girls Soccer: Maumee
at Elida, 7 p.m.
THURSDAY
Boys Golf: Fort Jennings/
Lincolnview/Cview at Wayne
Trace Inv., 4:30 p.m.; Wapak at
Elida (WBL), 5 p.m.
Girls Golf: Lincolnview at
Coldwater (MC Elks), 4 p.m.
Girls Soccer (5 p.m.): Fort
Jennings at Lincolnview;
Kalida at Van Buren; Jefferson
at Ottoville, 6 p.m.
Boys Soccer: Ottoville/Fort
Jennings at Elida Fall Classic,
5/7 p.m.; Kalida at Defiance,
7 p.m.
Volleyball: Spencerville at
Minster, 5:30 p.m.; Elida at
Leipsic, 5:30 p.m.; Perry at
Ottoville, 6 p.m.; Kalida at Van
Buren, 6 p.m.
Football Scrimmage: St.
Johns at Celina, 5:30 p.m.
Girls Tennis (4:30 p.m.):
Elida at Wapak (WBL).
Forecast
Partly cloudy
this morning
then becoming mostly
sunny. Highs
in the mid
80s. Partly cloudy tonight
with a 30 percent chance of
showers and thunderstorms
after midnight. Lows in
the mid 60s. See page 2.
Index
Obituaries
State/Local
The Next Generation
Community
Sports
Business
Classifieds
Comics and Puzzles
World News
2
3
4
5
6
7
8
9
10
Sally Wallenhorst will turn 100 years old on Sept. 3. An open house will be
held from 1-4 p.m. Saturday at Vancrest Healthcare Center. (DHI Media/
Stephanie Groves)
BY STEPHANIE GROVES
DHI Media Staff Writer
[email protected]
2 The Herald
www.delphosherald.com
OBITUARIES
Judith J. Huff
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The Delphos
Herald
Ray Geary,
Judith J. Judy Huff, 70, of
general
manager
Spencerville died Tuesday at her
Delphos Herald, Inc.
residence following an extended
Lori Goodwin Silette,
illness.
circulation manager
She was born May 13, 1944,
in Spencerville to Ralph Andrew
The
Delphos
Herald
and Dorothy Eileen (Riebesell) (USPS 1525 8000) is published
Sherer, who preceded her in daily except Sundays, Tuesdays
death.
and Holidays.
On May 31, 1963, she marThe Delphos Herald is delivried Kenneth R. Huff, who sur- ered by carrier in Delphos for
$1.82 per week. Same day
vives in Spencerville.
Other survivors include a delivery outside of Delphos is
daughter, Patricia Ann Trish done through the post office
Wilgus of Spencerville; a grand- for Allen, Van Wert or Putnam
Counties. Delivery outside of
daughter, Miranda M. (Collen) these counties is $117 per year.
Kill of Junction City, Kansas; a
Entered in the post office
great-grandson, Eienn Michael in Delphos, Ohio 45833 as
Kill; and two sisters, Frances D. Periodicals, postage paid at
Adams and Georgia J. Fox, both Delphos, Ohio.
of Spencerville.
405 North Main St.
She was also preceded in
TELEPHONE 695-0015
death by a son, Andrew Lark
Office Hours
Huff; and a son-in-law, William
8 a.m.-5 p.m. Mon.-Fri.
Bill Wilgus.
POSTMASTER:
Funeral services will begin
Send address changes
at 10:30 a.m. Friday at Thomas to THE DELPHOS HERALD,
E. Bayliff Funeral Home,
405 N. Main St.
Spencerville, Pastor Charles
Delphos, Ohio 45833
Johnson officiating. Burial will
follow in Spencerville Cemetery.
Friends may call from 6-8
p.m. today and from 2-4 p.m.
ORRECTIONS
and 6-8 p.m. Thursday at the
funeral home.
The Delphos Herald wants
Memorials are to the to correct published errors in
American Cancer Society or St. its news, sports and feature
Ritas Hospice.
articles. To inform the newsroom of a mistake in published
Carl I. Smith
information, call the editorial
BONITA SPRINGS, Florida department at 419-695-0015.
Carl I. Smith, 84, of Bonita Corrections will be published
Springs, Fla., and formerly of on this page.
Spencerville and Indian Lake,
died today at his residence in
Bonita Springs.
Friends may call after 2
p.m. Sunday at Thomas E.
Bayliff Funeral Home,
WAGNER, Frederick S.,
Spenerville, where further 67, of Delphos, funeral servicarrangements are incomplete. es will begin at 11 a.m. today
FUNERAL
WEATHER
WEATHER FORECAST
Tri-County
Associated Press
Dr. Kent Brandeberry
Family Medicine
Family Medicine
Family Medicine
419-741-4006
stritas.org
GRAINS
Corn
Wheat
Soybeans
$3.38
$5.41
$13.21
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STATE/LOCAL
In the Deli
BY CYNTHIA YAHNA
DHI Media Correspondent
[email protected]
ELIDA A new school organization was
proposed to Elida School Board Tuesday.
Katherine Glenn of Ohio Model United
Nations Program explained how the initiative
works.
Students in grades 6-8 participate in the
Jr. Ohio Model United Nations program and
students in grades 9-12 in the senior program,
she said. The total number of students is usually two students per grade. The cost is $185
which is absorbed by the student. We also have
fundraising ideas to help with the cost.
This program is a 3-day simulation in which
student delegates represent selected member
nations of the United Nations and participate in
writing, presenting and debating original resolutions that deal with current world problems,
issues and political situations. The students who
attend the program benefit by becoming more
conscientious, concerned and confident citizens
of the world. Many students have received
scholarships and fellowships as a result of participating in the program.
In the legislative liaison report given by
board member Pat Schymanski, he said he
spoke with Congressman Jim Jordans chief
educational adviser Susan Manchester about the
Common Core and state/local rights.
Congressman Jordan does support local
control, so he is against federal mandates
that would direct education or curriculum,
Manchester said. Among other items, there
is discussion at the federal level to develop a
voucher program for special education and he
relayed his concerns with that type of program
and used many examples of charter school
money issues as part of his reasoning to lobby
against this type of voucher. Also, the federallymandated test sources relates to control the test
K-9
Country girl
(Continued from page 1)
Wallenhorst
married
Gilbert Wallenhorst, the
neighbor boy, on April 27,
1937, at St. Johns Church
and they began their life
together living on a farm
in Middle Point where they
raised two children, Valeta
and Bennie. She said they
had close to 200 chickens,
12 cows and farmland they
managed.
We had a big orchard
full of apple, peach, pear and
cherry trees. We also had
grapes and made wine, she
chuckled. I had huge gardens and I canned all summer.
Little did she know but
Wallenhorst was quite the
entrepreneur and owned a
small business. She made all
types of wedding cakes for
customers 3- and 4-tiered
cakes, cakes with stair steps
leading into buildings and
took on special orders.
I would charge $50 for
a wedding cake that I put a
lot of work into, she added
Each year for Halloween I
made homemade cookies for
the Trick-or-treaters.
Along with her specialty
cakes, she made and sold
decorated homemade cookies
and baked wedding, birthday
and all kinds of celebratory
cakes for her family and the
life events they shared.
Wallenhorst has always
been a nurturing, compas-
1
$ 99
3
$ 99
1
$ 68
www.delphosherald.com
Council
The Herald 3
24 oz.
Kretschmar
Virginia Brand
Honey Ham
For lawn watering or filling a pool, the residential property owner will be required to use a temporary meter that can be obtained from the city utility
office with a $50 deposit that will be refunded when
the meter is returned and found to be in working
order. The usage of the temporary meter will be
subtracted from the permanent meter reading and
the sewer portion will be calculated and adjusted
95% Fat Free, No MSG, Filler or Gluten
accordingly.
Coleman gave an update on the wastewater
treatment plant.
We do not have a presentation this evening
because we recently got some responses from
some people who had not responded
Save up into the
$2.00past,
lb.
Coleman said. We have three meetings this week
with various organizations and will have a more
comprehensive report in the next several weeks.
He also commented on a petition that was read at
the beginning of the meeting. Clerk Marsha Mueller
read the petition which included 28 signatures from
residents of North Main Street requesting action
for nonstopping at the stop sign at 10th and Main
streets and habitual speed violations.
We did have an officer posted near that intersection and of course, with him sitting there, he
didnt seeIn
any the
infractions,
Deli Coleman said. Well
keep an eye on that.
His final items was an update on the Cintas
lb.
property in the 400 block of North Main Street.
You saw some activity on Friday. They have
the property looking pretty good. The next step is
for them to bring in more dirt and level that off and
seed it, Coleman said.
Council passed on second reading an ordinance
authorizing the mayor and/or safety service direc-
FreshMarket
Sandwich Spread
Angelfood
Cake
Archives
$
28
Potato Chips
Seyferts
Angelfood Cake
$ 99
$ 29
ea.
Super D
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4 The Herald
www.delphosherald.com
The cast of Camp Omigosh is ready for opening night. (Submitted photo)
UNOH names
technology
deans list
Teen room
open at library
INFORMATION
SUBMITTED
DELPHOS Its true, the
Delphos Library definitely
has a teen room and an Xbox.
But thats just the beginning.
The teen room has been a
work-in-progress since the
beginning of 2014, thanks
to some awesome donations.
Over the summer you may
have missed the henna tattoo artist, DIY bouncy balls,
a bunch of candy and other
cool stuff.
To visit the teen room,
simply go downstairs during
events and open hours, usually posted online and at the
library.
Starting Monday, the
teen room opens for Movie
Monday,
showing
the
much-anticipated
movie
Divergent from 3-ish to 5
p.m. Each Monday will be
a different movie. The room
will also be open after school
on Tuesdays and Wednesdays
from 3-5 p.m.
Stop in for the Xbox, make
INFORMATION
SUBMITTED
www.delphosherald.com
FOLLOW UP MEETING
Delphos Community
Development Initiative
Follow up topics:
00098812
5 The Herald
www.delphosherald.com
COMMUNITY
LANDMARK
BY LOVINA EICHER
Delphos Canal
CALENDAR OF
EVENTS
TODAY
9 a.m. - noon Putnam
County Museum is open, 202
E. Main St. Kalida.
10 a.m. to 3 p.m. The
Delphos Museum of Postal
History, 339 N. Main St., is
open.
11:30 a.m. Mealsite
at Delphos Senior Citizen
Center, 301 Suthoff St.
Noon Rotary Club
meets at The Grind.
6 p.m. Shepherds of
Christ Associates meet in the
St. Johns Chapel.
6:30 p.m. Delphos
Kiwanis Club, Eagles Lodge,
1600 E. Fifth St.
7 p.m. Bingo at St.
Johns Little Theatre.
7:30 p.m. Hope Lodge
214 Free and Accepted
Masons, Masonic Temple,
North Main Street.
Sons of the American
Legion meet at the Delphos
Legion hall.
The Ottoville Board of
Education meets in the elementary building.
The Fort Jennings Board
of Education meets in the
library.
THURSDAY
9-11 a.m. The Delphos
Canal Commission Museum,
241 N. Main St., is open.
10 a.m. to 3 p.m. The
Delphos Museum of Postal
History, 339 N. Main St., is
open.
11:30 a.m. Mealsite
at Delphos Senior Citizen
Center, 301 Suthoff St.
3-7 p.m. The Interfaith
Thrift Store is open for shopping.
5:30 p.m. The Delphos
Canal Commission meets at
the museum, 241 N. Main St.
Aug. 21-23
THURSDAY: Sue Vasquez, Mary Ann Hoersten, Eloise
Shumaker, Ruth Calvelage, Karen Elwer, Dianne Kimmet;
Annex Joyce Day and June Link.
for the recipe and made them one night. We
FRIDAY: Lorene Jettinghoff, Mary Sanchez, Delores
enjoyed them with hot cheese sauce.
German and Mary Lou Wrocklage; Annex Darlene Kemper
Soft Pretzels
and Kay Meyer.
2 cups warm water
SATURDAY: Mary Lou Schulte, Lorene Lindeman,
2 tablespoons yeast
Courtnie Rostorfer and Martha Etzkorn; Annex Nancy
cup butter
Grothouse and Irma Schwinnen.
cup brown sugar
2 teaspoons salt
THRIFT SHOP HOURS: 3-7 p.m. Thursday; 1-4 p.m.
1 cup whole wheat flour
Friday; and 9 a.m.-noon Saturday.
5 cups all-purpose flour
To volunteer, contact Volunteer Coordinator Barb
Pretzel salt
Haggard at the Thrift Shop at 419-692-2942 between 8 a.m.
Dissolve yeast and 4 p.m.
in warm water. Add
butter, brown sugar
and salt. Mix well.
Add wheat flour
and mix thoroughly. Add enough allpurpose flour to
Aug. 20
make a soft, elastic
Chuck
Gengler
dough (you may
Annette Landwehr
not need all of the
Christine Moffitt
flour). Knead for
Micehlle
Blackburn
10 minutes and then
Stacy Benavidez
let rise 30 minutes.
Roll pieces into
1218 long ropes,
and twist each into
a pretzel shape. Place on well-greased cookie
sheet. Bake immediately at 450 degrees for
1015 minutes or until golden brown. Dip in
melted butter and sprinkle with pretzel salt.
Makes 1218 soft pretzels.
Announce you or your family members
Options: You can brush on the melted butbirthday in our Happy Birthday column.
ter to save on butter. Serve with hot cheese
Complete the coupon below and return it to
sauce.
The Delphos Herald newsroom,
Happy
Birthday
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Address
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SPORTS
www.delphosherald.com
The Herald 6
Associated Press
This is bigger than the Buckeyes.
Ohio State quarterback Braxton Miller is
done for the season because of a shoulder
injury. The senior needs surgery to repair of torn
labrum.
Its a crushing blow on a few levels:
Miller is one of the best and most entertaining players in the country. He ran for 1,068
yards, passed for 2,094 and
accounted for 36 touchdowns.
He was a legitimate Heisman
Trophy contender. In the statement released by Ohio State making the news official, he said he
wants to return to Columbus for
another season.
I am on course to graduate
in December and I want to attend
graduate school, then return to
lead the Buckeyes next season. In
the meantime, I want to give all
the support I can to my coaches and teammates
as they chase a championship this season, he
added.
Its a nice sentiment but after two surgeries on his shoulder in less than a year, Millers
future as a quarterback at any level is in doubt.
And thats unfortunate.
For No. 5 Ohio State, a season that
had championship hopes both Big Ten and
national will now begin with a very different
feel. The Buckeyes are still conference contenders, though it could be argued they have now
ceded the role of Big Ten favorites to Michigan
State. Maybe.
Urban Meyer and his staff recruit better than
By JENNA FRYER
Associated Press
HUNTERSVILLE, N.C.
Joe Gibbs is waiting for Tony
Stewart to emerge from seclusion to reach out to his former
driver.
Stewart has been in insolation since his car struck and
killed Kevin Ward Jr. in an
Aug. 8 sprint car race.
I didnt feel like it was
the right time (to call him) but
were all praying for him,
Gibbs said. We all love Tony.
I love what he did for us here.
We all know hes a racers racer
and hes big for our sport.
Stewart drove for Gibbs
from 1997 through 2008, winning Cup titles in 2002 and
2005 driving for Joe Gibbs
Racing. He left following the
2008 season when he was
offered an ownership stake at
Stewart-Haas Racing.
Gibbs said Tuesday he
learned very early in his tenure that sprint car racing was
Stewarts passion and the car
owner had to accept Stewarts
participation in other series.
He joked that all team meetings were disrupted by Stewart
updating the group on his
latest adventures outside of
NASCAR.
I had to spend 30 minutes
listening to him how he won
a dirt late model race and I
wanted to go, I dont care,
OK? Gibbs laughed. But he
was so excited. I came to the
conclusion that was him for
him to be happy and doing the
things that he wanted to do, he
was going to be racing.
Gibbs said Stewart was a
valuable member at JGR,and
when another employee was
struggling to cover the cost
of adopting a child, Stewart
gave him the needed funds.
He hoped as Stewart contin-
Stewart
ues his recovery process, more
examples of Stewarts softer
side will emerge.
Tonys got great courage. Hes smart. He loves this
sport. Hes totally focused on
it. He doesnt have distractions, Gibbs added. Hes
very important to our sport.
This is a horrible thing to have
happen for the Ward family,
for him.
Gibbs hires Carl Edwards
and Daniel Suarez: Carl
Edwards scrolled across a
stage at JGR and jokingly
yelled, Surprise!
There was no surprise whatsoever about his formal introduction Tuesday as a fourth
driver in the JGR Sprint Cup
lineup. The move had been
expected since at least May
and intensified last month
when Roush Fenway Racing
announced Edwards was not
returning in 2015.
Edwards, who has driven
for Roush for 12 years, will
join a new fourth Toyota team
for Gibbs next season. The No.
19 will be sponsored by Arris,
a telecommunications company, in 17 of the races.
JGR has been at three cars
DELPHOS A more
veteran-savvy Jefferson girls
soccer unit took advantage of
a far younger Van Wert crew,
opening the 2014 campaign
with a 13-0 mashing of the
Lady Cougars on a brilliant
Monday late afternoon at the
St. Johns Annex.
It was a nice seasonopening match for us. Van
Wert usually is a good one
but they are such a young
and inexperienced team right
now; they will get better,
Jefferson coach Josiah Stober
said. We got off really well.
What I liked was how the
things weve been working
on: communication, movement, just basic fundamentals; we took from practice
and executed on the field.
We were really moving the
ball well and that set up a lot
of breakaways. It wasnt just
one or two girls that did it all
but a number of them contributed. We know we have a
lot more work to do but this
is a nice way to get it going.
Van Wert coach Rich
Nouza gave the Wildcats all
the credit.
They played well: they
executed and that opened up
a lot of breakaways for their
offense. They were giving us
a lot of problems with their
speed up front, he explained.
We ironed out a few things
the second half, so that is a
positive. We are very, very
young and inexperienced
overall and were a definite
work in progress. This is
one of those matches where
you let it go right away after
learning important lessons. It
helps that we dont have time
to stew on it before we play
another match (Tuesday night
at home vs. Ottoville, a 9-0
loss).
The Red and White outshot their foe 29-2 on-goal
(34-2 total).
Jefferson scored at 35:48
on a connection between
senior Kylee Haehn to her
classmate, Logan Hamilton,
for a 1-0 lead.
At 31:09, Haehn as
happened far too often for
Nouzas liking got a 1-on1 with Sadie Zartman and
beat her from 15 yards for a
2-nil edge.
It became 3-0 at 23:03
when freshman Marquiss
Marquiss got her first varsity
goal on a 15-yarder.
On a steal in Cougar
space, Hamilton got free on a
run and fired a 12-yarder that
was true for a 4-0 edge.
On a lead pass from senior
Bailey Miller, classmate
Jordyn Radler got a 1-on-1
with the keeper and was true
from 12 yards.
It became 6-0 at 11:03
when senior Elisabeth Miller
connected with Haehn for a
run and a 12-yard shot.
The halftime score of 7-0
came thanks to a E. Miller
steal and short run, ending
in a 15-yarder inside the left
post.
Nouza switched to freshman keeper Camryn Nouza
the second half.
It took 2:17 for the Red
and White it make it 8-0,
courtesy of a Haehn-toMarquiss right-to-left cross
and a 6-yarder.
Just 51 ticks later, the
Wildcats had a 9-0 edge.
This time, Marquiss did the
delivery to Hamilton, who
slid a 12-yarder past the new
keeper.
At 34:38, Bailey Miller
got into the act once again,
feeding Marquiss on the left
wing and her open 12-yarder
found the right side of the
twine for a 10-0 edge.
Just 32 seconds ticked
off the Annex clock before
the score ballooned to 11-0.
Marquiss once more made a
great dribble down the right
side and and her 16-yarder
found the inside of the left
post.
The 12th goal came via a
left-to-right cross pass from
junior Brandy White to freshman Kaelin Anders, from
where she deposited a short
The
Lincolnview
boys
golf
unit eked out a Northwest
Conference quad win Monday
morning at the Delphos
Country Club.
Led by the 2-over par 37
of medalist Joshah Rager, the
Lancers bested Spencerville,
host Jefferson and Allen East
177-179-185-186 in a close
battle.
Also scoring for the
Lancers (7-0, 2-0 NWC) were
Derek Youtsey with a 42, Justis
Dowdy 44, Damon Norton 54,
Logan Kraner 58 and Braden
Thatcher 81.
For the Bearcats (5-2, 2-0),
Mitchell Youngpeter carded a
39, Chance Campbell 41, Sam
Reed 45, Collin Davis 54 and
Lydia Dunlap 67.
For the host Wildcats (3-2,
1-2), Zach Wannemacher was
low scorer with 42, Carter Mox
and Ryan Bullinger with 45s,
Nick Fitch and Jacob Hamilton
53s, and Andrew Foust 54.
For the Mustangs (0-3, 0-1),
Kayne Richardson shot a 42,
Parker Frye 45, Matt Meyer 49,
Logan Ryan 50, Grant Whitley
55 and Dylan Kennedy 68.
Lincolnview hosts Allen
East and Crestview in an NWC
tri 10 a.m. today and visits a
Fort Recovery tri 4:30 p.m.
Wednesday.
Jefferson is in a Bluffton
tri 4 p.m. Wednesday and
Spencerville hosts an NWC
quad at the same time.
Jays fall to pair of
Wildcat golf teams
DELPHOS St. Johns
lost a pair of boys golf duals
the last two days at the Delphos
Country Club.
On Tuesday, the Blue
Jays hosted Midwest Athletic
Conference foe Minster and
lost 156-190.
Austin Lucas was low
man for the Blue Jays with a
44, Brandon Slate 46, Derek
Klausing 47, Steve Leathers
53, Robbie Buescher 55 and
Ryan Dickman 61.
For Minster, Xavier Francis
was low man with a 37, Sam
Schulte and Austin Brackman
shot 39s, Matt Trushaw 41,
Gunner Blanke 46 and Chip
Perryman 48.
The Jays record in the
MAC is 2-2.
Monday, the Jays lost an
18-hole match to Kalida 324378.
Medalist for St. Johns
was Derek Klausing with a
91, Austin Lucas and Brandon
Slate 94s, Robbie Buescher 99,
Steve Leathers 109 and Elliott
Courtney 110.
For
Kalida,
Zach
Erhartcarded a 76, Evan
Recker 80, Jeff Knueve 81,
Trent Siebeneck and Collin
Nartker 87s and Josh Klausing
96.
Miller City edges Fort
Jennings in PCL goal dual
7 The Herald
www.delphosherald.com
Business
Chiles
ing, Chiles said, The result of the
stress is an extremely high suicide rate
among teenagers in Korea.
NIS is in a unique position in Angeles
City, Philippines. The school sits on a
large campus. The facility houses stateof-the-art technology, excellent athletic
facilities, a swimming pool, and an outstanding library and computer labs. In
addition, there is a subdivision of townhouses on the property and rental apartments. The entire complex has 24-hour
security.
More than 75 percent of the faculty
holds university degrees from US colleges and universities. Eight different
BY DYLAN LOVAN
Associated Press
Do You Prepare
More for Family
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Smart
Money
DEAR BRUCE: I hope
you can help us figure out
what to do. I am 76 years old,
and my husband is 78. We are
thinking about getting a trust
to avoid probate when we pass
away. We have been to many
seminars discussing this matter, and I still dont understand
why we would need one. We
have no have children, and we
would be leaving the money to
charity. -- H.L., via email
DEAR H.L.: I dont see
where you have anything to
concern yourself with. You
tied it up when you said you
will be leaving the money to a
charity you decide upon.
Approach the charity as
quickly as possible when
you make the decision and
explain that you are leaving
the money to it. The charity
will be responsible for paying
whatever money is required to
probate the will. Trust me, it
will be happy to do that with
its own lawyers and without
any expense to you.
DEAR BRUCE: I own a
condominium that is worth
around $65,000, according
to the appraiser. I want to
relocate to Michigan because
I was offered a better position in my company. I have
$35,000 left on the loan. A
nice young couple offered me
$55,000 cash.
Do you think I should settle for a $10,000 loss or wait
until a better offer comes?
What if a better offer doesnt
come? The housing market
doesnt seem to be very good.
-- Peter, via email
DEAR PETER: Your
problem is a simple one. The
appraisal of $65,000 is strictly
a matter of guessing and not
written in stone. You want to
go to Michigan for a better
job, you have $35,000 left
on the loan, and youve been
offered $55,000 cash. That
seems to be a no-brainer. It
would be different if the market was on a definite uphill,
but that doesnt seem to be the
case.
You never know when
you buy real estate whether
its going to go up, down or
stay the same. In this case, it
apparently went down. If your
investigation is correct, take
the $55,000, pay off the mortgage and get on with your new
life.
DEAR BRUCE: I think
I have an uncommon question for your column. If I
never worked before, will I be
able to collect Social Security
when I am in my senior years?
-- S.W., via email
DEAR S.W.: Your question is not as uncommon as
you may think. Heres an
example: It could be that a
very young woman marries,
immediately has children,
never worked, and elects to be
a stay-at-home mom. After the
children are raised, she then
decides to go to work.
She will first have to apply
for a Social Security number
if she hasnt had one up until
that time. Then, depending
upon how much money she
earned and if she has worked
a sufficient number of quarters, she will be able to collect
an amount that these numbers
indicate when the time comes.
Of course, she is also able
to apply to her husbands
account. She will be eligible
for some benefits depending
on his salary.
Classifieds
8 The Herald
www.delphosherald.com
VANCREST
Health Care Centers
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1159 Westwood Dr.
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DEAR DOCTOR
K: Im in my 60s and
already have a lot of
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difference but not be
hugely expensive?
DEAR READER:
Age isnt kind to
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www.delphosherald.com
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Dr. Anthony
Komoroff
On
Health
many people in Southern California, I looked
simply maahvelous.
Many skin cancers later, I realize that a
healthy tan can have unhealthy consequences.
Why dont I have the attitude: The damage is
already done, so why should I bother about
protecting myself from sun exposure now? The
reason is simple: The past damage has made my
skin even more vulnerable to cancer from new
sun damage.
Besides protecting yourself from the sun,
to minimize existing wrinkles and age spots,
consider dermal fillers and neuromodulators.
Neuromodulators (Botox, Dysport, Xeomin)
are injections that relax the muscles that create
the appearance of wrinkles when you smile,
frown or laugh. These products diminish frown
lines and forehead lines and sometimes crows
feet.
Dermal fillers are injections that plump up
sagging areas of skin. Dermal fillers are often
used to soften the laugh lines that run from the
side of the nose down to the mouth.
Often the two treatments are used together
to enhance and prolong their effects. Both
techniques are safe, with few side effects. To
keep seeing results, however, youll need to
return for repeat sessions.
You mentioned cost, and these treatments can
be pricey. For example, Botox injections range
from $300 to $700 per session. If this is out of
your budget, consider these options:
Chemical peels use chemicals such as glycolic
acid to strip away the outer layer of damaged
skin. A glycolic acid peel can cost as little as $80,
but it needs to be repeated every few weeks or
months to continue showing an effect.
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results are similar. The cost is around $100.
In the past 40 years, weve learned a lot about
how aging and lifestyle can damage skin, and
about how to repair at least some of that damage.
Thats made many of my patients very happy.
COPYRIGHT 2014 THE PRESIDENT AND
FELLOWS OF HARVARD COLLEGE
DISTRIBUTED BY UNIVERSAL UCLICK
FOR UFS
9 The Herald
www.delphosherald.com
Todays
Horoscope
By Eugenia Last
Blondie
Beetle Bailey
Pickles
Crossword Puzzle
ACROSS
1 Processed
cotton
6 Outlaw
11 Gourmets
pride
12 Luxury fur
13 Tough to
outwit
14 Pill
15 Pageant
prize
16 Prado artist
17 Like autumn
leaves
18 Poor review
19 Belfry
sound
23 Rests
25 Cheers!
26 Execs
29 -- fatale
31 Bind
32 Perfume
label word
33 Most of
Iberia
34 Stein filler
35 Okra dish
37 Division
word
39 Sunblock
additive
40 Picnic pest
41 Comic book
heroes (hyph.)
45 Faultfinders
47 Tea treat
48 Notorious
rapper Smalls
51 Looks
forward to
52 Wheat products
53 Loft
54 Kind of lily
55 Furry swimmer
7 Leave on a
trip
8 Mae West
role
9 Clock numeral
10 Make after
taxes
11 Butter
squares
12 007s alma
mater
16 Fuel suppliers (2 wds.)
18 Quick look
20 Scintilla
21 Wield a hammer
22 Great merriment
24 In that case
(2 wds.)
25 On its way
26 Former
Chevy model
27 Newman or
Simon
28 Heavyweight
sport
30 Money factory
Mondays answers
36 Type of
tiger
38 Low-tech
hauler (2
wds.)
40 Mellows
42 Watered
silk
43 -- the
Dragon
44 Cozy
dwelling
DOWN
1 Bandleader
Count - 2 Wedding
site
3 Mountain
flower
4 Jazzy --
James
5 Gidget
actress
6 Ravel
Garfield
Born Loser
Answer to Sudoku
Hi and Lois
Marmaduke
46 Verdi
princess
47 Elite
police team
48 Telly
network
49 A Gershwin
50 Thicken
51 In the
past
10 The Herald
www.delphosherald.com
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Associated Press
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