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40 views2 pages

Haha

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api-258934268
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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This checklist helps us connect the pieces of your financial life with an overall

strategy that is designed to put you on the path you envision.



The Morgan Stanley
Business Owner Checklist
Business-Needs Review. Everything starts by zeroing in on the factors that make a difference in your business
from your perspective on ownership, control and liquidity, to the key challenges and opportunities you may face.
Understanding these factors can play an important role in addressing your lifestyle and personal goals.
Cash Management and Capital-Needs Review. The lifeblood of any business is cash, whether accessing capital
or managing receivables and payables. We can help review the strategies you have in place and, if appropriate,
share alternatives to consider.
Retirement and Benefits Assessment. Having the proper benefits plan is an important recruiting and retention
tool. We can help you review the benefits your business offers including retirement, stock incentive plans,
nonqualified deferred-compensation plans and employee-retention strategies from the perspective of both
employer and employee.
Risk Review. It is important to understand and protect against unforeseen events that can jeopardize the value or
even the continuity of your business. Identifying these risks is the first step in helping to protect against them.
Succession or Exit-Plan Assessment. Planning ahead is vital as you look toward the next chapter of your business
history. Whether selling a business in whole or in part or passing one on, there are a number of different exit
strategies that can be considered.
Family Wealth Plan. Your business is a critical element of your personal wealth plan. We can help ensure
that decisions made for one complement the other, so that personal wealth and business wealth work together
to increase the value of both.
Key-Documents Organization. You want to be sure you, as well as your spouse and/or beneficiaries, can
access all your critical documents (powers of attorney, shareholder agreements, insurance policies, wills, etc.) when
they are needed.
Please see the back of this brochure for important disclosure information.
Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, and its affiliates and Morgan Stanleys Financial Advisors do not provide
tax or legal advice and are not fiduciaries (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein
except as otherwise agreed to in writing by Morgan Stanley. This material was not intended or written to be used for the purpose of avoiding tax penalties
that may be imposed on the taxpayer. Individuals are urged to consult their tax or legal advisors before establishing a retirement plan or to understand the
tax, ERISA and related consequences of any investments made under such plan.
The services detailed on the Morgan Stanley Business Owner checklist are not financial planning (unless they are specifically called financial planning)
and do not create an investment advisory or a fiduciary relationship (including under ERISA) between you and Morgan Stanley.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, not a bank. Where appropriate, Morgan Stanley has entered into arrangements with
banks and other third parties to assist in offering certain banking related products and services.
Banking and credit products and services are provided by Morgan Stanley Private Bank, National Association, Morgan Stanley Bank, N.A. or other affiliates.
Investment products and services are offered through Morgan Stanley Smith Barney LLC, member SIPC. Unless specifically disclosed in writing, investments
and services offered through Morgan Stanley are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, the Bank and involve
investment risks, including possible loss of principal amount invested. If you have questions, please contact your Financial Advisor.
Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC licensed insurance agency affiliates.
2014 MorganStanley SmithBarney LLC. Member SIPC. WP7127477 CRC 798413 01/14 CS 7794607 02/14

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