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    Child Guard Factsheet 210613

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    nusthe2745
    This document summarizes the Child Guard insurance plan which provides protection for critical childhood illnesses. It covers 9 listed illnesses and pays 100% of the insured amount if the child is diagnosed with one of these illnesses. It also provides daily payments if a child is hospitalized in the ICU or incubator due to premature birth. The cost of insurance is deducted from the investment account. The renewal of this supplementary contract is guaranteed but the insurance costs upon renewal are not.

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    Child Guard Factsheet 210613

    Uploaded by

    nusthe2745
    339 views4 pages
    This document summarizes the Child Guard insurance plan which provides protection for critical childhood illnesses. It covers 9 listed illnesses and pays 100% of the insured amount if the child is diagnosed with one of these illnesses. It also provides daily payments if a child is hospitalized in the ICU or incubator due to premature birth. The cost of insurance is deducted from the investment account. The renewal of this supplementary contract is guaranteed but the insurance costs upon renewal are not.

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    This document summarizes the Child Guard insurance plan which provides protection for critical childhood illnesses. It covers 9 listed illnesses and pays 100% of the insured amount if the child is diagnosed with one of these illnesses. It also provides daily payments if a child is hospitalized in the ICU or incubator due to premature birth. The cost of insurance is deducted from the investment account. The renewal of this supplementary contract is guaranteed but the insurance costs upon renewal are not.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    339 views4 pages

    Child Guard Factsheet 210613

    Uploaded by

    nusthe2745
    This document summarizes the Child Guard insurance plan which provides protection for critical childhood illnesses. It covers 9 listed illnesses and pays 100% of the insured amount if the child is diagnosed with one of these illnesses. It also provides daily payments if a child is hospitalized in the ICU or incubator due to premature birth. The cost of insurance is deducted from the investment account. The renewal of this supplementary contract is guaranteed but the insurance costs upon renewal are not.

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    The key takeaways are that Child Guard provides financial protection for critical child illnesses and hospitalization costs for premature birth or incubation. It covers 9 types of critical child illnesses and provides benefits such as 100% of the insured amount for diagnosis and hospitalization costs.

    The 9 types of critical child illnesses covered are: Severe Asthma, Leukaemia, Insulin-dependent Diabetes Mellitus, Rheumatic fever with valvular impairment, Kawasaki Disease with heart complications, Severe juvenile rheumatoid arthritis, Glomerulonephritis with Nephrotic Syndrome, Severe epilepsy, and Intellectual Impairment due to illnesses or accident.

    Benefits provided include 100% of the insured amount payable for hospitalization in ICU/HDU, 0.3% of insured amount per day for ICU/HDU due to premature birth up to 30 days, and 0.1% of insured amount per day for incubation immediately following birth up to 60 days.

    Child Guard

    Safeguard Your Little Ones


    Lindungi Si Manja Anda

    Child Illness protection for PowerLink and PowerGrad Plan


    TheSun, Malaysia reported in 2007 that every year roughly 1,200 Malaysian children below 12 years of age are diagnosed with critical child illness. High incidences of critical child illness are a cause of concern for parents, and Child Guard offers the protection that you seek. Specically designed to address this need, Child Guard provides parents the peace of mind that their child is well protected against the critical child illnesses listed below. Having a child diagnosed with these illnesses can be a nightmare for any parent. While we are not able to help you emotionally, we can help you cope nancially with the medical costs. Protection begins when theyre young, and the best plan is an early one. List of Covered Child Illness 1) 2) 3) 4) 5) 6) 7) 8) 9) Severe Asthma Leukaemia Insulin-dependent Diabetes Mellitus Rheumatic fever with valvular impairment Kawasaki Disease with heart complications Severe juvenile rheumatoid arthritis Glomerulonephritis with Nephrotic Syndrome Severe epilepsy Intellectual Impairment due to illnesses or accident

    100% of the Child Guard Insured Amount is payable

    Hospitalisation in ICU / HDU Due To Premature Birth

    0.3% of the Child Guard Insured Amount is payable per day, subject to a maximum of thirty (30) days 0.1% of the Child Guard Insured Amount is payable per day, subject to a maximum of sixty (60) days

    Incubation Immediately Following Birth

    The payment made for ICU/HDU Due To Premature Birth or Incubation Immediately Following Birth benet is only payable for births in Hospitals in Singapore or Malaysia and will reduce the Rider Insured Amount by a sum equal to the payment made under these benets. The remaining amount will then be paid upon diagnosis of any Child Illness, if any. Please refer to the Supplementary Contract for the complete denitions, terms and conditions of this Rider.

    Allianz Life Insurance Malaysia Berhad (104248-X)

    Exclusion:
    This Rider shall not cover: a)  any Child Illness (as dened in the Supplementary Contract), which rst manifests itself prior to the sixtieth (60th) day following the Issue Date or the childs date of birth or any Reinstatement Date of the Supplementary Contract, whichever is later; or b)  any Child Illness which existed at the Issue Date or Reinstatement Date of the Supplementary Contract, whichever is later; or c)  any Child Illness which is due to self-inicted injuries while sane or insane.

    Cost of insurance:
    The cost of insurance for Child Guard is levied through deduction of units from the investment account of Your policy. The amount to be deducted will depend on the amount and type of insurance cover chosen, as well as other factors such as age, health status, etc. The current cost of insurance for Child Guard is illustrated in the sales illustration and You may request a copy from Your servicing agent.

    Perlindungan Penyakit Kanak-kanak untuk Pelan PowerLink dan PowerGrad


    Akhbar TheSun, Malaysia melaporkan pada 2007 bahawa setiap tahun hampir 1,200 kanak-kanak Malaysia di bawah 12 tahun didiagnosis mengidap penyakit kritikal kanak-kanak. Insiden penyakit kritikal kanak-kanak yang tinggi pasti menimbulkan kebimbangan di hati ibu bapa, dan Child Guard menawarkan perlindungan yang anda mahukan. Direka khusus dengan tumpuan kepada keperluan ini, Child Guard memberikan ketenangan kiran kepada ibu bapa kerana anak mereka dilindungi sebaiknya daripada penyakit kritikal kanak-kanak yang disenaraikan di bawah. Mempunyai anak yang didiagnosis mengidap penyakit adalah mimpi ngeri setiap ibu bapa. Sungguhpun kami tidak dapat membantu anda secara emosi, kami boleh membantu anda dari segi kewangan dengan menanggung kos perubatan. Perlindungan bermula semasa mereka masih kecil, dan pelan terbaik adalah pelan yang bermula paling awal. Senarai Penyakit Kanak-Kanak Yang Diliputi: 1) Asma teruk 2) Leukemia 3) Diabetes Melitus Bersandar Insulin 4) Demam reumatik dengan gangguan injap 5) Penyakit Kawasaki dengan komplikasi jantung 6) Reumatoid atritis juvenile teruk 7) Glomerulonefritis dengan Sindrom Nefrotik 8) Epilepsi teruk 9) Gangguan Intelektual akibat penyakit atau kemalangan Dihospitalkan di ICU / HDU Akibat Daripada Kelahiran Pra-matang Inkubasi Serta-merta Selepas Kelahiran

    100% Amaun Diinsuranskan Child Guard akan dibayar

    0.3% daripada Amaun Diinsuranskan Child Guard untuk setiap hari akan dibayar, tertakluk kepada maksimum tiga puluh (30) hari 0.1% daripada Amaun Diinsuranskan Child Guard untuk setiap hari akan dibayar, tertakluk kepada maksimum enam puluh (60) hari

    Bayaran untuk ICU/HDU Akibat Daripada Kelahiran Pra-matang atau Inkubasi Serta-merta Selepas Kelahiran hanya akan dibayar untuk kelahiran di Hospital Singapura atau Malaysia dan akan mengurangkan Amaun Diinsuranskan Rider dengan jumlah yang bersamaan dengan bayaran yang dibuat di bawah faedah-faedah ini. Baki Amaun Diinsuranskan Rider akan dibayar sekiranya didiagnosis dengan mana-mana Penyakit Kanak-kanak, sekiranya ada. Sila rujuk Kontrak Tambahan untuk denisi, terma-terma dan syarat-syarat lengkap untuk Rider ini.

    Pengecualian:
    Rider ini tidak akan meliputi: a)  sebarang Penyakit Kanak-kanak (sebagaimana ditakrifkan dalam Kontrak Tambahan ini), yang terdahulu memanifestasikan dirinya sebelum enam puluh (60) hari selepas Tarikh Terbitan atau tarikh lahir kanak-kanak yang diinsuranskan atau mana-mana Tarikh Pengembalian Semula Kontrak Tambahan ini, yang mana terkemudian; atau b)  sebarang Penyakit Kanak-kanak yang wujud pada Tarikh Terbitan atau Tarikh Pengembalian Semula Kontrak Tambahan ini, yang mana terkemudian; atau c)  sebarang Penyakit Kanak-kanak yang mana kecederaan dilakukan sendiri ketika siuman atau tidak siuman.

    Kos Insurans:
    Kos insurans untuk Child Guard adalah dibiayai melalui pembatalan unit daripada akaun pelaburan polisi Anda. Jumlah yang akan ditolak adalah bergantung kepada jumlah dan jenis perlindungan yang dipilih, dan juga faktor-faktor lain seperti umur, status kesihatan dan lain-lain. Kos insurans terkini yang dikenakan untuk Child Guard adalah dihuraikan di dalam ilustrasi jualan dan Anda boleh mendapatkan salinan ilustrasi jualan daripada ejen anda.

    PowerLinkPowerGrad
    The Sun2007120012 Child Guard

    Child Guard

    1) 2) 3) 4) 5) 6) 7) 8) 9)

    100% Child Guard

    0.3% Child Guard(30) 0.1% Child Guard(60)

    a)  60 b)  c) 

    :
    Child Guard Child Guard

    This brochure is for illustration purposes only and the information included is neither comprehensive nor exhaustive. You need to refer to the Product Disclosure Sheet (PDS) and the Sales Illustration (SI) for further details. Both PDS and SI could be obtained from Your servicing agent. The renewal of this Supplementary Contract is guaranteed but the cost of insurance payable for the renewal is not guaranteed. We have the right to revise the rates, benefits, terms and conditions and You will be informed in writing of the revision at least three (3) months before renewal. You should satisfy Yourself that this plan would best serve Your needs, and that investing in this plan is an easy and affordable way to Your financial well-being. A free look period of fifteen (15) days or such longer period as may be specified by Bank Negara Malaysia, will be given from the date of receipt of the Policy by You to review its suitability and should You choose to return the Policy within the period, the amount to be refunded shall follow the terms and conditions in the Policy Contract.

    Risalah ini adalah untuk tujuan ilustrasi sahaja dan informasi yang diberikan adalah tidak lengkap and menyeluruh. Anda perlu merujuk kepada Lembaran Pendedahan Produk dan Ilustrasi Jualan untuk maklumat lebih terperinci. Kedua-dua Lembaran Pendedahan Produk dan Ilustrasi Jualan boleh didapatkan daripada ejen yang berkhidmat kepada Anda. Pembaharuan Kontrak Tambahan ini tertakluk kepada syarat-syarat dan kos insurans untuk pembaharuan ini tidak dijamin. Kami berhak mengubah kadar-kadar, faedah-faedah, terma-terma dan syarat-syarat. Anda akan diberitahu secara bertulis tentang perubahan tersebut sekurang-kurangnya tiga (3) bulan sebelum pembaharuan polisi. Anda harus yakin bahawa pelan ini dapat memenuhi keperluan Anda dengan sebaiknya, dan melabur dalam pelan ini adalah cara yang mudah dan memanfaatkan kewangan Anda. Tempoh percubaan selama lima belas (15) hari atau dalam tempoh lebih lama sebagaimana yang mungkin ditentukan oleh Bank Negara Malaysia, dari tarikh penerimaan Polisi ini oleh Anda akan diberikan untuk Anda mempertimbangkan kesesuaiannya dan sekiranya Anda memilih untuk memulangkan Polisi dalam tempoh tersebut, jumlah yang dibayar kembali akan berdasarkan terma-terma dan syarat-syarat yang dinyatakan dalam Kontrak Polisi.

    (3) (15)
    AZ 06/13

    Allianz Life Insurance Malaysia Berhad (104248-X) (Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia) Ground Floor, Block 2A, Plaza Sentral, Jalan Stesen Sentral 5, Kuala Lumpur Sentral, 50470 Kuala Lumpur. Tel No.: 603-2264 0700 Fax No.: 603-2264 0602/ 603-2263 6000 Toll Free No.: 1-300-88-1028 E-mail.: [email protected] www.facebook.com/AllianzMalaysia

    Updated 06/13

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