Precious Metals & Rare Coins For Investors and Collectors

Goldline International, Inc. has helped investors diversify their portfolios with gold and silver for more than 50 years, safely delivering billions of dollars worth of precious metals directly to our clients.

Contents:
Section I: The Allure Of Gold 1 3 4 6 7 8 Section II: Silver Shines As An Affordable Precious Metal Section III: Our Selection Of Popular Coins Section IV: Why Investors & Collectors Choose Goldline Section V: The Goldline Difference Section VI: Its Easy To Acquire Precious Metals & Collectible Coins From Goldline

Section I: The Allure Of Gold

Gold, the most excellent of natures products is begotten of the sun, inasmuch as it has more resemblance to it than anything else nor is any created thing more enduring than this gold. - Leonardo da Vinci Gold Has Passed The Test Of Time
Nothing has captivated civilizations as much as the allure and beauty of gold. Gold represented wealth when Alexander the Great conquered and united lands, when Christopher Columbus explored the New World, and when our Founding Fathers forged the United States Constitution. As the Greek poet Pindar wrote more than 2,000 years ago, Gold is the child of Zeus, neither moth nor rust devoureth it. Individuals have owned gold coins for a wide variety of reasons: as a storehouse of wealth a proven method of passing savings to the next generation a shield against tyranny and as a beautiful memorial of past civilizations and accomplishments. Our Founding Fathers understood both the inflationary and deflationary dangers of paper money and believed a solid financial footing to be crucial to the success of our young nation. Among our nations greatest advocates for a gold-backed currency were Alexander Hamilton and Thomas Jefferson. Gold coins circulated as everyday money in the United States until 1933.1 Today, after having long ago abandoned the gold standard, the effects of a devalued dollar are everywhere. Twenty dollars in the 1920s either in the form of a $20 gold coin or a $20 bill bought a fine mens suit. Since then, trillions of paper dollars have been printed by the government and added to our nations money supply. That is why a $20 gold coin still buys a fine-tailored mens suit, but a $20 bill will not even pay for the alterations. Specie [gold and silver coins] is the most perfect medium because it will preserve its own level; because, having intrinsic and universal value, it can never die in our hands; and it is the surest resource of reliance in time of war. 2 - President Thomas Jefferson

Currently, there are no restrictions on gold ownership. The United States ability to recall gold is limited to times of war and requires Presidential action or an Act of Congress. No one can say with certainty if or how the government might prohibit private ownership of gold in the future. No one can say with certainty if a particular gold product would be exempt from any future prohibition. Thomas Jefferson to John Wayles Eppes, 1813. ME 13:430.

Golds Historic Performance In The 20th Century & New Millennium

GOLD PRICES PER OUNCE (2001-2011)
*December 31st closing price, New York Spot Market
$ $ $

1566

1421

1096

At the depth of the Great Depression, President Roosevelt chose to devalue the dollar by approximately 43% and raise the price of gold by approximately 75%. Gold owners profited more following the abandonment of the gold standard in 1971 when the government ran the printing presses and inflated the nations money supply. The purchasing power of the dollar plummeted and the public turned to gold assets as a hedge against rising inflation. Gold prices peaked in early 1980 with gold reaching $850 per ounce (or approximately $2,371.11 per ounce in 2011 dollars). 3 The 1990s proved to be the decade of paper assets as stocks spiraled upward. Precious metals assets completed their bear market with gold reaching a low of $252 per ounce.

833

881

$ $ $

634

278

347

415

437

516

2001 2002 2003 2004 2005 2006 2007 2008 2009

2010

2011

HISTORIC GROWTH
Gold prices have increased every year since 2001. While past performance is not a guarantee of future results, as of this printing, gold prices remain below their inflation-adjusted highs.

A new precious metals bull market began in 2001. In the first decade of the new millennium, gold prices increased every year. In 2011, gold prices once again reached a new record high. However, on an inflation-adjusted basis, gold still remained below the record set in 1980. A number of analysts believe that gold prices may reach new highs in the coming years. Among the factors which may affect gold prices are: inflation; currency devaluation; demand and supply; growing demand from emerging economies in countries such as China and India; industrial use of gold; and increased demand from central banks.

Why Prudent Investors Include Physical Gold In Their Portfolios

Time and again investors and collectors shift their attention to assets like gold when currencies and economies falter. Acquiring these metals at any level provides portfolio diversity with a tangible and recognized safe haven asset. Gold often moves independently from stocks and bonds and many investment experts believe gold may improve a portfolios overall performance. Including gold in a diverse portfolio may also help reduce a portfolios volatility. This is because gold prices are influenced by factors that generally differ from, and may actually counter, the drivers affecting the price of other assets. According to the World Gold Council, portfolios containing gold are generally more robust and less volatile than those that do not. 4 Further, in contrast to some other financial assets, physical gold is not a counterpartys liability. Individuals and institutions are often attracted to gold as a potential hedge against inflation or fluctuations in currencies. A study by Oxford Economics concluded gold performs relatively strongly in a high inflation scenario and also does comparatively well in a deflation scenario This is because such a deflation scenario includes a sharp rise in financial stress. 5 With the uncertainties we face today, it is even more important to diversify your portfolio. Governments and their paper currencies rise and fall, but gold always has intrinsic value.

Wall Street Journal, April 25, 2011.

World Gold Council, Why Invest, March 2012.

Oxford Economics, The Impact of Inflation and Deflation on the Case for Gold, 2011.

Section II: Silver Shines As An Affordable Precious Metal

Silver Has Been Part Of International Trade & Finance For Thousands Of Years
Silver was first mined more than 5,000 years ago and became an essential element in trading among early civilizations. By 700 B.C., the ancient Greeks began using silver as currency. The famed pieces of eight referred to the eight reale Spanish coin which was an international currency during the 16th and 17th centuries. The United Kingdoms pound sterling received its name from the fact that the currency was equal to one pound of sterling silver (92.5% of silver). The United States embraced silver as part of its currency soon after its formation. In 1794, the first silver dollar was minted. Throughout the years, America minted and melted thousands of silver coins as it reacted to the supply and demand of this precious metal. The U.S. Mint continued to produce 90% silver coins for general circulation through 1964. Between 1965 and 1968, the last circulating silver coins of 40% silver half-dollars were minted.

Silvers Strong Industrial Demand And Limited Supply

Silver has a number of properties which make it ideal for industrial applications. These properties include its strength, malleability, electrical and thermal conductivity, natural anti-bacterial properties, and ability to endure extreme temperature ranges. These unique properties make silver generally irreplaceable with less expensive alternatives. Nearly 75% of the worlds supply of silver is used to manufacture a range of products including chemical reagents, medical instruments, solar panels and plasma televisions. Despite its critical role in technology and industrial production, global silver mining is limited. In contrast to other metals, it is difficult for mining companies to increase their silver production because two-thirds of silver produced by mines is as a byproduct of other metals.

Investor Demand
On a per ounce basis, silver is the most affordable precious metal. Investors acquire silver for many of the reasons they acquire gold: as a store of wealth, a potential hedge against inflation and to diversify their portfolios with a tangible asset. Silvers performance during the current bull market has been impressive. Between 2001 and 2011, silver prices grew over 500%. However, on an inflation-adjusted basis, silver prices have yet to breach their all-time high set in 1980 of $50 (approximately $131.49 in 2011 dollars). 6 Todays silver prices are driven by a number of factors which may support future record prices: strong industrial demand, increasing jewelry purchases, and growing investor demand set against a limited amount of annual production.
6

Wall Street Journal, April 25, 2011.

Section III: Our Selection Of Popular Coins

Goldline offers a wide selection of precious metals products ranging from bullion bars

Fractional Bullion Gold Coins

Gold bullion coins may be acquired in a variety of sizes. Smaller gold coins, known as fractional coins, offer a lower price point along with greater flexibility when it comes to liquidating or distributing the coins. These gold coins can be acquired in 1/10 ounce, 1/4 ounce and 1/2 ounce sizes and include some of the most recognizable gold coins in the world. For example, the American Eagle, one of the most popular investment-grade gold coins in the world, can be acquired in fractional sizes and is guaranteed by the U.S. Government for its weight, content and purity.

1 oz. size AMERICAN GOLD EAGLE

1/2 oz. size

1/10 oz. size

1/4 oz. size AUSTRIAN 1000 SCHILLING BRITISH SOVEREIGN

SMALLER GOLD COINS

Smaller gold coins are popular for their flexibility and lower price point than one ounce coins. (Coins on this page are shown actual size)

European Gold Coins

FRENCH 20 FRANC NAPOLEON III

In 1865, France, Belgium, Italy and Switzerland entered into the Latin Monetary Union, which regulated the weight, fineness, shape and exchange rate of gold and silver coins. The treaty also stated that these identically minted gold and silver coins would circulate freely within the monetary union. Other countries such as the United Kingdom, Germany and Austria also minted gold coins which circulated in everyday trade. Among these coins was the British sovereign, which traces its history to King Henry VII. In 1489, he commissioned a new money of gold. After a 200 year absence, the gold sovereign was revived in the early 19th century following the British Empires adoption of the gold standard. The new gold sovereign featured St. George and the dragon in a design noted for its classic beauty. These 19th and 20th century coins are popular for their smaller size, artistry and historic significance.

SWISS 20 FRANC

FRENCH 20 FRANC ROOSTER

and coins to the rarest of coins. Here are examples of some of our more popular coins.

Historic United States Gold Coins

The U.S. Government issued gold coins from 1795 through 1933, ranging in denomination from the tiny $1 coin to the substantial $20 double eagle. Minted for use as everyday currency, their original mintages have been greatly reduced by official and private sector melting. The most popular historic U.S. gold coins include the $20 coins with the Liberty Head and Saint-Gaudens designs. Minted from the 1840s to the 1930s, these large, beautiful coins contain nearly one full ounce of pure gold. In addition to their hefty gold content, limited mintages, and historic significance, a number of these coins have been independently graded and certified.
$20 SAINT-GAUDENS
(Coins on this page are shown actual size)

United States Silver Coins

Although the United States has a long history of silver coinage, two silver coins stand out as the most popular among collectors and investors: the Morgan and Peace series of silver dollars. These coins are the largest and heaviest silver dollars minted for domestic use since the Civil War with each coin containing 0.77344 ounces of pure silver. The Morgan dollar is one of the most popular and collected silver coins in our history, awash with Western lore and legend. First struck in 1878, it was created to absorb the enormous quantity of silver mined from the Comstock Lode. Production of these silver dollars continued until 1904 and resumed in 1921, the issues final year. Peace dollars were minted to commemorate the signing of the peace treaty between the United States and Germany at the end of World War I. They were struck continuously from 1921 until the Great Depression began in 1929. The U.S. Mint began producing the Peace dollars again in 1934. However, coins dated 1935 would be the last to see circulation, as America later became fully involved in World War II. A great many silver dollars were destroyed by government and private melting. One Congressional act alone, the Pittman Act of 1918, resulted in the wholesale recall and melting of over 270 million dollars into silver bullion. This destruction greatly reduced the number of surviving silver dollars especially those in mint condition.
PEACE SILVER DOLLAR MORGAN SILVER DOLLAR

WALKING LIBERTY HALF-DOLLAR

Section IV: Why Investors & Collectors Choose Goldline

Goldline is one of Americas largest companies providing physical precious metals to collectors and investors. Since 1960, Goldline has provided personal service and a diverse inventory of precious metals products. Goldlines website (www.goldline.com) provides a broad range of analytical information, market news coverage, detailed coin fact sheets with photos, current spot metals prices, and charts along with our important risk disclosure information and Account Agreement. Our Account Executives are available to answer your questions and assist you in acquiring precious metals and collectible coins. They can also provide you with timely market updates and prices along with current information about the precious metals market. Before your purchase is shipped, Goldline reviews your order at least twice to ensure accuracy. We promise, in writing, that if your order is damaged or lost during shipping, we will either replace your order or refund your purchase (please see our Account Agreement for full details). Many of our products are protected by a full seven-day money-back guarantee. 7 You can read more about our refund policies in our Account Agreement. You will appreciate Goldlines assistance when you wish to convert your precious metals into cash. We also stand behind each coin we sell by offering to repurchase it from you at our then-current bid price. 8 Goldline efficiently handles transactions of all sizes.

Goldline Company History

1960 Nicholas Deak of Deak and Company forms Deak Investor Services, Inc. (DIS). 1987 DIS changes its name to Deak International Goldline Limited. 1988 Deak and Company sells Deak International Goldline (US) Ltd. to the Thomas Cook (travelers check) group. 1991 Thomas Cook sells Deak International Goldline (US) Ltd. 1992 Deak International Goldline (US) Ltd. changes its name to Goldline International, Inc. (Goldline). 1994 Goldline acquires the client-related assets of Gold & Silver Emporium. 1998 Goldline acquires Dreyfus Precious Metals, Inc., the precious metals brokerage and storage subsidiary of the Dreyfus Corporation. 2001 Walking Liberty silver half-dollars.
Goldline is chosen to be the distributor for both the Binion Collection of silver dollars and the Nevada Silver Collection of

2004 Goldline is chosen to distribute gold and silver coins from the SS Republic shipwreck. 2005 Goldline is granted exclusivity to sell the first Binion Casino $10,000 notes independently graded by PMG and PCGS Currency. 2008 Goldline is featured on CNBC with a live interview on site at its Santa Monica headquarters. 2011 million in annual revenues.
7 8

Inc. Magazine recognizes Goldline as being among the top 15% of the fastest-growing private companies with over $500

Some states may have different or additional refund provisions. The law prohibits us from guaranteeing to repurchase the coins we sell. Although we have historically made buy-sell markets in the precious metals and collectible coins we offer, our buy-back policy is not a guarantee and is subject to change without notice.

Section V: The Goldline Difference

1. For more than fifty years, clients have chosen Goldline for their precious metals needs. 2. We are committed to transparent, honest and responsible pricing no gimmicks. 3. We are committed to responsible corporate governance. Our financial statements are audited annually. We properly register and follow national and state telemarketing laws. 4. We are committed to honest and transparent disclosures. Our Account Agreement and risk disclosure booklet, Coin Facts for Investors and Collectors to Consider, provide unparalleled information regarding our pricing, company policies and risks associated with acquiring precious metals. These documents can be found in the attached pocket and online at www.goldline.com. Additional copies are available by calling 1-800-963-9798 5. We confirm your trade during a taped confirmation to ensure you fully understand your purchase. To ensure accuracy, your order is checked at least twice before it is shipped to you. 6. We have a dedicated toll-free number to ensure prompt and easy access to our Client Relations Team Members who, in addition to your dedicated Account Executive, can assist you with a variety of issues. 7. We provide a written trade confirmation that includes specific information about your purchase.

Section VI:

Its Easy To Acquire Precious Metals & Collectible Coins From Goldline

To get started today, follow these three steps:

Call Goldline at 1-800-963-9798 to speak with an Account Executive. Ask any questions you may have and read Goldlines risk disclosure information.

Select your first acquisitions and review and sign Goldlines Account Agreement.

Confirm your selections and form of payment with a Goldline Client Services Representative.

Goldline knows how to make acquisitions easy for new precious metals investors and collectors. After all, we have helped thousands diversify their portfolios with precious metals since 1960.

Get Started Today: call 1-800-963-9798

1601 Cloverfield Blvd., 100 South Tower Santa Monica, California 90404

1-800-963-9798
www.goldline.com

A C C O U N T A G R E E M E N T

Coins displayed in this Agreement are not to actual size.

CONTENTS

ACCOUNT AGREEMENT

A. Placing An Order B. Deliveries C. Refunds/Returns D. Price Guarantee Program E. Payments, Security Agreement And Liquidations F. Liquidations G. Account Matters H. Storage I. Disclaimer Of Warranties J. IRAs K. Spreads/Prices L. Considerations For Investors M.Other Terms And Conditions N. Arbitration Agreement O. Consent To Call/Do Not Call Special State Refund Policies

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A C C O U N T A G R E E M E N T
This Agreement is entered into between Client(s) and Goldline International, Inc. (Goldline) for the purchase, sale and storage of precious metals, independently graded coins, rare currency and other products which Goldline offers or may offer in the future. This Agreement applies to all transactions between Goldline and Client entered on or after April 15, 2012 and all products stored through Goldline.
A.

Placing An Order

1. Client may place an order with Goldline by telephone or in person. Clients telephonic order will be confirmed during a taperecorded confirmation with a Client Services Representative to ensure the details of the order are correct and will include the price, quantity, method of payment and other material terms of the order (orders below $1,000 will not be subject to taped confirmation). 2. Goldline will send a written trade confirmation of each order. Client will have ten (10) calendar days from the date of the written trade confirmation to report any inaccuracies or discrepancies in the order to Clients Account Executive or Goldlines Client Relations Department. If the Client does not report inaccuracies or discrepancies regarding the written trade confirmation within this time period, Client waives any objections Client may have. 3. An order is only finalized when a signed Account Agreement is on file with Goldline and any required signed state addendum to the written trade confirmation is received.

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B.

Deliveries

1. Goldline will deliver Clients order to Clients shipping address within twenty-eight (28) calendar days (or such lesser period as required by Clients state of residence) of receipt of good funds. If Client requests delayed delivery, Goldline will deliver Clients order to storage pending delivery to Client. See Section H ("Storage"), below. 2. Goldline may charge a shipping and handling fee, including a fee for shipments to third party IRA custodians. Any such fee will be disclosed at the time of the order. 3. All packages shipped to Client are insured (shipments may be self-insured by Goldline). If a shipment is lost or damaged during transit to Clients shipping address, at Goldlines option, Goldline will replace the items or refund Clients purchase price. Goldline bears the risk of loss until the shipment is delivered to Clients shipping address subject to the following: (a) Any variance in Clients order, including discrepancies or defects regarding the products delivered, must be reported to Goldlines Client Relations Department within five (5) calendar days of receipt of shipment to make a claim of loss; (b) Client must retain all original packing materials intact; and (c) Client must cooperate with Goldline, including providing supporting declarations regarding any loss.
C.

Refunds/Returns

1. Goldline provides all first-time clients with the right to cancel their first order within seven (7) calendar days from the date of order. (This cancellation privilege does not apply to orders for 90% silver dimes or quarters, one-ounce or larger bullion bars, and one-ounce bullion coins unless Clients state of residence provides otherwise.) By way of example, if Clients first order is placed on May 1, Client may cancel the order up to and including May 8.
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Notice of cancellation may be provided by speaking directly with an Account Executive; calling Client Relations at 800280-5082; via U.S. Mail at 1601 Cloverfield Blvd., 100 South Tower, Santa Monica, CA 90404; facsimile at 310-319-0265; or email at [email protected]. All notices of cancellation must be provided no later than the last day of the refund period. A full list of special state refund provisions is set forth at the end of this Agreement. Second and subsequent orders are final upon taped confirmation by a Goldline Client Services Representative and are not subject to cancellation unless Clients state of residence provides otherwise as set forth at the end of this Agreement. Other disclosures regarding special state refund provisions will be provided as required by state law.
D.

Price Guarantee Program

1. Goldline offers price protection on certain qualifying full-priced orders of coins and bars with Goldlines Price Guarantee Program (PGP). Goldlines PGP does not apply to 90% silver dimes and quarters, one-ounce and larger bullion bars, and one-ounce bullion coins although Goldline may periodically include such coins and bars within its Price Guarantee Program. 2. Qualifying PGP orders will be identified during the telephonic taped confirmation of Clients order. 3. Under Goldlines PGP, if Goldlines ask (i.e., selling) price for qualifying coins is reduced by Goldline within seven (7) calendar days of the date of order, Client may contact Goldline and request that his or her order of these coins be repriced at the lower price (subject to Section D.4 below). By way of example, if Clients qualifying order is placed on May 1, Client may reprice that order through May 8. Goldline may, from time to
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time, offer certain specials which extend the time within which Client may contact Goldline to request that his or her order be repriced. That extended period will be identified during the telephonic taped confirmation of the Clients order. 4. Client may not exercise his or her right to reprice until Goldline receives payment, a signed Account Agreement has been received by Goldline and any required state signed written Addendum to Trade Confirmation is received. 5. Client may only ask Goldline to reprice the order once during this seven-day time period. It is Clients obligation to follow price changes for their orders; Goldline will not contact Client about changes in prices. 6. To reprice an order, Client must take the following steps: (1) Repricing requests must be made during Goldlines regular business hours (excluding holidays); (2) Client must contact his or her Account Executive by telephone to reprice the order. If the Account Executive is not available, Client should ask for the Account Executives backup Account Executive. If the back-up Account Executive is unavailable, Client may place the reprice request with an Account Executive Manager or Client Services Supervisor; (3) Clients repriced order must be confirmed in a tape-recorded confirmation by a Client Services Representative. 7. Client will receive the selling price (the ask price) that is in effect at the time of repricing. The difference between the original purchase price of the order and the repriced amount must be applied, on a onetime basis, at the time of repricing to purchase additional coins carrying the same spread as the coins originally purchased. After the one-time repricing, any balance shall be extinguished.
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8. Upon repricing, Clients order is final unless the Clients state of residence provides a right to cancel. 9. Goldline reserves the right to modify or discontinue its PGP program at any time, including modifying the products available for the PGP program and/or the time during which Client may reprice an order.
E.

Payments, Security Agreement And Liquidations

1. Client agrees to pay for all precious metals, coins, currency and other items ordered and all charges for orders, storage, delivery and other services. Client will also pay any taxes, assessments or other charges imposed by a government concerning Clients metals, coins, currency, or any sales, use or similar tax associated with delivery, now or in the future. 2. If Goldline does not receive full payment in good funds for precious metals, coins or other numismatic/collectible items within five (5) calendar days of Client placing the order, Goldline may, but is not required to, dispose of the metals, coins or other numismatic/collectible items for Clients account, without notice unless required by law, and charge Client for any loss Goldline incurs. Such sales may be at a wholesale or auction price which may be below Goldlines sell or buyback prices. In addition, Goldline shall have all other rights and remedies available under the law. 3. CLIENT GRANTS A LIEN AND SECURITY INTEREST IN CLIENTS PROPERTY AND FUNDS IN GOLDLINES POSSESSION OR CONTROL, NOW OR IN THE FUTURE, AS COLLATERAL FOR ANY AMOUNTS OWED UNDER THIS AGREEMENT OR OTHERWISE, NOW OR IN THE

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FUTURE. Client agrees to execute such additional documents as may be necessary to perfect or evidence this security interest. If Client does not pay such amounts when due, Goldline may, but is not required to, offset these amounts against Clients funds or property or may sell any or all such property without notice as permitted by law in any public or private sale Goldline chooses. If the proceeds of such sale and/or the amounts offset are not sufficient to repay the amount Client owes, Client will be liable for any deficiency.
F.

Liquidations

1. When Client sells precious metals, coins or numismatic/collectible items originally acquired from Goldline, Goldline will purchase the items at its current buyback price (the "bid" price). Items not stored through Goldline must be shipped to Goldline at Clients expense and verified by Goldline as to quantity and condition prior to liquidation. Goldline will charge a 1% liquidation fee on the liquidation price. The minimum liquidation fee is $25. Goldline will deduct all amounts owed to Goldline with the balance paid by company check payable to Clients account title of record. Payment will be sent within three (3) business days of liquidation to Clients account address. 2. The law prohibits Goldline from guaranteeing to repurchase the items it sells, although Goldline has historically made buysell markets in bullion and rare coins it offers. Therefore, Goldlines buyback policy is not a guarantee and is subject to change without notice.
G.

Account Matters

1. Client represents that Client is of legal age and capacity to enter into this Agreement. If Client is other than an individual, Client represents that he or she is fully authorized to

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act on the owners behalf. 2. Client represents that all of Clients transactions shall be for investment or other commercial purposes and not for any personal, family, household or other consumer purposes. 3. If this Agreement is signed by or on behalf of more than one person (including an owner by virtue of community property interest or other operation of law), Client authorizes Goldline to follow the instructions of any signer without notice to or consent from the others or any non-signer. If conflicting instructions are received, Goldline will follow the first. If one signer becomes disabled or incompetent, this Agreement survives and Goldline may rely on instructions of any other signer. Client will notify Goldline promptly of the death of any signer by providing a certified death certificate. Upon proof of death, Goldline will treat the account balance as belonging solely to the estate or lawful heirs. In all cases, a decedents estate will remain fully liable for all obligations incurred up to the day of death and the estate shall be liable for all obligations incurred thereafter. Client agrees to hold Goldline harmless and defend against any loss, liability, cost or expense, including reasonable attorneys fees, resulting from any action taken by Goldline in reliance upon this paragraph. Notwithstanding the above, Goldline may require such papers, additional consents, restrict activity in the account and/or retain all or part of the account balance as Goldline deems advisable at Goldlines sole discretion. 4. Client understands and agrees that Goldline may, in Goldlines discretion, but is not obligated to do so, monitor or record Clients telephone conversations with Goldline for quality control and Goldlines protection. Unless otherwise agreed by Goldline in writing, Goldline does not consent to the
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recording of telephone conversations by Client or any third party. Client understands that not all telephone lines or calls are recorded and Goldline does not guarantee that any recordings of any particular telephone calls will be retained or be capable of being retrieved.
H.

Storage

1. At Clients request, Goldline will store Clients precious metals or coins with independent depositories selected by Goldline. Storage is not available to Clients who reside in certain states. Goldline may change depositories without prior notice. 2. Goldline will deliver precious metals and coins selected for storage within twentyeight (28) calendar days of receiving payment of good funds (unless state law requires a different delivery period). Goldline may store Clients precious metals and/or coins on a non-segregated, bulk basis. When Client chooses to store precious metals and/or coins through Goldline, Client understands that absent an express written agreement to the contrary, Client is not entitled to receive from Goldline any specific item of precious metals and/or a specific coin. Rather, Client is entitled to receive only the same quantity, grade and type of precious metals and/or coins stored through Goldline as specified on Goldlines written confirmation. 3. Goldline will use commercially reasonable efforts to store Clients metals or coins in a way that is free from the claims of its creditors, the depositories (except as to storage charges) and the depositories creditors. 4. Goldline will, or will cause the depositories to, insure Clients metals, coins and currency against physical loss, damage or disappearance. Limitations and exclusions

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apply to such insurance proceeds. Goldlines liability to Client for any physical loss, damage or disappearance of items held in storage shall be limited to available insurance proceeds and under no circumstances shall exceed Goldlines bid price for such items at the time of loss. 5. Storage fees are calculated by multiplying 0.00375 by the ask price of Clients holdings as of the date of the storage statement (the buyback price for holdings is less than the ask price). Storage fees are charged in advance of each six-month storage period and are payable upon receipt of the statement. The minimum storage fee is $15.00. Goldline may increase or decrease storage fees upon thirty (30) calendar days written notice to Client. Storage fees are non-refundable. 6. At Client's written request, Goldline will ship stored metals within seven (7) business days of Client's request for delivery and payment of any shipping charges and applicable conversion fees. Stored silver and gold bullion are subject to conversion fees to convert the unallocated bullion into deliverable bars, rounds or coins (coin and bar types are subject to existing inventory). Goldline will provide a schedule of these conversion fees on request. This delivery period may be extended based upon market conditions. Requested bar types and sizes are subject to availability. 7. Client will not grant or permit to exist any lien, security interest or encumbrance of any kind by a third party on stored precious metals or coins. Client acknowledges that the ownership of precious metals or coins is non-negotiable and can be transferred only on Goldlines books. Any assignment or transfer of stored metals and coins must comply with Goldlines procedures regarding the transfer of accounts and applicable law.

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I.

Disclaimer Of Warranties

1. Grades and descriptions of coins, precious metals and currency are opinions, not statements of fact or guaranties, and are based on standards and interpretations that can and do change over time. Goldline uses its own good faith contemporary grading standards and interpretations to grade coins or relies upon the opinions of grading services such as Professional Coin Grading Service (PCGS) and Numismatic Guaranty Corporation (NGC). Goldline does not guarantee that the coins it sells will achieve the same grades from Goldline, PCGS, NGC or any other grading service in the future. Goldline guarantees that the precious metals and other items it sells are genuine. GOLDLINE EXPRESSLY DISCLAIMS ANY OTHER WARRANTIES WITH RESPECT TO PRECIOUS METALS, COINS, CURRENCY AND NUMISMATIC/COLLECTIBLE ITEMS, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. 2. CLIENT ACKNOWLEDGES AND AGREES THAT NO WARRANTIES OR GUARANTIES HAVE BEEN MADE TO CLIENT REGARDING ANY OF THE PRECIOUS METALS, COINS, CURRENCY OR OTHER NUMISMATIC/COLLECTIBLE ITEMS PURCHASED FROM GOLDLINE, INCLUDING BUT NOT LIMITED TO FUTURE VALUE. CLIENT AGREES TO PROMPTLY NOTIFY GOLDLINES CLIENT RELATIONS DEPARTMENT IN WRITING IF ANYONE AT GOLDLINE SUGGESTS A GUARANTY OF PROFITS OR ABSENCE OF LOSSES, OR MAKES ANY STATEMENT OR REPRESENTATION THAT IS

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INCONSISTENT WITH THE TERMS IN THIS AGREEMENT OR COIN FACTS FOR INVESTORS AND COLLECTORS TO CONSIDER. CLIENT FURTHER ACKNOWLEDGES AND AGREES THAT CLIENT HAS CONDUCTED AND WILL CONDUCT HIS OR HER OWN RESEARCH AND ANALYSIS REGARDING PRECIOUS METALS, COINS, CURRENCY AND OTHER NUMISMATIC/COLLECTIBLE ITEMS THAT CLIENT MAY PURCHASE FROM GOLDLINE AND WILL NOT RELY UPON OR OTHERWISE CLAIM THAT ANY WARRANTIES, REPRESENTATIONS OR GUARANTIES HAVE BEEN MADE BY GOLDLINE CONCERNING THE FUTURE VALUE OF THE PRECIOUS METALS, COINS, CURRENCY OR OTHER NUMISMATIC/COLLECTIBLE ITEMS THAT CLIENT MAY PURCHASE FROM GOLDLINE.
J.

IRAs

1. Select bullion bars, bullion coins and proof coins may be held in Individual Retirement Accounts (IRA). Client is aware that, with the exception of one-ounce bullion coins and bullion bars of one ounce or larger, all bars and coins carry a spread of 28%. See Section K ("Spreads/Prices") below for an explanation of spreads. 2. Client understands that proof coins are numismatic coins whose value may be affected by factors other than increases or decreases in spot metal prices. Client further understands that proof coins carry a numismatic premium above their precious metal content. 3. Client understands that Goldline does not recommend that clients invest more than 5%-20% of their retirement assets/portfolio in precious metals. Client is solely
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responsible for determining the proper percentage of precious metals acquired in an IRA and will notify Goldline, in writing, if he or she intends to invest more than 20% of his or her retirement assets/portfolio prior to finalizing any order. 4. Goldline may provide information about companies which provide trustee and custodian services for IRAs as a convenience to its Clients. Goldline is independent from, and not affiliated with, any of the companies which may provide those services. It is Clients responsibility to independently select the IRA service company suitable for Client. Goldline shall have no liability or responsibility for any loss or damage resulting from his or her dealings with that IRA service company. 5. Tax laws are complex and may change at any time. Client agrees to consult with his or her tax advisor about any questions regarding adding precious metals to an IRA including suitability, amounts and tax-related issues. Goldline employees are not authorized to and may not provide tax advice.
K.

Spreads/Prices

1. There is a price differential or spread, between Goldlines selling price (the ask price) and Goldlines buyback price (the bid price). Goldlines bid is the price it pays to Clients for a product. Goldlines ask is the price it charges Clients for a product. The spread is calculated by subtracting the bid price from the ask price and then dividing the difference by the ask price ((Ask Bid)/Ask). 2. To illustrate how a spread works, consider the following example. If the spread for a coin is 28% and Goldline's ask/selling price is $500 for the coin, then Goldlines bid/buyback price is $360. In this example, the bid price of the coin would have to appreciate $140 ($500-$360), or 38.88%,
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before breaking even (excluding liquidation fees and other costs). Prices may fluctuate throughout the day depending on the product. Pricing is based on many factors including Goldlines assessment of world market conditions, overhead and other considerations. 3. Goldlines current spread on 90% silver dimes and quarters, bullion bars of one ounce or larger, and one-ounce bullion coins is 13%. The bid price of a coin or bar with a 13% spread must increase approximately 15% before breaking even (this amount does not include liquidation fees and other costs). All other bars and coins have a current spread of 28%. The bid price of a coin or bar with a 28% spread must increase approximately 38.88% before breaking even (this amount does not include liquidation fees and other costs). If Goldlines spreads or the percentage that a bid price must increase for the coin or bar to break even differs from these stated amounts, Goldline shall disclose such differences at the time of order. 4. Coins generally have a premium above their precious metal value with bullion coins usually having the lowest premiums and semi-numismatic and numismatic coins having higher premiums. Certain exceptions may apply. Premiums may increase or decrease based upon current market conditions such as supply and demand. Changes in premiums may affect a coins pricing beyond changes in spot prices. 5. Goldlines minimum buy/ sell/ liquidation/ delivery fee is currently $25 per transaction.
L.

Considerations For Investors

1. Client understands that investment in precious metals, coins and other numismatic/collectible items is speculative, unregulated and volatile and that prices may rise and fall over time. Profit can only be made if prices rise over the investment period in an amount sufficient to overcome
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the spread as set forth above and costs such as liquidation fees. There may still be a loss despite favorable price movement. Metals, coins and other numismatic/collectible items do not provide interest or current income. 2. Goldline cannot guarantee the existence of a viable precious metals, coin market or currency market and is not obligated to repurchase any items it sells. 3. Goldline generally classifies coins as bullion, semi-numismatic and numismatic. Numismatics are coins whose value is principally based upon such factors as condition, grade, scarcity and demand, rather than their precious metal content. Seminumismatics are coins containing precious metals that generally move up and down with the spot price of the precious metal, but also contain additional value above their precious metal content. There is a premium for these coins based upon such factors as supply and demand. Bullion may come in bar or coin form. Its value is principally based upon its precious metal content plus the cost of fabrication. The value of a bullion bar or coin rises and falls with the spot price of the precious metal. Some coins may fall within more than one category depending on their specific grade or condition. Other dealers and organizations may define these terms or classify these coins differently. 4. Client represents that he or she has read and understands Goldlines risk disclosure booklet, Coin Facts for Investors and Collectors to Consider, which provides additional information about pricing as well as information about the risks of buying and selling precious metals, rare coins and rare currency. This booklet is updated periodically and it is Clients responsibility to remain up-to-date by requesting a copy or reviewing the most recent version at Goldlines website, www.goldline.com.

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Account Agreement 14

5. Goldline employees may from time to time discuss the general direction of various financial markets. Neither Goldline nor its representatives can guarantee any market movement. 6. Goldline employees are not licensed as investment advisors and they are not making any specific recommendations concerning stocks or any other form of investment. Goldline and its Account Executives are not agents for Client, have different financial interests and incentives from Client and owe no fiduciary duty to Client. Account Executives are generally commissioned salespeople whose commissions are greatest on products with a 28% spread and lowest on all other products. They may receive cash and other undisclosed compensation from Goldline when selling specific coin or currency products. Client will check with a licensed professional with expertise in a particular market before making a decision to buy or sell. 7. Client understands that Goldline believes coins and bullion are appropriate for 5% to 20% of an investment portfolio although certain individuals or organizations might recommend a different percentage. Client will independently determine what percentage is appropriate for him or her based upon Client's individual circumstances. Client will notify Goldlines Director of Client Relations in writing if Client chooses to invest more than 20% of his or her investment portfolio in precious metals and/or rare coins or currency. 8. What is suitable for one Client with a given financial means may not be suitable for the goals or emotional makeup of a different Client of the same means. Before Client chooses to buy or sell, Client should determine his or her ability to understand the transaction and to meet all financial commitments to be made.
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9. Goldline does not offer advice on the tax treatment of purchasing, selling or borrowing precious metals, rare coins and rare currency. Client must consult with his or her tax advisor regarding such matters. Goldline does not sell any precious metals or numismatic product which is exempt from applicable taxes.
M.

Other Terms And Conditions

1. This Agreement is the entire agreement between Goldline and Client. There are no representations, oral or written, other than those herein. This supersedes all prior agreements concerning the same subject matter except for transactions entered into prior to April 15, 2012, for which Client signed the Account and Storage Agreement version 00608. 2. Goldline shall not be liable for any loss due to circumstances beyond Goldlines direct control, or any delay or default in performing under this Agreement if such delay or default is caused by conditions beyond its control including, but not limited to, Acts of God, government restrictions or seizure, change in market conditions, wars, insurrections and/or any other cause beyond Goldlines reasonable control. 3. Goldlines failure to exercise Goldlines rights on one or more occasions will not be deemed a waiver of such rights at a later time. 4. This Agreement shall inure to the benefit of, and be binding on, Clients personal representatives, beneficiaries, executors, successors and assigns. However, Client cannot assign or transfer his or her rights under this Agreement except as set forth above. Assignments in violation of this Agreement are void. 5. If any provision of this Agreement is or
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becomes inconsistent with applicable law, such provision shall be severed or modified in accordance with such law. All other provisions shall remain in effect. 6. THE FORMATION OF THIS AGREEMENT CONSTITUTES THE MAKING OF THIS CONTRACT WITHIN LOS ANGELES COUNTY, CALIFORNIA, REGARDLESS OF THE MANNER, TIMING OR LOCATION OF DELIVERY OF RECEIPT OF ACCEPTANCE OF THIS AGREEMENT. THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF CALIFORNIA EXCLUDING CONFLICT OF LAW PRINCIPLES. SUBJECT TO THE ARBITRATION AGREEMENT IN SECTION N, ANY LEGAL ACTION OR PROCEEDING BETWEEN CLIENT AND GOLDLINE OR WITH RESPECT TO THIS AGREEMENT OR ANY TRANSACTION HEREUNDER SHALL BE BROUGHT EXCLUSIVELY IN THE COURTS OF THE STATE OF CALIFORNIA LOCATED IN THE COUNTY OF LOS ANGELES, OR OF THE UNITED STATES OF AMERICA FOR THE CENTRAL DISTRICT OF CALIFORNIA AND, BY ACCEPTANCE OF THIS AGREEMENT, CLIENT AND GOLDLINE HEREBY ACCEPTS FOR ITSELF AND IN RESPECT OF ITS PROPERTY, GENERALLY AND UNCONDITIONALLY, THE JURISDICTION OF THESE COURTS. THE PARTIES IRREVOCABLY WAIVE ANY OBJECTION, INCLUDING ANY OBJECTION TO THE VENUE OR BASED ON THE GROUNDS OF FORUM NON CONVENIENS, THAT ANY OF THEM MAY NOW OR HEREAFTER HAVE TO THE BRINGING OF ANY SUCH ACTION OR PROCEEDING IN SUCH JURISDICTIONS.

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N.

Arbitration Agreement

1. THE PARTIES AGREE TO ARBITRATE, IN A FINAL AND BINDING MANNER, ALL CONTROVERSIES BETWEEN CLIENT AND GOLDLINE INCLUDING ANY OF GOLDLINES CURRENT OR FORMER OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS ARISING OUT OF OR RELATING IN ANY WAY TO ANY TRANSACTION WITH GOLDLINE, CLIENTS ACCOUNT, ANY ACCOUNT THAT CLIENT CAUSES TO BE OPENED IN THE FUTURE, OR ANY SERVICE PROVIDED BY GOLDLINE, INCLUDING BUT NOT LIMITED TO TRANSACTIONS OF ANY KIND MADE ON CLIENTS BEHALF. THE PARTIES AGREE THAT ALL CLAIMS SHALL BE BROUGHT IN THE PARTYS INDIVIDUAL CAPACITY AND NOT AS A CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. 2. THE PARTIES AGREE THAT THE ARBITRATOR WILL DETERMINE ANY AND ALL DISPUTES ARISING OUT OF OR RELATING TO ANY BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OF THE ACCOUNT AGREEMENT, AS WELL AS THE SCOPE, APPLICABILITY AND VALIDITY OF THIS ARBITRATION AGREEMENT, INCLUDING ANY ALLEGATIONS THAT THE ARBITRATION AGREEMENT IS UNCONSCIONABLE OR UNENFORCEABLE IN ANY WAY. 3. THE PARTIES AGREE THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSONS CLAIMS AND MAY NOT

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OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING. 4. The parties agree that any arbitration will be administered by JAMS under its Comprehensive Arbitration Rules and Procedures when the amount in controversy is greater than $250,000 and JAMS Streamlined Arbitration Rules when the amount in controversy is less than or equal to $250,000. The arbitration proceedings shall be kept in strictest confidence. The parties agree the exclusive venue for arbitration proceedings, including any arbitration hearing, will be Santa Monica, California. The parties further agree to the personal jurisdiction of the courts of the State of California located in the County of Los Angeles, or of the United States of America for the Central District of California, to enforce these arbitration provisions described in this Agreement. Client makes this arbitration agreement on his or her behalf and on behalf of Clients heirs, administrators, executors, successors and assigns and all persons claiming a beneficial interest in Clients account. 5. GOLDLINES LIABILITY IN ALL CLAIMS WHETHER THEY SOUND IN TORT, CONTRACT, WARRANTY OR OTHERWISE SHALL NOT EXCEED THE AMOUNT ACTUALLY PAID BY THE CLIENT FOR THE ITEMS IN DISPUTE LESS THE ITEMS FAIR MARKET VALUE AS OF THE DATE ANY ARBITRATION PROCEEDING IS COMMENCED. UNDER NO CIRCUMSTANCES SHALL GOLDLINE BE LIABLE TO ANY PERSON OR ENTITY FOR INDIRECT, INCIDENTAL, ADDITIONAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES EVEN IF GOLDLINE HAS BEEN ADVISED OF THE POSSIBILITY

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OF SUCH DAMAGES. 6. If any party unsuccessfully resists arbitration under this Agreement or the confirmation or enforcement of an arbitration award rendered under this Agreement, then all costs, attorneys fees, and expenses incurred by the other party or parties in compelling arbitration or confirming or enforcing the award shall be fully assessed against and paid by the other party resisting arbitration and/or confirmation or enforcement of the award. 7. The parties agree that any claim, arbitration, lawsuit, legal action, dispute or proceeding of any kind arising out of or relating to any transaction between Client and Goldline is barred unless commenced within one (1) year from the date of that transaction. The parties acknowledge that, but for this waiver, he, she or it might have a longer time period to initiate a claim under state or federal law. 8. BY SIGNING BELOW, CLIENT CONFIRMS THAT HE OR SHE HAS READ AND UNDERSTOOD THIS SECTION REGARDING ARBITRATION AND VOLUNTARILY AGREES TO BINDING ARBITRATION. IN DOING SO, CLIENT VOLUNTARILY GIVES UP IMPORTANT CONSTITUTIONAL RIGHTS TO TRIAL BY JUDGE OR JURY, AS WELL AS RIGHTS TO APPEAL.
O.

Consent To Call/Do Not Call

Client expressly authorizes Goldline to contact Client at the telephone numbers provided in this Agreement regardless of whether these numbers are listed on any state or federal Do Not Call list. If Client requests that Goldline no longer contact Client, Goldline will promptly place Client on Goldlines Do Not Call list.

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Account Agreement 20

Special State Refund Policies

Nebraska, Maryland, Louisiana, Kansas, Connecticut
Goldline provides all first-time customers the right to a refund for the return of undamaged and unused metal or coins, provided that Goldline receives written notice of cancellation within seven (7) calendar days after the date you receive the merchandise. Your receipt of metals or coins is deemed to occur at the earliest of: (a) the date that you receive actual possession of the metals or coins; or (b) the date that you receive written confirmation that the metals or coins have been deposited on your behalf in an independent depository. Goldline shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund within thirty (30) calendar days from the date of cancellation or, where merchandise has been delivered, the returned merchandise is received by Goldline, whichever is later.

Hawaii, Mississippi, West Virginia, Arizona, Colorado, Montana, Oklahoma, Utah, Texas (credit card purchases only), Oregon, Nevada
Goldline provides you the right to receive a full refund for the return of undamaged and unused metals or coins, provided that Goldline receives written notice of the return within seven (7) calendar days after the date that you receive the merchandise. Your receipt of metals or coins is deemed to occur at the earliest of: (a) the date that you receive actual possession of the metals or coins; or (b) the date that you receive written confirmation that the metals or coins have been deposited on your behalf in an independent depository. Goldline shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund within thirty (30) calendar days from the date of cancellation or, where merchandise has been delivered, the returned merchandise is received by Goldline, whichever is later.

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Indiana, Pennsylvania, Vermont, Wyoming, South Dakota

Goldline provides you the right to receive a full refund for the return of undamaged and unused metals or coins, provided that Goldline receives written notice of the return within ten (10) calendar days after the date that you receive the merchandise. Your receipt of metals or coins is deemed to occur at the earliest of: (a) the date that you receive actual possession of the metals or coins; or (b) the date that you receive written confirmation that the metals or coins have been deposited on your behalf in an independent depository. Goldline shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund within thirty (30) calendar days from the date of cancellation or, where merchandise has been delivered, the returned merchandise is received by Goldline, whichever is later.

Michigan, Virginia, Arkansas

Goldline provides all customers the right to a full refund provided that Goldline receives written notice of cancellation (see notice provided with your trade confirmation) within three (3) business days after the date that you sign the Addendum to this Trade Confirmation. Goldline shall, upon written notice of cancellation, issue a full refund within ten (10) calendar days from the date you send us the notice of cancellation (notice of cancellation, if given by mail, is given when it is deposited in a mailbox properly addressed and postage prepaid). If you decide to cancel, return all items shipped to you (if any) in substantially as good condition as when received to the address that appears on the form, ATTN: Operations Department.

North Dakota
Goldline provides you the right to receive a full refund for the return of undamaged and unused metals or coins, provided that Goldline receives written notice of the return within fifteen (15) calendar days after the date that you receive the

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merchandise. Your receipt of metals or coins is deemed to occur at the earliest of: (a) the date that you receive actual possession of the metals or coins; or (b) the date that you receive written confirmation that the metals or coins have been deposited on your behalf in an independent depository. Goldline shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund within thirty (30) calendar days from the date of cancellation or, where merchandise has been delivered, the returned merchandise is received by Goldline, whichever is later.

Maine
Goldline provides all first-time customers the right to a refund, provided that Goldline receives written notice of cancellation within ten (10) calendar days from the date of your purchase. For second and subsequent purchases, you have the right to receive a full refund provided that Goldline receives written notice of the cancellation within three (3) business days after the date your trade confirmation is mailed or delivered, as above. Goldline shall, upon written notice of cancellation, issue a full refund within fifteen (15) calendar days from the date you send us the notice of cancellation (notice of cancellation, if given by mail, is given when it is deposited in a mailbox properly addressed and postage prepaid). If you decide to cancel, return all items shipped to you (if any) in substantially as good condition as when received to the address that appears on the form, ATTN: Operations Department.

Wisconsin
Goldline provides all customers the right to a full refund provided that Goldline receives written notice of cancellation (see notice provided with your trade confirmation) within three (3) business days after the date that you sign the Addendum to this Trade Confirmation. Goldline shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund within thirty (30) calendar days from the

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date of cancellation or, where merchandise has been delivered, the returned merchandise is received by Goldline, whichever is later. (Notice of cancellation, if given by mail, is given when it is deposited in a mailbox properly addressed and postage prepaid.)

Alaska
Goldline provides all customers the right to receive a full refund for the return of undamaged and unused metals or coins, provided the customer gives Goldline timely notice of the return within seven (7) calendar days after the date the customer receives the merchandise. Timely notice is given if the return request is made in person within the seven (7) days or if the return or request is mailed, properly addressed and postmarked, postage prepaid, within the seven (7) days. Receipt of metals or coins is deemed to occur at the earliest of: (a) the date the customer receives actual possession of the metals or coins; or (b) the date the customer receives written confirmation that the metals or coins have been deposited on the customers behalf in an independent depository. Goldline shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund within thirty (30) calendar days from the date of cancellation or, where merchandise has been delivered, the returned merchandise is received by Goldline, whichever is later.

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Detach and return in enclosed envelope. Retain Agreement for your records.

25

CLIENT ACKNOWLEDGES THAT HE OR SHE HAS READ AND UNDERSTANDS ALL OF THE TERMS AND CONDITIONS OF THE ACCOUNT AGREEMENT AND SHALL BE BOUND BY THEM. THE PARTIES AGREE TO ARBITRATE ALL CLAIMS AND CONTROVERSIES AS SET FORTH IN SECTION N.

A C C O U N T A G R E E M E N T

Client Name(s):

Daytime Phone:

Cellular Phone:

Email:

Street Address:

City:

State:

Zip Code:

Signature of Client:

Date:

Signature of Client (for joint account):

Date:

www.goldline.com 1-800-963-9798
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Goldline International, Inc., 1601 Cloverfield Boulevard, 100 South Tower, Santa Monica, CA 90404

GOLDLINE INTERNATIONAL, INC. 1601 CLOVERFIELD BOULEVARD 100 SOUTH TOWER SANTA MONICA, CALIFORNIA 90404

1-800-963-9798
www.goldline.com
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C O I N FA C T S FOR INVESTORS AND COLLECTORS TO CONSIDER

ABOUT GOLDLINE Goldline International, Inc. assists investors and collectors with a full range of numismatic coins, rare currency and precious metals. We also provide free information to help collectors and investors choose their acquisitions. Our website contains helpful information such as precious metal spot prices, charts and coin information for our more popular precious metals products. Goldline traces its corporate history to 1960. We are proud to have continuously served collectors and investors for more than 50 years. We consider ourselves market makers, offering to buy and sell a wide variety of precious metals and numismatic coins on a daily basis. When acquiring products from Goldline, clients have the option of either taking prompt delivery, or storing their acquisitions with a third party storage facility (some restrictions may apply). We are proud of our staff. They include numismatists, editorial and pricing consultants, and public speakers discussing the benefits of owning numismatic coins and precious metals. With a strong financial footing, Goldline has prospered through recessions as well as booms. Goldlines financial statements are audited annually by a recognized, independent and certified public accounting firm. We are a recognized leader in the precious metals industry and pride ourselves on excellent service and personalized attention to our clients. We offer precious metals, numismatic coins and currency which are fully guaranteed for authenticity. Goldline provides a seven (7) calendar day, unconditional, money-back refund privilege on your first order of coins and currency purchased from our company, except for certain bullion bars, 90% silver coins and one-ounce bullion coins. Please see the section below entitled Refund Policy, and our Account Agreement, for full details. We are proud of our reputation in the coin community. We invite you to check our credentials and our reputation. Conduct your due diligence before you acquire numismatic coins, precious metals and rare currency
1

from any firm. Please also review Goldlines Account Agreement which provides additional important information. We are confident that Goldline will be your choice for numismatic coins, precious metals and rare currency. FACTS, RISKS AND POLICIES COLLECTORS AND INVESTORS SHOULD KNOW DIVERSIFICATION: Numismatic coins and precious metals can be an important part of a diversified investment portfolio. We believe that numismatic coins and precious metals are appropriate for 5% to 20% of an investment portfolio. (If you choose to invest more than this amount, you should first consult your independent financial advisor before proceeding with your acquisitions.) Certain individuals or organizations may recommend a different percentage. HOLDING PERIOD: If you are purchasing numismatic coins, precious metals or rare currency for investment purposes, they should be considered a long-term investment. We believe that numismatic coins, precious metals and currency should be held for at least 3 to 5 years, preferably 5 to 10 years, to maximize your potential for gains. Any specific holding period may be affected by current market conditions, which may require a longer or shorter holding period. Please see the section below entitled Risk for additional information. OUR PRICES: Our prices are set internally, based upon our analysis of a variety of factors, and are not necessarily tied to the prices quoted by any other organization. Prices are subject to change based on market conditions. Goldline acts as a dealer and generally owns the coins and precious metals it buys and sells. To understand Goldlines pricing, here are definitions of some commonly used terms:

Ask: The ask price is the price at which Goldline sells coins and other precious metals to its clients. The ask price is also known as the selling price. Bid: The bid price is the price that Goldline pays to purchase coins and other precious metals from its clients and members of the general public. The bid price is also known as the buyback price. Please see the section below entitled Liquidation/Buyback Policy for additional information on Goldline's bid prices. Spread: The spread refers to the difference between a coin or precious metals ask price (i.e., the selling price) and its bid price (i.e., the buyback price). The spread is calculated by subtracting the bid price from the ask price and dividing the difference by the ask price ((Ask Bid)/Ask). To illustrate how the spread works, consider the following example: If the spread for a coin is 28%, and Goldline's ask is $500 for the coin, then Goldlines bid price is $360. In this example, a coins bid price would have to appreciate $140 ($500-$360), or approximately 38.88%, before breaking even (excluding other costs such as liquidation or delivery fees). Goldlines current spread for 90% silver dimes and quarters, oneounce bullion coins, and one-ounce and larger bullion bars is 13%. The bid price of a coin or bar with a 13% spread must increase 15% before breaking even (excluding other costs such as liquidation or delivery fees). All other products currently have a spread of 28%. Examples of coins with a 28% spread include: pre-1933 gold American coins, European gold coins, proof coins, fractional gold bullion coins, and Morgan and Peace silver dollars in all grades. The bid price of a coin or bar with a 28% spread must increase approximately 38.88% before breaking even (excluding other costs such as liquidation or delivery fees). If Goldlines spreads or the percentage that a bid price must increase for a coin or bar to break even differs from these stated amounts, Goldline shall disclose such differences at the time the order is confirmed. If you choose to sell your coin or bar back to Goldline, you must also pay a 1% liquidation fee on our bid price (the minimum liquidation fee is

$25). Purchases in amounts less than $2,500 are subject to a small lot fee of $25. IRA ACCOUNTS: Goldline may refer clients to companies that provide trustee and custodian services for Individual Retirement Accounts (IRA). Goldline is independent from, and not affiliated with, any of these IRA companies. The client is responsible for independently selecting the IRA company suitable for the client. Goldline does not share or assume responsibility for any loss or damage resulting from the clients relationship with the IRA company. Goldline does not recommend that clients invest more than 5% to 20% of their retirement assets/portfolio (which may include a variety of asset classes including IRAs, 401(k)s, real estate, stocks, bonds and other investments) in precious metals and numismatic coins, although other organizations and individuals may recommend different percentages. You must determine the proper percentage of precious metals and numismatic coins to allocate in, and outside of, an IRA based upon your individual circumstances. Only certain bullion coins and bars and proof coins may be held in a precious metals IRA. Many clients choose to purchase proof U.S. coins for their IRAs. The price of proof coins may be affected by factors other than changes in precious metals spot prices. Please see the section below entitled Our Prices for more details regarding the different spreads charged for proof and bullion products. Tax laws are complex and may change at any time. Goldline does not provide tax advice. You should consult with your tax advisor about whether including precious metals in your IRA is right for you. LIQUIDATION/BUYBACK POLICY: When you decide to sell your coins or currency, we appreciate the opportunity to purchase them at our current bid/buyback price. Although you are free to sell to other coin dealers, we believe it is likely that you will receive a higher net amount by selling to
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us. We are familiar with the quality and marketability of the items we sell and do not charge any additional fees or commissions other than the 1% liquidation fee. Depending upon market conditions and your original purchase price, you may receive less than what you paid for the coins and currency. The law prohibits us from guaranteeing to repurchase the coins we sell, although we have always made buy-sell markets in precious metals and numismatic coins we offer. Therefore, our buyback policy is not a guarantee and is subject to change without notice. It is our policy to offer to repurchase coins sold by us at our current bid/buyback price. A lower bid price is generally offered for products not originally sold by Goldline. While our company is not obligated to do so, we continue to make a market for the coins we sell, have historically done so, and intend to continue to do so in the future. Liquidation requests may be made to your Account Executive or by calling Client Relations at 800-280-5082. You may also contact Client Relations via email at [email protected]. All metals/coins/currency should be sent U.S. Postal Service (registered, insured and return receipt requested). Please contact Client Relations or your Account Executive for Goldlines packaging and address requirements prior to sending any precious metals, numismatic coins or currency to Goldline. Please see the section below entitled Liquidity for more information regarding the sale of precious metals, numismatic coins and rare currency. DELIVERY: All packages shipped to our clients are insured (shipments of less than $1,000 are self-insured by Goldline). Your acquisitions will be delivered within twenty-eight (28) calendar days of receipt of good funds (unless your State requires a different delivery period). If a shipment is lost or damaged prior to delivery at your shipping address, Goldline will, at Goldline's option, either replace the items or refund your purchase price. Please inspect the shipment thoroughly upon receipt to ensure you have
5

received your order, and that the items track the description on your delivery invoice. Any variance from your order must be reported within five (5) calendar days of receipt of your shipment, and you must have all original packing materials intact. Any claim beyond this time period may be denied. Goldline may charge a shipping and handling fee for shipments, including shipments to independent IRA custodians. The amount of this fee, if any, will be identified at the time your order is confirmed. STORAGE: Goldline stores client holdings in a depository of its choice and may change depositories without prior notice. Goldline may co-mingle your holdings with those of other clients and acknowledges that you own a specific, but undivided interest in such holdings to the extent of the quantity and type you have purchased. A fee is charged for storage. Details and limitations can be found in Goldlines Account Agreement. CREDIT CARD PURCHASES: Goldline accepts payment by credit cards as a convenience to its clients. However, we believe that you should not go into credit card debt to make a purchase with Goldline. RISK: All investments involve risk and coins, currency and bullion are no exception. The precious metals, numismatic coin and rare currency markets are speculative, unregulated and volatile, and prices for these items may rise or fall over time. Goldline generally classifies coins as bullion, semi-numismatic and numismatic. Some coins may fall within more than one category, depending on their specific grade or condition. Other dealers and organizations may define these terms or classify these coins differently. The price of a bullion coin (e.g., Canadian Maple Leaf or South African Krugerrand gold coins) is largely determined by the current spot or market price of bullion. This price fluctuates throughout the trading day. The price of a semi-numismatic coin (e.g., Swiss 20 Franc, French Rooster and British Sovereign) is based upon the precious metal content,
6

along with a premium based upon different factors such as supply and demand. The price fluctuates throughout the trading day principally due to changes in the spot or market price of the precious metal. The price of a numismatic coin is determined by multiple factors which can and do fluctuate independently from bullion prices. These factors include: the perceived scarcity of the coin, its quality, current demand, market sentiment and economic factors. Coins generally have a premium above their precious metal value, with bullion coins usually having the lowest premium, and other coins having higher premiums. Premiums may increase or decrease based upon current market conditions such as supply and demand. Changes in premiums may affect a coins pricing beyond changes in spot prices. Precious metals, numismatic coins and rare currency can go down as well as up in value. These items may not be suitable for everyone. Goldline does not determine the suitability of any specific person to purchase precious metals, numismatic coins or rare currency. You should consult with your independent financial advisor regarding whether such an investment is right for you. You should not acquire any products from Goldline if you are not competent or qualified to make your own financial decisions. You should obtain a thorough understanding of the coin and bullion products before you acquire these products as a collector or investor. The investment value of precious metals and numismatic coins depends in large part on the price you pay. If you are acquiring any of Goldlines products as an investment, you should evaluate its current market value, potential for appreciation and liquidity, and consult independent sources regarding these factors. Goldline does not guarantee that any client will be able to sell precious metals or numismatic coins at the original purchase price or a higher price in the future. Since numismatic coins, precious metals and rare currency can decline in value, you should have adequate cash reserves and disposable income before considering acquiring coins, currency or precious metals.

We believe you should not acquire precious metals with funds generated through early withdrawal from accounts or securities which may result in substantial penalties or fees. You should consult with your independent financial advisor before disposing of any security, annuity, Certificate of Deposit or other investment to acquire numismatic coins, currency or precious metals. Goldline is not responsible for any changes in tax laws or other statutes which may affect any profit or salability of your coins or currency. EXCHANGE TRANSACTIONS: Goldline does not recommend exchanging precious metals or numismatic coins (trading one coin or currency for another) unless you fully understand the costs involved in the buy and the sell transactions. Among other things, you should consider the spread for each item involved in any exchange transaction (since you must overcome both spreads before you make a profit), and any potential tax consequences of the exchange. We believe no one can tell with certainty that one product is going to outperform another. You should independently decide whether this type of transaction is appropriate for you. REFUND POLICY: For your protection and convenience, Goldline provides Clients with the right to a refund on their first order of coins and currency without any reason whatsoever (this refund policy does not apply to orders for 90% silver dimes or quarters, one ounce or larger bullion bars and one ounce bullion coins). To receive a refund, the client must notify Goldline of his or her cancellation of their first transaction within seven (7) calendar days from the date of order. By way of example, if a clients first order is placed on May 1, the client may cancel the order up to and including May 8. Notices of cancellation may be provided by speaking directly with an Account Executive; calling Client Relations at 800-280-5082; via U.S. Mail at 1601 Cloverfield Blvd., 100 South Tower, Santa Monica, CA 90404; facsimile at 310-319-0265; or email at [email protected]. All notices of cancellation must be provided no later than the last day of the
8

refund period. All other transactions are final upon taped confirmation by a Goldline representative and are not subject to cancellation. (Your state may have additional refund and cancellation rules which supersede Goldline's refund policy above. Please consult Goldlines Account Agreement as well as the terms and conditions set forth on the back of your trade confirmation for specific rules which may apply to your purchase.) If you do not pay for your order and do not have a right to cancel, Goldline may, at its option, liquidate a portion of your stored holdings and apply the proceeds to your unpaid order in accordance with Goldlines Account Agreement. In addition, Goldline may not repurchase your coins or currency. CONCIERGE: Goldlines Client Relations team members are your personal concierge and are available to answer any questions or concerns you may have. In addition to speaking with your Account Executive, you may also contact Client Relations regarding refunds, liquidations, concerns or complaints. You can reach a Client Relations team member at 800-280-5082 or via email at [email protected]. ACCOUNT EXECUTIVES: The Account Executives at Goldline are generally commissioned salespersons. Their commissions are usually greatest on products with a 28% spread and lowest on products with a 13% spread. Their work experience, knowledge, background, and training vary widely. They and/or Goldline may receive, from time to time, undisclosed compensation for selling specific coin or currency products (including but not limited to contests, cooperative advertising, and trading profits in coins that they may own and/or sell). Goldlines employees are not licensed as investment advisors and, accordingly, do not make any recommendations regarding client investments. The only products which Goldline employees are authorized to sell are the products specifically sold by Goldline. Check with a licensed professional with expertise in a particular market before making a decision to buy or sell any
9

security, bond, annuity or financial instrument. Further, Account Executives are not tax advisors and may not provide any advice regarding taxability, tax rates or related issues for any product Goldline sells. You should consult with your tax advisor regarding any questions about the tax implications of buying or selling bullion, numismatic coins or rare currency. LIQUIDITY: Of the products that we buy and sell, bullion and bullion coins generally are more liquid than semi-numismatic coins; and semi-numismatic coins are more liquid than numismatic coins. Goldline may not provide a bid or buyback price on certain collectible coins. Sometimes, because of its market influence, when Goldline reduces or stops selling certain coins, their price may drop. GRADING AND WARRANTIES: Our company uses the numerical Mint State (MS) grading system, which rates uncirculated rare currency and uncirculated coins from MS-60 to MS-70. Typically, the higher the grade, the more a coin or currency is worth. The grade assigned to a coin reflects its strike, luster, marks, scratches, and overall eye appeal. Grading is a subjective art and subject to the opinion of the person grading the coin or currency. Thus, grading can and does vary from numismatic coin firm to numismatic coin firm, from grading service to grading service, and from expert to expert. A difference of one grade (e.g., MS64 to MS65) can result in a significant change in the valuation of a numismatic coin or currency. Grading standards may continue to change, becoming more or less stringent. Grades and descriptions of numismatic coins and currency are opinions, not statements of fact or guarantees, and are based on standards and interpretations that can and do change over time. When you acquire a coin or currency from Goldline that is independently graded by a third party grading service such as Professional Coin Grading Service (PCGS) or Numismatic Guaranty Corporation (NGC), Goldline relies entirely on the expertise/determination of the grading service. In addition, we rely upon definitions provided by these independent grading
10

services, including definitions of such terms as PCGS First Strike which refers to coins packaged and delivered by the U.S. Mint in the thirty (30)-day period following the initial sales date of a new product. We do not re-grade or independently evaluate the products grade in its sealed holder, although from time to time Goldline does remove products from their sealed holder and re-submits them to the grading services. Goldline reserves the right to deliver independently graded coins that have been graded by an independent grading service of Goldlines choice such as PCGS or NGC. Goldline guarantees that the numismatic coins and precious metals it sells are genuine. Goldline expressly disclaims any other warranties with respect to coins or precious metals, express or implied, including the implied warranties of merchantability and fitness for a particular purpose. See our Account Agreement for a full disclaimer of warranties. GROWTH PROJECTIONS: Goldline may inform clients about forecasts made by third parties regarding the future prices of precious metals or numismatics sold by Goldline. In noting these forecasts, Goldline will normally consider the following factors: Past performance: While past performance may be a useful guide, it cannot guarantee future results. We frequently infer that if numismatic coins or precious metals made gains under certain economic conditions in the past, they have the potential to appreciate when similar conditions exist in the future. Economic forecasts: It is impossible to predict future price trends or economic conditions. However, we believe trends may be a useful guide in evaluating the future potential for numismatic coins and precious metals. Supply and demand: We believe that fundamental market forces will generally prevail. There is no assurance that any growth projection will be achieved, and it is also possible for prices to decline. We do not guarantee any forecast or

11

projection, but we strive to provide you with analysis that we believe is wellreasoned. You should also know that different market factors may influence the price of a specific coin or currency. For example, the price of a numismatic coin may be affected by such factors as grade, scarcity and demand in the marketplace, while the price of a bullion coin is closely tied to the spot market for that coin. Past performance and growth projections for a specific coin or type of coin (or currency) may not apply to other types of coins that Goldline may offer. ACCOUNT AGREEMENT: Goldlines Account Agreement sets forth the terms and conditions of your transactions with Goldline. Please review this agreement carefully before you sign and return it to Goldline. For your convenience, you may review the Account Agreement online at www.goldline.com. FOR YOUR PROTECTION: Telephone calls may be monitored and/or recorded in an effort to assure quality control and policy compliance. Your privacy is important to us. If at any time you no longer wish to be contacted by a Goldline representative, please call or write to us and ask to be placed on our Do Not Call list. If at any time you receive information that is inconsistent or contrary to the information contained in this booklet or Goldlines Account Agreement, you should immediately contact Goldlines Client Relations Department at 800-280-5082. Please do not proceed with any transaction until your questions or concerns have been fully answered. Please make all payments payable to Goldline International, Inc. Please do not send cash. Your payment options are as follows: bank wire, cashiers check, personal check and credit card. Please do not send money orders or travelers checks. Please promptly notify us in writing if you change your address, and include a signature guarantee or notarized letter, along with a copy of your
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driver's license or utility bill. Be sure to include your account number and to sign all correspondence. For account title changes (e.g., trust or business account), please contact your Account Executive or Goldline's Client Relations Department at 800-280-5082. This risk/disclosure booklet is updated periodically. It is the responsibility of the client to keep up-to-date by either requesting a copy, or by checking our website at www.goldline.com. SUMMARY: We strongly recommend that you acquire a sound understanding of precious metals, coins and their markets before you make your first purchase. Be prepared to invest some time and effort into understanding the market and the grading of your coins or currency. Do not commit more than 5% to 20% of your investment funds to numismatic coins or precious metals. Manage your future with a diversified portfolio that meets your objectives for safety, liquidity, and growth. Be prepared to hold your coin, bullion and currency investments for a minimum of 3 to 5 years, recognizing that all markets have their ups and downs. Perform your due diligence and let reason and common sense be your guide.

2005-2012 Goldline International, Inc. All Rights Reserved

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(GOL-0109 12/08) (Rev. 5/15/12)

Precious Metals in Your IRA

For several years only gold and silver U.S. American Eagle coins were allowed as IRA investments. Since 1998, the new platinum U.S. American Eagle coin has also been allowed, as well as gold, silver, platinum and palladium bullion which meet certain standards. GoldStar Trust Company is a leading custodian for precious metals self-directed IRAs in the United States. Our experience and expertise in this area make it easy for you to work with us to open your precious metals IRA.

Questions and Answers

Q . Can I contribute bullion or coins I already own into a precious metals self-directed IRA? A. No. All contributions must be made in cash, except in the case of transfers and rollovers. Q . Why should I make a contribution if it is not tax deductible? A . Non-deductible contributions grow tax free in a Roth IRA and tax deferred in a Traditional IRA. This tax-favored treatment usually makes even a non-deductible contribution a smart move. Q. My bank IRA is free. Why is there a fee for my precious metals self-directed IRA at GoldStar Trust Company? A. A bank has its fee built into the interest rate it pays you. In addition, a bank probably will not allow you to invest in precious metals. Since GoldStar receives no commission from any of your investment actions, separate fees are necessary to cover the costs of maintaining your account. Q. Am I limited to only precious metals in my GoldStar IRA? A. Absolutely not! In addition to precious metals, your GoldStar IRA may contain precious metals, stocks, bonds, treasury securities, annuities and other investments. Q. Where do I get more information about precious metals self-directed IRAs? A. Contact GoldStar for information and assistance with your IRA. Contact your dealer, tax professional or legal advisor for investment and tax recommendations and advice. Q. What is the minimum amount I can invest? A. The minimum investment to open a precious metals selfdirected IRA is $5,000 and subsequent purchases must be at least $1,000. Q. Can I take possession of my precious metals after investing? A. You can purchase, liquidate or take possession of precious metals at any time with the proper forms. Q. What forms do I need to get started? A. The forms needed to open an IRA are generally the Simplifier, Transfer or Rollover and the Investment Direction Form. Q. How long will it take to complete the process? A. It takes approximately 30 days to complete the precious metals IRA process.

There are three simple steps: 1. Establish the account 2. Fund the account with regular contributions, transfers or rollovers 3. Give GoldStar investment instructions
You choose your own precious metals dealer, negotiate the price and leave the rest to GoldStar. Your metal will be stored at an internationally recognized precious metals depository. GoldStar will provide you with a semi-annual account statement, showing all activity in your account and the fair market value of your investments. When it is time to take distributions from your IRA, you may choose to convert your precious metals investments to cash through your dealer or take a distribution of the actual coins or bullion. This flexibility means you can wait for optimum market conditions before you sell.

Precious Metals Self-Directed IRA

A transfer does not require IRS reporting and there are no restrictions on how often you can transfer funds. You simply open an IRA at GoldStar and authorize the transfer. GoldStar will contact the previous institution and take care of getting the funds moved. Special rules apply if you have reached age 70 and you should check with the previous trustee or custodian to see if there will be fees or penalties. IRA rollovers require reporting to the IRS and there are time limits and other restrictions. You should always seek competent tax advice before taking a distribution for a rollover. The tax laws regarding IRAs are complex and cannot be covered fully in this brochure. This is especially true for rollovers from other retirement plans. Before making any decsions you should seek competent advice from your attorney, CPA or investment advisor.

Name

Address

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Daytime Phone

Date of Birth

What is a Self-Directed IRA?

A Self-Directed IRA is exactly like any other IRA, with one major difference. You get to choose where your IRA funds will be invested, rather than just accepting whatever the IRA trustee or custodian offers. This gives you greater flexibility, because you can choose funds, government obligations and other investments.

Traditional or Roth IRA?

Anyone who has earned income can contribute to a Traditional IRA each year. Depending on your income, marital status and participation in employer plans, your contribution to a Traditional IRA may be deductible. Also depending on income, you may be able to make only a partial contribution to a Roth IRA. Contributions to a Roth IRA are never deductible, but qualified distributions from the account are completely tax free. Your tax advisor can help you determine which type of IRA is most appropriate for you.

GoldStar is not affiliated with any precious metals dealer, does not offer investments or investment advice and receives no compensation from investments made for your account. The representative for the dealer who is assisting you may be able to answer some of your questions. However, such representatives do not represent GoldStar, and you should always contact us directly with questions about your account with us. You may call us for more information or for an application.

1601 Cloverfield Blvd. 100 South Tower Santa Monica, CA 90404 1-800-963-9798

IRA Transfers and Rollovers

Money in an existing IRA can be moved to a GoldStar precious metals self-directed IRA by transfer or rollover.

If you prefer, you may fax this form to: (310) 319.0265 or for immediate assistance call 1-800-963-9798

1-800-963-9798
1-800-963-9798
1-800-963-9798

Proof Gold American Eagles

European Gold Coins

Gold Gold offersAmerican the opportunity to specially diversify your portfolio with a safe haven asset that may help reduce overall Todays precious metalsminted market offers the opportunity to diversify your portfolio Proof Eagles are (IRA). These official U.S. gold coins can bethe added to volatility of your investments. with a safeUnited haven asset that protection against inflation, versions of one of the official States Minthelps provide potential your retirement savings by opening a new IRA account aa falling U.S. dollar along profit bullion coins. Only limited number of proofwith coins are potential. or transferring funds through an IRA rollover. Adding European such as the have popular Swiss andto French 20 Francs gold offerto attractive features: physical your retirement plan offers potential struck eachgold yearcoins and certain years been known European gold coins such as the popular Swiss and French 20 Franc are sell out soon after being issued. Proof coins are struck protection against inflation and market instability. semi-numismatic goldoffer coins whichindividual offer several features benefits that are Lower price points: Smaller coins a lower price pointand than multiple times with specially polished dies to produce a attractive to gold investors including: American Eagle gold coins have their weight and gold one ounce coins; beautiful mirror-like finish which is notably different content guaranteed by the U.S. government. Only a from the bullion version of this coin. Each proof Gold Smaller sizes for easy storage and small percentage of these coins are minted as Flexibility: gold coins provide greater flexibility when you are Eagle contains 22Smaller karat solid gold (91.67% pure). Proof incremental liquidation proof coins, adding value ready toare sell or distribute gold; Gold Eagles minted in eachyour of the bullion sizes (1 Many with older dates to their intrinsic oz., 1/2-oz., 1/4-oz., and 1/10-oz.) and are available in Historic appeal: Many popular European gold coins have mintage dates appeal. Because of single coins and the popular 2 and 4-piece sets. Potential Protection from Confiscation from the late 19th and early 20th centuries; their collectible significance, proof coins Privacy When Liquidating Individual Accounts gold coins qualify for Goldlines Price Added Retirement benefits: European carry a numismatic Guarantee Program and seven day unconditional refund privilege on your Goldline, an industry leader in the rare coin and precious metal markets, Proof Gold Eagles are among the only numismatic coins premium over their first purchase. Ask your Account Executive for full details and limitations. offers simple and secure of European coins currently allowed by the a U.S. government forpurchase both metalgold content or direct to you. Traditional Roth Individual Retirement Accounts value. from Goldline, a precious metals bullion Now is theand perfect time to learn more about European gold coins available leader that has been serving clients for over 50 years.

Diversify Your IRA With Gold

call 1-800-827-4653

To learn more call 1-800-963-9798

1-800-963-9798 www.goldline.com

1601 CLOVERFIELD BOULEVARD, 100 SOUTH TOWER, SANTA MONICA, CALIFORNIA 90404

Please review Goldlines Account Agreement along with our risk disclosure booklet, Coin Facts for Investors and Collectors to Consider prior to your purchase. You can request additional copies by calling 1-800-963-9798 or review them online at www.goldline.com. Coins have been enlarged to show their beauty. Copyright 2012 Goldline International, Inc.
(Revised 04/09/2012)

Proof Gold American Eagles

Diversify Your IRA With Gold

Proof Gold American Eagles are specially minted versions of one of the official United States Mint bullion coins. Only a limited number of proof coins are struck each year and certain years have been known to sell out soon after being issued. Proof coins are struck multiple times with specially polished dies to produce a beautiful mirror-like finish which is notably different from the bullion version of this coin. Each proof Gold Eagle contains 22 karat solid gold (91.67% pure). Proof Gold Eagles are minted in each of the bullion sizes (1oz., 1/2-oz., 1/4-oz., and 1/10-oz.) and are available in single coins and the popular 2 and 4-piece sets. Individual Retirement Accounts Proof Gold Eagles are among the only numismatic coins currently allowed by the U.S. government for both Traditional and Roth Individual Retirement Accounts

(IRA). These official U.S. gold coins can be added to your retirement savings by opening a new IRA account or transferring funds through an IRA rollover. Adding physical gold to your retirement plan offers potential protection against inflation and market instability. American Eagle gold coins have their weight and gold content guaranteed by the U.S. government. Only a small percentage of these coins are minted as proof coins, adding value to their intrinsic appeal. Because of their collectible significance, proof coins carry a numismatic premium over their metal content or bullion value.

To order your Proof Gold American Eagles call 1-800-963-9798

1601 CLOVERFIELD BOULEVARD, 100 SOUTH TOWER, SANTA MONICA, CALIFORNIA 90404

1-800-963-9798

www.goldline.com

Tax laws are complex and may change at any time. You should consult with your tax advisor about whether including precious metals in your IRA is right for you. Please review Goldlines Account Agreement along with our risk disclosure booklet, Coin Facts for Investors and Collectors to Consider, prior to your purchase. You can request additional copies by calling 1-800-963-9798 or review them online at www.goldline.com. Coins have been enlarged to show their beauty. Copyright 2012 Goldline International, Inc.
(Revised 04/09/2012)

Proof Silver American Eagles

Diversify Your IRA With Silver

Proof Silver American Eagles are specially minted versions of one of the official United States Mint bullion coins. Only a limited number of Proof coins are struck each year and certain years have been known to sell out soon after being issued. Proof coins are struck multiple times with specially polished dies to produce a beautiful mirror-like finish which is noticeably different from the bullion version of this coin. Each Proof Silver Eagle contains one full ounce of 99.9% pure silver and comes in its individual satin-lined display box with a Certificate of Authenticity from the U.S. Mint. Individual Retirement Accounts Proof Silver Eagles are among the few numismatic coins currently allowed by the U.S. government for both Traditional and Roth Individual Retirement Accounts (IRA). These official U.S. silver coins can be added to

your retirement savings by opening a new IRA account or transferring funds through an IRA rollover. Adding physical silver to your retirement account offers potential protection against inflation and market instability. Only a small percentage of Proof Silver American Eagles are minted as proof coins, adding value to their intrinsic appeal. Because of their collectible significance, proof coins carry a numismatic premium over their metal content or bullion value. American Eagle silver coins have their weight and silver content guaranteed by the U.S. government.
Proof Silver American Eagle with box and Certificate of Authenticity.

To order your Proof Silver American Eagles call 1-800-963-9798

1601 CLOVERFIELD BOULEVARD, 100 SOUTH TOWER, SANTA MONICA, CALIFORNIA 90404

1-800-963-9798

www.goldline.com

Tax laws are complex and may change at any time. time. You You should shouldconsult consultwith withyour yourtax taxadvisor advisorabout about whether including precious metals your IRA right for you. whether including precious metals inin your IRA is is right for you. PleasePlease review Goldlines Account and Storage Agreement with our risk disclosure booklet, Coin Facts for Investors and Collectors to Consider , prior review Goldlines Account Agreement along along with our risk disclosure booklet, Coin Facts for Investors and Collectors to Consider , prior to your to your You can can request request additional additional copies copies by bycalling calling 1-800-827-4653 or review themthem online at www.goldline.com. purchase. You or review online at www.goldline.com. 1-800-963-9798
Coins shown shown are are not not to 2012 Goldline International, Inc. Coins to actual actual size sizeCopyright Copyright 2008 Goldline International, Inc. (Revised 04/09/2012)

Morgan Silver Dollars An American Favorite

The Morgan Silver Dollar is one of Americas most popular silver coins. Investors and collectors acquire this coin both for its intrinsic and collectible value. Named after its designer, George T. Morgan, the Morgan silver dollar is a coin steeped in American history. Originally minted with silver mined from the fabled Comstock Lode, Morgan silver dollars were minted between 1878 to 1904 (with one final mintage in 1921). Each coin contains .77344 of an ounce of pure silver and is 1.5 inches in diameter. The obverse of the Morgan Silver Dollar features the bust of Lady Liberty encircled by the date of issue, thirteen stars, and the words, 'E ' PLURIBUS ' UNUM'. This motto, which translates to Out of many, one, was first selected for official use in 1776. The reverse features an American eagle, its wings spread, perched upon a branch and arrows. The eagle is partially surrounded by a wreath. Above its head sits the motto 'In God we trust'. Around the rim are the words 'UNITED STATES OF AMERICA' separated by a star on either side from 'ONE DOLLAR'. r in the ra e coin and Goldline, an industry leader precious metals market, offers Morgan silver dollars in a variety of grades and conditions ranging from circulated Morgans originally used by Americans as common currency to rare, museum quality coins all shipped directly to you.
These are examples of Uncirculated Morgan Silver Dollars graded and certified by the two largest coin grading services, Professional Coin Grading Service and Numismatic Guaranty Corporation.

To order your Morgan silver dollars call 1-800-963-9798

1601 CLOVERFIELD BOULEVARD, 100 SOUTH TOWER, SANTA MONICA, CALIFORNIA 90404 1-800-963-9798 www.goldline.com Goldlines Account Agreement along along with our risk disclosure booklet, Coin Facts for Investors and Collectors to Consider , PleasePlease reviewreview Goldlines Account and Storage Agreement with our risk disclosure booklet, Coin Facts for Investors and Collectors to Consider , prior copies by by calling calling 1-800-827-4653 review them online at www.goldline.com. prior to to your your purchase. You can request additional copies review them online at www.goldline.com. 1-800-963-9798 or or Coinsshown shownare arenot not to to actual actual size 2012 Goldline International, Inc. Coins Copyright Copyright 2008 Goldline International, Inc. (Revised 04/09/2012)

Courtesy of Goldline International, Inc.

Tel. 1-800-963-9798

www.goldline.com

Currently, there are no restrictions on gold ownership. The United States ability to recall gold is limited to times of war and requires Presidential action or an Act of Congress. No one can say with certainty if or how the government might prohibit private ownership of gold in the future. No one can say with certainty if a particular gold product would be exempt from any future prohibition. (Revised 03/08/2012)

We need your assistance to serve you better!

Before we can ship your precious metals purchase, you must review, sign and return your Account Agreement to Goldline.
We offer two convenient ways to submit your signed Agreement:

ONLINE
Please visit our website to review and sign the Goldline Account Agreement:

http://www.goldline.com/myaccount
(As a thank you for submitting your signed Agreement online, you will receive a FREE ONE YEAR SUBSCRIPTION to Goldlines American Advisor newsletter, a $99 value!)

VIA MAIL
If you prefer, review and sign the printed Account Agreement, then detach and return the signed signature page in the enclosed prepaid envelope. Please store your copy of the Account Agreement in a safe place for future reference.

Please call your Account Executive with any questions you may have.

Thank you!
(Revised 04/16/2012)