FAMILY BUDGET WORKSHEET

Total Year Family Income After Taxes

Total Yr Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total 7,122 1,283 0 0 0 0 0 0 0 $8,405 Jan 0 0 0 0 0 0 0 0 0 $0 Feb 0 0 0 0 0 0 0 0 0 $0 Mar 0 0 0 0 0 0 0 0 0 $0

Monthly Housing Expenses

Total Yr Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total 0 1,000 0 0 80 0 0 265 0 0 0 0 0 0 $1,345 Jan 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 Feb 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 Mar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Monthly Transportation Expenses

Total Yr Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total 0 0 0 200 0 0 300 0 0 0 0 0 $500 Jan 0 0 0 0 0 0 0 0 0 0 0 0 $0 Feb 0 0 0 0 0 0 0 0 0 0 0 0 $0 Mar 0 0 0 0 0 0 0 0 0 0 0 0 $0

Monthly Family Care

Total Yr Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care 0 0 0 0 0 0 0 0 0 0 0 0 0 Jan 0 0 0 0 0 0 0 0 0 0 0 0 0 Feb 0 0 0 0 0 0 0 0 0 0 0 0 0 Mar 0 0 0 0 0 0 0 0 0 0 0 0 0

Health Clubs Other Dues Total

0 0 $0

0 0 $0

0 0 $0

0 0 $0

Monthly Living Expenses

Total Yr Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total 0 0 0 0 0 0 168 164 0 0 0 0 0 0 0 $332 Jan 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 Feb 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 Mar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Family Recreation / Entertainment

Total Yr Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling 0 0 0 0 0 0 0 Jan 0 0 0 0 0 0 0 Feb 0 0 0 0 0 0 0 Mar 0 0 0 0 0 0 0

Birthdays / Holidays Weekend / Day Trips Vacation Travel Other Other Total

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

Monthly Obligations
Total Yr Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total 400 0 0 0 200 0 532 0 0 0 0 0 0 0 0 $1,132 Jan 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 Feb 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 Mar 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Monthly Savings
Total Yr 401K Contributions IRA Contributions Monthly Investment Deposit College Savings 0 0 0 0 Jan 0 0 0 0 Feb 0 0 0 0 Mar 0 0 0 0

Retirement Savings General Savings Financial Goal Financial Goal Financial Goal Total

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $8,405 $1,345 $500 $0 $332 $0 $1,132 $0 $3,309 $5,097 16.0% 5.9% 0.0% 3.9% 0.0% 13.5% 0.0% 39.4% 60.6% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Apr 3,561 1,283 0 0 0 0 0 0 0 $4,844

May 3,561 0 0 0 0 0 0 0 0 $3,561

Jun 0 0 0 0 0 0 0 0 0 $0

Jul 0 0 0 0 0 0 0 0 0 $0

Aug 0 0 0 0 0 0 0 0 0 $0

Sept 0 0 0 0 0 0 0 0 0 $0

Oct 0 0 0 0 0 0 0 0 0 $0

Nov 0 0 0 0 0 0 0 0 0 $0

Apr 0 1,000 0 0 80 0 0 140 0 0 0 0 0 0 $1,220

May 0 0 0 0 0 0 0 125 0 0 0 0 0 0 $125

Jun 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jul 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Aug 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Sept 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Oct 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Nov 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Apr 0 0 0 200 0 0 300 0 0 0 0 0 $500

May 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jun 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jul 0 0 0 0 0 0 0 0 0 0 0 0 $0

Aug 0 0 0 0 0 0 0 0 0 0 0 0 $0

Sept 0 0 0 0 0 0 0 0 0 0 0 0 $0

Oct 0 0 0 0 0 0 0 0 0 0 0 0 $0

Nov 0 0 0 0 0 0 0 0 0 0 0 0 $0

Apr 0 0 0 0 0 0 0 0 0 0 0 0 0

May 0 0 0 0 0 0 0 0 0 0 0 0 0

Jun 0 0 0 0 0 0 0 0 0 0 0 0 0

Jul 0 0 0 0 0 0 0 0 0 0 0 0 0

Aug 0 0 0 0 0 0 0 0 0 0 0 0 0

Sept 0 0 0 0 0 0 0 0 0 0 0 0 0

Oct 0 0 0 0 0 0 0 0 0 0 0 0 0

Nov 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 $0

0 0 $0

0 0 $0

0 0 $0

0 0 $0

0 0 $0

0 0 $0

0 0 $0

Apr 0 0 0 0 0 0 168 164 0 0 0 0 0 0 0 $332

May 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jun 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jul 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Aug 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Sept 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Oct 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Nov 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Apr 0 0 0 0 0 0 0

May 0 0 0 0 0 0 0

Jun 0 0 0 0 0 0 0

Jul 0 0 0 0 0 0 0

Aug 0 0 0 0 0 0 0

Sept 0 0 0 0 0 0 0

Oct 0 0 0 0 0 0 0

Nov 0 0 0 0 0 0 0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

Apr 400 0 0 0 200 0 532 0 0 0 0 0 0 0 0 $1,132

May 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jun 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Jul 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Aug 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Sept 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Oct 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Nov 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Apr 0 0 0 0

May 0 0 0 0

Jun 0 0 0 0

Jul 0 0 0 0

Aug 0 0 0 0

Sept 0 0 0 0

Oct 0 0 0 0

Nov 0 0 0 0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

0 0 0 0 0 $0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

Dec 0 0 0 0 0 0 0 0 0 $0

Dec 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Dec 0 0 0 0 0 0 0 0 0 0 0 0 $0

Dec 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 $0

Dec 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Dec 0 0 0 0 0 0 0

0 0 0 0 0 $0

Dec 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0

Dec 0 0 0 0

0 0 0 0 0 $0

MONTHLY FAMILY BUDGET WORKSHEET

Month:

JANUARY

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

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Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

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Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
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Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

FEBRUARY

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

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Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

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Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

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Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
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Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

MARCH

Family Income After Taxes

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Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

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Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

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Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

APRIL

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4 3,561 1,283

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $4,844 $0 $0

$4,844

Monthly Housing Expenses

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Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0

1,000

80

140

$1,220

Total Month

$1,220

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $500 $0 $0 $500 200

300

Monthly Family Care

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Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

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Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $332 $0 $332 $0 168 164

Family Recreation / Entertainment

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Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4 400

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $1,132 $0 $0

200 532

$1,132

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $4,844 $1,220 $500 $0 $332 $0 $1,132 $0 $3,184 $1,661 25.2% 10.3% 0.0% 6.8% 0.0% 23.4% 0.0% 65.7% 34.3% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

MAY

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4 3,561

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $3,561 $0 $0

$3,561

Monthly Housing Expenses

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Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $125 125

Total Month

$125

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $3,561 $125 $0 $0 $0 $0 $0 $0 $125 $3,436 3.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.5% 96.5% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

JUNE

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

JULY

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

AUGUST

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

SEPTEMBER

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

OCTOBER

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

NOVEMBER

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

care tips: http://www.SayLowerBills.com/family-care.html

Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

living tips: http://www.SayLowerBills.com/living.html

Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

rec tips: http://www.SayLowerBills.com/rec.html

Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
debt tips: http://www.SayLowerBills.com/obligations.html

Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
saving tips: http://www.SayLowerBills.com/savings.html

Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

Extra Week

$0

ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%

MONTHLY FAMILY BUDGET WORKSHEET

Month:

DECEMBER

Family Income After Taxes

income tips: http://www.SayLowerBills.com/income.html

Week 1

Week 2

Week 3

Week 4

Employment Income 1 Employment Income 2 Employment Income 3 Social Security Payments Alimony Payments Government Support Payments Investment Income Savings Income Other Income Payments Total Total Month $0 $0 $0 $0 $0

Monthly Housing Expenses

housing tips: http://www.SayLowerBills.com/housing.html

Week 1

Week 2

Week 3

Week 4

Mortgage Payment (with escrow) Monthly Rent Heating Costs Gas / Propane Electricity Water / Sewage Trash Removal Telephone Cable Service / Dish Internet Connections Home Improvement Home Repair Costs Maintenance Other Total $0 $0 $0 $0

Total Month

$0

Monthly Transportation Expenses

trans tips: http://www.SayLowerBills.com/trans.html

Week 1

Week 2

Week 3

Week 4

Auto Loan Payment 1 Auto Loan Payment 2 Auto Loan Payment 3 Auto Insurance Licensing Taxes Gas / Oil Maintenance / Repairs Public Transportation Parking Tolls Other Total Total Month $0 $0 $0 $0 $0

Monthly Family Care

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Week 1

Week 2

Week 3

Week 4

Health Insurance Disability Insurance Life Insurance Other Insurance Doctor Visits Dentist Visits Eye Care Veterinarian Care Prescription Drugs OTC Medications Child Care Elder Care Other Care Health Clubs

Other Dues Total Total Month $0 $0 $0 $0 $0

Monthly Living Expenses

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Week 1

Week 2

Week 3

Week 4

Essential Groceries Non-Essential Groceries Home Living Supplies Vender Snacks, Coffee, Donuts Work/School Related Lunches Pet Food Adult Clothing Children's Clothing Work Clothes Education Expenses Postage House Cleaning Services Garden Care Services Other Living Expenses Other Living Expenses Total Total Month $0 $0 $0 $0 $0

Family Recreation / Entertainment

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Week 1

Week 2

Week 3

Week 4

Dining Out Movies Out Outside Entertainment Movie Rentals Cigarettes, Beer, Wine Lottery Tickets Casino / Other Gambling Birthdays / Holidays

Weekend / Day Trips Vacation Travel Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Obligations
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Week 1

Week 2

Week 3

Week 4

Credit Card 1 Credit Card 2 Credit Card 3 Credit Card 4 Student Loans Home Equity Loan Payments Personal Loans 1 Personal Loans 2 Alimony / Child Support Other Support Payments Liens or Judgments Other Assessed Taxes Charity Donations Other Other Total Total Month $0 $0 $0 $0 $0

Monthly Savings
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Week 1

Week 2

Week 3

Week 4

401K Contributions IRA Contributions Monthly Investment Deposit College Savings Retirement Savings

General Savings Financial Goal Financial Goal Financial Goal Total Total Month $0 $0 $0 $0 $0

Budget Summary Analysis

Amount Total Monthly Income Total Housing Expenses Total Transportation Expenses Total Family Care Total Living Expenses Total Recreation Expenses Total Obligations Total Savings Total Monthly Expenses Monthly Income Left Over $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% s/b in the range of 32-35% s/b in the range of 9-12% s/b in the range of 8-19% s/b in the range of 27-35% s/b in the range of 4-6% s/b in the range of 18-28% s/b in the range of 2-10% % of Income

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ge of 32-35% ge of 9-12% ge of 8-19% ge of 27-35% ge of 4-6% ge of 18-28% ge of 2-10%