BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt.

Sanjay Rath

This paper work will target divisional chart known as Dasamsa, and preference of work either in service or business. Generally, there are two types of people: One who choose to work under somebody (prefer employment), or other who prefer independent work or to be self-employed (their own business). Reserches in psychology show that the following character traits are important in determination of the choice of employment: 1. The level of ambition 2. Social adaptability (The level of social tolerance) 3. The degree of independence and individuality 4. The level of responsibility 5. The level of managing ability 6. The level of executing ability 7. The level of planning ability 8. Ability to work hard and to bring instantaneous decisions 9. Ability to cooperate etc General Combinations In jyotisha, the following grahas are known to rule most of this traits: 1. Surya- ambition, managing ability, independence and individuality 2. Mangal- executive ability 3. Shani- ability to work hard and sense of duty/responsibility 4. Budha- ability to plan and bring quick decisions, greed for money 5. Shukra- ability to cooperate and drive towards enjoyments Generally the strength of these grahas in kendras or related to lagna and lagna lord (intelligence) will drive a person towards more independent type of work. People having such combinations fare better in independent types of work. Please note, that Surya and Mangala have digbala in 10th house of work, while Shukra and Budha are rajas ruling grahas which produce desires, and drive a person towards money and wealth.

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BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt. Sanjay Rath

There are generally a few rules to be observed in Rasi Chart: 1.Lagna lord ruling intelligence when placed in 6 or 12th houses will give a person who prefers independent work 2.Lagna lord in 5th house will produce a person who prefers to either work independently or to work as a second to the Boss ; have significant freedom or power. 3.Lagna lord in 11th house will produce a person obsessed about her/his needs, hopes and aspirations to gain substantial income, so a drive for business may be there. In both cases (lagnesha in 5th/11th), arudha lagna would fall into a 9th house, which is the house of freedom and independency. 4.Lagna Lord in 7th house would produce a person who does not like service, 7th being maraka to the 6th 5.Lagna lord in the 3rd house would produce a person who is very enterprising, and of a fighting spirit, which is the quality much needed for independent work 6.Generally fiery lagnas are of more independent nature, which suits independent business more. Airy lagna also cannot be easily controlled, due to the high level of Vayu Tatva 7.Lagna Lord in 6th house would produce a person who prefers to be employed. - In this way judge the effects of Lagna Lord placement in reference to the 6th house. For example, If lagna lord is in the 8th house and is a malefic graha, it will be in the 3rd house (parkrama) counted from the 6th house which would suit service more. Apart from the 10th house which is the house of karma, there are two houses in a chart which are known as karya (significator) houses for work and business. These are 6th house and 7th house. 6th house in natural kala purusha is found in kanya which is the house ruled by Mercury whose Devata is Kubera, the God of Wealth. He is a younger brother of Ravana (demon) and rides a chariot pulled by Naras or human beings. This symbolically portrays the nature of human beings who are greedy for money and wealth, and for that purpose have to pull the chariots of Kubera the God of wealth. No wonder that our ancients used to call this house, the house of slavery. In modern society, human beings have to work hard long hours, and come home quite Page 2 of 7

BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt. Sanjay Rath late and have no free time for themselves and their families. In this way, they become slaves to Kubera, and such service and employment is seen in the 6th house. That is the reason why Sage Jaimini puts earth signs (vrishabha, kanya and Makara) into the sudra group or those who serve. 6th house is the 10th (king, activity) of the 9th house who rules the Boss. The word Boss comes from a Dutch word Baas which is used to address the elder. In Wikipedia dictionary, the word Boss is translated as a leader or head of an organized team. The quality of leading is found in the 9th house where both Guru (Spiritual Guide) and Father (Guide) are found. The karaka of this House is Surya. The activity of the boss is to lead and guide, and his karma (10th) is found in the house of service, where in modern society, people are guided how to serve and earn money. Wikipedia defines service or employement as: Employment is a contract between two parties, one being the employer and the other being the employee. In a commercial setting, the employer conceives of a productive activity, generally with the intention of creating profits, and the employee contributes labour to the enterprise, usually in return for payment of wages. According to Jyotisha, employment is seen in the 6th house, while the employer is seen in the 9th house. On the other hand, business is defined in the following way: Business is the social science of managing people to organize and maintain collective productivity toward accomplishing particular creative and productive goals, usually to generate revenue In Jyotisha, thula is the sign found in the 7th house where Shani gets exalted and shukra graha of pleasures and enjoyments rule this sign. Shani rules Vayu tatva which is responsible for individuality and which destroys akash tatva predominant in spiritual beings. Such individuality or the concept of I am the owner of my work and master of my free time is ruled by Vayu tatva, and Devata is Varuna who rules the ocean and the noose which by which he bounds human beings when they become the slaves of ones desires. In business, predominant concept is to manage people toward Page 3 of 7

BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt. Sanjay Rath particular activity, where the sign thula or group comes into picture. Also, business is seen in the 7th house which is :

1. 5th from the 7th house- knowledge of the particular skills- which are necessary as a drive towards successful businesses 2. 10th from the 10th- karma or activity (place), and the King of the work as well as its manifestation Therefore, natural choice of either service or business is seen in the 6th and 7th house respectively.

SIXTH HOUSE This is the house of work, and service. This house indicates for whom, for which and when you will work and labour. If Surya is there, you will work for politics, status, career. Ch- biroucracy, Ma- army, Gu- law, teaching, Bu-business, commerce, accountancy etc, Sk-art and poetry, private sector etc. 6th lord indicates who serves you, the nature of people who will serve you. IF it is Budha, students/shishyas will serve you, Sk- women etc. Karaka for service is Shani, so it is very important to see the relationships of other grahas with shani. Whether the graham support shani (service) or budha (business). 3rd house is 10th from 6th and 9th from 7th. Planets in 3rd house can either support service or business. If they are friendly towards Shani, they will support service, if they are friendly towards budha they will support business. For example, Guru is marana karaka in 3rd house, and it is inimical towards Shukra I Budha. So he will destroy business. If grahas in 7th house are inimical towards shukra, they will want to destroy business and promote service. 7th lord and 12th lord are marakesh towards 6th house, and they may destroy service. 1.The strongest planets in trines to 6th house may decide on the type of work and service 2. Artha Trikona should be considered as well. If the 6th house is empty, and there are planets in 10th or 2nd houses, Page 4 of 7

BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt. Sanjay Rath

they may decide on the type of work or service

SEVENTH HOUSE This is the house of business, and place of business. Seventh lord indicates how we do business, and planets ruling 7th house indicates in which items we do business with. Grahas in 7th house indicates how many business we have. Rashi dristi may also indicates additional businesses, if grahas are well placed, while graha dristis indicates businesses we desire, but we may or may not fructify. Planets conjoined 7th lord may indicate business we sometimes wish to do. Each planet in 7th house may give business in karakatvas ruled by it. For example, Chandra may give business with food, while Shukra may give business with clothes, fine items etc.

1.It is important that planets placed in 7th house are supporting budha karaka for business. 2.If shani/mars (marana) are placed in 7th house, they will always want to ruin the business. Further, 6th lord in 7th house is also not supportive for business. 3. Business partners are seen from 7th lord and Arudha of 7th house. 4. If there are no planets in 7th house, the strongest sign in trines (the one occupied by more planets) to the 7th house may decide on type of business BUSINESS OR SERVICE One has to judge the overall strength of these two houses in dasamsa to see whether a person would go into a business or in service. There are a few general rules to check the strength of a house. 1. Check the primary and secondary source of strength as given by Jaimini Page 5 of 7

BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt. Sanjay Rath 2. Check the position of the both lords and kendras from both houses 3. Check the support or denial from other houses 4. Digbali Grahas in this chart are very important for yana or difrection

Lagna 1. lagna is in kendra to the 7th house and 8th from the 6th. In this manner support of planets from Lagna should be understood a) Neecha planets in lagna or Lagna lord in neecha/debilitation position will give low ideals and a person will support service. Raj Yoga is given for a house whose lord is strong while 3/6/8 lords are debilitated or host debilitated planets b) Benefic in lagna would support business by its dristi, and being in the 8th house counted from it, will not empower the 6th house c) Chandra in lagna is marana karaka stana position from Service. d) Shani or Guru in Lagna will want to destroy any planet in 6th house of service e) Surya in lagna will not like grahas in 6th from it, particularly its enemy, Shani f) Malefic planets in lagna will destroy business and promote service 2nd house a) Neecha planets will support business. They form Raj Yoga for the business. Neecha planets in this chart are considered very good. b) Benefic grahas will support service, not business c) Chandra is bad for business, being in marana stana d) Rahu is good for business but bad for service, being in marana stana from the 6th house e) Shani or Guru will not support any planet placed in 7th house when found in 2nd. f) Surya in 2nd while shani in 7th will destroy business g) Malefics are better for business than service, provided 7th house lord is strong and well placed. Page 6 of 7

BUSINESS and Investments Presented by Zoran Radosavljevic at SJC West Coast Conference 2006Under the Guidance of Pt. Sanjay Rath Malefic grahas in 2nd will destroy money and luck in service rd 3 house This is the 10th house counted from the 6th and 9th house counted from the 7th. a) It is important to see whether grahas placed in this house support shani (service) or budha (business). For example, Mangal placed here will hate Budha and will be too fighting all the time, which may damage business. From 6th house it will be in digbala from 6th house b) Rahu in this house will damage business c) Shukra in this house will hate service and prefer business d) Shani in this house will promote service and may give initial poverty if person enters business. Only through careful planning and in the long term run (fighting) a person may succeed in business In this way all other houses should be studied. Example Charts: Exercises: Deciding on business or service, circumstances and timing

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