Project Report: "Loan Appraisal Mechanism & NPA Analysis"
Project Report: "Loan Appraisal Mechanism & NPA Analysis"
PROJECT REPORT
ON Loan Appraisal Mechanism & NPA Analysis
AT
SUBMITTED TO
UNIVERSITY OF PUNE IN PARTIAL FULFILLMENT OF MASTER OF BUSINESS ADMINISTRATION
SUBMITETED BY MR. GAUTAM P. KAMBLE MBA (II) FINANCE UNDER GUIDANCE OF PROF. D.D WALKE YEAR 2008-09
NDMVPS INSTITUTE OF MANAGEMENT, RESEARCH AND TECHNOLOGY, GANGAPUR ROAD, NASHIK 422002
ACKNOWLEDGEMENT
I am thankful to Director Walke Sir. The Director of I.M.R.T., College and Head of Department of Finance who had given me an opportunity to do this project. I wish to express my deep sense of gratitude to Prof. Walke sir for his excellence guidances during his period of this project work were invaluable. I am extremely grateful to Mr. Subhash Bhujbal (Sr. Branch Manager) of Bank of Baroda. He has given the inspiration and valuable guidance. Last but not least, I am thankful to library department of our college for making available books and also to those who have directly and indirectly help in preparation of this project report.
DECLARATION
I am Gautam Pralhad Kamble the student of Institute of management Research and Technology, Nashik. The course of MBA of Pune University consists of four semesters. Every student has to under go a project during his academic curriculum of university. The project is compulsory for every student. I have by declared that the project is and independent analysis work carried out by me under the guidance of Director and Prof. Walke sir. This report has not been previously submitted for an award of any degree of this of any other university. Thanking You.
INDEX
CHAPTER NO. CHAPTER: 1 INTRODUCTION 1.1 Introduction 1.2 Objective of the Project 1.3 Selection of the Topic 1.4 Objective of the study 1.5 Research Methodology 1.6 Limitation of the Project CHAPTER:2 BANK PROFILE 2.1 Background and History 2.2 Organization Chart 2.3 Product Range CHAPTER:3 DATA ANALYSIS & INTERPRETATION 3.1 Loan Policy of the Bank 3.2 Credit Appraisal 3.3 Monitoring & Follow-up 3.4 NPA 3.5 Graphical Presentation CHAPTER:4 CONCLUSION CHAPTER:5 RECOMMENDATIONS & SUGGESTIONS APPENDICES GLOSAARY BIBLIOGRAPHY 66 67 64 62 15 26 36 39 44 10 13 14 1 3 4 5 6 9 CONTENTS PAGE NO.
CHAPTER-1
CHAPTER-2
CHAPTER-3
CHAPTER-4
CHAPTER-5